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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
Sales Activity
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Population
Population growth drivers in South Kempsey are slightly above average based on AreaSearch's ranking of recent, and medium term trends
Based on analysis of ABS population updates for the broader area, and new addresses validated by AreaSearch since Feb 2026, the suburb of South Kempsey's population is estimated at around 2,727. This reflects an increase of 123 people (4.7%) since the 2021 Census, which reported a population of 2,604 people. The change is inferred from the resident population of 2,666, estimated by AreaSearch following examination of the latest ERP data release by the ABS in June 2024 and an additional 19 validated new addresses since the Census date. South Kempsey's growth rate of 4.7% positions it within 0.5 percentage points of the SA3 area (5.2%), demonstrating competitive growth fundamentals. Population growth for the suburb was primarily driven by interstate migration, contributing approximately 68.0% of overall population gains during recent periods. AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, as released in 2024 with 2022 as the base year.
For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections, released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. Based on aggregated SA2-level projections, the suburb is expected to grow by 444 persons to 2041, reflecting an increase of 15.2% in total over the 17 years.
Frequently Asked Questions - Population
Development
Residential development activity is lower than average in South Kempsey according to AreaSearch's national comparison of local real estate markets
AreaSearch analysis of ABS building approval numbers in South Kempsey shows around 6 residential properties granted approval per year over the past 5 financial years, totalling an estimated 32 homes. So far in FY-26, 0 approvals have been recorded. Each dwelling built accommodates approximately 3 new residents per year on average between FY-21 and FY-25, indicating healthy demand for housing. The average expected construction cost value of new homes is $403,000, slightly above the regional average, suggesting a focus on quality developments.
In this financial year, $871,000 in commercial approvals have been registered, demonstrating the area's residential nature. Compared to Rest of NSW, South Kempsey records markedly lower building activity, with 57.0% below the regional average per person. This constrained new construction typically reinforces demand and pricing for existing dwellings, reflecting the area's maturity and possible planning constraints. New building activity comprises 80.0% standalone homes and 20.0% townhouses or apartments, maintaining South Kempsey's traditional low density character with a focus on family homes appealing to those seeking space. The estimated population per dwelling approval is 414 people in the area.
Population forecasts indicate South Kempsey will gain 414 residents through to 2041. At current development rates, housing supply may struggle to match population growth, potentially heightening buyer competition and supporting price increases.
Frequently Asked Questions - Development
Infrastructure
South Kempsey has moderate levels of nearby infrastructure activity, ranking in the top 50% nationally
Changes to local infrastructure significantly influence an area's performance. AreaSearch has identified ten projects that could impact the area. Notable ones are Verge and Eden Streets Sporting Complex, West Kempsey Social and Affordable Housing, Telecommunications Facility West Kempsey, and Kempsey Riverside Precinct Foreshore Stabilisation. The following list details those most relevant.
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Frequently Asked Questions - Infrastructure
Low and Mid-Rise Housing Policy
State-wide NSW planning reforms to enable diverse low and mid-rise housing, including dual occupancies, terraces, townhouses, and apartment buildings up to 6 storeys. The policy applies to residential zones within 800m of 171 nominated transport hubs and town centres. Stage 1 (dual occupancies) commenced 1 July 2024, and Stage 2 (mid-rise apartments and terraces) commenced 28 February 2025. In June 2025, further amendments adjusted aircraft noise thresholds and clarified storey definitions to expand the policy's reach. The initiative is expected to facilitate approximately 112,000 additional homes by 2030.
Kempsey Riverside Precinct Foreshore Stabilisation
A comprehensive 460-metre sheet pile wall installation project along the Macleay River bank to stabilize the foreshore, protect critical assets including the Kempsey Traffic Bridge and CBD flood levee, and enhance community recreational space. The project includes erosion protection, replacement of the wharf, extended footpaths, new seating areas, and improved flood recovery infrastructure. Works commenced in January 2025 and are progressing in stages, with the sheet pile wall installed from Kempsey Bridge to the boat ramp, and remaining works scheduled for completion by December 2025.
West Kempsey Structure Plan
A future structure plan identified in the Kempsey Local Growth Management Strategy 2023 to guide residential and employment growth in West Kempsey. The structure plan will address housing diversity including medium density development around the Hospital and TAFE, industrial land expansion, infrastructure provision (water and sewerage), heritage protection, and connectivity improvements. West Kempsey is a key commercial and residential center with approximately 5,000 residents and is home to major civic facilities including Kempsey District Hospital, TAFE campus, and key commercial centers along Elbow Street.
Expansion of E4 General Industrial Zoned Land West Kempsey
Minor expansion of E4 General Industrial zoned land in West Kempsey to accommodate future industrial employment growth to 2041. The expansion is to be explored as part of a structure planning exercise for West Kempsey. This initiative is outlined in the Kempsey Local Growth Management Strategy 2041 (adopted 2023), which sets the direction for future population growth and development within Kempsey Shire. The strategy aims to provide industrial land to meet projected employment needs, with Kempsey Shire expected to increase from 10,948 jobs in 2016 to 15,370 jobs by 2041. West Kempsey is identified as a key commercial and residential centre for the Shire, providing focus for social and civic infrastructure with good accessibility. The industrial expansion will support the local economy and provide employment opportunities aligned with infrastructure capacity.
Verge and Eden Streets Sporting Complex
A major upgrade to the sporting complex including reconfiguration of fields, new turf wickets, refurbished grandstand, new netball courts, a new clubhouse and pavilion, new lighting, a running path, fitness stations, and expanded car parking.
West Kempsey Community Centre
A dynamic community hub refurbished from a NSW Land and Housing Corporation property with a $131,433 grant from the NSW Government Community Development Fund. The centre officially opened on March 6, 2024, providing essential support services including tenant employment programs (Test and Fix), health and wellbeing programs, Alcohol and Other Drugs counselling, youth programs (Tidda Time for young women), community meals and food relief, community gardening, and after-school support. Features vibrant exterior artwork by local Dunghutti artist Jason Ridgeway. In its first year (September 2024 - February 2025), the centre generated $8.67 million in social and economic value, demonstrating significant community impact. The hub serves as a culturally safe meeting place fostering connection, education, and empowerment for West Kempsey residents.
West Kempsey Social and Affordable Housing
CHL, with ACHL and NSW Government support via the Together Home Transition Program, is delivering 32 new social and affordable homes across six vacant lots in West Kempsey. Recent development applications cover multiple addresses (Gordon Nixon Ave, Keith Moses Cres, and George Hardiman Ave). The project aims to renew underutilised sites and provide small-scale, fit-for-purpose dwellings for singles, couples and small families.
Rezoning of RU5 Village Zone to R1 General Residential along River Street West Kempsey
Strategic planning proposal identified in the Kempsey Local Growth Management Strategy 2023 to rezone RU5 Village zoned land along River Street to R1 General Residential zoning. This rezoning aims to create a logical connection between existing R1 General Residential zones and facilitate future residential development in West Kempsey. The proposal forms part of Council's 20-year growth strategy to accommodate projected population increase and housing demand of approximately 2,790 new dwellings by 2041.
Employment
Employment conditions in South Kempsey face significant challenges, ranking among the bottom 10% of areas assessed nationally
South Kempsey has a balanced workforce with white and blue collar jobs, prominent essential services sectors, and an unemployment rate of 9.7% as per AreaSearch's statistical area aggregation. As of September 2025, there are 1,059 employed residents with an unemployment rate at 5.9%, higher than Rest of NSW's 3.8%. Workforce participation is lower at 55.8% compared to Rest of NSW's 61.5%.
Census data shows that only 7.9% work from home. Key industries include health care & social assistance, retail trade, and accommodation & food, with notable concentration in the former (1.2 times regional average). Professional & technical services have lower representation at 2.4%, compared to the regional average of 5.1%. The worker-to-resident ratio is 0.9, indicating substantial local employment opportunities.
Between September 2024 and September 2025, the labour force increased by 0.7% while employment decreased by 1.6%, leading to a rise in unemployment rate of 2.0 percentage points. In comparison, Rest of NSW had an employment decline of 0.5%. Jobs and Skills Australia's national employment forecasts from May-25 project overall growth of 6.6% over five years and 13.7% over ten years. Applying these projections to South Kempsey's industry mix suggests local employment should increase by 6.4% over five years and 13.6% over ten years, though this is a simplified extrapolation for illustrative purposes.
Frequently Asked Questions - Employment
Income
Income metrics place the area in the bottom 10% of locations nationally according to AreaSearch analysis
According to AreaSearch's aggregation of the latest postcode level ATO data released in financial year 2023, South Kempsey had a median income among taxpayers of $40,936. The average income stood at $46,857. Both figures were below the national average. In comparison, Rest of NSW had incomes of $52,390 and $65,215 respectively. Based on Wage Price Index growth of 8.86% since financial year 2023, current estimates for South Kempsey would be approximately $44,563 (median) and $51,009 (average) as of September 2025. According to the 2021 Census figures, incomes in South Kempsey fell between the 5th and 6th percentiles nationally for households, families, and individuals. Income distribution data showed that 31.8% of the population (867 individuals) had incomes within the $800 - 1,499 range, differing from regional levels where the $1,500 - 2,999 category was predominant at 29.9%. Housing affordability pressures were severe, with only 83.0% of income remaining after housing costs, ranking at the 7th percentile nationally.
Frequently Asked Questions - Income
Housing
South Kempsey is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region
In South Kempsey, as per the latest Census evaluation, 91.4% of dwellings were houses, with the remaining 8.7% being semi-detached homes, apartments, or other types. This contrasts with Non-Metro NSW's figures of 82.6% houses and 17.4% other dwellings. Home ownership in South Kempsey stood at 35.6%, with mortgaged dwellings accounting for 30.3% and rented ones making up 34.1%. The median monthly mortgage repayment was $1,300, lower than Non-Metro NSW's average of $1,733. The median weekly rent in South Kempsey was $270, compared to $330 in Non-Metro NSW. Nationally, South Kempsey's mortgage repayments were significantly lower than the Australian average of $1,863, and rents were substantially below the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
South Kempsey features high concentrations of group households, with a higher-than-average median household size
Family households constitute 67.4% of all households, including 23.5% couples with children, 24.1% couples without children, and 18.7% single parent families. Non-family households comprise the remaining 32.6%, with lone person households at 26.7% and group households making up 5.4%. The median household size is 2.6 people, larger than the Rest of NSW average of 2.4.
Frequently Asked Questions - Households
Local Schools & Education
South Kempsey faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally
The area's university qualification rate is 12.2%, significantly lower than the NSW average of 32.2%. Bachelor degrees are most common at 9.3%, followed by postgraduate qualifications (2.2%) and graduate diplomas (0.7%). Vocational credentials are held by 42.4% of residents aged 15+, with advanced diplomas at 9.0% and certificates at 33.4%. Educational participation is high, with 34.5% currently enrolled in formal education: 15.1% in primary, 10.3% in secondary, and 1.7% in tertiary education.
Educational participation is notably high, with 34.5% of residents currently enrolled in formal education. This includes 15.1% in primary education, 10.3% in secondary education, and 1.7% pursuing tertiary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Transport analysis shows 52 active public transport stops in South Kempsey, consisting of bus services. These stops are served by 42 individual routes, offering a total of 309 weekly passenger trips. Transport accessibility is rated excellent, with residents located an average of 181 meters from the nearest stop. The area being primarily residential, most commuting is outward-bound, with car remaining the dominant mode at 94%. Average vehicle ownership per dwelling stands at 1.5. According to the 2021 Census, a relatively low 7.9% of residents work from home, which may reflect COVID-19 conditions.
Service frequency averages 44 trips per day across all routes, resulting in approximately 5 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in South Kempsey is a key challenge with a range of health conditions having marked impacts on both younger and older age cohorts
South Kempsey faces significant health challenges, as assessed by AreaSearch through mortality rates and chronic condition prevalence. Multiple health conditions affect both younger and older age groups, with private health cover at approximately 46% of the total population (around 1,242 people), compared to 51.9% in Rest of NSW and a national average of 55.7%. Mental health issues and arthritis are the most prevalent conditions, affecting 11.9 and 10.3% of residents respectively, while 56.7% report having no medical ailments, compared to 63.3% in Rest of NSW.
Working-age residents face notable health challenges due to higher chronic condition rates. The area has 17.4% of residents aged 65 and over (474 people), lower than the 23.4% in Rest of NSW. Health outcomes among seniors present some challenges, aligning with national rankings for the general population.
Frequently Asked Questions - Health
Cultural Diversity
The latest Census data sees South Kempsey placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics
South Kempsey had a cultural diversity level below average, with 87.4% citizens, 93.4% born in Australia, and 97.5% speaking English only at home. Christianity was the main religion, comprising 52.4%. This compares to 55.9% across Rest of NSW.
The top three ancestral groups were Australian (32.0%), English (29.0%), and Australian Aboriginal (15.0%), which is substantially higher than the regional average of 4.6%. Notably, Samoan representation was overrepresented at 0.1%, New Zealand at 0.6%, and Lebanese at 0.2%.
Frequently Asked Questions - Diversity
Age
South Kempsey's median age exceeds the national pattern
South Kempsey's median age is 42 years, similar to Rest of NSW's average of 43 but older than Australia's 38 years. The age profile shows a prominent percentage (14.7%) of 5-14 year-olds and a smaller percentage (0.4%) of those aged 85 and above compared to the rest of NSW. Between 2021 and now, the population of those aged 35-44 has grown from 10.7% to 12.2%, while the 0-4 cohort increased from 5.6% to 6.7%. Conversely, the percentage of those aged 85 and above has declined from 1.4% to 0.4%. Population forecasts for 2041 indicate significant demographic changes in South Kempsey. The 45-54 age group is projected to grow by 28%, adding 94 residents to reach a total of 435. In contrast, population declines are projected for the 15-24 and 65-74 age groups.