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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
Sales Activity
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Sales Detail
Population
Mardi is positioned among the lower quartile of areas assessed nationally for population growth based on AreaSearch's assessment of recent, and medium term trends
Based on analysis of ABS population updates for the broader area, and new addresses validated by AreaSearch since the Census, Mardi's estimated population is around 3,646 as of Nov 2025. This reflects an increase of 48 people (1.3%) since the 2021 Census, which reported a population of 3,598 people. The change was inferred from the resident population of 3,640 estimated by AreaSearch following examination of the latest ERP data release by the ABS in June 2024 and an additional two validated new addresses since the Census date. This level of population equates to a density ratio of 383 persons per square kilometer. Mardi's 1.3% growth since census positions it within 2.4 percentage points of the SA4 region (3.7%), demonstrating competitive growth fundamentals. Population growth for the area was primarily driven by overseas migration, contributing approximately 63.0% of overall population gains during recent periods.
AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, as released in 2024 with 2022 as the base year. For any SA2 areas not covered by this data, AreaSearch is utilising the NSW State Government's SA2 level projections, as released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations are also applied to all areas for years 2032 to 2041. Looking at population projections moving forward, a population increase just below the median of Australian statistical areas is expected, with the Mardi SA2 expected to increase by 249 persons to 2041 based on aggregated SA2-level projections, reflecting an increase of 6.6% in total over the 17 years.
Frequently Asked Questions - Population
Development
The level of residential development activity in Mardi is very low in comparison to the average area assessed nationally by AreaSearch
AreaSearch analysis of ABS building approval numbers, allocated from statistical area data, shows Mardi has had virtually no dwelling approvals in recent years. Specifically, an estimated 4 homes were approved between financial year 2021 and 2025, with 0 so far in the current financial year 2026. Despite a falling population during this period, housing supply has remained adequate relative to demand, resulting in a well-balanced market with good buyer choice.
New properties are constructed at an average expected construction cost value of $383,000. Additionally, $40,000 in commercial development approvals have been recorded this financial year 2026, indicating the area's residential nature. Compared to Greater Sydney, Mardi shows substantially reduced construction activity. This limited new supply generally supports stronger demand and values for established homes, although building activity has accelerated in recent years. Nationally, this is below average, reflecting the area's maturity and possible planning constraints. Recent development has been entirely comprised of detached dwellings, maintaining the area's traditional low density character with a focus on family homes appealing to those seeking space. This favours detached housing more than current patterns suggest (78.0% at Census), demonstrating ongoing robust demand for family homes despite increasing density pressures. The estimated count of 1818 people in the area per dwelling approval reflects its quiet, low activity development environment.
Frequently Asked Questions - Development
Infrastructure
Mardi has very high levels of nearby infrastructure activity, ranking in the top 20% nationally
Changes to local infrastructure significantly impact an area's performance. AreaSearch has identified 12 projects likely affecting this region. Notable projects include the Wyong South Sewage Treatment Plant Upgrade, Tuggerah Precinct Activation - Westfield Redevelopment, M1 Pacific Motorway Tuggerah to Doyalson Widening, and Sinclair Crescent Housing Development - Wyong. The following list details those most relevant.
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INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
Mardi Water Treatment Plant Upgrade
An $82.5 million major upgrade to the Mardi Water Treatment Plant to enhance drinking water quality and security for over 210,000 residents. Key works include the construction of a new Dissolved Air Flotation (DAF) clarifier, flocculation tanks, and upgraded chemical dosing facilities to handle poor raw water conditions such as algal blooms and high turbidity. The project will ensure a reliable supply of up to 160 million litres of water per day.
Wyong Hospital Redevelopment - Stage 3
The third and final stage of the $200 million Wyong Hospital Redevelopment is now complete. This stage delivered a $6.4 million expansion of the Wyong Cancer Centre with eight new consultation rooms, a new Women's Outpatients service for antenatal clinics, and an expanded NSW Pathology laboratory. The redevelopment also includes dedicated spaces for the Nunyara Aboriginal Health Unit, the Carer Support Unit, and new modern medical workspaces to support clinical teams. While the Cancer Centre and pathology lab are operational, remaining services are set to open in a staged approach throughout early 2026.
Greater Warnervale Structure Plan
A long-term strategic framework adopted by Central Coast Council in July 2024 to manage growth in the northern Central Coast over the next 20 years. The plan facilitates an expected population increase from 20,000 to approximately 57,000 residents, supported by 10,130 new dwellings. Key features include the establishment of two neighborhood centres, employment land development, and significant environmental protections for Porters Creek Wetland. As of 2026, the plan serves as the primary guidance for ongoing precinct-level rezonings and local infrastructure priority lists.
Tuggerah Precinct Activation - Westfield Redevelopment
A transformational $2.8 billion mixed-use redevelopment of Westfield Tuggerah and the surrounding 70.85-hectare Tuggerah Gateway site. The project establishes a new town centre featuring up to 5,000 new dwellings, including a mix of apartments, townhouses, and senior living. The masterplan integrates a $700 million transport interchange at Tuggerah Station, 18 hectares of parkland, health and education services, and a significant expansion of retail and leisure facilities. The Tuggerah Gateway Planning Proposal (PP-2021-5416) was officially published and notified in April 2025, rezoning the site to R1 General Residential and MU1 Mixed Use to facilitate this 35-year vision.
Warnervale Water and Sewer Infrastructure Program
A multi-stage infrastructure program by Central Coast Council to support the Greater Warnervale growth corridor. The program includes the completed 9.4km Mardi to Warnervale Pipeline, ongoing water and sewer network extensions for the Warnervale Town Centre, and a major $82.5 million upgrade of the Mardi Water Treatment Plant. The plant upgrade involves new flocculation and Dissolved Air Flotation (DAF) systems to increase capacity to 160 million litres per day and improve water quality during poor raw water conditions.
Warnervale Link Road
Key enabling transport infrastructure project - new arterial road connecting the M1 Motorway to the Warnervale area, improving traffic flow and supporting future development in the Warnervale business and residential precincts. Enhances Central Coast connectivity and economic potential, supporting residential and business growth.
Wyong South Sewage Treatment Plant Upgrade
Major upgrade and expansion of the Wyong South Sewage Treatment Plant to increase capacity, improve treatment processes and environmental performance for the growing Central Coast population and support population growth in the northern Central Coast region.
Pacific Highway Upgrade through Wyong Town Centre
Major road infrastructure project to duplicate the Pacific Highway to two lanes in each direction between Johnson Road, Tuggerah and Cutler Drive, Wyong. Key features include replacing the Wyong River road bridge with a new four-lane bridge, upgrading the Rose Street rail bridge, and improving the Wyong Station transport interchange. The project aims to reduce congestion, improve travel times, and enhance safety for over 51,000 vehicles per day while providing new active transport facilities including a dedicated off-road cycleway.
Employment
AreaSearch analysis reveals Mardi significantly outperforming the majority of regions assessed nationwide
Mardi has a skilled workforce with essential services sectors well represented. The unemployment rate is 2.5%, with an estimated employment growth of 2.7% over the past year based on AreaSearch's aggregation of statistical area data.
As of September 2025, there are 1,988 residents employed while the unemployment rate is 1.7% lower than Greater Sydney's rate of 4.2%. Workforce participation stands at 63.9%, compared to Greater Sydney's 60.0%. Employment in Mardi is concentrated in health care & social assistance, retail trade, and construction sectors.
Professional & technical services employ only 6.6% of local workers, which is lower than Greater Sydney's 11.5%. There is one worker for every resident as per the Census data, indicating that Mardi serves as an employment hub hosting more jobs than residents and attracting workers from nearby areas. Between September 2024 and September 2025, employment levels increased by 2.7% and labour force grew by 3.3%, resulting in a rise of unemployment rate by 0.6 percentage points. In contrast, Greater Sydney experienced employment growth of 2.1% and labour force growth of 2.4%, with a 0.2 percentage point increase in unemployment rate. As of 25-November, NSW employment has contracted by 0.03% (losing 2,260 jobs), with the state's unemployment rate at 3.9%. This compares favourably to the national unemployment rate of 4.3%. Jobs and Skills Australia's national employment forecasts from May-25 suggest that national employment should expand by 6.6% over five years and 13.7% over ten years, with significant variations in growth rates between industry sectors. Applying these projections to Mardi's employment mix indicates that local employment is expected to increase by 6.5% over five years and 13.5% over ten years.
Frequently Asked Questions - Employment
Income
The area's income profile falls below national averages based on AreaSearch analysis
According to AreaSearch's aggregation of ATO data released for financial year 2023, Mardi had a median taxpayer income of $49,794 and an average income of $60,828. Nationally, the average was $60,817, with Greater Sydney at $83,003. By September 2025, estimates suggest Mardi's median income will be approximately $54,206 and average income $66,217, based on an 8.86% Wage Price Index growth since financial year 2023. The 2021 Census placed household, family, and personal incomes in Mardi at the 54th percentile nationally. Income distribution shows that 36.5% of residents (1,330 people) earn between $1,500 and $2,999, reflecting regional patterns where 30.9% fall into this bracket. Housing costs consume 15.9% of income in Mardi, but strong earnings place disposable income at the 62nd percentile nationally. The area's SEIFA income ranking places it in the 5th decile.
Frequently Asked Questions - Income
Housing
Mardi is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region
Dwelling structure in Mardi, as evaluated at the latest Census, comprised 78.0% houses and 22.0% other dwellings. In Sydney metro, this was 83.2% houses and 16.7% other dwellings. Home ownership in Mardi was 29.3%, with mortgaged dwellings at 40.8% and rented at 29.9%. The median monthly mortgage repayment in Mardi was $1,913, compared to Sydney metro's $1,900. Median weekly rent in Mardi was $440, while Sydney metro recorded $385. Nationally, Mardi's mortgage repayments were higher than the Australian average of $1,863, and rents were substantially above the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
Mardi features high concentrations of family households, with a higher-than-average median household size
Family households constitute 79.4% of all households, consisting of 38.4% couples with children, 23.0% couples without children, and 17.1% single parent families. Non-family households account for the remaining 20.6%, with lone person households at 18.2% and group households comprising 2.5% of the total. The median household size is 2.8 people, which is larger than the Greater Sydney average of 2.5.
Frequently Asked Questions - Households
Local Schools & Education
The educational profile of Mardi exceeds national averages, with above-average qualification levels and academic performance metrics
The area's university qualification rate is 21.6%, significantly lower than Greater Sydney's average of 38.0%. Bachelor degrees are the most common at 16.0%, followed by postgraduate qualifications (3.6%) and graduate diplomas (2.0%). Vocational credentials are held by 39.6% of residents aged 15+, with advanced diplomas at 12.4% and certificates at 27.2%. Educational participation is high, with 32.5% currently enrolled in formal education: 12.0% in primary, 8.9% in secondary, and 4.5% in tertiary education.
Educational participation is notably high, with 32.5% of residents currently enrolled in formal education. This includes 12.0% in primary education, 8.9% in secondary education, and 4.5% pursuing tertiary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Transport analysis shows 30 active stops operating within Mardi, offering a mix of bus services. These stops are served by 51 individual routes, collectively providing 596 weekly passenger trips. Transport accessibility is rated excellent, with residents typically located 173 meters from the nearest stop.
Service frequency averages 85 trips per day across all routes, equating to approximately 19 weekly trips per stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Mardi is lower than average with common health conditions somewhat prevalent across the board, though to a slightly higher degree among older age cohorts
Mardi faces significant health challenges with common health conditions somewhat prevalent across the board, particularly among older age cohorts to a slightly higher degree.
The rate of private health cover is relatively low at approximately 51% of the total population (~1,860 people). Mental health issues and asthma are the most common medical conditions in the area, impacting 10.2 and 8.9% of residents respectively. A total of 65.8% of residents declare themselves completely clear of medical ailments compared to 61.5% across Greater Sydney. The area has 15.8% of residents aged 65 and over (576 people), which is lower than the 22.3% in Greater Sydney. Health outcomes among seniors present some challenges requiring more attention than the broader population.
Frequently Asked Questions - Health
Cultural Diversity
In terms of cultural diversity, Mardi records figures broadly comparable to the national average, as found in AreaSearch's assessment of a number of language and cultural background related metrics
Mardi's population shows above-average cultural diversity, with 20.5% born overseas and 12.4% speaking a language other than English at home. Christianity is the predominant religion in Mardi, accounting for 56.7% of its population, slightly higher than Greater Sydney's 56.2%. The top three ancestral groups are English (29.9%), Australian (27.0%), and Irish (7.8%).
Notably, Spanish (0.8%) is overrepresented compared to the regional average of 0.3%, as are Korean (0.7% vs 0.1%) and South African (0.7% vs 0.3%) groups.
Frequently Asked Questions - Diversity
Age
Mardi's population is slightly younger than the national pattern
Mardi's median age is 37, matching Greater Sydney's figure and closely resembling Australia's median age of 38. The 5-14 age group comprises 14.8% of Mardi's population, higher than Greater Sydney's proportion. Conversely, the 25-34 cohort makes up 11.9%, lower than Greater Sydney's percentage. Between 2021 and 2041, demographic projections indicate substantial changes in Mardi's age structure. Notably, the 65 to 74 group is projected to grow by 34% (102 people), reaching 409 from 306. This growth contributes significantly to overall population aging, with those aged 65 and above accounting for 74% of projected growth. Meanwhile, the 25-34 and 15-24 age groups are anticipated to decrease in population size.