Ascot (Greater Bendigo - Vic.)

Suburb (SAL)

Rest of Vic. / Bendigo

 
 
 
 
 
 
 
Data Sources ABSValuer GeneralRental BoardACARA Newest Aug 2026 · Refreshed ABS QuickStats SAL20074 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Ascot (Greater Bendigo - Vic.)

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DemographicsPopulation Growth in Ascot (Greater Bendigo - Vic.)

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Ascot (Greater Bendigo - Vic.) has an estimated 2,621 residents, up from 2,571 at the 2021 Census — a change of 50 people, or 1.9%. Growth has averaged 0.9% a year over five years, slower than 80% of areas nationally. That puts 248 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

According to investigations of ABS population updates for the wider region, alongside new addresses validated by AreaSearch since the Census, the resident count of the suburb of Ascot (Greater Bendigo - Vic.) is estimated to be approximately 2,621 as of May 2026. This represents a gain of 50 people (1.9%) since the 2021 Census, which documented a population of 2,571 individuals. This adjustment is calculated from the resident population of 2,587, estimated by AreaSearch following analysis of the most recent ERP data release by the ABS (June 2025) and an extra 23 validated new addresses since the Census date.

Such a population level results in a density ratio of 248 persons per square kilometer, offering substantial space per individual and potential scope for subsequent expansion. Over the previous decade, the suburb of Ascot (Greater Bendigo - Vic.) has shown durable growth trends with a 3.2% compound annual growth rate, outperforming the SA3 area. Population expansion for the locality was mainly propelled by natural growth which accounted for roughly 44.0% of total population additions during recent periods, although all components including interstate migration and overseas migration were positive contributors. AreaSearch implements ABS/Geoscience Australia projections for each SA2 area, published in 2024 with 2022 as the base year. For any SA2 regions lacking this coverage, AreaSearch employs the VIC State Government's Regional/LGA projections published in 2023 with adjustments made using a technique of weighted aggregation of population growth from LGA to SA2 tiers. Growth rates by age group from these aggregations are also applied across all areas for years 2032 to 2041. Looking at population projections ahead, outstanding growth, ranking in the top 10 percent of Australian non-metropolitan regions, is anticipated over the timeframe with the suburb of Ascot (Greater Bendigo - Vic.) projected to expand by 1,240 persons to 2041 based on aggregated SA2-level projections, representing a rise of 46.0% in total over the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Ascot?
Total population for the suburb of Ascot was estimated to be approximately 2,621 as at May 26. This is based upon an estimated resident population of 2,587 from the ABS up to June 2025.
How has the population in the suburb of Ascot changed since 2021?
The suburb of ascot has added approximately 50 people and shown a 1.94% increase from the 2,571 people recorded at the 2021 Census period.
What is the population density in the suburb of Ascot?
The population density in the suburb of Ascot is estimated at 248 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Ascot?
Over the past 10 years, the population in the suburb of Ascot has shown a compound annual growth rate of 3.2% per annum.
What are the main drivers of population growth in the suburb of Ascot?
Population growth in the suburb of Ascot is driven by: Natural increase (44.0%), Interstate migration (39.0%), Overseas migration (17.0%). The primary driver is Natural increase, contributing 44.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Ascot (Greater Bendigo - Vic.)

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Detail

Ascot displays very limited building activity with three new dwellings approved annually (17 dwellings over the five-year period). This minimal construction volume is typical of rural locations where housing requirements are modest and building activity is naturally restricted by local demand and infrastructure capacity. Note that the small sample size means that individual development projects can significantly affect annual growth and relativity statistics. Ascot displays substantially less construction activity than Rest of Vic.. The development pattern is also well below national averages. Furthermore, recent development has been entirely comprised of detached houses, maintaining the area's rural character with an emphasis on space.

The estimated count of 646 people in the area per dwelling approval reflects its quiet, low activity development environment. Population forecasts suggest Ascot will gain 1,206 residents through to 2041 (from the latest AreaSearch quarterly estimate). If current construction volumes persist, housing supply could lag population growth, likely intensifying buyer competition and supporting price growth.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Ascot recently?
Dwelling approval activity in the the suburb of Ascot area has seen 8 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Ascot's current population of 2,621 has been supported by 3 approvals on average over recent years.
How does the suburb of Ascot's development activity compare to the broader region?
The suburb of Ascot has seen 0.13 approvals per 100 people in recent years, compared to 0.82 approvals in the broader region. This means that one dwelling has been approved for every 646 people in the suburb of Ascot, compared to one for every 156 in the broader region.
Is the suburb of Ascot keeping up with housing demand?
With the population expected to increase by 1,206 people by 2041, around 603 new dwellings will be necessary. Recent approval levels may be insufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This indicates potential housing shortages if current approval trends continue.
What has been the trend in development approvals over the past five years in the suburb of Ascot?
Looking at development activity over the past five years, the suburb of Ascot's approval levels have been significantly above the yearly average of 3, indicating strong recent growth in development activity.
How many dwellings will be needed to accommodate future population growth in the suburb of Ascot?
The population in the suburb of Ascot is expected to grow by 1,206 people by 2041, necessitating approximately 603 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the suburb of Ascot?
Over the past five years, the population in the suburb of Ascot has grown by approximately 1,429 people, while 17 residential approvals were recorded. This equates to a ratio of 84.1 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the suburb of Ascot?
With dwelling approval activity running at an average of 3 approvals per year and a population of 2,621, there appears to be a supply shortfall relative to projected demand, presenting strong opportunities for residential developers. With the population expected to increase by 1,206 people by 2041, around 603 new dwellings will be necessary. Current approval trends may be insufficient to meet forecast demand, indicating strong development opportunities.
Approvals Pipeline Development applications near Ascot (Greater Bendigo - Vic.)

Development applications around Ascot (Greater Bendigo - Vic.)

Development approvals is a new addition to AreaSearch. We’re actively expanding council coverage and refining the dataset — details and statuses for some councils may be partial. Check back regularly for the latest pipeline.
Application search is not available in Victoria. AreaSearch holds 1 application for Ascot (Greater Bendigo - Vic.), but they are a record of past activity rather than a current register. Victoria has no state-wide planning portal and its council coverage is uneven, so we have switched the search off here rather than return partial answers. We are currently investigating a solution. No credits are charged for Victorian applications, and building approvals from the ABS and the major projects we track are unaffected.

SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Ascot (Greater Bendigo - Vic.)

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AreaSearch tracks 2 current infrastructure and development projects inside Ascot (Greater Bendigo - Vic.), worth an estimated $195 million. A further 47 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $2.54 billion. 17 are already under construction and 15 are due for completion within three years. The pipeline spans residential development, transport & logistics and education & training. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Nothing can influence an area's performance as much as changes to local infrastructure, major projects and planning initiatives. In total 6 projects have been identified by AreaSearch that are likely to have an impact on the area. Key projects include Victory Christian College Epsom Campus, Maiden Gully Road/Calder Highway Intersection Upgrade, Epsom Village Shopping Centre Redevelopment, and Maiden Gully Growth Area, with the below list detailing those likely to be of most relevance.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Ascot?
Key infrastructure and planning changes likely to influence the suburb of Ascot include: Victory Christian College Epsom Campus (Construction); Maiden Gully Road/Calder Highway Intersection Upgrade (Planning); Epsom Village Shopping Centre Redevelopment (Construction); Maiden Gully Growth Area (Planning); and Elmwood Epsom (Now Selling). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Ascot?
Infrastructure development impacting the suburb of Ascot spans multiple sectors including Transport & Logistics, Residential Development, and Energy, among others.
What is the scale of infrastructure investment impacting the suburb of Ascot?
Infrastructure investment analysis indicates substantial capital deployment exceeding $2.0 billion in projects that will impact the extended area.
How does the suburb of Ascot's infrastructure development compare to other areas?
The suburb of Ascot ranks in the top 20% nationally for infrastructure development, reflecting exceptional investment activity compared to similar areas across the country.
Calder Highway-Maiden Gully Road, Maiden Gully Intersection Upgrade
Category: Transport & Logistics
Stage: Planning | Est. Comp: 0
Source / Links: Link 1   Link 2  

Signalisation of the Calder Highway and Maiden Gully Road intersection, converting the existing three-leg junction into a signalised four-leg intersection connected to Carolyn Way, which will be converted to two-way traffic. Works include pedestrian operated signals to replace the existing school crossing and new shared user paths for pedestrians and cyclists around the intersection. Funding was confirmed in the Victorian Government's 2026-27 State Budget as part of a $73.4 million regional roads package covering multiple intersections.Department of Transport and Planning is now progressing design work ahead of a procurement stage, with construction hoped to start in 2027.

Transport & Logistics

Epsom Village Shopping Centre Redevelopment
Category: Retail
Stage: Completed | Est. Comp: 2026
Source / Links: Link 1   Link 2  

The $25 million redevelopment of Epsom Village has transformed the site into a modern community and wellness hub. The project involved the delivery of new retail and dining tenancies including Dan Murphy's, Carl's Jr, and Domino's, alongside a medical centre and health facilities. While the retail component is operational, the associated $3 million Howard Street and Midland Highway intersection upgrade, long deemed the state's most dangerous, secured definitive state funding in the 2026/2027 Victorian Budget to finalize safety signalisation and lane improvements.

Retail

Victory Christian College Epsom Campus
Category: Education & Training
Stage: Construction | Est. Comp: 2031
Source / Links: Link 1   Link 2  

Stage 1 of Victory Christian College's new P-12 Epsom campus is substantially complete and opened for the 2026 school year with Prep to Year 7. The first stage includes modern learning spaces, science, art, technology and food studies facilities, covered basketball courts, play areas, administration and supporting infrastructure. Future staged development will progressively add Year 8 to Year 12, additional sporting facilities, gymnasium, auditorium and expanded learning facilities, with the long-term masterplan targeting approximately 1,100 students.

Education & Training

Howard Street/Midland Highway Intersection Upgrade
Category: Transport & Logistics
Stage: Planning | Est. Comp: 0
Source / Links: Link 1   Link 2  

Intersection upgrade at Howard Street and Midland Highway in Epsom, near Bendigo. The intersection was voted the most dangerous in regional Victoria in the 2024 RACV My Country Roads Survey, with both roads carrying approximately 10,000 vehicles daily. The Victorian Government has committed 600,000 AUD for scoping and design to improve pedestrian and cyclist safety near Epsom Primary School, provide safer turning movements, and increase capacity. Construction funding has not yet been confirmed; the 2026/27 state budget allocated a share of 73.4 million AUD for regional road projects including this intersection and the Calder Highway/Maiden Gully Road intersection, with a delivery timeline still to be set.

Transport & Logistics

Elmwood Epsom
Category: Residential Development
Stage: Construction | Est. Comp: 2028
Source / Links: Link 1   Link 2  

Elmwood Epsom is a 94-lot residential land estate by YourLand Developments in the White Hills precinct of Epsom, approximately 5 km north of Bendigo CBD. The estate is well advanced, with the developer continuing to market the final stages and indicating completion through 2028. The community is located close to schools, Epsom Village, public transport and the Bendigo Botanic Gardens.

Residential Development

Victory Christian College Epsom Campus - Stage 1
Category: Education & Training
Stage: Completed | Est. Comp: 2026
Source / Links: Link 1   Link 2  

First stage of Victory Christian College's new Epsom campus, comprising a two-storey education centre with 11 classrooms, a science laboratory, art room, technology laboratory, food technology room, flexible learning space and two outdoor covered basketball courts. The campus officially opened in February 2026 with around 190-200 students from Prep to Year 7. It is the college's second campus alongside the existing Strathdale site, and forms the first of a multi-stage masterplan expected to grow the Epsom campus to a capacity of around 1000-1100 students from Prep to Year 12 by the mid-2030s.

Education & Training

Bendigo Low Line
Category: Transport & Logistics
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   Link 2  

The Bendigo Low Line is a 4.4 km shared walking and cycling corridor being constructed within the Bendigo Creek flood channel between Golden Square and White Hills. The project completes the missing link in the Bendigo Creek Trail and includes a sealed shared path, new access ramps, retaining walls, drainage upgrades, lighting, seating, landscaping and wayfinding. Construction remained underway through 2026 with sections progressively opening as part of the broader Bendigo Creek active transport network.

Transport & Logistics

Huntly Railway Station
Category: Transport & Logistics
Stage: Completed | Est. Comp: 0
Source / Links: Link 1   

New railway station on Echuca line with single-sided platform, drop-off zone, two bus bays, car parking, accessibility ramp, lighting and CCTV. Fast-tracked completion ahead of original 2023 schedule.

Transport & Logistics

Jobs & IndustryEmployment Trends in Ascot (Greater Bendigo - Vic.)

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1,172 residents of Ascot (Greater Bendigo - Vic.) are employed, from a labour force of 1,207. Unemployment sits at 2.9%, with participation at 61.3%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.3% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 2,165, about 83% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

Ascot possesses a skilled workforce, with essential services sectors well represented, and an unemployment rate of just 2.9%, based on AreaSearch aggregation of statistical area data. As of March 2026, 1,172 residents are in work while the unemployment rate is 0.8% below Regional Vic.'s rate of 3.7%, and workforce participation matches Regional Vic.'s 61.1%. Based on Census responses, a moderate 13.6% of residents were found to work from home, though Covid-19 lockdown impacts should be considered. The key industries of employment among residents are health care & social assistance, construction, and retail trade.

The area has particular employment specialization in mining, with an employment share of 5.4 times the regional level. On the other hand, agriculture, forestry & fishing is under-represented, with only 2.2% of Ascot's workforce compared to 7.5% in Regional Vic.. The area appears to offer limited employment opportunities locally, as indicated by the count of Census working population vs resident population. Based on AreaSearch analysis of SALM and ABS data, aggregated from broader statistical areas, the 12-month period saw labour force decreasing by 2.3% while employment declined by 2.5%, leaving unemployment broadly flat. In contrast, Regional Vic. experienced employment decline of 0.1% and labour force decline of 0.3%, with a 0.2 percentage point drop. Jobs and Skills Australia's national employment forecasts from May-25 can offer further insight into potential future demand within Ascot. These projections, covering five and ten-year periods, have been mapped against the local employment profile to estimate growth patterns. While national employment is forecast to expand by 6.6% over five years and 13.7% over ten years, growth rates differ significantly between industry sectors. Applying these industry-specific projections to Ascot's employment mix suggests local employment should increase by 6.3% over five years and 13.5% over ten years (please note this is a simple weighting extrapolation for illustrative purposes and does not take into account localised population projections).

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Ascot?
As of March 2026, the suburb of Ascot has approximately 1,172 employed residents with an unemployment rate of 2.9%. This very low unemployment rate indicates a tight labour market with strong demand for workers. Employment performance is above the national median, showing positive labour market dynamics.
How does the suburb of Ascot's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Ascot stands at 2.9%, which is 0.8 percentage points below Regional Vic.'s rate of 3.7%. This lower unemployment rate suggests stronger local employment conditions. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Ascot?
The employment landscape in the suburb of Ascot is dominated by several key sectors. The largest employers are health care & social assistance (19.1% of employment), construction (9.8%), and retail trade (9.0%). Other significant employers include education & training and manufacturing.
How has employment changed recently in the suburb of Ascot?
Over the past year to March 2026, the suburb of Ascot has experienced a decline in employment, with total jobs decreasing while the labour force decreased. As a result, the unemployment rate has rise. By comparison, Regional Vic. saw employment decreased and its unemployment rate dropped.
What is the workforce participation rate in the suburb of Ascot?
The workforce participation rate in the suburb of Ascot is 61.3%, which represents the proportion of working-age residents who are either employed or actively seeking work. This healthy participation rate reflects good employment opportunities and workforce engagement. The local rate leading the Regional Vic. average of 61.1%, showing similar workforce dynamics to the broader region.
Which industries are over-represented in the suburb of Ascot's employment market?
The suburb of ascot shows notable specialization in mining, which employs 3.8% of the local workforce compared to 0.7% regionally. With a local vs regional employment ratio of 5.4, this represents a significant industry cluster that likely serves markets beyond the local area. The area also shows above-average employment in 2 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the suburb of Ascot?
Based on Jobs and Skills Australia projections applied to the suburb of Ascot's industry mix, employment is expected to grow by 6.3% over the next five years and 13.5% over ten years. This compares to national growth expectations of 6.6% over five years. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Ascot compare nationally?
The suburb of ascot's employment market shows above-average performance nationally, placing in the top half of areas assessed. Employment indicators suggest healthy labour market conditions relative to other regions. Recent job advertisement trends show the broader employment region saw a 3.2% decline, ranking 26.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Ascot?
Skilled workers will find good opportunities in the suburb of Ascot, with skilled sectors accounting for 36.8% of employment. Key sectors for skilled workers include health care & social assistance (19.1%), education & training (9.0%), and finance & insurance (4.1%). With projected employment growth of 6.3% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Ascot (Greater Bendigo - Vic.)

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Median household income in Ascot (Greater Bendigo - Vic.) is $1,913 a week (about $99,000 a year), with median personal income at $839 a week. ATO records put median taxable income at $55,054 a year against an average of $67,473. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

The most recent postcode level ATO data from AreaSearch for financial year 2023 indicates that earnings in Ascot are close to the national average, with the median recorded at $55,054 and the average income sitting at $67,473. This compares to Regional Vic. figures of a median income of $50,954 and an average income of $62,728. Factoring in a Wage Price Index increase of 9.62% since financial year 2023, present estimates would be approximately $60,350 (median) and $73,964 (average) as of March 2026. Based on 2021 Census data, household, family and personal incomes in Ascot group around the 58th percentile nationally.

The earnings profile shows the largest cohort comprises 40.7% of residents (1,066 people) in the $1,500 - 2,999 bracket, mirroring patterns observed in the wider region where 30.3% of the population are in this range. Once housing costs are deducted, residents retain 88.2% of their income, indicating healthy purchasing power, while the area's SEIFA income ranking falls in the 4th decile.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Ascot?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Ascot is approximately $60,350. The official ATO data from FY-23 recorded a median of $55,054.
What is the average taxable income in the suburb of Ascot?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Ascot is approximately $73,964. The official ATO data from FY-23 recorded an average of $67,473.
How does the median taxable income in the suburb of Ascot compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Ascot is approximately $60,350 compared to $55,856 in Regional Vic.. The official ATO data from FY-23 shows $55,054 and $50,954 respectively.
How does the average taxable income in the suburb of Ascot compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Ascot is approximately $73,964 compared to $68,762 in Regional Vic.. The official ATO data from FY-23 shows $67,473 and $62,728 respectively.
What are the main income cohorts in the suburb of Ascot according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~40.7% / 1,066 persons) of the suburb of Ascot's population is the $1,500 - 2,999 cohort.
How do the main income cohorts in the suburb of Ascot compare to the region?
The largest income cohort in the suburb of Ascot is the $1,500 - 2,999 group, representing about 40.7% of the population. In comparison, Regional Vic.'s largest income cohort is the $1,500 - 2,999 group, representing 30.3% of its population, according to the 2021 Census.
What is the median household income in the suburb of Ascot according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Ascot is $1,913/wk.
What is the median family income in the suburb of Ascot according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Ascot is $2,043/wk.
What is the median personal income in the suburb of Ascot according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Ascot is $839/wk.
How does the suburb of Ascot's income rank nationally?
The suburb of Ascot shows a median taxpayer income of $55,054 and an average of $67,473 according to the latest postcode level ATO data aggregated by AreaSearch for FY-23. This is in line with the national averages, contrasting with Regional Vic.'s median income of $50,954 and average income of $62,728. Based on Wage Price Index growth of 9.62% since FY-23, current estimates would be approximately $60,350 (median) and $73,964 (average) as of March 2026.
What is the disposable income in the suburb of Ascot?
The estimated disposable income in the suburb of Ascot is $7,311 per year according to AreaSearch analysis.
How does the suburb of Ascot's disposable income compare to the region?
The suburb of ascot's disposable income is $7,311 compared to $5,209 for Regional Vic., based on AreaSearch analysis.

Housing StockHousing & Dwellings in Ascot (Greater Bendigo - Vic.)

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Ascot (Greater Bendigo - Vic.) had 880 occupied dwellings at the 2021 Census, 99% detached houses and 0% apartments. 48% are owned with a mortgage, 16% rented and 35% owned outright. At that Census the median rent was $350 a week and the median mortgage repayment $1,517 a month. Rent absorbs 18.3% of household income here and mortgage repayments 18.3%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

Residential structures in Ascot, as measured during the most recent Census, consisted of 98.9% separate houses and 1.1% other dwellings (such as semi-detached homes, apartments, and alternative dwellings), compared to Regional Vic.'s breakdown of 90.1% houses and 9.9% other dwellings. Meanwhile, the home ownership rate in Ascot was lower than the Regional Vic. benchmark at 35.4%, with the remaining properties occupied by people with a mortgage (48.1%) or renting (16.4%). The median monthly mortgage payment in the area was higher than the Regional Vic. average at $1,517, while the median weekly rent was recorded at $350, compared to Regional Vic.

figures of $1,430 and $285. On a national scale, Ascot's mortgage payments are significantly lower than the Australian average of $1,863, and rents are below the national figure of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Ascot?
In the suburb of Ascot, 35.4% of homes are owned outright, 48.1% are owned with a mortgage, and 16.4% are rented.
What percentage of dwellings in the suburb of Ascot are houses?
According to the latest data, 98.9% of dwellings in the suburb of Ascot are houses.
What percentage of dwellings in the suburb of Ascot are apartments or units?
In the suburb of Ascot, 0.0% of dwellings are apartments or units, with an additional 1.1% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Ascot?
Outright home ownership in the suburb of Ascot stands at 35.4%, compared to 40.9% in Regional Vic..
What is the median monthly mortgage repayment in the suburb of Ascot?
The median monthly mortgage repayment in the suburb of Ascot is $1,517, compared to $1,430 in Regional Vic..
What is the median weekly rent in the suburb of Ascot?
The median weekly rent in the suburb of Ascot is $350, compared to $285 in Regional Vic..
What is the distribution of rental prices in the suburb of Ascot?
In the suburb of Ascot, 0.0% of rentals are $0-149/week, 42.1% are $150-349/week, 57.9% are $350-649/week, 0.0% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the suburb of Ascot?
The aggregate monthly housing cost in the suburb of Ascot is $978, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Ascot?
In the suburb of Ascot, households with mortgages typically spend 18.3% of their income on mortgage repayments, while renters spend 18.3% of their income on rent.
How crowded are homes in the suburb of Ascot?
The average persons per bedroom ratio in the suburb of Ascot is 0.7, indicating the level of household density.
How does housing affordability in the suburb of Ascot compare to the region?
Housing affordability in the suburb of Ascot shows mortgage holders spending 18.3% of income on repayments (vs 23.8% regionally), while renters spend 18.3% of income on rent (vs 20.6% regionally).
What types of dwellings are most common in the suburb of Ascot?
The dwelling mix in the suburb of Ascot consists of 98.9% detached houses, 1.1% semi-detached dwellings, 0.0% apartments, and 0.0% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Ascot?
Accounting for the local ownership mix, the weighted average monthly housing cost is approximately $978. This accounts for outright owners paying no housing costs, mortgage holders paying $1,517/month, and renters paying $1,516/month.
How affordable is housing in the suburb of Ascot relative to local incomes?
Housing in Ascot consumes approximately 11.8% of median household income ($8,283 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Ascot?
Development activity remains minimal in this area with fewer than 5 recent applications recorded.

HouseholdsHousehold Composition in Ascot (Greater Bendigo - Vic.)

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Ascot (Greater Bendigo - Vic.) counted 880 households at the 2021 Census, averaging 2.8 people each. 37% are couples with children, against 32% couples without children. 16% of households are people living alone, and families average 1.8 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Family households represent the vast majority at 82.3% of all households, consisting of 36.8% couples with children, 31.9% couples without children, and 13.1% single parent families. Non-family households account for the remaining 17.7%, with lone person households at 15.8% and group households comprising 1.9% of the total. The median household size of 2.8 people is larger than the Regional Vic. average of 2.4.

Frequently Asked Questions - Households

How many households are in the suburb of Ascot?
As of the 2021 Census, the suburb of Ascot had 880 households. Based on population growth patterns, this has grown by approximately 1.9% to an estimated 897 households today.
What is the typical household size?
The median household size in the suburb of Ascot is 2.8 people. This compares to 2.4 in Regional Vic. and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 82.3% of all households. The remaining households consist of lone person households (15.8%), group households (1.9%), and other household types (0.5%).
How are families structured in the area?
Among the 724 family households, 36.8% are couples with children, 31.9% are couples without children at home, and 13.1% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Ascot compare to regional household patterns?
Compared to Regional Vic., the suburb of Ascot shows distinct household patterns. Family households are notably over-represented at 82.3% (versus 67.8% regionally). Conversely, lone person households are under-represented at 15.8% compared to the regional 29.3%. This family-oriented profile influences local demand for family homes, schools, and children's services.
What is the average family size?
Families in the suburb of Ascot have an average of 1.8 children, matching the Regional Vic. average of 1.8. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Ascot?
Marriage patterns reveal 53.4% of the adult population are currently married, while 33.4% have never married. This compares to 46.3% married and 34.0% never married across Regional Vic..
How significant are single-person households?
Single-person households represent 15.8% of all households in the suburb of Ascot, notably lower than the regional average of 29.3%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 1.9% of households, well below the Regional Vic. average of 2.9%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Ascot (Greater Bendigo - Vic.)

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22.0% of adults in Ascot (Greater Bendigo - Vic.) hold a university qualification, including 15.1% with a bachelor degree and 2.9% with postgraduate qualifications, higher than 93% of areas nationally. A further 28.1% hold a vocational qualification. Qualifications come from the 2021 Census.

Detail

The locality experiences some educational challenges, with university graduation rates (22.0%) falling significantly below the VIC average of 33.4%. This represents both a hurdle and an opening for focused educational programs. Bachelor degrees are the most common at 15.1%, followed by graduate diplomas (4.0%) and postgraduate qualifications (2.9%). Vocational and technical skills are highly prevalent, with 39.2% of residents aged 15+ holding practical qualifications – advanced diplomas (11.1%) and certificates (28.1%). Student participation is remarkably high, with 30.2% of residents currently enrolled in formal education. This includes 11.9% in primary education, 7.6% in secondary education, and 3.1% pursuing tertiary education.

Frequently Asked Questions - Education

What percentage of people in the suburb of Ascot have university qualifications?
22.0% of people aged 15 and over in the suburb of Ascot have university qualifications, compared to 21.7% in the broader region.
What percentage of people in the suburb of Ascot have no formal qualifications?
38.7% of people aged 15 and over in the suburb of Ascot have no formal qualifications, compared to 40.4% regionally.
How does the suburb of Ascot's education level compare to national averages?
The suburb of ascot ranks in the 93th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Ascot?
The most common qualifications in the suburb of Ascot are: Certificate (28.1%), Bachelor Degree (15.1%), Advanced Diploma (11.1%).
What proportion of the suburb of Ascot's population is currently attending educational institutions?
30.2% of the population in the suburb of Ascot is currently engaged in formal education, with 11.9% in primary school, 7.6% in secondary school, 3.1% at university.
What is the ICSEA score for schools in the suburb of Ascot?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Ascot is 0, indicating below-average socio-educational advantage compared to the national average of 1000.

Schools Detail

AmenitiesServices & Amenities in Ascot (Greater Bendigo - Vic.)

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Getting AroundTransport & Commuting in Ascot (Greater Bendigo - Vic.)

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Getting around Ascot (Greater Bendigo - Vic.) means driving: households keep an average of 1.9 vehicles, and scheduled services reach only a handful of stops. Service data is built from operators' published GTFS timetables; vehicle ownership is from the 2021 Census.

Detail

Public transport analysis reveals three active transport stops operating within Ascot. These stops are serviced by two individual routes, collectively providing 253 weekly passenger trips. Transport accessibility is rated as moderate, with residents typically located 592 meters from the nearest transport stop. As a primarily residential area, most residents commute outward - car remains the dominant mode at 97%. Vehicle ownership averages 1.9 per dwelling, above the regional average. Some 13.6% of residents work from home (2021 Census; may reflect COVID-19 conditions). Service frequency averages 36 trips per day across all routes, equating to approximately 84 weekly trips per individual stop.

Frequently Asked Questions - Transport

How many public transport stops are in Ascot (Greater Bendigo - Vic.)?
There are 3 public transport stops within the suburb of Ascot.
How frequent are the transport services in Ascot (Greater Bendigo - Vic.)?
the suburb of Ascot has 253 weekly trips across 2 routes, averaging 36 trips per day.
How far are residents from public transport in Ascot (Greater Bendigo - Vic.)?
On average, residential properties are 592 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Ascot (Greater Bendigo - Vic.)

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66.4% of residents in Ascot (Greater Bendigo - Vic.) report no long-term health condition. 4.7% need daily assistance with core activities, and 53.5% hold private health cover. The standardised death rate runs at 5.5 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Ascot experiences notable health challenges, according to AreaSearch's evaluation of mortality rates and chronic condition prevalence with common health conditions somewhat prevalent across both younger and older age cohorts, and the rate of private health cover just leading that of the average SA2 area at approximately 54% of the total population (~1,402 people). This compares to 50.5% across Regional Vic.. The most common medical conditions in the area were found to be mental health issues and asthma, impacting 9.2 and 9.1% of residents, respectively, while 66.4% declared themselves as completely clear of medical ailments compared to 63.4% across Regional Vic..

Working-age residents show above average prevalence of chronic health conditions. The area has 15.6% of residents aged 65 and over (408 people), which is lower than the 23.9% in Regional Vic.. Health outcomes among seniors present some challenges, with national rankings broadly in line with the general population.

Frequently Asked Questions - Health

How many people in the suburb of Ascot have private health insurance?
Around 53.5% of people in the suburb of Ascot are covered by private health insurance, which compares to 50.5% in the broader region of Regional Vic..
What percentage of the population requires ongoing medical assistance in the suburb of Ascot?
In the suburb of Ascot, 4.7% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 6.9% of people in Regional Vic. require similar assistance.
How prevalent is asthma in the suburb of Ascot?
9.1% of people in the suburb of Ascot are diagnosed with asthma. In comparison, 8.7% of the population across Regional Vic. is affected by asthma.
What percentage of people have diabetes in the suburb of Ascot?
Diabetes affects 3.8% of the the suburb of Ascot population, while in the surrounding region, 4.6% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Ascot?
3.5% of people in the suburb of Ascot have heart disease. Across the region of Regional Vic., 4.4% of the population is affected by heart disease.
How does the suburb of Ascot compare to the region in terms of overall private health coverage?
In the suburb of Ascot, 53.5% of the population are estimated to have private health insurance. Comparatively, Regional Vic. sees an estimated private health coverage rate of 50.5%.

Ancestry & LanguageCultural Diversity in Ascot (Greater Bendigo - Vic.)

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Ascot (Greater Bendigo - Vic.) is largely Australian-born, at 90.6% of residents, with 7.4% speaking a language other than English at home. The largest reported ancestries are English (32.3%) and Australian (31.2%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Ascot was found to be below average in terms of cultural diversity, with 91.7% of its population being citizens, 90.6% born in Australia, and 92.6% speaking English only at home. The main religion in Ascot was found to be Christianity, which makes up 46.7% of people in Ascot. However, the most apparent overrepresentation was in Judaism, which comprises 0.2% of the population, compared to 0.1% across Regional Vic.. In terms of ancestry (country of birth of parents), the top three represented groups in Ascot are English, comprising 32.3% of the population, Australian, comprising 31.2% of the population, and Irish, comprising 9.8% of the population.

Additionally, there are notable divergences in the representation of certain other ethnic groups: Welsh is notably overrepresented at 0.6% of Ascot (vs 0.4% regionally), Dutch at 1.3% (vs 1.7%) and German at 3.5% (vs 3.5%).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Ascot?
Ascot was found to be below average in terms of cultural diversity, with 91.7% of its population being citizens, 90.6% born in Australia, and 92.6% speaking English only at home.
What is the most common religion in the suburb of Ascot?
The main religion in Ascot was found to be Christianity, which makes up 46.7% of people in Ascot. However, the most apparent overrepresentation was in Judaism, which comprises 0.2% of the population, compared to 0.1% across Regional Vic..
What are the top countries of origin in the suburb of Ascot?
In terms of ancestry (country of birth of parents), the top three represented groups in Ascot are English, comprising 32.3% of the population, Australian, comprising 31.2% of the population, and Irish, comprising 9.8% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Welsh is notably overrepresented at 0.6% of Ascot (vs 0.4% regionally), Dutch at 1.3% (vs 1.7%) and German at 3.5% (vs 3.5%).
How does the percentage of people born overseas compare to the regional average?
9.4% of the the suburb of Ascot population was born overseas, compared to 13.2% regionally.
What percentage of the the suburb of Ascot population speaks a language other than English at home?
7.4% of the population in the suburb of Ascot speaks a language other than English at home, compared to 7.6% in the wider region.
How many people in the suburb of Ascot identify as Australian Aboriginal?
2.1% of the the suburb of Ascot population identifies as Australian Aboriginal, compared to 1.4% in the region.
What is the citizenship status of the population in the suburb of Ascot?
91.7% of the the suburb of Ascot population holds citizenship, compared to 88.6% in the wider region.

Age StructureAge Profile of Ascot (Greater Bendigo - Vic.)

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The median resident of Ascot (Greater Bendigo - Vic.) is 34, younger than 76% of areas nationally. That is 1 year younger than at the 2021 Census. 24.9% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

With a median age of 34, Ascot is considerably lower than the Regional Vic. figure of 43 similarly significantly lower than Australia's 38 years. Compared to the Regional Vic. average, the 35 - 44 cohort is notably over-represented (16.6% locally), while 65 - 74 year-olds are under-represented (9.2%). In the period since 2021, the 35 to 44 age group has grown from 14.4% to 16.6% of the population, while the 25 to 34 cohort increased from 14.1% to 15.4%. Conversely, the 45 to 54 cohort has declined from 10.2% to 8.5% and the 55 to 64 group dropped from 11.6% to 10.5%.

Demographic modeling suggests Ascot's age profile will evolve significantly by 2041. The 25 to 34 age cohort is projected to grow significantly, expanding by 285 people (71%) from 403 to 689.

Frequently Asked Questions - Age

What is the median age in the suburb of Ascot?
According to the latest data, the median age in the suburb of Ascot is 34 years.
How does the suburb of Ascot's median age compare to broader areas?
At 34 years, Ascot is 9 years younger than the Regional Vic. average (43 years) and 4 years younger than the national average (38 years).
What age groups are over-represented in the suburb of Ascot?
The most over-represented age group in the suburb of Ascot compared to the Regional Vic. region is the 35 - 44 group, making up 16.6% of the population.
What age groups are under-represented in the suburb of Ascot?
The most under-represented age group in the suburb of Ascot compared to the Regional Vic. region is the 65 - 74 group, making up 9.2% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Ascot show significant variance compared to the Regional Vic. region. The most over-represented age groups are 0-4 year-olds (8.3% vs 5.3%) and 25-34 year-olds (15.4% vs 11.2%). The most under-represented age groups are 85+ year-olds (1.3% vs 2.8%) and 75-84 year-olds (5.1% vs 8.3%).
What is the percentage of children (0-14 years) in the suburb of Ascot?
The percentage of children aged 0-14 years in the suburb of Ascot is 23.9%.
What is the percentage of older people (65+ years) in the suburb of Ascot?
The percentage of people aged 65 and over in the suburb of Ascot is 15.6%.

Data & MethodBoundaries, Sources & Method for Ascot (Greater Bendigo - Vic.)

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily Aug 2026 this month all 2 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Aug 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 this month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 23 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (2,571 at the 2021 Census → 2,621 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL20074). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Ascot (Greater Bendigo - Vic.) suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Ascot (Greater Bendigo - Vic.) page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Ascot (Greater Bendigo - Vic.) data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (Aug 2026) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas