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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
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Ascot (Greater Bendigo - Vic.) has an estimated 2,661 residents, up from 2,571 at the 2021 Census — a change of 90 people, or 3.5%. Growth has averaged 0.9% a year over five years. That puts 252 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
Broader area ABS population updates and post-Census AreaSearch address validations indicate that the suburb of Ascot (Greater Bendigo - Vic.) has an estimated resident count of around 2,661 as of Aug 2026. This marks an expansion of 90 people (3.5%) compared to the 2021 Census, when 2,571 people were recorded. Such movement is derived from an AreaSearch resident figure of 2,589 based on the ABS ERP release from June 2025 alongside 23 validated new addresses since the Census date. Settlement density stands at 252 persons per square kilometer, offering ample room per resident and capacity for ongoing expansion.
During the preceding decade, the suburb of Ascot (Greater Bendigo - Vic.) recorded steady momentum with a 3.2% compound annual growth rate, exceeding the SA3 area. Natural increase served as the primary contributor, accounting for roughly 44.0% of recent population additions, while overseas migration and interstate migration both registered positive inflows. SA2 geographic modeling by AreaSearch incorporates ABS/Geoscience Australia projections released in 2024 with 2022 as the base year, while unrepresented SA2 areas use VIC State Government Regional/LGA figures from 2023 adjusted via weighted population growth aggregation from LGA to SA2 tiers. Age-cohort growth rates derived from these methods are extended across all locations for 2032 to 2041. Future projections anticipate remarkable expansion that ranks within the top 10 percent of non-metropolitan areas nationally, as the suburb of Ascot (Greater Bendigo - Vic.) is forecast to add 1,204 persons to 2041 according to aggregated SA2-level figures, representing an overall increase of 42.5% across the 16 years.
Frequently Asked Questions - Population
Detail
Residential building activity in Ascot remains limited, recording 2 dwelling approvals annually and 11 approvals over five years. These modest volumes align with the rural setting, where construction activity generally addresses distinct local housing requirements rather than broad market demand. Because of the compact sample size, single building initiatives can heavily alter annual growth statistics and comparisons. Building approval volumes in Ascot remain substantially lower than those across Rest of Vic. and also trail national averages. Furthermore, all recent residential construction has consisted exclusively of detached dwellings, highlighting family homes designed for buyers prioritizing open space and rural living.
The ratio of 345 people per dwelling approval demonstrates a subdued, low-volume construction climate. Demographic projections suggest Ascot will add 1,132 residents through to 2041, based on the newest AreaSearch quarterly estimate. Should current building approval rates persist, housing additions may fall short of demographic expansion, potentially intensifying buyer competition and reinforcing property value growth.
Frequently Asked Questions - Development
Development applications around Ascot (Greater Bendigo - Vic.)
SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks 2 current infrastructure and development projects inside Ascot (Greater Bendigo - Vic.), worth an estimated $195 million. A further 47 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $2.54 billion. 17 are already under construction and 15 are due for completion within three years. The pipeline spans residential development, transport & logistics and education & training. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Local development trends and future performance are strongly shaped by major projects, planning schemes, and transport enhancements. AreaSearch has identified 6 projects expected to influence the community, notably Victory Christian College Epsom Campus, Maiden Gully Road/Calder Highway Intersection Upgrade, Epsom Village Shopping Centre Redevelopment, and Maiden Gully Growth Area, with the most pertinent initiatives detailed below.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
Calder Highway-Maiden Gully Road, Maiden Gully Intersection Upgrade
Signalisation of the Calder Highway and Maiden Gully Road intersection, converting the existing three-leg junction into a signalised four-leg intersection connected to Carolyn Way, which will be converted to two-way traffic. Works include pedestrian operated signals to replace the existing school crossing and new shared user paths for pedestrians and cyclists around the intersection. Funding was confirmed in the Victorian Government's 2026-27 State Budget as part of a $73.4 million regional roads package covering multiple intersections.Department of Transport and Planning is now progressing design work ahead of a procurement stage, with construction hoped to start in 2027.
Epsom Village Shopping Centre Redevelopment
The $25 million redevelopment of Epsom Village has transformed the site into a modern community and wellness hub. The project involved the delivery of new retail and dining tenancies including Dan Murphy's, Carl's Jr, and Domino's, alongside a medical centre and health facilities. While the retail component is operational, the associated $3 million Howard Street and Midland Highway intersection upgrade, long deemed the state's most dangerous, secured definitive state funding in the 2026/2027 Victorian Budget to finalize safety signalisation and lane improvements.
Victory Christian College Epsom Campus
Stage 1 of Victory Christian College's new P-12 Epsom campus is substantially complete and opened for the 2026 school year with Prep to Year 7. The first stage includes modern learning spaces, science, art, technology and food studies facilities, covered basketball courts, play areas, administration and supporting infrastructure. Future staged development will progressively add Year 8 to Year 12, additional sporting facilities, gymnasium, auditorium and expanded learning facilities, with the long-term masterplan targeting approximately 1,100 students.
Howard Street/Midland Highway Intersection Upgrade
Intersection upgrade at Howard Street and Midland Highway in Epsom, near Bendigo. The intersection was voted the most dangerous in regional Victoria in the 2024 RACV My Country Roads Survey, with both roads carrying approximately 10,000 vehicles daily. The Victorian Government has committed 600,000 AUD for scoping and design to improve pedestrian and cyclist safety near Epsom Primary School, provide safer turning movements, and increase capacity. Construction funding has not yet been confirmed; the 2026/27 state budget allocated a share of 73.4 million AUD for regional road projects including this intersection and the Calder Highway/Maiden Gully Road intersection, with a delivery timeline still to be set.
Elmwood Epsom
Elmwood Epsom is a 94-lot residential land estate by YourLand Developments in the White Hills precinct of Epsom, approximately 5 km north of Bendigo CBD. The estate is well advanced, with the developer continuing to market the final stages and indicating completion through 2028. The community is located close to schools, Epsom Village, public transport and the Bendigo Botanic Gardens.
Victory Christian College Epsom Campus - Stage 1
First stage of Victory Christian College's new Epsom campus, comprising a two-storey education centre with 11 classrooms, a science laboratory, art room, technology laboratory, food technology room, flexible learning space and two outdoor covered basketball courts. The campus officially opened in February 2026 with around 190-200 students from Prep to Year 7. It is the college's second campus alongside the existing Strathdale site, and forms the first of a multi-stage masterplan expected to grow the Epsom campus to a capacity of around 1000-1100 students from Prep to Year 12 by the mid-2030s.
Bendigo Low Line
The Bendigo Low Line is a 4.4 km shared walking and cycling corridor being constructed within the Bendigo Creek flood channel between Golden Square and White Hills. The project completes the missing link in the Bendigo Creek Trail and includes a sealed shared path, new access ramps, retaining walls, drainage upgrades, lighting, seating, landscaping and wayfinding. Construction remained underway through 2026 with sections progressively opening as part of the broader Bendigo Creek active transport network.
Huntly Railway Station
New railway station on Echuca line with single-sided platform, drop-off zone, two bus bays, car parking, accessibility ramp, lighting and CCTV. Fast-tracked completion ahead of original 2023 schedule.
1,159 residents of Ascot (Greater Bendigo - Vic.) are employed, from a labour force of 1,193. Unemployment sits at 2.8%, with participation at 60.9%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.3% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 2,214, about 83% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
Ascot features a qualified labour pool with solid representation across essential services and an unemployment rate of only 2.8%, according to statistical area aggregations by AreaSearch. As of March 2026, employed residents total 1,159, while local unemployment sits 0.8% beneath the 3.7% rate seen across Regional Vic., and labour force participation matches the Regional Vic. level of 61.1%. Census figures indicate that 13.6% of workers worked from home, a proportion that should be viewed alongside Covid-19 lockdown conditions. The leading industries employing local residents are health care & social assistance, construction, and retail trade.
Mining displays pronounced local concentration, with an employment presence 5.4 times the regional level. Conversely, agriculture, forestry & fishing accounts for only 2.2% of Ascot workers compared to 7.5% across Regional Vic.. Comparing Census working population numbers against resident worker counts suggests constrained local employment opportunities within the immediate area. AreaSearch assessment of aggregated ABS and SALM data shows that over the 12-month period, the local workforce contracted by 2.8% and employment fell by 2.9%, leaving unemployment largely unchanged. In comparison, Regional Vic. recorded an employment decrease of 0.1%, a labour force drop of 0.3%, and a 0.2 percentage points decline in unemployment. Jobs and Skills Australia national forecasts from Mar-26 provide additional context regarding future labour demand in Ascot across five and ten-year horizons. While nationwide workforce growth is projected at 6.6% over five years and 13.7% over ten years, sectoral performance varies considerably. Applying these industry projections to Ascot's specific sectoral composition points to estimated local employment gains of 6.3% over five years and 13.5% over ten years (noting this represents a simple weighting extrapolation for illustrative purposes without factoring in localized demographic forecasts).
Frequently Asked Questions - Employment
Median household income in Ascot (Greater Bendigo - Vic.) is $1,913 a week (about $99,000 a year), with median personal income at $839 a week. ATO records put median taxable income at $55,054 a year against an average of $67,473. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
Taxation data compiled by AreaSearch for financial year 2023 positions income in the suburb of Ascot close to the national midpoint. Taxpayer median income in the suburb of Ascot is $55,054 and average income reaches $67,473, compared with $50,954 and $62,728 across Regional Vic.. Factoring in Wage Price Index growth of 9.62% since financial year 2023 yields updated estimates of approximately $60,350 (median) and $73,964 (average) as of March 2026. Income metrics from Census 2021 place local family, household, and individual earnings around the 58th percentile nationally. A segment comprising 40.7% of residents (1,083 individuals) earns between $1,500 - 2,999, compared to 30.3% across the wider region.
Residents retain 88.2% of their earnings once housing expenses are covered, indicating healthy purchasing capacity, while the area is positioned in the 4th decile on the SEIFA income scale.
Frequently Asked Questions - Income
Ascot (Greater Bendigo - Vic.) had 880 occupied dwellings at the 2021 Census, 99% detached houses and 0% apartments. 48% are owned with a mortgage, 16% rented and 35% owned outright. At that Census the median rent was $350 a week and the median mortgage repayment $1,517 a month. Rent absorbs 18.3% of household income here and mortgage repayments 18.3%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
Census data on residential property types indicates that Ascot consists of 98.9% houses and 1.1% other dwellings (semi-detached, apartments, 'other' dwellings), whereas Regional Vic. records 90.1% houses and 9.9% other dwellings. Outright home ownership in Ascot stands at 35.4%, trailing the Regional Vic. benchmark, while mortgaged properties account for 48.1% and rental housing represents 16.4%. Median monthly mortgage commitments in Ascot are $1,517, above the Regional Vic. benchmark of $1,430, while median weekly rent is $350 compared to $285 regionally. On a national scale, mortgage payments in Ascot sit well below the Australian figure of $1,863, and weekly rents remain below the national level of $375.
Frequently Asked Questions - Housing
Ascot (Greater Bendigo - Vic.) counted 880 households at the 2021 Census, averaging 2.8 people each. 37% are couples with children, against 32% couples without children. 16% of households are people living alone, and families average 1.8 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Family arrangements make up 82.3% of local households, comprising couples with children at 36.8%, couples without children at 31.9%, and single parent families at 13.1%. Non-family living arrangements account for the remaining 17.7%, with lone person households representing 15.8% and group households making up 1.9%. At 2.8 people, the median household size exceeds the Regional Vic. figure of 2.4.
Frequently Asked Questions - Households
22.0% of adults in Ascot (Greater Bendigo - Vic.) hold a university qualification, including 15.1% with a bachelor degree and 2.9% with postgraduate qualifications, higher than 93% of areas nationally. A further 28.1% hold a vocational qualification. Qualifications come from the 2021 Census.
Detail
Tertiary qualification rates in the area present a noticeable disparity, with 22.0% holding higher education degrees compared to the VIC average of 33.4%. Among degree holders, bachelor degrees account for 15.1%, graduate diplomas represent 4.0%, and postgraduate qualifications stand at 2.9%. Vocational training is widely held, with 39.2% of residents aged 15+ possessing technical credentials, divided between certificates (28.1%) and advanced diplomas (11.1%). Formal learning engagement is substantial, with 30.2% of the local population actively participating in education. This cohort includes 11.9% attending primary education, 7.6% enrolled in secondary education, and 3.1% undertaking tertiary education.
Frequently Asked Questions - Education
Schools Detail
Getting around Ascot (Greater Bendigo - Vic.) means driving: households keep an average of 1.9 vehicles, and scheduled services reach only a handful of stops. Service data is built from operators' published GTFS timetables; vehicle ownership is from the 2021 Census.
Detail
Public transport infrastructure within Ascot consists of 3 active transport stops served by 2 individual routes, which combine to deliver 444 weekly passenger trips. Commuter access is ranked as moderate, with residents located an average of 592 meters from their closest transit point. Given the residential character of the suburb, outward commuting is standard and private vehicles dominate mode share at 97%. Household vehicle ownership averages 1.9 per dwelling, surpassing regional norms, while 13.6% of residents work from home according to the 2021 Census, potentially reflecting COVID-19 conditions. Transit schedules show an average frequency of 63 trips per day across the network, translating to roughly 148 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
66.4% of residents in Ascot (Greater Bendigo - Vic.) report no long-term health condition. 4.7% need daily assistance with core activities, and 53.5% hold private health cover. The standardised death rate runs at 5.5 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
AreaSearch evaluations of mortality figures and chronic illness indicate notable public health challenges in Ascot across younger and older demographics, alongside a private health insurance rate of approximately 54% of the population (~1,423 people), which slightly exceeds the average SA2 area benchmark and compares to 50.5% in Regional Vic.. The most frequently diagnosed chronic conditions among residents are mental health issues and asthma, affecting 9.2 and 9.1% of the population respectively, while 66.4% reported having no long-term medical conditions compared to 63.4% across Regional Vic.. Working-age community members experience elevated rates of chronic illness.
Residents aged 65 and over constitute 16.3% of the community (433 people), below the Regional Vic. proportion of 24.0%. Senior health outcomes face certain hurdles, with national rankings aligning closely with the broader population.
Frequently Asked Questions - Health
Ascot (Greater Bendigo - Vic.) is largely Australian-born, at 90.6% of residents, with 7.4% speaking a language other than English at home. The largest reported ancestries are English (32.3%) and Australian (31.2%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Cultural diversity measures in Ascot sit below broader benchmarks, with Australian citizens comprising 91.7% of the population, 90.6% born in Australia, and 92.6% speaking only English at home. Christianity represents the predominant faith, practiced by 46.7% of residents. The most visible relative overrepresentation occurs within Judaism, accounting for 0.2% in Ascot against 0.1% across Regional Vic.. Looking at parental heritage and ancestry, the most prominent backgrounds in Ascot are English at 32.3%, Australian at 31.2%, and Irish at 9.8%. Other ancestral groups show distinct patterns, including Welsh at 0.6% compared to 0.4% regionally, Dutch at 1.3% compared to 1.7%, and German at 3.5% compared to 3.5%.
Frequently Asked Questions - Diversity
The median resident of Ascot (Greater Bendigo - Vic.) is 34, younger than 76% of areas nationally. That is 1 year younger than at the 2021 Census. 23.8% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
The suburb of Ascot (Greater Bendigo - Vic.) is predominantly home to families and early-career cohorts. Based on August 2026 updates, young to middle aged adults (25 - 44) account for 30.9% of residents versus 23.1% in Regional Vic., whereas retiree and elderly cohorts (65+) make up just 16.3% compared to 24.0% across the wider region. The median age is estimated by AreaSearch at 34 as at August 2026, down from 35 at the 2021 Census, which sits 9 years below the Regional Vic. figure of 43 recorded at the same Census.
Between the Census and current estimates, middle aged and young retiree cohorts (45 - 64) decreased from 21.8% to 19.0%. Looking ahead to 2041, young to middle aged adults are projected to lead local expansion by adding 462 residents (56%) to total 1,284.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Ascot (Greater Bendigo - Vic.)
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Oct 2026.
Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Aug 2026 2 months ago headline measures · Jul 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Oct 2026 this month headline measures · Sep 2026 baseline |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Oct 2026. | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | Aug 2026 2 months ago all 2 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Aug 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 7 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Sep 2026 last month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 3 months ago headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Sep 2026 last month all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 23 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (2,571 at the 2021 Census → 2,661 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL20074). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.