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This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
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ABS ERP | -- people | --
2021 Census | -- people
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Ludmilla - The Narrows has an estimated 2,766 residents, up from 2,563 at the 2021 Census — a change of 203 people, or 7.9%. Growth has averaged 0.7% a year over five years. Overseas migration accounts for 68.3% of that increase. That puts 517 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
According to research conducted by AreaSearch, the resident count for Ludmilla - The Narrows stands at roughly 2,766 as of Aug 2026. This represents an addition of 203 people (7.9%) relative to the 2,563 people counted during the 2021 Census. Such movement is calculated using the June 2025 ABS estimated resident population figure of 2,766 alongside 30 validated new addresses logged following the Census. The resulting population density is 517 persons per square kilometer, offering ample room per resident as well as capacity for subsequent expansion. Posting 7.9% expansion since census, Ludmilla - The Narrows trails the nationwide benchmark (9.5%) by only 1.6 percentage points, indicating solid underlying expansion metrics.
Recent demographic gains were heavily underpinned by overseas migration, which made up around 68.3% of the total increase. AreaSearch incorporates ABS/Geoscience Australia forecasts published in 2024 (taking 2022 as their starting point) across individual SA2 locations. For SA2 territories lacking this coverage, as well as for all projections beyond 2032, AreaSearch applies age-bracket growth trajectories sourced from the latest ABS Greater Capital Region forecasts (issued in 2023 utilizing 2022 benchmarks). Factoring in these anticipated demographic transitions, local population growth is slated to exceed the national statistical area median, expanding by 427 persons to 2041 relative to the latest annual ERP figure, which constitutes an overall rise of 15.4% across the 16 years.
Frequently Asked Questions - Population
Detail
Across the preceding five years, Ludmilla - The Narrows recorded merely 1 dwelling approval. This very low construction volume highlights an established locality where chances to build new housing are scarce. Although constrained additions can help sustain property valuations by limiting supply, it likewise points to a settled, low-turnover environment. Building activity within Ludmilla - The Narrows is substantially quieter than across Greater Darwin, sitting 90.0% below regional average per person. Restrained additions of fresh housing typically bolster demand and pricing for existing stock, even as construction has picked up pace in recent years.
This level of building remains below the national standard, underscoring the mature character of the suburb and hinting at potential planning barriers.
Frequently Asked Questions - Development
Development applications around Ludmilla - The Narrows
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| Lodged | Address | Description | Type | Distance | Status |
|---|
SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks 4 current infrastructure and development projects inside Ludmilla - The Narrows, worth an estimated $7 million. A further 34 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $3.38 billion. 11 are already under construction and 12 are due for completion within three years. The pipeline spans residential development, communities and sports & recreation. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Community outcomes are significantly shaped by planning schemes, major developments, and regional transport or civic upgrades. AreaSearch has outlined 6 total projects expected to affect the local area. Prominent works include the Darwin Desalination Plant, Darwin Mid Suburbs Area Plan, Intersection Upgrade - Dick Ward Drive and Fitzer Drive, and Richardson Park Community Space, with notable details provided below regarding the most pertinent initiatives.
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Frequently Asked Questions - Infrastructure
Intersection Upgrade - Dick Ward Drive and Fitzer Drive
Road safety upgrade funded through the Australian Government Black Spot Program and delivered by City of Darwin. Works include reconstruction of the pedestrian refuge island, new traffic islands, separation of left and right turn lanes on Fitzer Drive, new road pavement, and relocation of a light pole to improve the right turn from Dick Ward Drive. Construction commenced on 11 May 2026 and is scheduled for completion by the end of July 2026, weather permitting.
Darwin Mid Suburbs Area Plan
A long-term strategic land use framework guiding growth and development across Darwin's mid suburbs of Nightcliff, Rapid Creek, Millner, Coconut Grove and part of Ludmilla. Prepared by the Northern Territory Planning Commission and finalised in July 2016, the plan has since been incorporated into the NT Planning Scheme 2020, with minor amendments made in 2020, 2023 and 2025. It balances tropical suburban character with higher-density development in focused activity centres, and sets a framework to accommodate a share of the 2,490 new infill dwellings forecast for the Mid and Northern Suburbs in the far term, alongside improved transport, open space and essential services.
Richardson Park Community Space
NT Government revitalised Richardson Park into a community sports and recreation precinct with two multi-purpose playing fields, shared path with lighting, picnic shelters and barbecue areas, new access road to Ludmilla Primary School and amenities including change rooms, toilets, storage, outdoor gym and playground. The project preserves the site's rugby league heritage and is now open for community use.
Calma Gardens
Established residential enclave in Ludmilla, Darwin, centered around May Street and known locally as the Calma Gardens estate. The place name was registered on 18 September 1985. The estate comprises low-rise villas and units with leafy streets, shared pool(s), BBQ areas and nearby playgrounds; ongoing real estate listings indicate it is an established completed neighborhood.
Northcrest - Berrimah Residential Estate
Residential stage within Northcrest, a Territory Government masterplanned estate in Berrimah, delivering 143 dwellings as part of the Northern Territory's largest residential subdivision. The broader Northcrest project provides house and land lots, affordable housing options, a childcare centre, parklands and other community facilities, and is developed by DCOH (formerly known as Halikos).
Social Housing Accelerator Payment (SHAP) - Greater Darwin / Nightcliff
The Australian Government committed $50 million to deliver up to 100 new social and accessible homes across the Northern Territory under the Social Housing Accelerator Payment (SHAP). The NT Government is delivering the program, with homes built to adaptable standards to suit seniors and people with mobility issues. In the Top End, the first 8 homes across Rapid Creek, Tiwi and Wanguri were completed in July 2025 by C&R Constructions. A further 6 Top End homes are due to commence October 2025 with completion by mid-2026.Concurrent construction is underway in Katherine East (9 homes), Tennant Creek (3 homes) and Alice Springs (6 homes), all targeting mid-2026 completion.
Nightcliff Village Masterplan
City of Darwin is delivering the Nightcliff Village Masterplan through staged public realm upgrades to revitalise the village centre. Stage 1 streetscape beautification was completed in November 2024, including upgraded pedestrian access, new trees, lighting, stormwater improvements, public art and laneway enhancements. Additional stages will progressively deliver further landscaping, seating, shade, artwork and public space improvements.
North One Hotel and Apartments
Proposed approximately AUD 200 million five-star beachfront tourism development at Little Mindil Beach comprising a hotel, serviced apartments, villas, dining venues, retail, function facilities, recreation areas and public spaces. The NT EPA determined in December 2021 that a formal environmental impact assessment was not required. As of 2025-2026 the project continues to be promoted by KITA Group and Arthur Winston Group, however no public evidence of construction commencement has been identified.
1,460 residents of Ludmilla - The Narrows are employed, from a labour force of 1,551. Unemployment sits at 5.9%, with participation at 69.7%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.3% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
The local workforce in Ludmilla - The Narrows is well-educated, with substantial representation across essential service industries, joblessness sitting at 5.9%, and steady workplace conditions over the preceding twelve months. As of March 2026, employed residents total 1,460, whereas the local unemployment rate exceeds the Greater Darwin benchmark of 3.5% by 2.4%, and the participation rate is somewhat reduced (69.7% against 72.9% across Greater Darwin). According to Census figures, merely 4.6% of workers carried out their duties from home, though the influence of Covid-19 restrictions must be noted. Leading fields of work for residents comprise public administration & safety, health care & social assistance, alongside accommodation & food.
Conversely, health care & social assistance is comparatively underrepresented, engaging 11.5% of workers in Ludmilla - The Narrows versus 14.2% across Greater Darwin. Even though jobs exist locally, comparing the Census tally of working residents against the local population suggests a considerable volume of workers travel outward for employment. AreaSearch evaluation of ABS and SALM metrics indicates that across the 12-month period, employment expanded by 0.3% while the workforce grew by 0.8%, which elevated the unemployment rate by 0.5 percentage points. By comparison, Greater Darwin recorded a 0.4% rise in employment, a 0.8% increase in the labour pool, and a 0.3 percentage points uptick in unemployment. Broader perspective on future labour requirements across Ludmilla - The Narrows can be drawn from Jobs and Skills Australia nationwide employment projections from Mar-26. These five- and ten-year forecasts have been applied against the local industry makeup to project future staffing trajectories. On a countrywide scale, employment is anticipated to grow by 6.6% over five years and 13.7% over ten years, though trajectories vary by specific sector. Aligning these sectoral projections with the industry composition of Ludmilla - The Narrows points to an expected local workforce increase of 6.3% over five years and 13.0% over ten years (note that this represents an illustrative weighted extrapolation without factoring in local demographic adjustments).
Frequently Asked Questions - Employment
Median household income in Ludmilla - The Narrows is $1,988 a week (about $103,000 a year), with median personal income at $966 a week. ATO records put median taxable income at $54,391 a year against an average of $66,174. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
According to the most recent postcode-level ATO records for financial year 2023 compiled by AreaSearch, earnings throughout the Ludmilla - The Narrows SA2 are moderately below national benchmarks, displaying a median figure of $54,391 and a mean of $66,174. In contrast, Greater Darwin registers a median of $66,956 and an average of $77,199. Factoring in a Wage Price Index rise of 9.41% since financial year 2023, present-day figures are approximated at $59,509 (median) and $72,401 (average) as of March 2026. Based on Census findings, personal, family, and household earnings across Ludmilla - The Narrows sit around the 69th percentile across Australia.
In terms of earnings distribution, the largest cohort accounts for 32.7% bringing in $1,500 - 2,999 weekly (904 residents), aligning with broader regional patterns where 36.7% fall into the equivalent bracket. Following shelter costs, residents retain 85.8% of income for remaining living needs, placing the area in the 6th decile on the SEIFA income scale.
Frequently Asked Questions - Income
Ludmilla - The Narrows had 911 occupied dwellings at the 2021 Census, 71% detached houses and 11% apartments. 29% are owned with a mortgage, 53% rented and 18% owned outright. At that Census the median rent was $260 a week and the median mortgage repayment $2,167 a month. Rent absorbs 13.1% of household income here and mortgage repayments 25.2%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
Data from the most recent Census shows that the housing stock in Ludmilla - The Narrows was made up of 70.7% houses and 29.3% other dwellings (encompassing apartments, semi-detached properties, and 'other' dwellings), whereas Darwin metro recorded 63.5% houses and 36.5% other dwellings. Meanwhile, outright home ownership stood at 18.2%, matching the Darwin metro rate, with remaining properties being under a mortgage (28.9%) or occupied by tenants (52.9%). The typical monthly mortgage cost locally was $2,167, exceeding the Darwin metro figure of $2,100, while typical weekly rent stood at $260 compared to $385 across Darwin metro.
Across Australia as a whole, local monthly mortgage obligations are notably higher than the $1,863 national median, whereas local rents sit well below the countrywide benchmark of $375.
Frequently Asked Questions - Housing
Ludmilla - The Narrows counted 911 households at the 2021 Census, an estimated 983 today, averaging 2.6 people each. 30% are couples with children, against 26% couples without children. 22% of households are people living alone, and families average 1.4 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
The domestic landscape is led by family households, which comprise 70.7% of all residences; this includes 29.6% couples with children, 25.7% couples without children, and 14.1% single parent families. The remaining 29.3% consists of non-family living arrangements, with single-person residences accounting for 21.9% and group living situations representing 6.9% of the overall count. Average household occupancy sits at 2.6 people, matching the figure observed across Greater Darwin.
Frequently Asked Questions - Households
30.8% of adults in Ludmilla - The Narrows hold a university qualification, including 21.1% with a bachelor degree and 6.4% with postgraduate qualifications. A further 23.9% hold a vocational qualification. 1 school serves the area, with 133 enrolment places and an average ICSEA of 895 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.
Detail
Educational attainment presents specific headwinds locally, with the proportion of university qualification holders (30.8%) falling well below the SA3 regional benchmark of 45.3%, offering both hurdles and scope for focused educational programs. Bachelor degrees form the largest segment at 21.1%, followed by postgraduate qualifications (6.4%) and graduate diplomas (3.3%). Meanwhile, vocational and technical expertise is widely held, with 32.8% of individuals aged 15+ holding vocational credentials, including advanced diplomas (8.9%) and certificates (23.9%). Study enrollment is considerably high throughout the area, with 32.1% of residents presently taking part in formal schooling or coursework.
This proportion comprises 10.9% attending primary school, 7.8% in secondary education, and 6.9% engaged in higher education.
Frequently Asked Questions - Education
Schools Detail
Public transport in Ludmilla - The Narrows reaches 16 stops on 35 routes, timetabled for about 2,000 services a week. The typical home sits about 230 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.3 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.
Detail
An assessment of public transit shows 16 active stops across Ludmilla - The Narrows accommodating bus connections. These locations are connected via 35 individual routes, combining to deliver 2,017 weekly passenger trips. Transit access is favorable, with typical walking distances of 225 meters to reach the nearest point of boarding. Being an established residential enclave, most commuting is outbound, with private vehicles serving as the primary choice at 86%, while 4% travel by bicycle. Motor vehicle availability averages 1.3 per dwelling, below broader regional figures. Only 4.6% of workers worked from home according to the 2021 Census, which could reflect prevailing conditions during the pandemic.
Transit service schedules deliver an average of 288 daily journeys across the network, translating to roughly 126 departures each week for every single stop.
Frequently Asked Questions - Transport
Transport Stops Detail
75.9% of residents in Ludmilla - The Narrows report no long-term health condition. 3.8% need daily assistance with core activities, and 52.1% hold private health cover. The standardised death rate runs at 5.8 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
Residents of Ludmilla - The Narrows experience favorable overall health, based on AreaSearch findings regarding chronic illness and mortality levels, with minimal occurrences of standard conditions across both younger and older cohorts. Private healthcare coverage is slightly lower than the typical SA2 rate, standing at around 52% of the population (~1,441 people) compared to 57.8% across Greater Darwin. Mental health conditions and asthma represent the most widespread medical issues locally, affecting 6.6 and 5.0% of residents, respectively, whereas 75.9% reported experiencing no long-term medical conditions compared to 77.1% throughout Greater Darwin.
Working-age individuals demonstrate strong wellness with low rates of chronic illness. Residents aged 65 and over account for 11.6% of the population (320 people), and seniors in the area record especially positive health metrics that outscore national averages even more than the broader community.
Frequently Asked Questions - Health
Ludmilla - The Narrows is largely Australian-born, at 75.9% of residents, with 24.6% speaking a language other than English at home. The largest reported ancestries are Australian (22.0%) and English (21.4%). 13.2% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Cultural variation within Ludmilla - The Narrows is broader than across most local territories, with 24.1% of community members born overseas and 24.6% using a language other than English in their households. Christianity constitutes the leading faith, adhered to by 37.2% of people in Ludmilla - The Narrows. The most distinct overrepresentation is observed among Buddhist adherents, who make up 2.7% of residents compared to 3.3% across Greater Darwin. Examining parental heritage, the three most widespread ancestries in Ludmilla - The Narrows are Australian at 22.0%, English at 21.4%, and Australian Aboriginal at 13.2%, with the latter standing substantially above the 7.0% regional figure.
Further divergences appear across other backgrounds: Filipino ancestry is distinctly represented at 3.7% in Ludmilla - The Narrows (against 3.8% regionally), Sri Lankan at 0.5% (against 0.3%), and Welsh at 0.7% (against 0.4%).
Frequently Asked Questions - Diversity
The median resident of Ludmilla - The Narrows is 34, younger than 84% of areas nationally. 29.8% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
The age distribution across Ludmilla - The Narrows closely mirrors Greater Darwin, with the largest divergence across the four broad demographic categories being merely 1.7 percentage points. Consequently, the median age is estimated at 34, matching the 2021 Census figure as well as the Greater Darwin median of 34 recorded during that Census. Across specific brackets, young to middle aged adults (25 - 44) grew from 33.8% at the Census to an estimated 35.1% of the community. Residents in the middle aged and young retiree cohorts (45 - 64) are anticipated to see the largest absolute rise by 2041, increasing by 196 (31%) to 829.
The sharpest rate of growth is forecasted for the retiree and elderly cohorts (65+), rising 34% to 429.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Ludmilla - The Narrows
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Oct 2026.
Everything is aggregated to the SA2 boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Aug 2026 2 months ago headline measures · Jul 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Oct 2026 this month headline measures · Sep 2026 baseline |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Oct 2026. | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | Jul 2026 3 months ago all 4 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Jul 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 7 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Sep 2026 last month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 3 months ago headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Sep 2026 last month all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 30 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (2,563 at the 2021 Census → 2,766 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (701011006). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.