Tamworth - North

Population growth drivers in Tamworth - North are strong compared to national averages based on AreaSearch's ranking of recent, and medium to long-term trends

Tamworth - North's population was around 17,293 as of November 2025. This figure reflects an increase of 776 people (4.7%) since the 2021 Census, which reported a population of 16,517 people. The change is inferred from the estimated resident population of 16,962 in June 2024 and an additional 389 validated new addresses since the Census date. This results in a density ratio of 227 persons per square kilometer. Tamworth - North's growth of 4.7% since the 2021 census exceeded the SA4 region's growth of 4.4%, positioning it as a growth leader in the region. Overseas migration was the primary driver of population gains during recent periods.

AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections, released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for the years 2032 to 2041. Based on demographic trends and latest annual ERP population numbers, an above median population growth is projected for national regional areas like Tamworth - North, with an expected expansion of 3,587 persons by 2041, reflecting an increase of 18.1% over the 17-year period.

Recent residential development output has been above average within Tamworth - North when compared nationally

Tamworth North has recorded approximately 93 residential properties granted approval each year over the past five financial years, totalling 467 homes. In FY26 so far, 58 approvals have been recorded. On average, 0.7 people per year moved to the area for each dwelling built between FY21 and FY25. The average construction cost of new properties was $329,000 during this period.

This financial year has seen $39.8 million in commercial approvals registered, indicating strong local business investment. Compared to the rest of NSW, Tamworth North recorded 20.0% more construction per person over the five-year period, balancing buyer choice while supporting property values. Recent construction comprised 68.0% detached dwellings and 32.0% attached dwellings, offering a mix of medium-density options across price brackets.

The location has approximately 213 people per dwelling approval, indicating a low density market. According to the latest AreaSearch quarterly estimate, Tamworth North is projected to add 3,129 residents by 2041. Construction pace is maintaining with projected growth, but buyers may face increasing competition as population increases.

Tamworth - North has emerging levels of nearby infrastructure activity, ranking in the 31stth percentile nationally

Changes to local infrastructure significantly impact an area's performance. AreaSearch has identified 26 projects that could affect this region. Notable ones include Tamworth Regional Skywalk, East Tamworth Watermain Replacement, Carthage Street Rehabilitation, and Calala to CBD Recreational Path. The following list details those most likely to be relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

Tamworth - North ranks among the top 25% of areas assessed nationally for overall employment performance

Tamworth - North has a skilled workforce with essential services sectors well represented, an unemployment rate of 2.0% as of September 2025, and relative employment stability over the past year. The area has 9,418 residents in work, with an unemployment rate 1.8% below Rest of NSW's rate of 3.8%.

Workforce participation is at 59.7%, compared to Rest of NSW's 56.4%. Employment among residents is concentrated in health care & social assistance, education & training, and retail trade, with a particularly strong specialization in health care & social assistance at 1.4 times the regional level. Agriculture, forestry & fishing has limited presence with 2.0% employment compared to 5.3% regionally. The ratio of 0.7 workers for each resident indicates a level of local employment opportunities above the norm.

Over the 12 months to September 2025, employment increased by 0.2%, labour force increased by 0.6%, resulting in unemployment rising by 0.4 percentage points. In comparison, Rest of NSW saw employment fall by 0.5%, labour force contract by 0.1%, and unemployment rise by 0.4 percentage points. State-level data to 25-Nov shows NSW employment contracted by 0.03% (losing 2,260 jobs), with the state unemployment rate at 3.9%. National employment forecasts from May-25 suggest national employment will expand by 6.6% over five years and 14.2% over ten years. Applying these projections to Tamworth - North's employment mix suggests local employment should increase by 6.7% over five years and 14.2% over ten years, assuming constant population projections for illustrative purposes.

Income levels align closely with national averages, indicating typical economic conditions for Australian communities according to AreaSearch analysis

According to AreaSearch's aggregation of ATO data released for financial year 2022, Tamworth - North SA2 had a median income among taxpayers of $54,571 and an average income of $65,743. Nationally, the median was $50,986 and the average was $75,457. In Rest of NSW, these figures were $49,459 and $62,998 respectively. As of September 2025, estimated median income is approximately $61,452 and average income is around $74,033, based on Wage Price Index growth of 12.61%. In Census 2021, personal income ranked at the 54th percentile ($826 weekly) and household income was at the 36th percentile. Income distribution showed that 33.4% (5,775 individuals) had incomes between $1,500 - $2,999, similar to the broader area's 29.9%. Housing affordability pressures were severe with only 84.6% of income remaining, ranking at the 37th percentile. The area's SEIFA income ranking placed it in the 5th decile.

Tamworth - North is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region

The dwelling structure in Tamworth - North, as per the latest Census, consisted of 79.6% houses and 20.4% other dwellings. In contrast, Non-Metro NSW had 89.5% houses and 10.4% other dwellings. Home ownership in Tamworth - North stood at 30.6%, with mortgaged dwellings at 29.4% and rented ones at 40.0%. The median monthly mortgage repayment was $1,543, higher than the Non-Metro NSW average of $1,500. The median weekly rent was $320, compared to Non-Metro NSW's $300. Nationally, Tamworth - North's mortgage repayments were lower at $1,543 versus Australia's average of $1,863, and rents were substantially lower at $320 compared to the national figure of $375.

Tamworth - North features high concentrations of lone person households, with a lower-than-average median household size

Family households comprise 63.9% of all households, including 25.2% couples with children, 25.9% couples without children, and 11.7% single parent families. Non-family households make up the remaining 36.1%, with lone person households at 32.9% and group households comprising 3.2%. The median household size is 2.3 people, which is smaller than the Rest of NSW average of 2.4.

Tamworth - North shows below-average educational performance compared to national benchmarks, though pockets of achievement exist

The area's educational profile is notable regionally, with university qualification rates at 25.8% among residents aged 15+, surpassing the SA3 area average of 17.3%. Bachelor degrees are most prevalent at 17.9%, followed by postgraduate qualifications (5.1%) and graduate diplomas (2.8%). Vocational credentials are prominent, with 36.9% of residents aged 15+ holding such qualifications – advanced diplomas comprise 10.1% and certificates make up 26.8%.

Educational participation is high, with 30.4% of residents currently enrolled in formal education. This includes 11.5% in primary education, 7.9% in secondary education, and 3.5% pursuing tertiary education.

Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Transport analysis indicates 334 active stops operating in Tamworth - North, offering a mix of train and bus services. These stops are served by 104 routes, collectively facilitating 1,350 weekly passenger trips. Transport accessibility is rated excellent, with residents typically located 120 meters from the nearest stop.

Service frequency averages 192 trips per day across all routes, equating to approximately four weekly trips per individual stop.

Health performance in Tamworth - North is well below average with prevalence of common health conditions notable across both younger and older age cohorts

Tamworth - North faces significant health challenges, as indicated by health data. Both younger and older age groups have a notable prevalence of common health conditions.

The area has private health cover at approximately 52% of its total population (~9,061 people), slightly higher than the average SA2 area's 50.0%. Mental health issues and asthma are the most prevalent medical conditions, affecting 9.4% and 9.2% of residents respectively. Around 64.1% of residents report having no medical ailments, compared to 63.4% in Rest of NSW. The area has a higher proportion of seniors aged 65 and over at 19.4%, with health outcomes among this group presenting some challenges similar to those faced by the general population.

Tamworth - North ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics

Tamworth-North, found to have below average cultural diversity, had 85.7% of its population as citizens, 87.1% born in Australia, and 90.1% speaking English only at home. Christianity was the main religion, comprising 61.5%, compared to 63.6% regionally. Top ancestry groups were Australian (31.1%), English (28.5%), and Irish (8.9%).

Notable differences included overrepresentation of Australian Aboriginal (7.4% vs regional 9.4%), Vietnamese (0.6% vs 0.3%), and Lebanese (0.3% vs 0.1%) groups.

Tamworth - North's population is slightly younger than the national pattern

The median age in Tamworth - North is 37 years, which is lower than Rest of NSW's average of 43 and close to Australia's national average of 38 years. The age profile shows that the 25-34 year-olds make up 15.3% of the population, while the 65-74 year-olds constitute 8.6%. Between 2021 and the present, the percentage of the population aged 35 to 44 has increased from 12.3% to 13.8%, while the proportion of those aged 65 to 74 has decreased from 9.4% to 8.6%. By 2041, demographic projections indicate that the number of people aged 25-34 in Tamworth - North will increase by 737 individuals (28%) from 2,654 to 3,392. Meanwhile, the 55-64 age group is projected to grow modestly by 2% (41 people).