Area profile · Rest of NSW
Cowra Surrounds has an estimated 5,825 residents, up 1.9% since the 2021 Census, with 88 projects tracked in the area around Cowra Surrounds.
Updated 14 Oct 2026.
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Cowra Surrounds Statistical Area (Lv2) sits 181 kilometres north-northwest of the Canberra CBD. AreaSearch estimates its population at approximately 5,825 as of Aug 2026. Since the 2021 Census count of 5,716 people, the area is estimated to have changed very little, based on AreaSearch's assessment of the latest ABS Estimated Resident Population (ERP) figure and the new addresses added since the Census. Home ownership outright is strong, and housing is led by detached homes, with affordable options available. The area also has a notable agricultural employment base and an elevated proportion of residents aged 55 to 64. Its residents include a high proportion of mature and older Australians, largely couples without children, and the area generally records lower education levels and lower-quartile income levels.
The location is set in the heart of New South Wales and is known for its picturesque landscapes, rich cultural heritage and rural charm. Fertile farmland, lush vineyards and rolling hills make it an appealing destination for wine enthusiasts and nature lovers.
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01Profile
The analysis, national rankings and who lives there.
Cowra Surrounds Statistical Area (Lv2) sits 181 kilometres north-northwest of the Canberra CBD. AreaSearch estimates its population at approximately 5,825 as of Aug 2026. Since the 2021 Census count of 5,716 people, the area is estimated to have changed very little, based on AreaSearch's assessment of the latest ABS Estimated Resident Population (ERP) figure and the new addresses added since the Census. Home ownership outright is strong, and housing is led by detached homes, with affordable options available. The area also has a notable agricultural employment base and an elevated proportion of residents aged 55 to 64. Its residents include a high proportion of mature and older Australians, largely couples without children, and the area generally records lower education levels and lower-quartile income levels.
The location is set in the heart of New South Wales and is known for its picturesque landscapes, rich cultural heritage and rural charm. Fertile farmland, lush vineyards and rolling hills make it an appealing destination for wine enthusiasts and nature lovers.
Estimated resident population by year (ABS, not Census counts): 5,320 in 2001 and 5,778 in 2025. The dashed segment ends at the AreaSearch estimate for Aug 2026: 5,825 (ABS June 2025 base).
Share of residents in each age band (ABS age profile, scaled to the Aug 2026 AreaSearch estimate). Largest: 55 to 64, 16.3%.
Share of households in each weekly household income band (2021 Census). Largest: $400 - 799, 27.7%.
Cowra Surrounds ranks in the 52nd percentile nationally for infrastructure drivers and the 42nd for sales activity.
Each bar and spoke is a national percentile; the dashed ring is the typical area. 99th = higher than 99 in every 100 neighbourhood-sized areas across Australia (ABS SA2 areas). Higher means more of the measure, not necessarily better. Orange marks the top three measures where a higher percentile is better; not Age, Housing or Housing Cost.
02Market and pipeline
Rents, sale prices and what is being built.
The median rent in Cowra Surrounds is $434 a week, up 10.0% over 12 months to Jun 2026 and 25% below Regional NSW. The gross rental yield across all dwellings is 5.6%.
25% below Regional NSW on median weekly rent
Median weekly rent by year, lodged bonds. Houses: $251 in 2017, $389 in 2026. The latest is to Jun 2026.
Yield is indicative: rents and sales come from different property pools.
| Address | Sale price | Settled | Address type |
|---|---|---|---|
| 13 Campbell Street, Wattamondara NSW 2794 | $480,000 | 24 Sep 2026 | Street address |
| 22 Robinson Street, Canowindra NSW 2804 | $700,000 | 18 Sep 2026 | Street address |
| 3 Thurburn Street, Wattamondara NSW 2794 | $320,000 | 16 Sep 2026 | Street address |
| 12 Suttor Street, Canowindra NSW 2804 | $420,000 | 9 Sep 2026 | Street address |
| 86 Carrington Street Woodstock NSW 2793 | $350,000 | 2 Sep 2026 | Street address |
| 4171 Warraderry Way, Gooloogong NSW 2805 | $240,000 | 24 Aug 2026 | Street address |
| 98 Noonbinna Road, Cowra NSW 2794 | $580,000 | 21 Aug 2026 | Street address |
| 22 Winton Street, Canowindra NSW 2804 | $445,000 | 13 Aug 2026 | Street address |
| 48 Tilga Street, Canowindra NSW 2804 | $405,000 | 7 Aug 2026 | Street address |
| 246 Moorbel Drive, Moorbel NSW 2804 | $650,000 | 31 Jul 2026 | Street address |
The 10 most recent of the 41 residential sales recorded since 27 Feb 2026 (the latest settled 24 Sep 2026), newest first. The median of these 41, houses and units together, was $405,000 (a different set from the medians above). Source: NSW Valuer General / AreaSearch, to September 2026. Commercial, vacant land and nominal sales are left out. Unit means the address has a unit number; a street address has none.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Median rent | $434 a week | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Change in median rent over 12 months | +10.0% | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Gross rental yield, all dwellings | 5.6% | AreaSearch estimate, indicative: rents and sales come from different property pools | |
| Median house price | $433k | Contract-date median, 2026 to date | |
| Median unit price | $405k | Contract-date median, 2026 to date |
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Median price, latest residential sales | $405,000 | Median of the 41 most recent residential sales, settled 27 Feb 2026 to 24 Sep 2026, NSW Valuer General / AreaSearch | |
| Median rent, houses | $389 a week | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Change in median rent for houses over 12 months | +4.7% | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Gross rental yield, houses | 5.0% | AreaSearch estimate, indicative: rents and sales come from different property pools | |
| Median rent, Lachlan Valley | $408 a week | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Change in median rent, Lachlan Valley, over 12 months | +5.4% | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Median rent, Central West | $514 a week | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Change in median rent, Central West, over 12 months | +6.3% | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Median rent, Regional NSW | $580 a week | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Change in median rent, Regional NSW, over 12 months | +6.6% | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Median rent, NSW | $715 a week | Rental bond lodgements, median for the 12 months to Jun 2026 | |
| Change in median rent, NSW, over 12 months | +5.6% | Rental bond lodgements, median for the 12 months to Jun 2026 |
See the development applications we track, then draw your own catchment and map retailers, health, schools and more.
Status of the 81 tracked applications: 20 approved, 15 under assessment, 46 other (refused, withdrawn or no status).
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AreaSearch tracks 88 projects in and around Cowra Surrounds, 22 of them under construction.
A 110-allotment residential subdivision adjoining Chardonnay Hills Estate and adjacent to Cowra High School, approved for construction.
Chardonnay Hills Estate is a residential subdivision located on the northwest side of Cowra Township in New South Wales, offering 66 approved allotments with elevated views over the Lachlan Valley.
A residential development featuring a community title seniors independent living project with 100 detached two-bedroom residences, a community building, and associated infrastructure, with potential for future stages as per the master plan.
The Cowra Drought Security Project has completed a 26-kilometre pipeline from the Billimari bore fields to the Lachlan River Pump Station, providing bore water access during droughts. The project includes two 60-metre-deep bores, a pump station, and a 200 KL storage reservoir.
A rolling program of safety upgrades along the Olympic Highway corridor. Key active segments include a $5 million upgrade 13km north of Young involving road widening, drainage replacement, and safety barriers, and a $26 million package for overtaking lanes and shoulder sealing near Cowra.
A $110.2 million redevelopment of Cowra Hospital featuring new emergency department, inpatient wards, maternity unit, palliative care facilities, and the hospital's first CT scanner. The project includes a modern two-level facility with enhanced views and improved access.
Proposed redevelopment of commercial property to create modern office and retail spaces. The project will provide contemporary commercial facilities to support local business growth and attract new enterprises to the Cowra central business district.
Proposed expansion of existing retail plaza to include additional shop spaces, improved parking facilities, and enhanced customer amenities. The project aims to revitalise the local retail precinct and provide additional commercial opportunities.
A seniors housing development consisting of 21 townhouses in a residential area close to essential services.
A lifestyle residential estate with 14 large lots ranging from 5 to 8.5 acres on 37.56 hectares, offering creek frontage on five lots, sealed road access, rural fencing, connected electricity, town water, and panoramic views of surrounding landscapes.
The Wyangala Dam Wall Raising project was officially withdrawn and cancelled by the NSW Government following the Final Business Case and independent Infrastructure NSW review. The proposal sought to raise the dam crest by 10 metres to add 650 GL of storage capacity for flood mitigation and regional water security.
New residential subdivision development featuring approximately 15-20 residential lots. The development will provide new housing opportunities in an established residential area with access to existing infrastructure and community facilities.
Images marked AI impression are illustrative only and not photographs of the project; follow the project links for actual imagery. Original imagery? Contact us.
Estimated completion year of the 43 projects in and around the area that are not yet completed and have one: 2023 1, 2024 0, 2025 9, 2026 9, 2027 9, 2028 4, 2029 5, 2030 4, 2031 0, 2032 1, 2033 0, 2034 0, 2035 0, 2036 1. 20 have no completion year.
AreaSearch has tracked 81 substantial development applications lodged in and around Cowra Surrounds over the past 5 years, 68 in the last 12 months; 15 are recorded as under assessment. Coverage varies by council.
Applications per year (dashed: part year): 2022 (part year) 6, 2023 1, 2024 5, 2025 2, 2026 (to Oct) 67.
Key application Tilga Street, Canowindra Retail | $1.7m | 1 storey Approved
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Tracked applications | 81 | Tracked by AreaSearch, in and around the area, last 5 years | |
| Tracked, last 12 months | 68 | Tracked by AreaSearch, in and around the area | |
| ABS building approvals | 2.9 per 1,000 people | ABS building approvals | 38th percentile nationally |
| Average approvals a year | 17 | ABS building approvals | 29th percentile nationally |
| Applications approved | 20 | Tracked by AreaSearch, in and around the area, last 5 years | |
| Applications under assessment | 15 | Tracked by AreaSearch, in and around the area, last 5 years |
Key infrastructure and planning changes likely to influence the Cowra Surrounds SA2 include: Cowra High School Adjacent Residential Subdivision (Approved); Chardonnay Hills Estate (Construction); Yarrabilly Estate (Approved); Cowra Drought Security Project (Completed); and Olympic Highway Safety Improvements (Construction). These projects represent significant developments that will shape the area's future infrastructure landscape.
Infrastructure development impacting the Cowra Surrounds SA2 spans multiple sectors including Residential Development, Environmental & Disaster Management, and Retail, among others.
While specific investment values are not publicly disclosed for all projects impacting the Cowra Surrounds SA2, the area shows active development across multiple infrastructure categories within 15km.
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AreaSearch's development drivers ranking sees a low level of activity in Cowra Surrounds, placing the area among the bottom 21% of areas assessed nationally.
Dwelling approval activity in the Cowra Surrounds SA2 area has seen 22 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The Cowra Surrounds SA2's current population of 5,825 has been supported by 17 approvals on average over recent years.
The Cowra Surrounds SA2 has seen 2.9 approvals per 1,000 people in recent years, compared to 5.7 approvals in Regional NSW. This means that one dwelling has been approved for every 525 people in the Cowra Surrounds SA2, compared to one for every 183 in Regional NSW.
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Looking at development activity over the past five years, the Cowra Surrounds SA2's approval levels have been significantly below the yearly average of 17, showing a notable downturn in recent development.
Over the past five years, the population in the Cowra Surrounds SA2 has grown by approximately 114 people, while 84 residential approvals were recorded. This equates to a ratio of 1.4 people added for each new dwelling approval. This suggests a balanced relationship between population growth and housing supply.
03People
Population, age, income, work, education and more.
99th = higher than 99 in every 100 neighbourhood-sized areas across Australia (ABS SA2 areas). Higher means more of the measure, not necessarily better.
An assessment of population growth drivers in Cowra Surrounds reveals an overall ranking slightly below national averages considering recent, and medium term trends.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Population | 5,825 | AreaSearch estimate, Aug 2026, from the ABS June 2025 base | |
| Growth since 2021 Census | +1.9% | AreaSearch estimate, Aug 2026, against the 2021 Census | 17th percentile nationally |
| Population density | 2 per km² | AreaSearch estimate, Aug 2026, from the ABS June 2025 base | 10th percentile nationally |
| Average yearly growth, 2020 to 2025 | +0.4% | ABS estimated resident population series to June 2025 | |
| Average yearly growth, 2015 to 2025 | +0.5% | ABS estimated resident population series to June 2025 |
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Population at the 2021 Census | 5,716 | 2021 Census | |
| Residents added since the 2021 Census | 109 | AreaSearch estimate, Aug 2026, against the 2021 Census | |
| Average yearly growth, 2022 to 2025 | +0.3% | ABS estimated resident population series to June 2025 | |
| Population growth, 2024 to 2025 | +0.1% | ABS estimated resident population series to June 2025 | |
| Land area | 3,037.16 km² | AreaSearch boundary analysis |
Total population for the Cowra Surrounds SA2 was estimated to be approximately 5,825 as at Aug 2026. This is based upon an estimated resident population of 5,778 from the ABS up to June 2025.
The cowra surrounds sa2 has added approximately 109 people and shown a 1.91% increase from the 5,716 people recorded at the 2021 Census period.
The population density in the Cowra Surrounds SA2 is estimated at 1 persons per square kilometre based on the latest population estimate.
Over the past 10 years, the population in the Cowra Surrounds SA2 has shown a compound annual growth rate of 0.5% per annum.
Population growth in the Cowra Surrounds SA2 is driven by: Overseas migration (59.6%), Interstate migration (40.4%), Natural increase (0.0%). The primary driver is Overseas migration, contributing 59.6% of overall population gains.
Cowra Surrounds ranks among the oldest 10% of areas nationwide.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Median age | 50 years | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | 91st percentile nationally |
| Aged 65 and over | 28.8% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Children under 15 | 14.8% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 15 to 34 | 19.4% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 25 to 64 | 44.9% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate |
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Median age at the 2021 Census | 50 years | 2021 Census | |
| Aged 0 to 4 | 4.9% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 5 to 14 | 9.8% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 15 to 24 | 11.5% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 25 to 34 | 7.9% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 35 to 44 | 9.0% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 45 to 54 | 11.8% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 55 to 64 | 16.3% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 65 to 74 | 13.7% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 75 to 84 | 11.5% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate | |
| Aged 85 and over | 3.7% | ABS estimated resident population age profile (June 2025), scaled to the Aug 2026 AreaSearch estimate |
AreaSearch estimates the median age in the Cowra Surrounds SA2 at 50 years as at August 2026. That is in line with the 2021 Census figure of 50 years, on an age profile AreaSearch re-estimates for population change recorded since the Census.
At an estimated 50 years as at August 2026, Cowra Surrounds is 7 years older than the Regional NSW 2021 Census average (43 years) and 12 years older than the national Census average (38 years).
On AreaSearch estimates updated to August 2026, the most over-represented age group in the Cowra Surrounds SA2 compared to the Regional NSW region is the 55 - 64 group, making up 16.3% of the population.
On AreaSearch estimates updated to August 2026, the most under-represented age group in the Cowra Surrounds SA2 compared to the Regional NSW region is the 25 - 34 group, making up 7.9% of the population.
Yes, certain age groups in the Cowra Surrounds SA2 show significant variance compared to Regional NSW. The most over-represented age group is 75-84 year-olds (11.4% vs 8.2%).
AreaSearch estimates children aged 0-14 years at 14.8% of the population in the Cowra Surrounds SA2 as at August 2026.
AreaSearch estimates people aged 65 and over at 28.8% of the population in the Cowra Surrounds SA2 as at August 2026.
The area's income levels rank in the lower 11% nationally based on AreaSearch comparative data.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Median taxable income (ATO) | $48,016 a year | ATO FY-24, annual | 10th percentile nationally |
| Average taxable income | $54,406 a year | ATO FY-24, annual |
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Census household income / week | $1,157 | 2021 Census, weekly | 10th percentile nationally |
| Census personal income / week | $601 | 2021 Census, weekly | 11th percentile nationally |
| High-income households | 12.2% | 2021 Census | |
| Census family income / week | $1,490 | 2021 Census, weekly | |
| Low-income households | 36.6% | 2021 Census |
Based on Wage Price Index adjustments to June 2026, the estimated median taxable income in the Cowra Surrounds SA2 is approximately $51,079. The official ATO data from FY-24 recorded a median of $48,016.
Based on Wage Price Index adjustments to June 2026, the estimated average taxable income in the Cowra Surrounds SA2 is approximately $57,877. The official ATO data from FY-24 recorded an average of $54,406.
Based on Wage Price Index adjustments to June 2026, the estimated median taxable income in the Cowra Surrounds SA2 is approximately $51,079 compared to $59,289 in Regional NSW. The official ATO data from FY-24 shows $48,016 and $55,733 respectively.
Based on Wage Price Index adjustments to June 2026, the estimated average taxable income in the Cowra Surrounds SA2 is approximately $57,877 compared to $73,521 in Regional NSW. The official ATO data from FY-24 shows $54,406 and $69,112 respectively.
As per the 2021 Census, the weekly household income bracket containing the largest proportion of the Cowra Surrounds SA2's households (~27.7% / 606 households) is the $400 - 799 cohort.
The largest weekly household income cohort in the Cowra Surrounds SA2 is the $400 - 799 group, representing about 27.7% of households. In comparison, Regional NSW's largest household income cohort is the $1,500 - 2,999 group, representing 29.9% of its households, according to the 2021 Census.
The 2021 Census data indicates that the median household income in the Cowra Surrounds SA2 is $1,157/wk.
According to the 2021 Census, the median family income in the Cowra Surrounds SA2 is $1,490/wk.
The 2021 Census shows that the median personal income in the Cowra Surrounds SA2 is $601/wk.
AreaSearch's latest postcode level ATO data for FY-24 reveals that income in the Cowra Surrounds SA2 is below the national average, with the median assessed at $48,016 while the average income stands at $54,406. This contrasts to Regional NSW's figures of a median income of $55,733 and an average income of $69,112. Based on Wage Price Index growth of 6.38% since FY-24, current estimates would be approximately $51,079 (median) and $57,877 (average) as of June 2026.
The estimated disposable income in the Cowra Surrounds SA2 is $4,510 per year according to AreaSearch analysis.
The cowra surrounds sa2's disposable income is $4,510 compared to $5,252 for Regional NSW, based on AreaSearch analysis.
The employment landscape in Cowra Surrounds presents a mixed picture: unemployment remains low at 3.8%, yet recent job losses have affected its comparative national standing.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Unemployment rate | 3.8% | ABS and DEWR labour data, compiled by AreaSearch | |
| Workforce participation | 60.7% | ABS and DEWR labour data, compiled by AreaSearch | |
| Employed residents | 2,879 | ABS and DEWR labour data, compiled by AreaSearch | |
| Daytime population | 5,215 | AreaSearch estimate of residents and workers present on a weekday | |
| Labour force | 2,993 | ABS and DEWR labour data, compiled by AreaSearch |
As of June 2026, the Cowra Surrounds SA2 has approximately 2,879 employed residents with an unemployment rate of 3.8%. This healthy unemployment rate suggests a well-functioning labour market. Employment indicators are below the national average, suggesting room for improvement, though the very low unemployment rate of 3.8% indicates the ranking primarily reflects recent job losses rather than underlying labor market weakness.
As of June 2026, the unemployment rate in the Cowra Surrounds SA2 stands at 3.8%, which is broadly in line with Regional NSW's rate of 4.1%. For comparison, the national unemployment rate is 4.2%.
The employment landscape in the Cowra Surrounds SA2 is dominated by several key sectors. The largest employers are agriculture, forestry & fishing (31.6% of employment), health care & social assistance (12.3%), and education & training (8.7%). These three sectors alone account for 52.6% of local employment, indicating significant concentration. Other significant employers include retail trade and construction.
Over the past year to June 2026, the Cowra Surrounds SA2 has experienced a decline in employment, with total jobs decreasing while the labour force decreased. As a result, the unemployment rate has risen. By comparison, Regional NSW saw employment decreased and its unemployment rate rose.
The workforce participation rate in the Cowra Surrounds SA2 is 60.7%, which represents the proportion of working-age residents who are either employed or actively seeking work. This healthy participation rate reflects good employment opportunities and workforce engagement. The local rate leading the Regional NSW average of 60.6%, showing similar workforce dynamics to Regional NSW.
The cowra surrounds sa2 shows notable specialisation in agriculture, forestry & fishing, which employs 31.6% of the local workforce compared to 5.3% across Regional NSW. With a local vs regional employment ratio of 6.0, this represents a significant industry cluster that likely serves markets beyond the local area.
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The cowra surrounds sa2's employment market shows below-average performance in national comparisons. While employment opportunities exist, the area faces more challenges than many other regions. However, the low unemployment rate of 3.8% suggests the ranking is driven by recent job losses rather than structural weakness. Recent job advertisement trends show the broader employment region experienced 11.8% growth, ranking 6th out of 37 regions nationally.
Cowra Surrounds faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Bachelor qualifications | 12.3% | 2021 Census | 27th percentile nationally |
| Postgraduate qualifications | 2.2% | 2021 Census | 19th percentile nationally |
| University qualifications | 16.0% | 2021 Census | |
| Vocational qualifications | 30.5% | 2021 Census | 75th percentile nationally |
| Graduate diploma or certificate | 1.5% | 2021 Census | 17th percentile nationally |
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Advanced diploma or diploma | 11.1% | 2021 Census | 59th percentile nationally |
| No post-school qualification | 42.4% | 2021 Census | |
| Residents attending an educational institution | 27.7% | 2021 Census | |
| Residents attending university or other higher education | 2.0% | 2021 Census | 12th percentile nationally |
| Residents attending primary school | 10.5% | 2021 Census | 56th percentile nationally |
| Residents attending secondary school | 9.3% | 2021 Census | 78th percentile nationally |
16.0% of people aged 15 and over in the Cowra Surrounds SA2 have university qualifications, compared to 21.3% in Regional NSW.
42.4% of people aged 15 and over in the Cowra Surrounds SA2 have no formal qualifications, compared to 39.1% in Regional NSW.
The cowra surrounds sa2 ranks in the 22th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
The most common qualifications in the Cowra Surrounds SA2 are: Certificate (30.5%), Bachelor Degree (12.3%), Advanced Diploma (11.1%).
27.7% of the population in the Cowra Surrounds SA2 is currently engaged in formal education, including 10.5% in primary school, 9.3% in secondary school, 2.0% at university (all shares of total residents).
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the Cowra Surrounds SA2 is 947, indicating below-average socio-educational advantage compared to the national average of 1000.
There are 6 schools within the Cowra Surrounds SA2, with a combined enrollment of approximately 599 students.
The cowra surrounds sa2 includes 5 primary schools, 1 secondary school.
Cowra Surrounds features high concentrations of couples without children but relatively few couples with children, with a smaller average household size than Regional NSW.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Median household size | 2.3 people | 2021 Census | 25th percentile nationally |
| Lone-person households | 28.1% | 2021 Census | 63rd percentile nationally |
| Couples with children | 23.7% | 2021 Census | 26th percentile nationally |
| Couples without children | 34.5% | 2021 Census | 89th percentile nationally |
| One-parent families | 9.3% | 2021 Census | 34th percentile nationally |
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Group households | 3.3% | 2021 Census | 61st percentile nationally |
| Households at the 2021 Census | 2,187 | 2021 Census | |
| Estimated households | 2,229 | AreaSearch estimate, Aug 2026 | |
| Family households | 68.6% | 2021 Census | 39th percentile nationally |
| Average children per family | 2.1 per family | 2021 Census | 95th percentile nationally |
As of the 2021 Census, the Cowra Surrounds SA2 had 2,187 households. Based on population growth patterns, this has grown by approximately 1.9% to an estimated 2,229 households today.
The average household size in the Cowra Surrounds SA2 is 2.3 people. This compares to 2.4 in Regional NSW and reflects the area's household composition mix.
Family households dominate at 68.6% of all households. Non-family households consist of lone person households (28.1%), group households (3.3%), and other household types (0.0%).
Of the 1,500 family households, couples with children account for 23.7% of all households, couples without children at home 34.5%, and single parent families 9.3%. This mix shapes local demand for schools, family services, and housing types.
Compared to Regional NSW, the Cowra Surrounds SA2 shows distinct household patterns. This higher proportion of single-person households drives demand for smaller dwellings and different community services.
Families in the Cowra Surrounds SA2 have an average of 2.1 children, slightly above the Regional NSW average of 1.8. This influences local demand for child-related services and larger family homes.
Marriage patterns reveal 49.4% of the adult population are currently married, while 29.0% have never married. This compares to 45.6% married and 34.3% never married across Regional NSW.
Single-person households represent 28.1% of all households in the Cowra Surrounds SA2, similar to the average for Regional NSW of 27.9%. This affects demand for smaller dwellings and single-person accommodation.
Group households (unrelated people sharing) account for 3.3% of households, in line with the Regional NSW average of 3.3%.
The latest Census data sees Cowra Surrounds placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Born overseas | 7.5% | 2021 Census | 5th percentile nationally |
| Speak another language at home | 2.8% | 2021 Census | 8th percentile nationally |
| English only at home | 97.2% | 2021 Census | 91st percentile nationally |
| Australian citizens | 87.5% | 2021 Census | 55th percentile nationally |
| Born in Australia | 92.5% | 2021 Census | 94th percentile nationally |
| Aboriginal and Torres Strait Islander residents | 3.4% | 2021 Census | 77th percentile nationally |
Cowra Surrounds was found to be below average in terms of cultural diversity, with 87.5% of its population being citizens, 92.5% born in Australia, and 97.2% speaking English only at home.
The main religion in Cowra Surrounds was found to be Christianity, which makes up 68.9% of people in Cowra Surrounds. This compares to 55.9% across Regional NSW.
In terms of ancestry (country of birth of parents), the top three represented groups in Cowra Surrounds are Australian, comprising 33.2% of the population, English, comprising 32.7% of the population, and Irish, comprising 10.3% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Maltese is notably overrepresented at 0.9% of Cowra Surrounds (vs 0.4% across Regional NSW), Australian Aboriginal at 3.4% (vs 4.6%) and Scottish at 8.2% (vs 8.0%).
7.5% of the Cowra Surrounds SA2 population was born overseas, compared to 13.0% across Regional NSW.
2.8% of the population in the Cowra Surrounds SA2 speaks a language other than English at home, compared to 7.1% in Regional NSW.
3.4% of the Cowra Surrounds SA2 population identifies as Australian Aboriginal, compared to 4.6% in Regional NSW.
87.5% of the Cowra Surrounds SA2 population holds citizenship, compared to 89.2% in Regional NSW.
04Place
Housing, health, transport, local services and the reports on them.
Cowra Surrounds is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Rented homes | 16.6% | 2021 Census | 16th percentile nationally |
| Owned outright | 53.1% | 2021 Census | 95th percentile nationally |
| Detached houses | 96.9% | 2021 Census | 88th percentile nationally |
| Median mortgage repayment | $1,164 a month | 2021 Census, monthly | 12th percentile nationally |
| Owned with a mortgage | 30.3% | 2021 Census | 31st percentile nationally |
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Semi-detached, terrace and townhouses | 2.1% | 2021 Census | 17th percentile nationally |
| Median weekly rent paid, 2021 Census | $210 | 2021 Census, weekly | 7th percentile nationally |
| Median rent as a share of median household income | 18.2% | 2021 Census, ratio calculated by AreaSearch | 25th percentile nationally |
| Median mortgage repayment as a share of household income | 23.2% | 2021 Census, ratio calculated by AreaSearch | 41st percentile nationally |
| People per bedroom | 0.7 per bedroom | 2021 Census | 12th percentile nationally |
In the Cowra Surrounds SA2, 53.1% of homes are owned outright, 30.3% are owned with a mortgage, and 16.6% are rented.
According to the latest data, 96.9% of dwellings in the Cowra Surrounds SA2 are houses.
In the Cowra Surrounds SA2, 0.5% of dwellings are apartments or units, with an additional 2.1% being semi-detached dwellings.
Outright home ownership in the Cowra Surrounds SA2 stands at 53.1%, compared to 39.6% in Regional NSW.
The median monthly mortgage repayment in the Cowra Surrounds SA2 is $1,164, compared to $1,733 in Regional NSW.
The aggregate monthly housing cost in the Cowra Surrounds SA2 is $503, which represents the average monthly cost across all housing types.
In the Cowra Surrounds SA2, households with mortgages typically spend 23.2% of their income on mortgage repayments, while renters spend 18.2% of their income on rent.
The average persons per bedroom ratio in the Cowra Surrounds SA2 is 0.7, indicating the level of household density.
Housing affordability in the Cowra Surrounds SA2 shows mortgage holders spending 23.2% of income on repayments (vs 27.9% in Regional NSW), while renters spend 18.2% of income on rent (vs 23.0% in Regional NSW).
The dwelling mix in the Cowra Surrounds SA2 consists of 96.9% detached houses, 2.1% semi-detached dwellings, 0.5% apartments, and 0.5% other dwelling types.
Housing in Cowra Surrounds consumes approximately 10.1% of median household income ($5,010 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
Recent development applications in Cowra Surrounds show attached dwellings contributing 0% of approvals compared to 3% of existing stock, while detached houses represent 100% of applications versus 97% of current dwellings. This suggests development patterns consistent with existing housing mix. Density increases remain below national trends.
Health performance in Cowra Surrounds is well below the national average with prevalence of common health conditions notable across both younger and older age cohorts.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Private health cover | 46.4% | ATO FY 2024, private health cover | 4th percentile nationally |
| No long-term health condition | 60.5% | 2021 Census | 10th percentile nationally |
| Need help with daily activities | 6.6% | 2021 Census | 70th percentile nationally |
| No long-term health condition, under 65 | 70.8% | 2021 Census | 14th percentile nationally |
| Three or more long-term health conditions, under 65 | 2.9% | 2021 Census | 93rd percentile nationally |
Around 46.4% of people in the Cowra Surrounds SA2 are covered by private health insurance, which compares to 52.2% in Regional NSW.
In the Cowra Surrounds SA2, 6.6% of the population is identified as requiring ongoing medical assistance. By comparison, 6.8% of people in Regional NSW require similar assistance.
8.5% of people in the Cowra Surrounds SA2 are diagnosed with asthma. In comparison, 8.4% of the population across Regional NSW is affected by asthma.
Diabetes affects 5.6% of the Cowra Surrounds SA2 population, while in Regional NSW, 4.7% of people are diagnosed with diabetes.
4.3% of people in the Cowra Surrounds SA2 have heart disease. Across Regional NSW,4.4% of the population is affected by heart disease.
In the Cowra Surrounds SA2, 46.4% of the population are estimated to have private health insurance. Comparatively, Regional NSW sees an estimated private health coverage rate of 52.2%.
Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Transport access | 38 out of 100 | AreaSearch transport analysis of timetable data | 38th percentile nationally |
| Public transport stops | 464 | Public transport timetable (GTFS) data, compiled by AreaSearch | 98th percentile nationally |
| Weekly public transport trips | 370 | Public transport timetable (GTFS) data, compiled by AreaSearch | 21st percentile nationally |
| People per public transport stop | 13 | Public transport timetable (GTFS) data, compiled by AreaSearch | |
| Public transport routes | 41 | Public transport timetable (GTFS) data, compiled by AreaSearch |
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Vehicles per dwelling | 1.8 per dwelling | 2021 Census | |
| Working residents who worked from home | 20.4% | 2021 Census, taken during COVID-19 restrictions |
There are 464 public transport stops within the Cowra Surrounds SA2.
The Cowra Surrounds SA2 has 370 weekly trips across 41 routes, averaging 52 trips per day.
On average, residential properties are 301 metres from the nearest transport stop.
From the typical resident, the nearest school is 6.5 km away and the nearest child care centre 10.9 km.
Distance from the typical resident to the nearest of each service. Every bar starts at 0 m. The nearest is orange.
Public transport 464 stops nearby, 370 weekly trips, access rating 38 out of 100.
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Amenity score | 27 out of 100 | AreaSearch proximity analysis | 27th percentile nationally |
| Nearest school | 6.5 km | AreaSearch proximity analysis, from the typical resident | |
| Nearest child care | 10.9 km | AreaSearch proximity analysis, from the typical resident | |
| Nearest supermarket | 11.1 km | AreaSearch proximity analysis, from the typical resident | |
| Nearest GP | 11.1 km | AreaSearch proximity analysis, from the typical resident |
| Measure | Value | Source and date | National percentile |
|---|---|---|---|
| Nearest pharmacy | 11.1 km | AreaSearch proximity analysis, from the typical resident | |
| Nearest hospital | 11.4 km | AreaSearch proximity analysis, from the typical resident | |
| Nearest bank | 23.0 km | AreaSearch proximity analysis, from the typical resident | |
| Nearest dentist | 24.7 km | AreaSearch proximity analysis, from the typical resident | |
| Nearest shopping centre | 24.8 km | AreaSearch proximity analysis, from the typical resident | |
| Nearest government service | 24.8 km | AreaSearch proximity analysis, from the typical resident | |
| Nearest fitness centre | 53.2 km | AreaSearch proximity analysis, from the typical resident |
Sector reports that go deeper on these services: child care, medical, retail, aged care and specialist disability accommodation (SDA).
Short silent previews of sample pages. Sector reports are ordered for a catchment you draw, not for the suburb as a whole.
05Reports and tools
Order a report and find more tools.
An area report on Cowra Surrounds is built to order and emailed to you.
Ordered reports
The other sector reports are ordered on a custom catchment: draw your own area to add them. The order window shows the estimate before you place the order.
Order a reportShort silent previews of sample pages. Base and Child Care can be ordered for Cowra Surrounds.
06About this profile
Where the figures come from, downloads and nearby areas.
AreaSearch's development drivers ranking sees a low level of activity in Cowra Surrounds, placing the area among the bottom 21% of areas assessed nationally.
Cowra Surrounds has moderate levels of nearby infrastructure activity, ranking in the 41st percentile nationally.
No headline figures are reported for this area.
Cowra Surrounds's affordable property market has recorded 144 sales in the 12 months to September 2026, comprising 65% residential, 22% commercial and 14% vacant land transactions.
An assessment of population growth drivers in Cowra Surrounds reveals an overall ranking slightly below national averages considering recent, and medium term trends.
Cowra Surrounds ranks among the oldest 10% of areas nationwide.
The area's income levels rank in the lower 11% nationally based on AreaSearch comparative data.
The employment landscape in Cowra Surrounds presents a mixed picture: unemployment remains low at 3.8%, yet recent job losses have affected its comparative national standing.
Cowra Surrounds faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally.
Cowra Surrounds features high concentrations of couples without children but relatively few couples with children, with a smaller average household size than Regional NSW.
The latest Census data sees Cowra Surrounds placing among the least culturally diverse areas in the country when compared across a range of language and cultural background related metrics.
Cowra Surrounds is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership.
Health performance in Cowra Surrounds is well below the national average with prevalence of common health conditions notable across both younger and older age cohorts.
Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility.
Amenity provision was found to be below the typical area assessed nationally by AreaSearch, based on counts and proximity analysis.
Cowra Surrounds has an estimated 5,825 residents, up 1.9% since the 2021 Census, with 88 projects tracked in the area around Cowra Surrounds.
Latest estimate as at Aug 2026; other figures from the 2021 Census, ATO FY-24 and AreaSearch estimates where labelled. Updated 14 Oct 2026.
Sources: ABS Census 2021, ABS estimated resident population, ATO taxation statistics, state rental bonds and property sales records where published, and AreaSearch analysis for Cowra Surrounds.
Data currency
Refreshed . Sales to Sep 2026, rents to Jun 2026, population and age estimated to Aug 2026, taxable income FY 2024 and projects to Sep 2026. Housing, households and cultural diversity are from the 2021 Census (next update with the 2026 Census results).
Infrastructure projects and development applications also include sites in the surrounding area, and are labelled as such. Other sections were compiled 14 Oct 2026 from sources that update on their own cycles; "See the evidence" lists each source and its cycle.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (for example census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb or locality names (postal-style areas) and may use different geographic boundaries. For a complete picture, consider both boundary types where available.
Main sources: ABS, Geoscience Australia, GNAF, ATO, State governments, Valuer General, Rental Board and Infrastructure Australia.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (103021064). QuickStats reports 2021 only; the figures on this page are more current wherever the ledger shows a later date.
This page uses ABS Statistical Area Level 2 (SA2) boundaries for statistical reporting (for example census and ERP). SA2 areas can differ materially from Suburbs and Localities (SAL) boundaries, even when they share similar names, because they are defined for different purposes and often use different geographic boundaries.
AreaSearch compiles this page from official and industry sources, including ABS, Geoscience Australia, GNAF, ATO, State governments, Valuer General, Rental Board and Infrastructure Australia, then calculates statistics for the boundary shown, and ranks, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments. Infrastructure projects and development applications also include sites in the surrounding area, labelled as such.
No. Most of this page is built beyond the Census. Dated for this area: population (Aug 2026), age profile (Aug 2026), infrastructure projects (Sep 2026) and income (FY 2024). Compiled with this profile from sources that publish on their own cycles: development and approvals, property sales and rents, employment, education, transport, health and services and amenities. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.
Key demographics and figures for Cowra Surrounds from the 2021 Census, ATO taxpayer data and AreaSearch estimates and analysis. Each topic has its own table of key figures beside the section it belongs to, and each row names its source and date. The percentile compares Cowra Surrounds with every neighbourhood-sized area across Australia (ABS SA2 areas): a higher percentile means more of that measure than most, not necessarily better.
Source: AreaSearch (areasearch.com.au) compiled from ABS Census 2021, ATO and other public sources.
