Toormina

Suburb (SAL)

Rest of NSW / Coffs Harbour

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Data Sources ABSValuer GeneralRental BoardACARA Newest Oct 2026 · Refreshed ABS QuickStats SAL13930 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Toormina

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The median house price in Toormina is $800k, with units at $516k. House values have moved 6.0% a year compounded over five years.

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DemographicsPopulation Growth in Toormina

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Toormina has an estimated 6,227 residents, up from 6,171 at the 2021 Census. That puts 1,153 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

In the suburb of Toormina, the resident population is estimated at approximately 6,227 as of Aug 2026, synthesizing regional ABS population updates alongside post-Census address validation conducted by AreaSearch. Compared to the 6,171 people recorded in the 2021 Census, this indicates an expansion of 56 people (0.9%). These figures derive from an estimated resident count of 6,216 based on the June 2025 ABS ERP release, supplemented by 14 validated new addresses added following the Census date. Demographic density stands at 1,153 persons per square kilometer, matching broader benchmarks across AreaSearch study areas.

Recent population gains were substantially underpinned by overseas migration, which constituted roughly 71.0% of total growth. Demographic forecasting incorporates 2024 ABS/Geoscience Australia SA2-level figures benchmarked to 2022, complemented where necessary by NSW State Government 2022 projections benchmarked to 2021, with age-bracket growth trends extended across all locations from 2032 to 2041. Applying this framework to the suburb of Toormina indicates an overall demographic contraction, with the local population projected to decrease by 171 persons by 2041. Conversely, selective expansion is expected within particular age cohorts, led by residents aged 85 and over, who are forecast to grow by 230 people.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Toormina?
Total population for the suburb of Toormina was estimated to be approximately 6,227 as at Aug 26. This is based upon an estimated resident population of 6,216 from the ABS up to June 2025.
How has the population in the suburb of Toormina changed since 2021?
The suburb of toormina has added approximately 56 people and shown a 0.91% increase from the 6,171 people recorded at the 2021 Census period.
What is the population density in the suburb of Toormina?
The population density in the suburb of Toormina is estimated at 1,153 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Toormina?
Over the past 10 years, the population in the suburb of Toormina has shown a compound annual growth rate of -0.2% per annum.
What are the main drivers of population growth in the suburb of Toormina?
Population growth in the suburb of Toormina is driven by: Overseas migration (71.0%), Natural increase (29.0%), Interstate migration (0.0%). The primary driver is Overseas migration, contributing 71.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Toormina

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26 new dwellings have been approved in Toormina over the past five years, an average of 5 a year. That is 0.9 approvals per 1,000 residents. Approvals are currently running at an annualised 2, well below that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.

Detail

ABS building approval statistics compiled by AreaSearch indicate that Toormina has maintained an annual average of approximately 5 new residential approvals, yielding an aggregate of roughly 26 homes across the prior 5 financial years. Within FY-25 to date, 2 approvals have been documented. Set against recent population reductions, this supply level remains moderate from a purchasing perspective, with newly sanctioned dwellings averaging an expected construction cost of $704,000, underscoring an emphasis on higher-end builds. Non-residential activity comprises $1.6 million in approved commercial development this financial year, reaffirming that construction remains centered on housing.

Per capita building activity in Toormina is 76.0% below the regional average across Rest of NSW, a constrained pipeline that tends to underpin values and sustained interest in existing stock. This below-average volume relative to national levels highlights local market maturity and potential zoning limitations. Recent permits have consisted exclusively of separate houses, reinforcing the low-density, detached profile sought by family buyers. Furthermore, single-family dwellings capture a greater share of ongoing approvals than their baseline representation (65.0% at Census), underscoring persistent appeal for detached residences despite densification trends. A ratio of roughly 3099 people per dwelling approval characterizes this established residential enclave. With demographic projections remaining subdued or negative, residential market pressure in Toormina could soften, offering advantageous conditions for incoming purchasers.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Toormina recently?
Dwelling approval activity in the the suburb of Toormina area has seen 16 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Toormina's current population of 6,227 has been supported by 5 approvals on average over recent years.
How does the suburb of Toormina's development activity compare to the broader region?
The suburb of Toormina has seen 0.09 approvals per 100 people in recent years, compared to 0.56 approvals in the broader region. This means that one dwelling has been approved for every 3099 people in the suburb of Toormina, compared to one for every 183 in the broader region.
Is the suburb of Toormina keeping up with housing demand?
Population forecasts suggest stable or declining population, reducing pressure on housing supply in the the suburb of Toormina area.
What has been the trend in development approvals over the past five years in the suburb of Toormina?
Looking at development activity over the past five years, the suburb of Toormina's approval levels have been slightly above the yearly average of 5, showing modest growth in recent years.
How does recent development compare to population growth in the suburb of Toormina?
Over the past five years, the suburb of Toormina has seen 26 residential approvals while population has remained stable or declined, indicating potential market oversupply.
Are there opportunities for residential developers in the suburb of Toormina?
With dwelling approval activity running at an average of 5 approvals per year and a population of 6,227, stable population forecasts suggest a mature market with selective development opportunities.
Approvals Pipeline Development applications near Toormina

Development applications around Toormina

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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Toormina

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AreaSearch tracks one current infrastructure or development project inside Toormina, worth an estimated $1 million. A further 34 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $4.26 billion. 13 are already under construction and 12 are due for completion within three years. The pipeline spans residential development, sports & recreation and communities, precincts & urban renewal. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Regional dynamics are heavily shaped by strategic public infrastructure, planned land releases, and civic investments. AreaSearch identifies 2 core initiatives positioned to influence the immediate surroundings. Prominent regional developments include the Boambee East Residential Subdivision, the Toormina Oval Upgrade, the North Boambee Valley (East) Release Area, and the Coffs Harbour Bypass.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Toormina?
Key infrastructure and planning changes likely to influence the suburb of Toormina include: Boambee East Residential Subdivision (Under Assessment); Toormina Oval Upgrade (Construction); North Boambee Valley (East) Release Area (Construction); Coffs Harbour Bypass (Construction); and Pacific Highway Upgrade: Hexham To Brisbane (Construction). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Toormina?
Infrastructure development impacting the suburb of Toormina spans multiple sectors including Transport & Logistics, Energy, and Communities, among others.
What is the scale of infrastructure investment impacting the suburb of Toormina?
Infrastructure investment analysis indicates substantial capital deployment exceeding $2.4 billion in projects that will impact the extended area.
How does the suburb of Toormina's infrastructure development compare to other areas?
With an infrastructure score in the top 40%, the suburb of Toormina demonstrates above-average development activity compared to national benchmarks.
Toormina Oval Upgrade
Category: Sports & Recreation
Stage: Construction | Est. Comp: 2025
Source / Links: Link 1   Link 2  

The Toormina Oval Upgrade delivers an expanded sporting precinct featuring an additional football pitch, an upgraded carpark, a connecting footbridge, and new concrete footpaths. The project enhances community access and capacity for local football clubs and recreational users across Coffs Harbour.

Sports & Recreation

Boambee East Residential Subdivision
Category: Residential Development
Stage: Approved | Est. Comp: 2026

Development application DA 0493/23DA submitted by Richard Benell was approved for a multi-stage residential subdivision across 647, 679A, and 679B Pacific Highway in Boambee East. The scheme subdivides the land into 70 residential lots, consisting of 63 Torrens Title lots and 7 Community Title lots, with new road access connecting through to Bruce King Drive. The development provides substantial greenfield housing supply within the Coffs Harbour LGA.

Residential Development

95 on First Townhouses (Sea Esta)
Category: Residential Development
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   

'95 on First' will comprise of six modern 3-bedroom townhouses, offering low-maintenance, beachside living. The complex is positioned approximately 150 metres from Sawtell Beach and 250 metres from the village centre, with driveway entry via Kidd Lane. Construction is estimated to commence towards the end of 2025.

Residential Development

Sawtell Pool Upgrade Project
Category: Sports & Recreation
Stage: Planning | Est. Comp: 0
Source / Links: Link 1   Link 2  

City of Coffs Harbour continues to retain the Sawtell Pool Upgrade as a planned future project. The concept design includes a new eight-lane 25 metre pool with an accessible lane, a heated learn-to-swim pool, splash pad, new amenities building, cafe, improved accessibility and sustainable building features. Following the earlier funding setback, the project remains at concept design stage and is listed by Council as an unfunded future capital project pending external funding.

Sports & Recreation

Elements at Coffs
Category: Residential Development
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   

Elements at Coffs is a quality residential land release estate located just off Stadium Drive on the eastern side of the Pacific Highway in Coffs Harbour. Positioned halfway between Coffs Harbour and Sawtell, it offers generous reserves and open spaces. The development is actively selling Stage 4 and provides convenient access to the airport, health campus, education facilities, and shopping centres.

Residential Development

Wonga Park Sawtell Playground Renewal
Category: Sports & Recreation
Stage: Completed | Est. Comp: 2025
Source / Links: Link 1   

Renewal of the existing Wonga Playground at the corner of First and Third Avenue in Sawtell, replacing ageing equipment with a new climbing structure, slide, swings and bouncers, a shelter, picnic tables, and stone block retaining walls and seating. The new playground was relocated slightly east of the existing BBQ shelter, away from the tree canopy, to protect the surrounding littoral rainforest ecosystem. The existing playground and amenities block remained open throughout construction. Funded by the City of Coffs Harbour at a cost of $200,000, the project was completed on 15 September 2025.

Sports & Recreation

North Boambee Valley (East) Release Area
Category: Communities
Stage: Construction | Est. Comp: 2028
Source / Links: Link 1   Link 2  

A long-term residential release area featuring The Lakes Estate and surrounding developments, with infrastructure supporting up to 361 dwellings. The development includes neighbourhood parks, walking trails, stormwater detention systems, collector roads with cycleways, koala habitat management zones, and community facilities. Developer contributions fund essential infrastructure including roads, parks, environmental protection measures, and flood mitigation systems. The completed Lakes Estate offers established residential lots with lake frontages and district views.

Communities

Sawtell Lifeguard Tower Construction
Category: Sports & Recreation
Stage: Completed | Est. Comp: 2025
Source / Links: Link 1   Link 2  

Construction of a new, prefabricated, non-permanent lifeguard tower at Sawtell Beach to provide an all-weather observation point for beach safety operations. The aluminium tower replaced the old structure damaged by coastal erosion and has a minimum expiry life of 15 years. It was expected to be open by the end of September 2025.

Sports & Recreation

Jobs & IndustryEmployment Trends in Toormina

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2,456 residents of Toormina are employed, from a labour force of 2,577. Unemployment sits at 4.7%, with participation at 49.7%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.7% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 5,121, about 82% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

Toormina maintains an occupational structure spanning professional and trade disciplines alongside robust public service representation, recording an unemployment rate of 4.7% and stable employment over the trailing twelve months based on AreaSearch figures. As of March 2026, 2,456 residents are employed, while the local jobless rate sits 0.6% above the 4.1% recorded across Regional NSW. Labour force engagement remains subdued at 49.7%, trailing the 60.6% seen in Regional NSW. Census metrics indicated that only 7.8% of workers operated from home, though prevailing Covid-19 restrictions must be acknowledged. Local workers are predominantly engaged in health care & social assistance, retail trade, and accommodation & food.

Retail trade displays distinct local concentration, accounting for an employment footprint 1.5 times the regional norm. Conversely, agriculture, forestry & fishing represents only 2.3% of the resident workforce, trailing the 5.3% benchmark in Regional NSW. A comparison between the resident base and local Census working numbers suggests the suburb serves largely as a residential community with constrained internal job generation. Data from SALM and the ABS assessed by AreaSearch shows that during the twelve months to March 2026, local employment expanded by 0.2% while the workforce base contracted by 0.5%, yielding a 0.7 percentage point drop in the unemployment rate. This diverged from Regional NSW, which recorded an employment decline of 0.9%, a workforce reduction of 0.4%, and an increase in unemployment of 0.5 percentage points. Jobs and Skills Australia projections from Mar-26 indicate nationwide job expansion of 6.6% over five years and 13.7% over ten years, with distinct variance across individual sectors. Applying these national sector forecasts to the local industry distribution suggests potential employment gains for Toormina of 6.7% over five years and 13.9% over ten years, based on illustrative weighting without factoring in local population trajectories.

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Toormina?
As of March 2026, the suburb of Toormina has approximately 2,456 employed residents with an unemployment rate of 4.7%. This healthy unemployment rate suggests a well-functioning labour market. The area faces employment challenges compared to other regions nationally.
How does the suburb of Toormina's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Toormina stands at 4.7%, which is 0.6 percentage points above Regional NSW's rate of 4.1%. This higher unemployment rate may indicate local labour market challenges. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Toormina?
The employment landscape in the suburb of Toormina is dominated by several key sectors. The largest employers are health care & social assistance (21.4% of employment), retail trade (14.4%), and accommodation & food (11.3%). Other significant employers include construction and education & training.
How has employment changed recently in the suburb of Toormina?
Over the past year to March 2026, the suburb of Toormina has experienced employment growth, with total employment increasing while the labour force decreased. As a result, the unemployment rate has fall. By comparison, Regional NSW saw employment decreased and its unemployment rate rose.
What is the workforce participation rate in the suburb of Toormina?
The workforce participation rate in the suburb of Toormina is 49.7%, which represents the proportion of working-age residents who are either employed or actively seeking work. The relatively low participation rate may indicate limited job opportunities or demographic factors affecting workforce engagement. The local rate trailing the Regional NSW average of 60.6%, suggesting potential for increased workforce participation.
Which industries are over-represented in the suburb of Toormina's employment market?
The suburb of toormina shows notable specialization in retail trade, which employs 14.4% of the local workforce compared to 9.8% regionally. This moderate specialization indicates some local strength in the sector. The area also shows above-average employment in 2 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the suburb of Toormina?
Based on Jobs and Skills Australia projections applied to the suburb of Toormina's industry mix, employment is expected to grow by 6.7% over the next five years and 13.9% over ten years. This exceeds the national forecast of 6.6% over five years, suggesting the area's industry composition is well-positioned for future growth. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Toormina compare nationally?
The suburb of toormina's employment market shows weaker performance compared to most areas nationally. This suggests the need for targeted economic development initiatives. Recent job advertisement trends show the broader employment region experienced 3.9% growth, ranking 4.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Toormina?
Skilled workers will find good opportunities in the suburb of Toormina, with skilled sectors accounting for 35.1% of employment. Key sectors for skilled workers include health care & social assistance (21.4%), education & training (8.4%), and professional & technical (3.2%). With projected employment growth of 6.7% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Toormina

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Median household income in Toormina is $1,059 a week (about $55,000 a year), with median personal income at $590 a week. ATO records put median taxable income at $39,651 a year against an average of $47,704. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

Taxation records aggregated by AreaSearch from the ATO for financial year 2023 place Toormina earnings beneath national standards, showing a median taxable income of $39,651 and a mean of $47,704, compared to Regional NSW benchmarks of $52,390 and $65,215 respectively. Incorporating subsequent Wage Price Index expansion of 10.32% brings estimated figures to approximately $43,743 for median income and $52,627 for average income as of March 2026. Across personal, family, and household levels, Census earnings sit within the 5th to 10th percentiles nationally. Regarding distribution, 30.4% of residents (1,893 individuals) earn between $400 - 799, whereas regional earnings concentrate in the $1,500 - 2,999 bracket (29.9%).

Mortgage and rental burdens leave only 78.3% of disposable earnings, positioning the area at the 4th percentile for housing affordability.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Toormina?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Toormina is approximately $43,743. The official ATO data from FY-23 recorded a median of $39,651.
What is the average taxable income in the suburb of Toormina?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Toormina is approximately $52,627. The official ATO data from FY-23 recorded an average of $47,704.
How does the median taxable income in the suburb of Toormina compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Toormina is approximately $43,743 compared to $57,797 in Regional NSW. The official ATO data from FY-23 shows $39,651 and $52,390 respectively.
How does the average taxable income in the suburb of Toormina compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Toormina is approximately $52,627 compared to $71,945 in Regional NSW. The official ATO data from FY-23 shows $47,704 and $65,215 respectively.
What are the main income cohorts in the suburb of Toormina according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~30.4% / 1,893 persons) of the suburb of Toormina's population is the $400 - 799 cohort.
How do the main income cohorts in the suburb of Toormina compare to the region?
The largest income cohort in the suburb of Toormina is the $400 - 799 group, representing about 30.4% of the population. In comparison, Regional NSW's largest income cohort is the $1,500 - 2,999 group, representing 29.9% of its population, according to the 2021 Census.
What is the median household income in the suburb of Toormina according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Toormina is $1,059/wk.
What is the median family income in the suburb of Toormina according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Toormina is $1,384/wk.
What is the median personal income in the suburb of Toormina according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Toormina is $590/wk.
How does the suburb of Toormina's income rank nationally?
According to AreaSearch's aggregation of the latest postcode level ATO data released for FY-23, the suburb of Toormina had a median income among taxpayers of $39,651 with the average level standing at $47,704. This is lower than average on a national basis and compares to levels of $52,390 and $65,215 across Regional NSW respectively. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $43,743 (median) and $52,627 (average) as of March 2026.
What is the disposable income in the suburb of Toormina?
The estimated disposable income in the suburb of Toormina is $3,591 per year according to AreaSearch analysis.
How does the suburb of Toormina's disposable income compare to the region?
The suburb of toormina's disposable income is $3,591 compared to $5,252 for Regional NSW, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Toormina

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Toormina had 2,493 occupied dwellings at the 2021 Census, 65% detached houses and 10% apartments. 30% are owned with a mortgage, 37% rented and 33% owned outright. At that Census the median rent was $335 a week and the median mortgage repayment $1,517 a month. Rent absorbs 31.6% of household income here and mortgage repayments 33.1%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

Census records show that Toormina's residential fabric consists of 65.2% standalone houses alongside 34.8% medium-to-high density formats (including semi-detached units, apartments, and other dwellings), differing from Regional NSW where houses comprise 82.6% and other categories account for 17.4%. Outright home ownership stands at 32.6%, trailing broader regional levels, while mortgaged residences represent 30.3% and rental properties make up 37.1%. Typical monthly mortgage commitments of $1,517 fall well short of the $1,733 Regional NSW median, while weekly rent registers at $335 compared to $330 regionally. On a nationwide scale, local mortgage servicing remains notably below the $1,863 Australian median, and rental payments trail the national $375 benchmark.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Toormina?
In the suburb of Toormina, 32.6% of homes are owned outright, 30.3% are owned with a mortgage, and 37.1% are rented.
What percentage of dwellings in the suburb of Toormina are houses?
According to the latest data, 65.2% of dwellings in the suburb of Toormina are houses.
What percentage of dwellings in the suburb of Toormina are apartments or units?
In the suburb of Toormina, 10.4% of dwellings are apartments or units, with an additional 23.4% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Toormina?
Outright home ownership in the suburb of Toormina stands at 32.6%, compared to 39.6% in Regional NSW.
What is the median monthly mortgage repayment in the suburb of Toormina?
The median monthly mortgage repayment in the suburb of Toormina is $1,517, compared to $1,733 in Regional NSW.
What is the median weekly rent in the suburb of Toormina?
The median weekly rent in the suburb of Toormina is $335, compared to $330 in Regional NSW.
What is the distribution of rental prices in the suburb of Toormina?
In the suburb of Toormina, 3.7% of rentals are $0-149/week, 48.5% are $150-349/week, 47.3% are $350-649/week, 0.5% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the suburb of Toormina?
The aggregate monthly housing cost in the suburb of Toormina is $998, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Toormina?
In the suburb of Toormina, households with mortgages typically spend 33.1% of their income on mortgage repayments, while renters spend 31.6% of their income on rent.
How crowded are homes in the suburb of Toormina?
The average persons per bedroom ratio in the suburb of Toormina is 0.8, indicating the level of household density.
How does housing affordability in the suburb of Toormina compare to the region?
Housing affordability in the suburb of Toormina shows mortgage holders spending 33.1% of income on repayments (vs 27.9% regionally), while renters spend 31.6% of income on rent (vs 23.0% regionally).
What types of dwellings are most common in the suburb of Toormina?
The dwelling mix in the suburb of Toormina consists of 65.2% detached houses, 23.4% semi-detached dwellings, 10.4% apartments, and 1.0% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Toormina?
Factoring in the ownership distribution, the weighted average monthly housing cost is approximately $998. This accounts for outright owners paying no housing costs, mortgage holders paying $1,517/month, and renters paying $1,451/month.
How affordable is housing in the suburb of Toormina relative to local incomes?
Housing in Toormina consumes approximately 21.8% of median household income ($4,585 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Toormina?
Development activity remains minimal in this area with fewer than 5 recent applications recorded.

HouseholdsHousehold Composition in Toormina

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Toormina counted 2,493 households at the 2021 Census, averaging 2.3 people each. 19% are couples with children, fewer than in 89% of areas nationally, against 25% couples without children. 35% of households are people living alone, and families average 2.0 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Families form the primary household structure, accounting for 62.1% of residences and comprising couples without children (24.7%), couples with children (19.2%), and single parent families (16.7%). Non-family living arrangements account for the remaining 37.9%, driven by single-person dwellings at 34.7% and group households at 3.3%. Average household occupancy of 2.3 people sits just beneath the 2.4 benchmark for Regional NSW.

Frequently Asked Questions - Households

How many households are in the suburb of Toormina?
As of the 2021 Census, the suburb of Toormina had 2,493 households. Based on population growth patterns, this has remained relatively stable to an estimated 2,516 households today.
What is the typical household size?
The median household size in the suburb of Toormina is 2.3 people. This compares to 2.4 in Regional NSW and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 62.1% of all households. The remaining households consist of lone person households (34.7%), group households (3.3%), and other household types (0.0%).
How are families structured in the area?
Among the 1,548 family households, 19.2% are couples with children, 24.7% are couples without children at home, and 16.7% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Toormina compare to regional household patterns?
Compared to Regional NSW, the suburb of Toormina shows distinct household patterns. Lone person households are notably over-represented at 34.7% (versus 27.9% regionally). Conversely, family households are under-represented at 62.1% compared to the regional 68.8%. This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the suburb of Toormina have an average of 2.0 children, slightly above the Regional NSW average of 1.8. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Toormina?
Marriage patterns reveal 36.8% of the adult population are currently married, while 35.5% have never married. This compares to 45.6% married and 34.3% never married across Regional NSW.
How significant are single-person households?
Single-person households represent 34.7% of all households in the suburb of Toormina, higher than the regional average of 27.9%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 3.3% of households, well below the Regional NSW average of 3.3%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Toormina

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15.6% of adults in Toormina hold a university qualification, including 11.6% with a bachelor degree and 2.2% with postgraduate qualifications, lower than 78% of areas nationally. A further 32.2% hold a vocational qualification. 5 schools serve the area, with 1,571 enrolment places and an average ICSEA of 947 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

Tertiary educational attainment presents an ongoing development area, with higher education qualification rates standing at 15.6%, compared to the statewide standard of 32.2% across NSW. Bachelor degrees constitute the largest share at 11.6%, alongside postgraduate degrees at 2.2% and graduate diplomas at 1.8%. Vocational education forms a major cornerstone of local capability, with 41.8% of residents aged 15+ holding technical qualifications, comprising certificate courses (32.2%) and advanced diplomas (9.6%). Enrolment across academic programs is substantial, with 27.7% of the population engaged in study. This includes primary school attendees at 10.8%, high school students at 8.2%, and tertiary scholars at 2.0%.

Frequently Asked Questions - Education

What percentage of people in the suburb of Toormina have university qualifications?
15.6% of people aged 15 and over in the suburb of Toormina have university qualifications, compared to 21.3% in the broader region.
What percentage of people in the suburb of Toormina have no formal qualifications?
42.7% of people aged 15 and over in the suburb of Toormina have no formal qualifications, compared to 39.1% regionally.
How does the suburb of Toormina's education level compare to national averages?
The suburb of toormina ranks in the 22th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Toormina?
The most common qualifications in the suburb of Toormina are: Certificate (32.2%), Bachelor Degree (11.6%), Advanced Diploma (9.6%).
What proportion of the suburb of Toormina's population is currently attending educational institutions?
27.7% of the population in the suburb of Toormina is currently engaged in formal education, with 10.8% in primary school, 8.2% in secondary school, 2.0% at university.
What is the ICSEA score for schools in the suburb of Toormina?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Toormina is 947, indicating below-average socio-educational advantage compared to the national average of 1000.
How many schools are located within the suburb of Toormina?
There are 5 schools within the suburb of Toormina, with a combined enrollment of approximately 1,571 students.
What types of schools are available in the suburb of Toormina?
The suburb of toormina includes 3 primary schools, 1 secondary school, 1 combined school.

Schools Detail

AmenitiesServices & Amenities in Toormina

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Getting AroundTransport & Commuting in Toormina

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Public transport in Toormina reaches 63 stops on 46 routes, timetabled for about 1,200 services a week. The typical home sits about 190 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.1 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

Transit infrastructure in Toormina includes 63 operational stops integrating rail and bus connectivity. Across these facilities, 46 distinct transit corridors deliver 1,227 scheduled services every week. Network proximity is strong, with residents located an average of 186 meters from their closest boarding point. Commuting remains outward-focused with private vehicle use capturing 93% of journeys. Average motor vehicle possession stands at 1.1 per household, beneath the regional baseline, while 7.8% of the local workforce reported working from home at the 2021 Census amid prevailing COVID-19 settings. System throughput delivers an average of 175 journeys daily across the transit network, translating to roughly 19 weekly departures per stop.

Frequently Asked Questions - Transport

How many public transport stops are in Toormina?
There are 63 public transport stops within the suburb of Toormina.
How frequent are the transport services in Toormina?
the suburb of Toormina has 1,227 weekly trips across 46 routes, averaging 175 trips per day.
How far are residents from public transport in Toormina?
On average, residential properties are 186 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Toormina

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54.7% of residents in Toormina report no long-term health condition, a less healthy profile than 95% of areas nationally. 9.4% need daily assistance with core activities, and 45.9% hold private health cover. The standardised death rate runs at 8.1 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

AreaSearch evaluations of chronic illness and mortality highlight significant public health needs across both younger and older residents in Toormina. Non-government medical coverage is notably constrained, with private health insurance held by roughly 46% of the population (~2,856 people), lagging the 51.9% regional rate in Regional NSW and the 55.7% national baseline. Prevalent medical conditions within the community include arthritis, affecting 13.1% of residents, and mental health challenges, reported by 11.2%, while 54.7% of citizens indicated having no chronic conditions, compared to 63.3% in Regional NSW. Elevated morbidity is observable within the working-age bracket.

Residents aged 65 and over make up 28.6% of the local population (1,780 people), surpassing the 23.3% proportion across Regional NSW, with senior health indicators generally aligning with broader nationwide patterns.

Frequently Asked Questions - Health

How many people in the suburb of Toormina have private health insurance?
Around 45.9% of people in the suburb of Toormina are covered by private health insurance, which compares to 51.9% in the broader region of Regional NSW.
What percentage of the population requires ongoing medical assistance in the suburb of Toormina?
In the suburb of Toormina, 9.4% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 6.8% of people in Regional NSW require similar assistance.
How prevalent is asthma in the suburb of Toormina?
8.6% of people in the suburb of Toormina are diagnosed with asthma. In comparison, 8.4% of the population across Regional NSW is affected by asthma.
What percentage of people have diabetes in the suburb of Toormina?
Diabetes affects 5.3% of the the suburb of Toormina population, while in the surrounding region, 4.7% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Toormina?
5.8% of people in the suburb of Toormina have heart disease. Across the region of Regional NSW, 4.4% of the population is affected by heart disease.
How does the suburb of Toormina compare to the region in terms of overall private health coverage?
In the suburb of Toormina, 45.9% of the population are estimated to have private health insurance. Comparatively, Regional NSW sees an estimated private health coverage rate of 51.9%.

Ancestry & LanguageCultural Diversity in Toormina

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Toormina is largely Australian-born, at 88.0% of residents, with 4.8% speaking a language other than English at home. The largest reported ancestries are English (32.0%) and Australian (29.9%). 6.2% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Demographic composition exhibits low cultural dispersion, with 88.8% holding citizenship, 88.0% born domestically in Australia, and 95.2% speaking only English at home. Christianity constitutes the primary religious affiliation, accounting for 51.9% of the population. A notable variance appears in the Other category, which represents 1.2% locally compared to 0.8% across Regional NSW. Ancestral backgrounds are primarily led by English heritage at 32.0%, followed by Australian at 29.9% and Irish at 8.7%. Distinct variations also emerge among specific demographic groups, including Australian Aboriginal representation at 6.2% (relative to 4.6% across the region), Scottish background at 8.2% (compared to 8.0%), and Hungarian at 0.3% (against 0.2%).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Toormina?
Toormina was found to be below average in terms of cultural diversity, with 88.8% of its population being citizens, 88.0% born in Australia, and 95.2% speaking English only at home.
What is the most common religion in the suburb of Toormina?
The main religion in Toormina was found to be Christianity, which makes up 51.9% of people in Toormina. However, the most apparent overrepresentation was in Other, which comprises 1.2% of the population, compared to 0.8% across Regional NSW.
What are the top countries of origin in the suburb of Toormina?
In terms of ancestry (country of birth of parents), the top three represented groups in Toormina are English, comprising 32.0% of the population, Australian, comprising 29.9% of the population, and Irish, comprising 8.7% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Australian Aboriginal is notably overrepresented at 6.2% of Toormina (vs 4.6% regionally), Hungarian at 0.3% (vs 0.2%) and Scottish at 8.2% (vs 8.0%).
How does the percentage of people born overseas compare to the regional average?
12.0% of the the suburb of Toormina population was born overseas, compared to 13.0% regionally.
What percentage of the the suburb of Toormina population speaks a language other than English at home?
4.8% of the population in the suburb of Toormina speaks a language other than English at home, compared to 7.1% in the wider region.
How many people in the suburb of Toormina identify as Australian Aboriginal?
6.2% of the the suburb of Toormina population identifies as Australian Aboriginal, compared to 4.6% in the region.
What is the citizenship status of the population in the suburb of Toormina?
88.8% of the the suburb of Toormina population holds citizenship, compared to 89.2% in the wider region.

Age StructureAge Profile of Toormina

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The median resident of Toormina is 45, older than 80% of areas nationally. 21.9% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

Demographics in Toormina skew heavily toward older age brackets. As of August 2026, AreaSearch estimates indicate that 28.6% of residents belong to retiree and senior cohorts (65+), exceeding the 23.3% share across Regional NSW, whereas the 45 - 64 age group accounts for 21.4% compared to 23.8% regionally. The median age remains steady at 45 as of August 2026, matching the 2021 Census figure and tracking 2 years above the Regional NSW level of 43 recorded at the 2021 Census, while the Australian Census median was 38. Since the Census, the middle-aged and mature cohort contracted from 23.9% to 21.4%.

Looking ahead to 2041, retirees and elderly demographics are projected to drive net increases, rising by 165 (9%) to reach 1,946, while youth cohorts, young adults, and middle-aged brackets are expected to diminish.

Frequently Asked Questions - Age

What is the median age in the suburb of Toormina?
AreaSearch estimates the median age in the suburb of Toormina at 45 years as at August 2026. That is in line with the 2021 Census figure of 45 years, on an age profile AreaSearch re-estimates for population change recorded since the Census.
How does the suburb of Toormina's median age compare to broader areas?
At an estimated 45 years as at August 2026, Toormina is 2 years older than the Regional NSW 2021 Census average (43 years) and 7 years older than the national Census average (38 years).
What age groups are over-represented in the suburb of Toormina?
On AreaSearch estimates updated to August 2026, the most over-represented age group in the suburb of Toormina compared to the Regional NSW region is the 85+ group, making up 6.1% of the population.
What age groups are under-represented in the suburb of Toormina?
On AreaSearch estimates updated to August 2026, the most under-represented age group in the suburb of Toormina compared to the Regional NSW region is the 55 - 64 group, making up 11.1% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Toormina show significant variance compared to the Regional NSW region. The most over-represented age groups are 85+ year-olds (6.1% vs 2.9%) and 75-84 year-olds (11.2% vs 8.2%).
What is the percentage of children (0-14 years) in the suburb of Toormina?
AreaSearch estimates children aged 0-14 years at 17.9% of the population in the suburb of Toormina as at August 2026.
What is the percentage of older people (65+ years) in the suburb of Toormina?
AreaSearch estimates people aged 65 and over at 28.6% of the population in the suburb of Toormina as at August 2026.

Data & MethodBoundaries, Sources & Method for Toormina

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Oct 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) Aug 2026 2 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual Aug 2026 2 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Aug 2026 2 months ago headline measures · Jul 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Oct 2026 this month headline measures · Sep 2026 baseline
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Oct 2026.
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily Aug 2026 2 months ago all 1 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Aug 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 7 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Sep 2026 last month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 3 months ago headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Sep 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 14 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (6,171 at the 2021 Census → 6,227 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL13930). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Toormina suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Toormina page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Toormina data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Aug 2026), property sales & rents (Oct 2026), infrastructure projects (Aug 2026) and services & amenities (Sep 2026). Built on a Census baseline but carrying newer measures on top: population (to Aug 2026), age profile (to Aug 2026), employment (to Mar 2026), income (to FY 2023), education (to Sep 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas