Monterey

Suburb (SAL)

Greater Sydney / Kogarah - Rockdale

 
 
 
 
 
 
 
Data Sources ABSValuer GeneralRental BoardACARA Newest Aug 2026 · Refreshed ABS QuickStats SAL12697 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Monterey

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The median house price in Monterey is $2.58m, with units at $850k. House values have moved 3.0% a year compounded over five years.

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DemographicsPopulation Growth in Monterey

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Monterey has an estimated 4,598 residents. The population has thinned by an average 0.9% a year over five years, slower than 94% of areas nationally. That puts 3,998 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

According to investigations of ABS demographic updates for the wider region, alongside recent address points verified by AreaSearch after the Census, the suburb of Monterey has a population estimated at approximately 4,598 as of May 2026. This indicates a contraction of 21 individuals (0.5%) relative to the 2021 Census, which documented a population of 4,619 residents. The shift is calculated from a resident population of 4,569, which AreaSearch estimated using the latest ABS ERP release (June 2025) combined with 7 verified new addresses registered post-Census. Such a population size results in a density of 3,998 persons per square kilometer, placing the locality within the highest 10% of all areas analyzed by AreaSearch, demonstrating that regional land is a highly coveted asset.

Demographics in the suburb of Monterey were chiefly influenced by overseas arrivals, accounting for roughly 86.0% of total population increases recently. AreaSearch implements demographic projections from the ABS and Geoscience Australia for individual SA2 zones, published in 2024 using 2022 as the baseline. For any SA2 regions lacking this coverage, projections from the NSW State Government released in 2022 using 2021 as the baseline are substituted. Age-specific growth patterns derived from these sources are likewise projected for all localities from 2032 to 2041. Based on these projected shifts in demographics, growth is expected to fall within the lowest quartile of locations tracked by AreaSearch, with the suburb of Monterey projected to add 128 residents by 2041 under aggregated SA2 models, representing an overall increase of 2.1% across the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Monterey?
Total population for the suburb of Monterey was estimated to be approximately 4,598 as at May 26. This is based upon an estimated resident population of 4,569 from the ABS up to June 2025.
How has the population in the suburb of Monterey changed since 2021?
The suburb of monterey has lost approximately 21 people and shown a 0.45% decrease from the 4,619 people recorded at the 2021 Census period.
What is the population density in the suburb of Monterey?
The population density in the suburb of Monterey is estimated at 3,998 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Monterey?
Over the past 10 years, the population in the suburb of Monterey has shown a compound annual growth rate of -0.4% per annum.
What are the main drivers of population growth in the suburb of Monterey?
Population growth in the suburb of Monterey is driven by: Overseas migration (86.0%), Natural increase (14.000000000000002%), Interstate migration (0.0%). The primary driver is Overseas migration, contributing 86.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Monterey

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74 new dwellings have been approved in Monterey over the past five years, an average of 14 a year. That is 3.2 approvals per 1,000 residents. Approvals are currently running at an annualised 12, broadly in line with that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.

Detail

Evaluating building approvals data from the ABS mapped from regional statistics, Monterey averages approximately 14 approved residential units annually, accumulating to an estimated 74 dwellings over the preceding 5 fiscal years. In the current FY-26 period, 11 approvals have been documented so far. With local population numbers shrinking, residential supply has successfully balanced demand, ensuring healthy options for purchasers while new homes average a construction value of $604,000, illustrating a developer focus on high-end residential offerings. Additionally, commercial building approvals have reached $22.1 million during this fiscal year, indicating moderate commercial construction activity.

Relative to Greater Sydney, Monterey records roughly two-thirds the volume of new residential approvals per resident, ranking in the 16th percentile across the nation, which limits buyer alternatives and bolsters interest in established homes. This volume is also below the national average, indicating a mature market and highlighting potential planning limits. Recent building activity is composed of 42.0% single-family houses and 58.0% medium-to-high-density options. This shift toward higher-density projects offers affordable entry points and attracts downsizers, real estate investors, and first-time buyers. Having approximately 1016 residents for every single approved dwelling, Monterey displays a highly mature market profile. Looking forward, the population of Monterey is projected to increase by 99 residents by 2041, based on the most recent quarterly projections from AreaSearch. Considering ongoing construction trends, incoming housing should comfortably satisfy demand, maintaining favorable purchasing conditions and potentially enabling demographic expansion that outpaces these estimates.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Monterey recently?
Dwelling approval activity in the the suburb of Monterey area has seen 9 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Monterey's current population of 4,598 has been supported by 14 approvals on average over recent years.
How does the suburb of Monterey's development activity compare to the broader region?
The suburb of Monterey has seen 0.32 approvals per 100 people in recent years, compared to 0.65 approvals in the broader region. This means that one dwelling has been approved for every 1016 people in the suburb of Monterey, compared to one for every 190 in the broader region.
Is the suburb of Monterey keeping up with housing demand?
With the population expected to increase by 99 people by 2041, around 50 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
What has been the trend in development approvals over the past five years in the suburb of Monterey?
Looking at development activity over the past five years, the suburb of Monterey's approval levels have been significantly below the yearly average of 14, showing a notable downturn in recent development.
How many dwellings will be needed to accommodate future population growth in the suburb of Monterey?
The population in the suburb of Monterey is expected to grow by 99 people by 2041, necessitating approximately 50 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the suburb of Monterey?
Over the past five years, the population in the suburb of Monterey has grown by approximately 227 people, while 74 residential approvals were recorded. This equates to a ratio of 3.1 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the suburb of Monterey?
With dwelling approval activity running at an average of 14 approvals per year and a population of 4,598, the market appears to be adequately supplied relative to projected housing demand in recent years, suggesting that developers should have a longer-term approach when considering new projects. With the population expected to increase by 99 people by 2041, around 50 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
Approvals Pipeline Development applications near Monterey

Development applications around Monterey

Development approvals is a new addition to AreaSearch. We’re actively expanding council coverage and refining the dataset — details and statuses for some councils may be partial. Check back regularly for the latest pipeline.
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Monterey

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AreaSearch tracks 73 current infrastructure and development projects close to Monterey, worth an estimated $7.26 billion. 19 are already under construction and 23 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and sports & recreation. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Local infrastructure projects, major planning decisions, and development programs are major drivers of regional performance. In total, no projects have been identified by AreaSearch that are likely to affect the area. Major projects in the wider region include Stage 3 of the St George Hospital Redevelopment, the Brighton RSL Memorial Club Redevelopment, the Brighton Hotel Sydney Redevelopment, and Stage 1 of the M6 Motorway, with the following list outlining those expected to be of greatest local relevance.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Monterey?
Key infrastructure and planning changes likely to influence the suburb of Monterey include: St George Hospital Redevelopment Stage 3 (Completed); Brighton RSL Memorial Club Redevelopment (Completed); The Brighton Hotel Sydney Redevelopment (Completed); M6 Motorway Stage 1 (Construction); and Serenity Gardens Rockdale (Construction). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Monterey?
Infrastructure development impacting the suburb of Monterey spans multiple sectors including Transport & Logistics, Communities, Precincts & Urban Renewal, and Health & Medical, among others.
What is the scale of infrastructure investment impacting the suburb of Monterey?
Infrastructure investment analysis indicates substantial capital deployment exceeding $40.1 billion in projects that will impact the extended area.
How does the suburb of Monterey's infrastructure development compare to other areas?
The suburb of Monterey ranks in the top 10% nationally for infrastructure development, reflecting exceptional investment activity compared to similar areas across the country.
Kogarah North Urban Design Strategy Implementation
Category: Communities, Precincts & Urban Renewal
Stage: Construction | Est. Comp: 2028
Source / Links: Link 1   Link 2  

Strategic urban renewal project transforming 7.6-hectare Kogarah North precinct from low-density residential to high-density mixed-use development. Endorsed by Georges River Council in November 2017, the strategy facilitates coordinated redevelopment with new planning controls allowing buildings up to 33 metres height. Multiple developments approved and under construction including several 10-12 storey residential buildings delivering improved public spaces, enhanced connectivity, and housing diversity as part of Kogarah Strategic Centre.

Communities, Precincts & Urban Renewal

Kogarah Public School Upgrade
Category: Education & Training
Stage: Construction | Est. Comp: 2027
Source / Links: Link 1   

The Kogarah Public School upgrade involves constructing a new multipurpose hall, 24 new modern classrooms, outdoor spaces and play areas, a covered outdoor learning area (COLA), and removal of temporary classrooms. Construction is now underway: site establishment was completed in September 2025 including fencing, hoardings, site sheds and a temporary construction driveway from Princes Highway. The old COLA has been dismantled for reuse at another school, the toilet block and storage shed have been demolished, and detailed excavation, inground services and piling for the new building foundations are now in progress.Builder Stephen Edwards Constructions and architect Fulton Trotter are delivering the project for the NSW Government, with forecast completion in 2027.

Education & Training

The Rise
Category: Residential Development
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   Link 2  

The Rise offers a collection of beautifully crafted one, two, and three-bedroom apartments in Kogarah, featuring open and light-filled spaces, gourmet kitchens with SMEG appliances, luxurious bathrooms, master bedrooms with en-suites, study spaces, sweeping views, a communal garden with BBQ, and ground-floor retail spaces. It includes 47 residential units and 3 commercial spaces, with three levels of basement parking and 12 storeys above ground.

Residential Development

M6 Motorway Stage 1
Category: Transport & Logistics
Stage: Construction | Est. Comp: 2028
Source / Links: Link 1   Link 2  

M6 Motorway Stage 1 delivers a four-kilometre twin tunnel connecting the M8 at Arncliffe to President Avenue in Kogarah. The project removes over 2,000 trucks daily from local surface roads, integrates a new active transport corridor, and includes rehabilitated recreational parklands at Ador Park and McCarthy Reserve. Construction of the main tunnel alignment and portal connections is actively progressing towards operational opening.

Transport & Logistics

Riviera, Ramsgate Beach
Category: Residential Development
Stage: Approved | Est. Comp: 2028
Source / Links: Link 1   Link 2  

Approved mixed-use redevelopment of the former Coles site at 277 The Grand Parade, Ramsgate Beach. The project comprises demolition of existing structures, three basement parking levels, a ground-floor supermarket and retail premises, first-floor food and drink uses, and five residential levels containing 50 apartments. Bronxx is marketing Riviera as a luxury beachfront apartment project, with the project now selling and commencement listed as 2025; official completion timing remains TBC.

Residential Development

St George Hospital Redevelopment Stage 3
Category: Health & Medical
Stage: Completed | Est. Comp: 2026
Source / Links: Link 1   Link 2  

The $411 million St George Hospital Stage 3 redevelopment has reached a major milestone with the completion of the 9-storey Kensington Street Building (KSB) in February 2026. This centerpiece facility centralises outpatient, ambulatory, and community services, including pathology collection, day rehabilitation, and surgical services with refurbished operating theatres. It introduces new models of care such as the Rehabilitation Cognitive Transition Unit for brain injury recovery and a Behavioural Support Unit for dementia and delirium. The project also includes 151 basement car spaces, a new public forecourt, and the demolition of the Prince William Wing, with final landscaping and refurbishment of existing clinical spaces scheduled for completion by late 2026.

Health & Medical

570 Princes Highway Co-Living Development
Category: Residential Development
Stage: Approved | Est. Comp: 2027
Source / Links: Link 1   Link 2  

A 12-storey mixed-use development featuring 65 co-living rooms, a ground-floor commercial tenancy, communal areas including a rooftop terrace, basement parking, and sustainable design elements for affordable shared living in Rockdale.

Residential Development

324-330 Railway Parade Carlton Development
Category: Residential Development
Stage: Approved | Est. Comp: 2026
Source / Links: Link 1   

Mixed use development including residential apartments and ground floor commercial/retail space. $8.4 million six-storey mixed-use development featuring 23 units (17 two-bedroom, 6 one-bedroom) plus ground floor commercial space. Located opposite Carlton train station with excellent transport connectivity. Development application approved by local council for comprehensive redevelopment of the site.

Residential Development

Jobs & IndustryEmployment Trends in Monterey

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2,704 residents of Monterey are employed, from a labour force of 2,799. Unemployment sits at 3.4%, with participation at 71.2%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.8% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 3,401, about 74% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

Monterey has a highly qualified labor force, marked by significant employment in professional roles, a jobless rate of just 3.4%, and an estimated 3.4% rise in total employment over the last year, according to AreaSearch regional aggregations. By March 2026, working residents numbered 2,704, with the local unemployment rate sitting 0.7% below the Greater Sydney average of 4.1%, while workforce participation is typical at 71.2% compared to 69.1% across the Sydney metropolitan area. Census records indicate a substantial 38.4% of employed locals worked from home, though this figure may reflect the influence of pandemic lockdowns.

The primary sectors employing local residents are healthcare & social assistance, construction, and retail trade. The locality exhibits a distinct concentration in transport, postal & warehousing, with its workforce share measuring 1.7 times the metropolitan average. Conversely, professional & technical services are underrepresented, accounting for 8.5% of employment versus 11.5% regionally. This highly residential locality appears to offer few local jobs, as shown by the disparity between the Census working population and the resident workforce count. Based on AreaSearch assessments of SALM and ABS statistics gathered across broader districts, the 12 months leading to March 2026 saw employment expand by 3.4% and the labor force grow by 3.8%, causing the unemployment rate to tick upward by 0.4 percentage points. For comparison, Greater Sydney experienced a 1.9% rise in employment alongside a 1.9% expansion of its labor force, while its unemployment rate shrank slightly. Future demand trends in Monterey can be analyzed using national employment projections released by Jobs and Skills Australia in May-25. These five and ten-year forecasts have been correlated with the local workforce makeup to project local employment growth. Although total national employment is predicted to rise by 6.6% over five years and 13.7% over ten years, the rates vary widely by industry. Applying these sectoral forecasts to the occupational distribution of Monterey suggests local employment will grow by 6.8% over five years and 13.8% over ten years, assuming a basic weighted model that does not adjust for specific local population projections.

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Monterey?
As of March 2026, the suburb of Monterey has approximately 2,704 employed residents with an unemployment rate of 3.4%. This healthy unemployment rate suggests a well-functioning labour market. Employment performance is above the national median, showing positive labour market dynamics.
How does the suburb of Monterey's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Monterey stands at 3.4%, which is 0.7 percentage points below Greater Sydney's rate of 4.1%. This lower unemployment rate suggests stronger local employment conditions. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Monterey?
The employment landscape in the suburb of Monterey is dominated by several key sectors. The largest employers are health care & social assistance (14.4% of employment), construction (10.5%), and retail trade (9.4%). The relatively diverse employment base, with the top three sectors comprising 34.3% of jobs, provides economic resilience. Other significant employers include transport, postal & warehousing and professional & technical.
How has employment changed recently in the suburb of Monterey?
Over the past year to March 2026, the suburb of Monterey has experienced employment growth, with total employment increasing while the labour force increased. As a result, the unemployment rate has rise. By comparison, Greater Sydney saw employment increased and its unemployment rate dropped.
What is the workforce participation rate in the suburb of Monterey?
The workforce participation rate in the suburb of Monterey is 71.2%, which represents the proportion of working-age residents who are either employed or actively seeking work. This high participation rate indicates strong workforce engagement and economic vitality. The local rate leading the Greater Sydney average of 69.1%, showing similar workforce dynamics to the broader region.
Which industries are over-represented in the suburb of Monterey's employment market?
The suburb of monterey shows notable specialization in transport, postal & warehousing, which employs 9.0% of the local workforce compared to 5.3% regionally. This concentration suggests the area has developed competitive advantages in this sector.
What are the employment growth prospects for the suburb of Monterey?
Based on Jobs and Skills Australia projections applied to the suburb of Monterey's industry mix, employment is expected to grow by 6.8% over the next five years and 13.8% over ten years. This exceeds the national forecast of 6.6% over five years, suggesting the area's industry composition is well-positioned for future growth. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Monterey compare nationally?
The suburb of monterey's employment market shows above-average performance nationally, placing in the top half of areas assessed. Employment indicators suggest healthy labour market conditions relative to other regions. Recent job advertisement trends show the broader employment region saw a 5.9% decline, ranking 29.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Monterey?
Skilled workers will find excellent opportunities in the suburb of Monterey, with knowledge-intensive sectors comprising 40.7% of local employment. Key sectors for skilled workers include health care & social assistance (14.4%), professional & technical (8.5%), and education & training (8.5%). With projected employment growth of 6.8% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Monterey

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Median household income in Monterey is $1,785 a week (about $93,000 a year), with median personal income at $847 a week. ATO records put median taxable income at $53,070 a year against an average of $67,189. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

Taxpayer income levels in the suburb of Monterey align closely with the national average, according to ATO statistics aggregated by AreaSearch for the 2023 financial year. Among local taxpayers, the median income is $53,070 and the average income is $67,189, compared to Greater Sydney averages of $60,817 and $83,003 respectively. Adjusting for a Wage Price Index increase of 10.32% since the 2023 financial year, current local estimates would stand at roughly $58,547 for the median and $74,123 for the average as of March 2026. The 2021 Census reveals that household, family, and individual incomes in Monterey sit around the 55th percentile nationally.

The largest income bracket contains 29.5% of the population, representing 1,356 residents earning between $1,500 and $2,999 weekly, which is similar to the broader metropolitan area where this same bracket contains 30.9% of residents. Affordability pressures are notable, with just 81.3% of income remaining after housing costs, ranking in the 49th percentile, while the SEIFA index for income places the area in the 7th decile.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Monterey?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Monterey is approximately $58,547. The official ATO data from FY-23 recorded a median of $53,070.
What is the average taxable income in the suburb of Monterey?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Monterey is approximately $74,123. The official ATO data from FY-23 recorded an average of $67,189.
How does the median taxable income in the suburb of Monterey compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Monterey is approximately $58,547 compared to $67,093 in Greater Sydney. The official ATO data from FY-23 shows $53,070 and $60,817 respectively.
How does the average taxable income in the suburb of Monterey compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Monterey is approximately $74,123 compared to $91,569 in Greater Sydney. The official ATO data from FY-23 shows $67,189 and $83,003 respectively.
What are the main income cohorts in the suburb of Monterey according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~29.5% / 1,356 persons) of the suburb of Monterey's population is the $1,500 - 2,999 cohort.
How do the main income cohorts in the suburb of Monterey compare to the region?
The largest income cohort in the suburb of Monterey is the $1,500 - 2,999 group, representing about 29.5% of the population. In comparison, Greater Sydney's largest income cohort is the $1,500 - 2,999 group, representing 30.9% of its population, according to the 2021 Census.
What is the median household income in the suburb of Monterey according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Monterey is $1,785/wk.
What is the median family income in the suburb of Monterey according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Monterey is $2,263/wk.
What is the median personal income in the suburb of Monterey according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Monterey is $847/wk.
How does the suburb of Monterey's income rank nationally?
AreaSearch's latest postcode level ATO data for FY-23 reveals that income in the suburb of Monterey is in line with the national averages, with the median assessed at $53,070 while the average income stands at $67,189. This contrasts to Greater Sydney's figures of a median income of $60,817 and an average income of $83,003. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $58,547 (median) and $74,123 (average) as of March 2026.
What is the disposable income in the suburb of Monterey?
The estimated disposable income in the suburb of Monterey is $6,290 per year according to AreaSearch analysis.
How does the suburb of Monterey's disposable income compare to the region?
The suburb of monterey's disposable income is $6,290 compared to $7,412 for Greater Sydney, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Monterey

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Monterey had 1,811 occupied dwellings at the 2021 Census, 44% detached houses and 34% apartments. 31% are owned with a mortgage, 31% rented and 38% owned outright. At that Census the median rent was $480 a week and the median mortgage repayment $2,600 a month, a total housing cost higher than 77% of areas nationally. Rent absorbs 26.9% of household income here and mortgage repayments 33.6%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

At the time of the latest Census, residential properties in Monterey consisted of 43.5% standalone houses and 56.4% alternative housing types such as townhouses and apartments, compared to the Sydney metropolitan split of 55.9% houses and 44.1% other dwellings. Meanwhile, home ownership rates in Monterey were considerably higher than the Sydney metro average, standing at 38.1%, with the remaining properties occupied by households with a mortgage (30.6%) or renters (31.2%). The median monthly mortgage payment in the locality was $2,600, exceeding the Sydney metro benchmark of $2,427, while the median weekly rent was $480, compared to the metropolitan average of $470.

On a national scale, Monterey mortgage costs are significantly higher than the Australian median of $1,863, and local rent prices exceed the national median of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Monterey?
In the suburb of Monterey, 38.1% of homes are owned outright, 30.6% are owned with a mortgage, and 31.2% are rented.
What percentage of dwellings in the suburb of Monterey are houses?
According to the latest data, 43.5% of dwellings in the suburb of Monterey are houses.
What percentage of dwellings in the suburb of Monterey are apartments or units?
In the suburb of Monterey, 34.4% of dwellings are apartments or units, with an additional 21.6% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Monterey?
Outright home ownership in the suburb of Monterey stands at 38.1%, compared to 28.7% in Greater Sydney.
What is the median monthly mortgage repayment in the suburb of Monterey?
The median monthly mortgage repayment in the suburb of Monterey is $2,600, compared to $2,427 in Greater Sydney.
What is the median weekly rent in the suburb of Monterey?
The median weekly rent in the suburb of Monterey is $480, compared to $470 in Greater Sydney.
What is the distribution of rental prices in the suburb of Monterey?
In the suburb of Monterey, 0.5% of rentals are $0-149/week, 9.5% are $150-349/week, 68.8% are $350-649/week, 17.7% are $650-949/week, and 3.5% are $950+/week.
What is the average monthly housing cost in the suburb of Monterey?
The aggregate monthly housing cost in the suburb of Monterey is $1,444, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Monterey?
In the suburb of Monterey, households with mortgages typically spend 33.6% of their income on mortgage repayments, while renters spend 26.9% of their income on rent.
How crowded are homes in the suburb of Monterey?
The average persons per bedroom ratio in the suburb of Monterey is 0.9, indicating the level of household density.
How does housing affordability in the suburb of Monterey compare to the region?
Housing affordability in the suburb of Monterey shows mortgage holders spending 33.6% of income on repayments (vs 27.0% regionally), while renters spend 26.9% of income on rent (vs 22.6% regionally).
What types of dwellings are most common in the suburb of Monterey?
The dwelling mix in the suburb of Monterey consists of 43.5% detached houses, 21.6% semi-detached dwellings, 34.4% apartments, and 0.4% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Monterey?
Factoring in the ownership distribution, the weighted average monthly housing cost is approximately $1,444. This accounts for outright owners paying no housing costs, mortgage holders paying $2,600/month, and renters paying $2,078/month.
How affordable is housing in the suburb of Monterey relative to local incomes?
Housing in Monterey consumes approximately 18.7% of median household income ($7,729 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Monterey?
Recent development applications in Monterey show attached dwellings contributing 20% of approvals compared to 56% of existing stock, while detached houses represent 80% of applications versus 44% of current dwellings. This suggests development patterns consistent with existing housing mix. This area is seeing substantial increases in dwelling density compared to most Australian locations.

HouseholdsHousehold Composition in Monterey

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Monterey counted 1,811 households at the 2021 Census, averaging 2.5 people each. 32% are couples with children, against 25% couples without children. 29% of households are people living alone, and families average 1.4 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Family units constitute 68.9% of all local households, consisting of couples with children at 31.6%, couples without children at 24.6%, and single-parent homes at 11.5%. Non-family households account for the remaining 31.1%, with single-person households representing 28.6% and shared group households making up 2.4% of the total. The typical household size is 2.5 residents, which is smaller than the Greater Sydney median of 2.7.

Frequently Asked Questions - Households

How many households are in the suburb of Monterey?
As of the 2021 Census, the suburb of Monterey had 1,811 households. Based on population growth patterns, this has remained relatively stable to an estimated 1,803 households today.
What is the typical household size?
The median household size in the suburb of Monterey is 2.5 people. This compares to 2.7 in Greater Sydney and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 68.9% of all households. The remaining households consist of lone person households (28.6%), group households (2.4%), and other household types (0.0%).
How are families structured in the area?
Among the 1,247 family households, 31.6% are couples with children, 24.6% are couples without children at home, and 11.5% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Monterey compare to regional household patterns?
Compared to Greater Sydney, the suburb of Monterey shows distinct household patterns. Lone person households are notably over-represented at 28.6% (versus 23.2% regionally). This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the suburb of Monterey have an average of 1.4 children, slightly below the Greater Sydney average of 1.5. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Monterey?
Marriage patterns reveal 48.1% of the adult population are currently married, while 32.7% have never married. This compares to 48.3% married and 36.4% never married across Greater Sydney.
How significant are single-person households?
Single-person households represent 28.6% of all households in the suburb of Monterey, higher than the regional average of 23.2%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 2.4% of households, well below the Greater Sydney average of 4.2%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Monterey

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31.8% of adults in Monterey hold a university qualification, including 23.2% with a bachelor degree and 6.8% with postgraduate qualifications, higher than 90% of areas nationally. A further 18.4% hold a vocational qualification. Qualifications come from the 2021 Census.

Detail

Educational attainment levels in Monterey are lower than regional averages, with 31.8% of residents aged 15 and over holding a university degree, compared to 38.7% across the SA3 region. This difference points to opportunities for local skills development. Undergraduate bachelor degrees are the most common higher qualification at 23.2%, followed by postgraduate degrees at 6.8% and graduate diplomas at 1.8%. Vocational education is prominent, with 30.8% of residents aged 15 and over possessing technical credentials, split between advanced diplomas at 12.4% and certificates at 18.4%. Enrolment in education is remarkably high, with 26.4% of residents actively participating in formal study.

This comprises 8.3% attending primary schools, 6.7% in secondary schools, and 4.9% enrolled in higher education programs.

Frequently Asked Questions - Education

What percentage of people in the suburb of Monterey have university qualifications?
31.8% of people aged 15 and over in the suburb of Monterey have university qualifications, compared to 38.0% in the broader region.
What percentage of people in the suburb of Monterey have no formal qualifications?
37.3% of people aged 15 and over in the suburb of Monterey have no formal qualifications, compared to 34.2% regionally.
How does the suburb of Monterey's education level compare to national averages?
The suburb of monterey ranks in the 90th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Monterey?
The most common qualifications in the suburb of Monterey are: Bachelor Degree (23.2%), Certificate (18.4%), Advanced Diploma (12.4%).
What proportion of the suburb of Monterey's population is currently attending educational institutions?
26.4% of the population in the suburb of Monterey is currently engaged in formal education, with 8.3% in primary school, 6.7% in secondary school, 4.9% at university.
What is the ICSEA score for schools in the suburb of Monterey?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Monterey is 0, indicating below-average socio-educational advantage compared to the national average of 1000.

Schools Detail

AmenitiesServices & Amenities in Monterey

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Getting AroundTransport & Commuting in Monterey

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Public transport in Monterey reaches 32 stops on 3 routes, timetabled for about 1,000 services a week. The typical home sits about 130 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.2 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

Public transit audits show 32 active transport stops in Monterey, consisting of various bus options. These stops are served by 3 distinct routes, which support a total of 1,025 passenger journeys per week. Transport accessibility is highly rated, with residents living an average of 125 meters from their nearest stop. Because the area is mostly residential, the majority of working residents commute to other districts, with cars remaining the main transit mode at 84% and trains at 8%. Motor vehicle ownership averages 1.2 cars per household. A notable 38.4% of residents worked from home, according to the 2021 Census, which may reflect pandemic-era public health measures.

Transit service frequency averages 146 runs per day across all local routes, which represents approximately 32 weekly runs for each individual stop.

Frequently Asked Questions - Transport

How many public transport stops are in Monterey?
There are 32 public transport stops within the suburb of Monterey.
How frequent are the transport services in Monterey?
the suburb of Monterey has 1,025 weekly trips across 3 routes, averaging 146 trips per day.
How far are residents from public transport in Monterey?
On average, residential properties are 125 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Monterey

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74.8% of residents in Monterey report no long-term health condition, a healthier profile than 83% of areas nationally. 6.2% need daily assistance with core activities, and 53.5% hold private health cover. The standardised death rate runs at 4.5 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Health metrics reflect excellent outcomes throughout Monterey, as determined by AreaSearch's evaluation of mortality patterns and chronic illnesses, showing exceptionally low rates of standard medical conditions across all age brackets, while private health insurance coverage is slightly above the SA2 average at roughly 54% of the population, representing about 2,459 individuals, compared to 59.9% across Greater Sydney. The most prevalent health issues identified locally were arthritis and diabetes, affecting 7.5% and 5.2% of residents respectively, whereas 74.8% of the population reported no chronic medical conditions, compared to 74.6% across Greater Sydney.

Residents aged 65 and older make up 22.5% of the local population, totaling 1,034 people, which is higher than the 15.5% share in Greater Sydney. Senior residents display strong health outcomes, with national standings generally matching the broader population.

Frequently Asked Questions - Health

How many people in the suburb of Monterey have private health insurance?
Around 53.5% of people in the suburb of Monterey are covered by private health insurance, which compares to 59.9% in the broader region of Greater Sydney.
What percentage of the population requires ongoing medical assistance in the suburb of Monterey?
In the suburb of Monterey, 6.2% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 5.2% of people in Greater Sydney require similar assistance.
How prevalent is asthma in the suburb of Monterey?
4.9% of people in the suburb of Monterey are diagnosed with asthma. In comparison, 6.4% of the population across Greater Sydney is affected by asthma.
What percentage of people have diabetes in the suburb of Monterey?
Diabetes affects 5.2% of the the suburb of Monterey population, while in the surrounding region, 4.3% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Monterey?
3.5% of people in the suburb of Monterey have heart disease. Across the region of Greater Sydney, 3.2% of the population is affected by heart disease.
How does the suburb of Monterey compare to the region in terms of overall private health coverage?
In the suburb of Monterey, 53.5% of the population are estimated to have private health insurance. Comparatively, Greater Sydney sees an estimated private health coverage rate of 59.9%.

Ancestry & LanguageCultural Diversity in Monterey

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40.3% of Monterey residents were born overseas and 52.1% speak a language other than English at home, more culturally diverse than 86% of areas nationally. The largest reported ancestries are Greek (18.7%) and Australian (11.9%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Monterey exhibits high levels of cultural diversity, with 40.3% of the local population born outside Australia and 52.1% using a non-English language at home. The predominant religious affiliation is Christianity, chosen by 70.9% of local residents, compared to 49.2% across Greater Sydney. Regarding parental country of birth, the three largest ancestry groups in Monterey are Other at 20.6%, Greek at 18.7% (which is substantially higher than the metropolitan average of 1.9%), and Australian at 11.9% (which is notably lower than the regional average of 17.8%). Additionally, there are clear differences in the concentration of other backgrounds: Spanish ancestry represents 1.8% of Monterey residents compared to 0.6% regionally, Serbian background is at 2.0% compared to 0.5%, and Macedonian is at 3.6% compared to 0.4%.

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Monterey?
Monterey scores quite highly on cultural diversity, with 40.3% of its population born overseas and 52.1% speaking a language other than English at home.
What is the most common religion in the suburb of Monterey?
The main religion in Monterey was found to be Christianity, which makes up 70.9% of people in Monterey. This compares to 49.2% across Greater Sydney.
What are the top countries of origin in the suburb of Monterey?
In terms of ancestry (country of birth of parents), the top three represented groups in Monterey are Other, comprising 20.6% of the population, Greek, comprising 18.7% of the population, which is substantially higher than the regional average of 1.9%, and Australian, comprising 11.9% of the population, which is notably lower than the regional average of 17.8%. Additionally, there are notable divergences in the representation of certain other ethnic groups: Spanish is notably overrepresented at 1.8% of Monterey (vs 0.6% regionally), Serbian at 2.0% (vs 0.5%) and Macedonian at 3.6% (vs 0.4%).
How does the percentage of people born overseas compare to the regional average?
40.3% of the the suburb of Monterey population was born overseas, compared to 40.5% regionally.
What percentage of the the suburb of Monterey population speaks a language other than English at home?
52.1% of the population in the suburb of Monterey speaks a language other than English at home, compared to 39.5% in the wider region.
How many people in the suburb of Monterey identify as Australian Aboriginal?
0.8% of the the suburb of Monterey population identifies as Australian Aboriginal, compared to 1.3% in the region.
What is the citizenship status of the population in the suburb of Monterey?
88.5% of the the suburb of Monterey population holds citizenship, compared to 80.8% in the wider region.

Age StructureAge Profile of Monterey

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The median resident of Monterey is 44, older than 76% of areas nationally. 23.5% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

Having a median age of 44, Monterey is older than the Greater Sydney average of 37 and is older than the national benchmark of 38. The age bracket of 75 to 84 is highly represented at 9.0% compared to Greater Sydney, while the 25 to 34 age bracket is less common at 12.0%. Since the 2021 Census, the 55 to 64 age bracket has risen from 12.6% to 13.9% of the population, whereas the 35 to 44 age bracket fell from 13.5% to 12.2% and the 45 to 54 group declined from 15.3% to 14.2%.

Demographic projections indicate the age profile of Monterey will change substantially by 2041. Leading this transition, the population aged 85 and over is projected to grow by 63% (representing 104 people), rising from 165 to 270. This demographic aging is clear, with residents aged 65 and over accounting for 96% of the projected growth, while the 25 to 34 and 45 to 54 age brackets are expected to experience population declines.

Frequently Asked Questions - Age

What is the median age in the suburb of Monterey?
According to the latest data, the median age in the suburb of Monterey is 44 years.
How does the suburb of Monterey's median age compare to broader areas?
At 44 years, Monterey is 7 years older than the Greater Sydney average (37 years) and 6 years older than the national average (38 years).
What age groups are over-represented in the suburb of Monterey?
The most over-represented age group in the suburb of Monterey compared to the Greater Sydney region is the 75 - 84 group, making up 9.0% of the population.
What age groups are under-represented in the suburb of Monterey?
The most under-represented age group in the suburb of Monterey compared to the Greater Sydney region is the 25 - 34 group, making up 12.0% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Monterey show significant variance compared to the Greater Sydney region. The most over-represented age groups are 85+ year-olds (3.6% vs 2.1%) and 75-84 year-olds (9.0% vs 5.3%).
What is the percentage of children (0-14 years) in the suburb of Monterey?
The percentage of children aged 0-14 years in the suburb of Monterey is 13.5%.
What is the percentage of older people (65+ years) in the suburb of Monterey?
The percentage of people aged 65 and over in the suburb of Monterey is 22.5%.

Data & MethodBoundaries, Sources & Method for Monterey

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Infrastructure projects Infrastructure Australia, Local governments Daily May 2026 3 months ago all 2 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated May 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 this month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 7 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (4,619 at the 2021 Census → 4,598 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL12697). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Monterey suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Monterey page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Monterey data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (May 2026) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas