Lloyd

Lloyd lies within the top quartile of areas nationally for population growth performance according to AreaSearch analysis of recent, and medium to long-term trends

Based on analysis of Australian Bureau of Statistics (ABS) population updates for the broader area, and new addresses validated by AreaSearch since the Census, the estimated population of Lloyd's suburb is around 1,711 as of November 2025. This reflects an increase of 202 people (13.4%) since the 2021 Census, which reported a population of 1,509 people. The change is inferred from the resident population of 1,690 estimated by AreaSearch following examination of the latest Estimated Resident Population data release by the ABS in June 2024 and an additional 70 validated new addresses since the Census date. This level of population equates to a density ratio of 365 persons per square kilometer, providing significant space per person and potential room for further development. Lloyd's suburb experienced a growth rate of 13.4% since the 2021 census, exceeding the SA3 area (3.5%) and the SA4 region, marking it as a growth leader in the region. Population growth for the area was primarily driven by natural growth that contributed approximately 57.99999999999999% of overall population gains during recent periods.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, as released in 2024 with 2022 as the base year. For any SA2 areas not covered by this data, AreaSearch is utilising the NSW State Government's SA2 level projections, as released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations are also applied to all areas for years 2032 to 2041. As we examine future population trends, a population increase just below the median of regional areas across the nation is expected, with the suburb expected to grow by 86 persons to 2041 based on aggregated SA2-level projections, reflecting a decrease of 5.5% in total over the 17 years.

AreaSearch analysis of residential development drivers sees Lloyd recording a relatively average level of approval activity when compared to local markets analysed countrywide

Based on AreaSearch analysis of ABS building approval numbers, Lloyd has recorded approximately 32 residential properties granted approval annually. Over the past five financial years, from FY-21 to FY-25, around 164 homes were approved, with a further 5 approved so far in FY-26. On average, about 0.2 new residents per year have arrived for each new home over these five financial years, indicating that new supply is meeting or exceeding demand and providing ample buyer choice while creating capacity for population growth beyond current forecasts.

The average construction value of new properties was $393,000, which is below regional norms, offering more affordable housing options to purchasers. In FY-26, there have been $4.0 million in commercial approvals, reflecting the area's primarily residential nature. Compared to Rest of NSW, Lloyd shows 337.0% higher development activity per person, providing buyers with ample choice. However, development activity has moderated in recent periods. Recent construction comprises 55.0% detached dwellings and 45.0% medium and high-density housing, with a growing mix of townhouses and apartments offering options across different price points. This is a considerable change from the current housing mix, which is currently 95.0% houses, reflecting reduced availability of development sites and shifting lifestyle demands and affordability requirements.

The location has approximately 85 people per dwelling approval, indicating an expanding market. Despite expectations of stable or declining population, Lloyd should see reduced pressure on housing, potentially creating opportunities for buyers.

Lloyd has strong levels of nearby infrastructure activity, ranking in the top 40% nationally

Changes to local infrastructure significantly impact an area's performance. AreaSearch has identified four projects likely to affect this region. Notable projects include Lake Albert Water Sports and Event Precinct, Glenfield Road Upgrades (Wagga Wagga), Wagga Wagga Special Activation Precinct, and Hungry Jack's Glenfield Park. The following list details those most relevant.

Professional plan users can use the search below to filter and access additional projects.

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The labour market in Lloyd shows considerable strength compared to most other Australian regions

Lloyd's workforce comprises skilled individuals with notable representation in essential services sectors. The unemployment rate stood at 3.1% as of the past year, with an estimated employment growth of 7.5%.

As of June 2025916 residents were employed, reflecting a 0.6% lower unemployment rate than Rest of NSW's 3.7%, and a workforce participation rate of 76.7%, significantly higher than Rest of NSW's 56.4%. Key industries for employment among residents are health care & social assistance, public administration & safety, and retail trade. The area exhibits strong specialization in public administration & safety, with an employment share 1.7 times the regional level. Conversely, agriculture, forestry & fishing employs only 1.2% of local workers, below Rest of NSW's 5.3%.

While local employment opportunities exist, many residents commute elsewhere for work based on Census working population to local population counts. Over a 12-month period ending Sep-22, employment increased by 7.5%, labour force grew by 9.0%, leading to a 1.3 percentage point rise in unemployment rate. This contrasts with Rest of NSW where employment contracted by 0.1%, labour force grew by 0.3%, and unemployment rose by 0.4 percentage points. Jobs and Skills Australia's national employment forecasts, released Sep-22, project national employment growth of 6.6% over five years and 13.7% over ten years. Applying these projections to Lloyd's employment mix suggests local employment should increase by 6.6% over five years and 13.8% over ten years, though this is a simple weighting extrapolation for illustrative purposes and does not account for localised population projections.

The economic profile demonstrates exceptional strength, placing the area among the top 10% nationally based on comprehensive AreaSearch income analysis

Lloyd shows a median taxpayer income of $73,332 and an average income of $89,451 based on the latest postcode level ATO data aggregated by AreaSearch for financial year 2022. This is notably higher than the national figures, with Rest of NSW having a median income of $49,459 and an average income of $62,998. By September 2025, estimates suggest a median income of approximately $82,579 and an average income of around $100,731, factoring in Wage Price Index growth of 12.61% since financial year 2022. According to the 2021 Census, incomes in Lloyd rank highly nationally, with household, family, and personal incomes all falling between the 80th and 85th percentiles. The earnings profile indicates that 44.7% of individuals earn within the $1,500 - 2,999 range, reflecting a pattern seen in metropolitan regions where 29.9% fall into this bracket. A substantial proportion of high earners (30.3% above $3,000/week) is present, suggesting strong economic capacity throughout the area. Housing expenses account for 14.4% of income, while residents' disposable incomes rank them within the 81st percentile nationally. The area's SEIFA income ranking places it in the 7th decile.

Lloyd is characterized by a predominantly suburban housing profile, with ownership patterns similar to the broader region

Dwelling structure in Lloyd, as evaluated at the latest Census, comprised 95.4% houses and 4.6% other dwellings. In comparison, Non-Metro NSW had 88.4% houses and 11.7% other dwellings. Home ownership in Lloyd was 22.5%, with mortgaged dwellings at 55.7% and rented dwellings at 21.8%. The median monthly mortgage repayment in Lloyd was $1,803, higher than Non-Metro NSW's average of $1,430. The median weekly rent in Lloyd was $420, compared to Non-Metro NSW's $280. Nationally, Lloyd's mortgage repayments were lower than the Australian average of $1,863, while rents were substantially higher at $375.

Lloyd has a typical household mix, with a higher-than-average median household size

Family households constitute 74.9% of all households, including 39.4% couples with children, 26.0% couples without children, and 8.7% single parent families. Non-family households comprise the remaining 25.1%, with lone person households at 22.1% and group households making up 2.6%. The median household size is 2.7 people, larger than the Rest of NSW average of 2.5.

Lloyd demonstrates exceptional educational outcomes, ranking among the top 5% of areas nationally based on AreaSearch's comprehensive analysis of qualification and performance metrics

Educational qualifications in Lloyd Trail region lag behind NSW benchmarks. As of 2016, 23.5% of residents aged 15+ hold university degrees compared to NSW's 32.2%. Bachelor degrees are the most common at 16.9%, followed by postgraduate qualifications (3.8%) and graduate diplomas (2.8%). Trade and technical skills are prominent, with 40.1% of residents aged 15+ holding vocational credentials – advanced diplomas (12.2%) and certificates (27.9%).

Educational participation is high, with 31.1% of residents currently enrolled in formal education as of 2016. This includes 10.5% in primary education, 9.0% in secondary education, and 4.4% pursuing tertiary education. Educational facilities appear to be located outside the immediate catchment boundaries, requiring families to access schools in neighboring areas, according to data from 2016.

Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

The analysis indicates five operational transport stops within Lloyd, offering a mix of bus services. These stops are served by fifteen distinct routes, collectively facilitating 180 weekly passenger trips. Transport accessibility is rated as good, with residents typically located 208 meters from the nearest stop.

Service frequency averages 25 trips per day across all routes, resulting in approximately 36 weekly trips per individual stop.

The level of general health in Lloyd is notably higher than the national average with both young and old age cohorts seeing low prevalence of common health conditions

Lloyd demonstrates above-average health outcomes. Both young and old age cohorts have a low prevalence of common health conditions. The rate of private health cover is exceptionally high at approximately 62% of the total population (1,064 people), compared to 51.4% across Rest of NSW.

Nationally, this figure stands at 55.3%. The most common medical conditions in the area are asthma and mental health issues, impacting 9.6 and 8.4% of residents respectively. A total of 70.7% of residents declare themselves completely clear of medical ailments, compared to 64.5% across Rest of NSW. The area has 10.2% of residents aged 65 and over (174 people), which is lower than the 19.6% in Rest of NSW. Health outcomes among seniors are above average, broadly in line with the general population's health profile.

Lloyd ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics

Lloyd's population showed low cultural diversity, with 86.8% born in Australia, 94.2% being citizens, and 87.6% speaking English only at home. Christianity was the predominant religion in Lloyd, accounting for 63.4%, compared to 64.3% in Rest of NSW. The top three ancestral groups were Australian (30.5%), English (28.9%), and Irish (9.9%).

Notable differences included Dutch representation at 1.7% (regional: 0.8%), Samoan at 0.5% (regional: 0.1%), and Australian Aboriginal at 3.4% (regional: 4.5%).

Lloyd hosts a very young demographic, ranking in the bottom 10% of areas nationwide

The median age in Lloyd is 33 years, which is considerably lower than Rest of NSW's average of 43 years, and substantially under the national average of 38 years. Compared to the Rest of NSW average, the 5-14 cohort is notably over-represented at 16.3% locally, while the 65-74 year-olds are under-represented at 7.2%. Post-2021 Census data shows that the 45 to 54 age group has grown from 11.7% to 13.6%, and the 15 to 24 cohort increased from 13.1% to 14.5%. Conversely, the 25 to 34 cohort has declined from 18.4% to 14.7%, and the 0 to 4 group dropped from 8.4% to 7.2%. Population forecasts for 2041 indicate substantial demographic changes for Lloyd. Leading this shift, the 25 to 34 age group is projected to grow by 9 people, reaching 275 from 251. However, both the 0 to 4 and 65 to 74 age groups are expected to see reduced numbers.