Lloyd

Lloyd lies within the top quartile of areas nationally for population growth performance according to AreaSearch analysis of recent, and medium to long-term trends

As of Nov 2025, the estimated population for the Lloyd statistical area (Lv2) is around 1,672, reflecting an increase of 163 people since the 2021 Census. This growth represents a 10.8% increase from the previously reported population of 1,509 people. The change is inferred from AreaSearch's resident population estimate of 1,660, based on examination of the latest ERP data release by the ABS (June 2024) and an additional 70 validated new addresses since the Census date. This level of population results in a density ratio of 357 persons per square kilometer, indicating significant space per person and potential room for further development. The Lloyd's growth rate of 10.8% since the 2021 census exceeded both the SA3 area (3.9%) and the SA4 region, marking it as a growth leader in the region. Natural growth contributed approximately 57.99999999999999% of overall population gains during recent periods for the Lloyd (SA2).

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections, released in 2022 with a base year of 2021. Examining future population trends, the Lloyd (SA2) is expected to grow by 87 persons to 2041 based on aggregated SA2-level projections. This reflects an expected decrease of 3.2% in total over the 17 years.

AreaSearch analysis of residential development drivers sees Lloyd recording a relatively average level of approval activity when compared to local markets analysed countrywide

Based on AreaSearch analysis, Lloyd has recorded approximately 32 residential properties granted approval annually. Over the past five financial years, from FY-21 to FY-25, around 164 homes were approved, with a further 5 approved in FY-26 so far. On average, about 0.2 new residents arrive per year for each new home over these five years, indicating that new supply is meeting or exceeding demand.

The average construction value of new properties is $393,000. This financial year has seen $2.6 million in commercial approvals, suggesting the area's residential character. Compared to the Rest of NSW, Lloyd shows 337.0% higher development activity per person, reflecting strong developer confidence in the area. Recent construction comprises 60.0% standalone homes and 40.0% medium and high-density housing, indicating an expanding range of medium-density options. This represents a notable shift from the current housing mix, which is 95.0% houses. Lloyd has around 161 people per approval, reflecting its developing status.

Despite stable or declining population forecasts, this may result in less housing pressure and favourable conditions for buyers.

Lloyd has very high levels of nearby infrastructure activity, ranking in the top 20% nationally

Area infrastructure changes significantly impact performance. Four relevant projects identified by AreaSearch are Lake Albert Water Sports and Event Precinct, Glenfield Road Upgrades (Wagga Wagga), Wagga Wagga Special Activation Precinct, and Hungry Jack's Glenfield Park.

Professional plan users can use the search below to filter and access additional projects.

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The labour market in Lloyd shows considerable strength compared to most other Australian regions

Lloyd has a skilled workforce with essential services sectors well represented. The unemployment rate was 2.7% in the past year, with an estimated employment growth of 4%.

As of September 2025911 residents were employed, with an unemployment rate of 1.2% below Rest of NSW's rate of 3.8%. Workforce participation was 76.7%, compared to Rest of NSW's 56.4%. Leading employment industries included health care & social assistance, public administration & safety, and retail trade. The area had a particular specialization in public administration & safety, with an employment share 1.7 times the regional level.

Agriculture, forestry & fishing was under-represented, with only 1.2% of Lloyd's workforce compared to 5.3% in Rest of NSW. Many residents commuted elsewhere for work based on Census data. In the 12 months prior, employment increased by 4.0%, while labour force increased by 5.0%, causing the unemployment rate to rise by 0.9 percentage points. This contrasted with Rest of NSW where employment contracted by 0.5%. State-level data to 25-Nov showed NSW employment contracted by 0.03% (losing 2,260 jobs), with a state unemployment rate of 3.9%, compared to the national rate of 4.3%. National employment forecasts from May-25 projected growth of 6.6% over five years and 13.7% over ten years. Applying these projections to Lloyd's employment mix suggested local employment should increase by 6.6% over five years and 13.8% over ten years, based on a simple weighting extrapolation for illustrative purposes.

The economic profile demonstrates exceptional strength, placing the area among the top 10% nationally based on comprehensive AreaSearch income analysis

According to AreaSearch's aggregation of the latest postcode level ATO data released on June 30, 2023, the suburb of Lloyd had a median income among taxpayers of $73,332 with the average level standing at $89,451. These figures are among the highest in Australia compared to levels of $52,390 and $65,215 across Rest of NSW respectively. Based on Wage Price Index growth of 8.86% since financial year 2023, current estimates would be approximately $79,829 (median) and $97,376 (average) as of September 2025. Census data from 2021 shows household, family and personal incomes in Lloyd rank highly nationally, between the 80th and 85th percentiles. In terms of income distribution, 44.7% of individuals in Lloyd earn between $1,500 and $2,999 weekly, which is consistent with broader trends across the metropolitan region showing 29.9% in the same category. Notably, 30.3% of residents earn above $3,000 weekly. Housing accounts for 14.4% of income while strong earnings rank residents within the 81st percentile for disposable income. The area's SEIFA income ranking places it in the 7th decile.

Lloyd is characterized by a predominantly suburban housing profile, with ownership patterns similar to the broader region

Dwelling structure in Lloyd, as evaluated at the latest Census, comprised 95.4% houses and 4.6% other dwellings. In comparison, Non-Metro NSW had 88.4% houses and 11.7% other dwellings. Home ownership in Lloyd was 22.5%, with mortgaged dwellings at 55.7% and rented ones at 21.8%. The median monthly mortgage repayment in Lloyd was $1,803, higher than Non-Metro NSW's average of $1,430. Median weekly rent in Lloyd was $420, compared to Non-Metro NSW's $280. Nationally, Lloyd's mortgage repayments were lower than the Australian average of $1,863, while rents were substantially higher at $375.

Lloyd has a typical household mix, with a higher-than-average median household size

Family households constitute 74.9% of all households, including 39.4% couples with children, 26.0% couples without children, and 8.7% single parent families. Non-family households comprise the remaining 25.1%, with lone person households at 22.1% and group households making up 2.6%. The median household size is 2.7 people, larger than the Rest of NSW average of 2.5.

Lloyd demonstrates exceptional educational outcomes, ranking among the top 5% of areas nationally based on AreaSearch's comprehensive analysis of qualification and performance metrics

Educational qualifications in the Lloyd Trail region lag behind NSW state benchmarks. As of 2021, 23.5% of residents aged 15+ hold university degrees compared to 32.2% in NSW. The most common qualification is bachelor degrees at 16.9%, followed by postgraduate qualifications (3.8%) and graduate diplomas (2.8%). Vocational credentials are also prevalent, with 40.1% of residents aged 15+ holding such qualifications - advanced diplomas account for 12.2%, while certificates make up 27.9%.

Educational participation is high, with 31.1% of residents currently enrolled in formal education as of the 2020-2021 academic year. This includes 10.5% in primary education, 9.0% in secondary education, and 4.4% pursuing tertiary education.

Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Transport analysis indicates five active stops operating within Lloyd, offering a mix of bus services. These stops are served by fifteen unique routes, collectively facilitating 264 weekly passenger trips. Transport accessibility is assessed as good, with residents typically situated 208 meters from the nearest transport stop.

Service frequency averages 37 trips per day across all routes, translating to roughly 52 weekly trips per individual stop.

The level of general health in Lloyd is notably higher than the national average with both young and old age cohorts seeing low prevalence of common health conditions

Lloyd demonstrates superior health outcomes, with both younger and older age groups experiencing low prevalence rates for common health conditions. The rate of private health cover stands at approximately 62%, covering 1040 people, which is notably higher than the Rest of NSW average of 51.5%. Nationally, this figure stands at 55.7%.

Asthma and mental health issues are the most prevalent medical conditions in Lloyd, affecting 9.6% and 8.4% of residents respectively. Conversely, 70.7% of residents report being completely free from medical ailments, compared to 64.5% across Rest of NSW. The area has a lower proportion of seniors aged 65 and over, with 10.2% (170 people) compared to the Rest of NSW average of 19.6%. Despite this, health outcomes among seniors in Lloyd are above average and largely align with those of the general population.

Lloyd ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics

Lloyd's population showed low cultural diversity, with 86.8% born in Australia, 94.2% being citizens, and 87.6% speaking English only at home. Christianity was the predominant religion, accounting for 63.4%, compared to 64.3% across Rest of NSW. The top three ancestry groups were Australian (30.5%), English (28.9%), and Irish (9.9%).

Dutch individuals were overrepresented at 1.7% in Lloyd versus 0.8% regionally, as were Samoan at 0.5% versus 0.1%, and Australian Aboriginal at 3.4% versus 4.5%.

Lloyd hosts a very young demographic, ranking in the bottom 10% of areas nationwide

The median age in Lloyd is 33 years, which is lower than Rest of NSW's average of 43 years and also substantially under the national average of 38 years. Compared to the Rest of NSW average, the 5-14 cohort is notably over-represented at 16.3% locally, while the 65-74 year-olds are under-represented at 7.2%. Post-2021 Census data shows that the 45 to 54 age group has grown from 11.7% to 13.6%, and the 15 to 24 cohort increased from 13.1% to 14.6%. Conversely, the 25 to 34 cohort has declined from 18.4% to 14.7%, and the 0 to 4 group dropped from 8.4% to 7.2%. Population forecasts for 2041 indicate substantial demographic changes for Lloyd. Leading this shift, the 25 to 34 age group is projected to grow by 12 people, reaching 276 from 245. However, both the 65 to 74 and 45 to 54 age groups are expected to see reduced numbers.