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This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
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ABS ERP | -- people | --
2021 Census | -- people
The median house price in Galston - Laughtondale is $3.08m, with units at $925k. House values have moved 9.5% a year compounded over five years.
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
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Galston - Laughtondale has an estimated 5,478 residents, up from 5,436 at the 2021 Census. Density is about 29 people per square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
According to findings from AreaSearch, the resident count of Galston - Laughtondale stands at roughly 5,478 as of Aug 2026. This represents a gain of 42 people (0.8%) following the 2021 Census, when 5,436 people were recorded. This updated figure is derived from the ABS estimated resident population of 5,473 as of June 2025 alongside 52 validated new addresses identified post-Census. With a population density of 28 persons per square kilometer, the locality offers substantial living space. Furthermore, the 0.8% increase since the census places the locality within 1.3 percentage points of the broader SA3 area (2.1%), illustrating solid demographic momentum.
Inflow from overseas migration served as the primary catalyst, representing practically the sole source of recent population gains. Projections from ABS/Geoscience Australia published in 2024 (using 2022 as the base year) are implemented by AreaSearch across SA2 locations, supplemented by 2022 NSW State Government SA2 modeling (based on 2021) where coverage is absent. Cohort-specific growth trajectories from these sources are extended across all districts for the years 2032 to 2041. In line with prevailing demographic patterns, the locality is projected to track within the lower quartile of Australian statistical areas, adding an estimated 41 persons through to 2041 according to the most recent annual ERP statistics, representing an overall expansion of 0.6% across the 16 years.
Frequently Asked Questions - Population
63 new dwellings have been approved in Galston - Laughtondale over the past five years, an average of 12 a year. That is 2.3 approvals per 1,000 residents. Figures come from ABS building approvals aggregated to this SA2 boundary and are updated monthly as the ABS releases them.
Detail
Dwelling approvals in Galston - Laughtondale have averaged roughly 12 new residences per year, accumulating to 63 homes across the previous 5 financial years. With an average addition of only 0.6 new residents annually for every home built over the past 5 financial years (between FY-22 and FY-26), residential development is keeping pace with or exceeding local demand, expanding housing availability and potentially supporting stronger population gains than currently modeled. The average construction value of approved residences stands at $883,000, underscoring a pipeline focused on higher-end, premium housing. Furthermore, $4.2 million in commercial development approvals was registered during this financial year, reinforcing the district's predominantly residential character.
On a per-capita basis, building activity in Galston - Laughtondale tracks at approximately 69% of the Greater Sydney rate, placing the area at the 26th percentile nationally, a factor that restricts new supply and underpins demand across existing properties. Construction volume also sits below the national benchmark, highlighting the established profile of the community and indicating potential regulatory or planning constraints. Of recently approved dwellings, 92.0% consist of standalone houses and 8.0% comprise attached dwellings, sustaining the spacious suburban setting with low-density housing that appeals to buyers seeking space. An estimated ratio of 570 people per residential approval illustrates the modest pace of local development. Looking forward, the population of Galston - Laughtondale is projected to expand by 35 residents through to 2041 (benchmarked against the latest quarterly figures from AreaSearch). Under prevailing building trends, incoming residential development appears well positioned to satisfy demand, generating favourable conditions for prospective purchasers and possibly allowing population growth to outstrip current forecasts.
Frequently Asked Questions - Development
Development applications around Galston - Laughtondale
Loading development applications…
| Lodged | Address | Description | Type | Distance | Status |
|---|
SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks 3 current infrastructure and development projects inside Galston - Laughtondale, worth an estimated $19 million. A further 103 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $14 billion. 25 are already under construction and 60 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and transport & logistics. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Strategic planning initiatives, public works, and local infrastructure projects play a vital role in shaping community growth. In total, 9 infrastructure projects have been pinpointed by AreaSearch as having significant relevance for the district. Prominent developments include Arlington Heights Estate, Hornsby Park - from quarry to parklands, Berowra Valley National Park Northern Extension, and Mount Colah Station Upgrade, with key undertakings highlighted below.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.
Frequently Asked Questions - Infrastructure
Galston Village Public Domain Upgrade
Comprehensive revitalisation of Galston Village main street including wider footpaths, improved street lighting, native landscaping, outdoor seating, raised pedestrian crossings, angled parking, and full corner park renewal to enhance pedestrian safety and public amenity.
Galston Major Drainage Upgrade
Four-year staged stormwater drainage upgrade being delivered by Hornsby Shire Council to mitigate overland flood risk in Galston village. The works comprise culvert widening, new piped stormwater drainage networks, open discharge channels, and a Gross Pollutant Trap.
Galston Village Public Domain Upgrades
Public domain improvements for Galston Village including streetscape enhancements, pedestrian facilities, improved parking arrangements and heritage-sensitive design elements.
Middle Dural Lawn Cemetery Development
Development Application DA 499/2026/HC proposing the demolition of existing structures and the construction of a new lawn cemetery. The scheme includes two multi-denominational chapels, a function centre, pavilion, administration facilities, landscaping, internal access roads, and associated civil infrastructure works.
St Mary & St Sydhom Bishay Community Facility & Worship Expansion
Approved development application (DA/978/2025) for the partial demolition and construction of a new church, multi-purpose community hall with basement carparking, children's play area, and associated drainage and infrastructure upgrades.
The Village Glenorie
A mixed-use development delivering 20 residential apartments, approximately 2,998 square metres of retail space including a supermarket and specialty shops, over 350 square metres of commercial office space, and basement car parking[cite: 1]. The village centre revitalization project is being developed by Tazcol[cite: 1].
Glenorie Village Place Plan (Hornsby Shire)
Planning proposal implementing Action 1 (small rural lifestyle lots) and Action 3 (commercial and residential mix) of the Glenorie Village Place Plan across Hornsby Shire LGA. The framework supports local retail vitality and community infrastructure while protecting surrounding rural landscape character.
Ulolo Community Park Playground Renewal
Renewal works and upgrade to the play equipment, accessible pathways, landscaping, and family recreation facilities at Ulolo Community Park in Hornsby Heights.
2,883 residents of Galston - Laughtondale are employed, from a labour force of 2,980. Unemployment sits at 3.3%, with participation at 64.3%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.6% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 4,917, about 90% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
The local labour pool in Galston - Laughtondale is characterized by high educational attainment, strong participation across professional services sectors, and an unemployment level of only 3.3%. In figures recorded as of March 2026, employed residents total 2,883, with the unemployment rate tracking 0.9% beneath the Greater Sydney benchmark of 4.1%, while workforce participation is relatively subdued (64.3% versus 68.9% for Greater Sydney). Census returns also show that 44.5% of working locals operated from home, though pandemic-related lockdown measures during that period should be taken into account. Resident employment is primarily distributed across construction, health care & social assistance, and professional & technical disciplines.
The workforce exhibits marked concentration in construction, where representation is 1.8 times the wider regional benchmark. Conversely, finance & insurance accounts for a modest 3.6% of workers, compared to 7.3% regionally. Comparing Census working population counts against resident numbers indicates that local employment options within the boundary remain relatively constrained. AreaSearch assessment of data from SALM and the ABS indicates that across the 12 months to March 2026, the local workforce contracted by 0.1% alongside a 0.8% drop in employment, lifting the jobless rate by 0.6 percentage points. Over the same timeframe throughout Greater Sydney, employment rose by 1.9%, the overall labour force grew by 1.9%, and unemployment edged downward. Additional perspective on future hiring demand in Galston - Laughtondale is provided by Jobs and Skills Australia national forecasts from Mar-26. These five- and ten-year projections have been applied against the local industry baseline. Nationally, employment is modeled to expand by 6.6% across five years and 13.7% across ten years, with wide variation across individual sectors. Applying these industry-weighted rates to the local occupational structure indicates prospective employment gains of 6.6% over five years and 13.4% over ten years (note this reflects a straightforward weighting exercise for context, without incorporating local population projections).
Frequently Asked Questions - Employment
Median household income in Galston - Laughtondale is $2,364 a week (about $123,000 a year), with median personal income at $903 a week. ATO records put median taxable income at $57,704 a year against an average of $90,309. The average runs 57% above the median, a wider spread than most areas and a sign of a concentrated group of high earners. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
ATO postcode statistics compiled by AreaSearch for financial year 2023 indicate that taxpayers within the Galston - Laughtondale SA2 recorded a median individual income of $57,704 and an average of $90,309. These figures sit at elevated levels nationally, comparing to $60,817 and $83,003 across Greater Sydney. Adjusting for a 10.32% rise in the Wage Price Index since financial year 2023 yields updated estimates of approximately $63,659 (median) and $99,629 (average) as of March 2026. Data from the Census 2021 places local household earnings in the 86th percentile ($2,364 weekly). Notably, the single largest earnings cohort represents 28.1% of households making $4000+ weekly (1,539 residents), in contrast to the wider metropolitan pattern where the $1,500 - 2,999 band leads at 30.9%.
High earning power is widespread, with 39.3% generating over $3,000 per week, underpinning demand for upscale retail and services. Household disposable income remains resilient, with 86.8% retained after housing costs, placing the area in the 9th decile on the SEIFA income index.
Frequently Asked Questions - Income
Galston - Laughtondale had 1,764 occupied dwellings at the 2021 Census, 90% detached houses and 6% apartments. 39% are owned with a mortgage, 13% rented and 48% owned outright. At that Census the median rent was $460 a week and the median mortgage repayment $2,784 a month. Rent absorbs 19.5% of household income here and mortgage repayments 27.2%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
Housing tenure and architecture in Galston - Laughtondale at the latest Census showed 90.0% separate houses and 10.0% other dwellings (incorporating semi-detached, apartment, and alternative dwelling types), contrasting with the Sydney metro distribution of 55.9% separate houses and 44.1% other dwellings. Outright home ownership stood well above metropolitan levels at 47.9%, while remaining properties were either held with a mortgage (38.9%) or tenanted (13.3%). Typical housing expenses reflect this profile: the median monthly mortgage commitment was $2,784, above the Sydney metro median of $2,427, while median weekly rent stood at $460 compared to $470 across Sydney metro.
Benchmarked nationally, local mortgage payments significantly exceed the Australian average of $1,863, and rents sit well above the nationwide figure of $375.
Frequently Asked Questions - Housing
Galston - Laughtondale counted 1,764 households at the 2021 Census, averaging 2.9 people each. 40% are couples with children, more than in 79% of areas nationally, against 30% couples without children. 19% of households are people living alone, and families average 1.8 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
The local household structure is overwhelmingly family-oriented, representing 78.5% of all households. This comprises couples with children at 40.0%, couples without children at 29.7%, and single parent families at 8.1%. Non-family living arrangements account for the remaining 21.5%, made up of lone person households (19.2%) and group households (2.3%). The median household size of 2.9 people exceeds the Greater Sydney average of 2.7.
Frequently Asked Questions - Households
31.5% of adults in Galston - Laughtondale hold a university qualification, including 21.2% with a bachelor degree and 7.7% with postgraduate qualifications, higher than 76% of areas nationally. A further 23.7% hold a vocational qualification. 4 schools serve the area, with 1,387 enrolment places and an average ICSEA of 1,063 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.
Detail
Tertiary attainment in Galston - Laughtondale sits below regional figures, with 31.5% of people aged 15+ possessing university qualifications versus 40.4% across the SA4 region, suggesting room for ongoing upskilling. By specific degree level, bachelor degrees account for 21.2%, postgraduate qualifications represent 7.7%, and graduate diplomas stand at 2.6%. Meanwhile, technical and vocational training is strongly represented, with 36.5% of residents aged 15+ holding vocational credentials, including advanced diplomas (12.8%) and certificates (23.7%). Engagement with the education system is substantial, with 28.9% of the population actively enrolled in study programs.
This group includes 9.3% attending primary school, 9.1% in secondary education, and 4.8% undertaking tertiary studies.
Frequently Asked Questions - Education
Schools Detail
Public transport in Galston - Laughtondale reaches 84 stops on 53 routes, timetabled for about 520 services a week. The typical home sits about 890 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 2.1 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.
Detail
Public transit infrastructure in Galston - Laughtondale consists of 84 operational transit stops offering bus connections. A total of 53 separate routes service these stops, generating 524 weekly passenger trips. Overall transit access remains relatively limited, with residents situated an average of 889 meters from the closest stop. Given the area's residential orientation, private vehicle travel is the primary commuting choice for 90% of workers, while 5% walk. Vehicle ownership stands at an average of 2.1 cars per dwelling, higher than the regional benchmark. Additionally, 44.5% of working residents carried out their roles from home (2021 Census; potentially impacted by COVID-19 settings).
Public transport operations across the network average 74 trips per day across all routes, translating to roughly 6 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
69.7% of residents in Galston - Laughtondale report no long-term health condition, a healthier profile than 85% of areas nationally. 5.3% need daily assistance with core activities, and 65.9% hold private health cover. The standardised death rate runs at 3.8 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
Health and wellness metrics across Galston - Laughtondale indicate excellent outcomes based on AreaSearch evaluations of mortality statistics and chronic condition rates, showing a remarkably low incidence of common health issues across all demographics. Private health insurance participation is notably elevated, covering approximately 66% of the resident base (3,610 people), compared with 59.9% across Greater Sydney and a nationwide average of 55.7%. Arthritis and asthma represent the most frequently reported conditions locally, present in 9.3 and 6.2% of residents respectively, whereas 69.7% of the community reported having no chronic medical conditions, compared to 74.6% across Greater Sydney.
Health measures among residents aged under 65 are particularly favourable. Residents aged 65 and over comprise 26.4% of the population (1,445 people), substantially higher than the 15.5% share in Greater Sydney. Senior health outcomes remain robust, aligning closely with national averages across the broader population.
Frequently Asked Questions - Health
Galston - Laughtondale is largely Australian-born, at 80.4% of residents, with 10.0% speaking a language other than English at home. The largest reported ancestries are English (30.7%) and Australian (25.1%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Galston - Laughtondale exhibits cultural characteristics broadly comparable to the wider regional baseline, with 80.4% of residents born in Australia, 91.0% holding Australian citizenship, and 90.0% speaking exclusively English at home. Christianity is the predominant faith, practiced by 62.6% of residents in Galston - Laughtondale, compared to 49.2% across Greater Sydney. Regarding ancestral background based on parental country of birth, the primary groups identified in Galston - Laughtondale are English at 30.7% (well above the regional rate of 19.0%), Australian at 25.1% (exceeding the regional share of 17.8%), and Irish at 8.3%.
Other ancestries show varying degrees of representation, including Lebanese at 2.2% (against 2.6% regionally), Italian at 5.1% (versus 3.4%), and Maltese at 0.8% (compared to 1.0%).
Frequently Asked Questions - Diversity
The median resident of Galston - Laughtondale is 47, older than 84% of areas nationally. 22.0% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
The demographic profile of Galston - Laughtondale leans prominently toward older age brackets. Updated estimates to August 2026 indicate that retiree and senior age cohorts (65+) constitute 26.4% of residents, compared to 15.5% across Greater Sydney, whereas young to middle aged adults (25 - 44) account for only 17.1% against 31.4% regionally. The estimated median age is 47 as at August 2026, matching the 2021 Census figure and sitting 10 years above the Greater Sydney median of 37 at that Census, as well as the national median of 38 at that Census.
By age bracket, retiree and elderly residents have expanded from 23.1% at the Census to an estimated 26.4%. This senior cohort is projected to generate the largest expansion by 2041, increasing by 449 (31%) to 1,895 individuals, while counts for children, young adults, and young to middle aged adults are expected to contract.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Galston - Laughtondale
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Oct 2026.
Everything is aggregated to the SA2 boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Aug 2026 2 months ago headline measures · Jul 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Oct 2026 this month headline measures · Sep 2026 baseline |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Oct 2026. | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | Aug 2026 2 months ago all 3 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Aug 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 7 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Sep 2026 last month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 3 months ago headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Sep 2026 last month all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 52 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (5,436 at the 2021 Census → 5,478 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (115021298). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.