Waterloo (NSW)

Suburb (SAL)

Greater Sydney / Sydney Inner City

— 
— 
— 
— 
— 
— 
— 
Data Sources ABSValuer GeneralRental BoardACARA Newest Oct 2026 · Refreshed ABS QuickStats SAL14201 How we calculate this
Chart Color Schemes
Loading map data ...
Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

0 People

est. as @ -- *

2021 Census | -- people

Land Area
--
Land Area
Population Density
--
Density
Unemployment Rate
--
Unemployment
Development
--
Resi Approvals
Get My Report

Sales ActivityProperty Sales Trends in Waterloo (NSW)

Table Chart PROFILE FAQ

The median house price in Waterloo (NSW) is $1.75m, with units at $929k. House values have moved 6.3% a year compounded over five years.

Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.

Find a Recent Sale
Type Specified (1) | Limit 50

Sales Detail

Loading rental data…

DemographicsPopulation Growth in Waterloo (NSW)

Table Chart PROFILE FAQ

Waterloo (NSW) has an estimated 18,757 residents, up from 16,379 at the 2021 Census — a change of 2,378 people, or 14.5%. Growth has averaged 2.0% a year over five years, faster than 83% of areas nationally. 149 new addresses have been validated here since Census night. Overseas migration accounts for 91.0% of that increase. That puts 16,599 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

According to AreaSearch's evaluation of broader regional ABS population updates alongside newly validated post-Census addresses, the population of the suburb of Waterloo (NSW) stands at approximately 18,757 as of Aug 2026. This represents an addition of 2,378 people (14.5%) compared to the 16,379 people documented in the 2021 Census. Such expansion is deduced from an estimated resident count of 18,631 determined after reviewing the ABS June 2025 ERP release, combined with 149 validated new addresses confirmed following the Census. With a resulting density of 16,599 persons per square kilometer, the locality ranks in the highest 10% nationwide in AreaSearch assessments, highlighting strong demand for local land.

Outpacing both Greater Sydney and the overall state benchmark of 7.3%, the suburb of Waterloo (NSW) demonstrated standout regional expansion with its 14.5% post-2021 Census surge. Inward migration from overseas served as the primary growth catalyst, generating roughly 91.0% of total recent demographic gains. For individual SA2 locations, AreaSearch implements the 2024 ABS/Geoscience Australia projections that use 2022 as their starting baseline. Where those are unavailable, NSW State Government SA2 figures published in 2022 using a 2021 base year are adopted instead. Age-specific trajectory rates across these groupings are extended to cover every locality from 2032 to 2041. Forward demographic modelling shows the suburb of Waterloo (NSW) positioned in the highest quartile among AreaSearch-evaluated areas, anticipated to expand by 7,548 persons by 2041 under consolidated SA2-level estimates, culminating in a 39.6% cumulative rise throughout the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Waterloo?
Total population for the suburb of Waterloo was estimated to be approximately 18,757 as at Aug 26. This is based upon an estimated resident population of 18,631 from the ABS up to June 2025.
How has the population in the suburb of Waterloo changed since 2021?
The suburb of waterloo has added approximately 2,378 people and shown a 14.52% increase from the 16,379 people recorded at the 2021 Census period.
What is the population density in the suburb of Waterloo?
The population density in the suburb of Waterloo is estimated at 16,599 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Waterloo?
Over the past 10 years, the population in the suburb of Waterloo has shown a compound annual growth rate of 2.5% per annum.
What are the main drivers of population growth in the suburb of Waterloo?
Population growth in the suburb of Waterloo is driven by: Overseas migration (91.0%), Natural increase (9.0%), Interstate migration (0.0%). The primary driver is Overseas migration, contributing 91.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Waterloo (NSW)

Table Chart PROFILE FAQ

1,344 new dwellings have been approved in Waterloo (NSW) over the past five years, an average of 268 a year. That places the area in the 89th percentile for residential development activity nationally, about 14 approvals per 1,000 residents a year. Of the 270 dwellings approved in the latest reporting year, 0% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 422, running ahead of that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.

Detail

Analysis of ABS building approvals across localized statistical zones indicates Waterloo has averaged approximately 268 residential approvals annually, yielding 1,344 homes across the preceding 5 financial years. During FY-25 to date, 422 approvals have been documented. With an average of 1.3 new residents per year per dwelling constructed across the 5 financial years spanning FY-21 to FY-25, residential supply aligns neatly with demand to maintain balanced conditions. The expected construction cost averages $569,000 per new home, sitting moderately above wider regional figures and underscoring a commitment to superior build standards.

Meanwhile, non-residential activity has been subdued, with $3.0 million recorded in commercial development approvals across the current financial year. On a per-capita basis, building activity in Waterloo is 196.0% higher than Greater Sydney, affording prospective buyers substantial market variety. This level exceeds the broader national benchmark substantially, reflecting significant developer momentum. Furthermore, newly approved residential projects consist entirely of medium-to-high density attached dwellings, delivering accessible price points that cater well to downsizers, property investors, and first-home purchasers. The market demonstrates ongoing expansion, maintaining approximately 46 people per dwelling approval. According to the latest quarterly projections from AreaSearch, Waterloo is on track to add 7,422 residents up to 2041. The prevailing pace of construction appears well-calibrated to accommodate these anticipated requirements, supporting balanced market fundamentals without triggering notable pricing strains.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Waterloo recently?
Dwelling approval activity in the the suburb of Waterloo area has seen 450 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Waterloo's current population of 18,757 has been supported by 268 approvals on average over recent years.
How does the suburb of Waterloo's development activity compare to the broader region?
The suburb of Waterloo has seen 1.52 approvals per 100 people in recent years, compared to 0.62 approvals in the broader region. This means that one dwelling has been approved for every 46 people in the suburb of Waterloo, compared to one for every 165 in the broader region.
Is the suburb of Waterloo keeping up with housing demand?
With the population expected to increase by 7,422 people by 2041, around 3,711 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
What has been the trend in development approvals over the past five years in the suburb of Waterloo?
Looking at development activity over the past five years, the suburb of Waterloo's approval levels have been slightly above the yearly average of 268, showing modest growth in recent years.
How many dwellings will be needed to accommodate future population growth in the suburb of Waterloo?
The population in the suburb of Waterloo is expected to grow by 7,422 people by 2041, necessitating approximately 3,711 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the suburb of Waterloo?
Over the past five years, the population in the suburb of Waterloo has grown by approximately 9,602 people, while 1,344 residential approvals were recorded. This equates to a ratio of 7.1 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the suburb of Waterloo?
With dwelling approval activity running at an average of 268 approvals per year and a population of 18,757, the market appears to be adequately supplied relative to projected housing demand in recent years, suggesting that developers should have a longer-term approach when considering new projects. With the population expected to increase by 7,422 people by 2041, around 3,711 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
Approvals Pipeline Development applications near Waterloo (NSW)

Development applications around Waterloo (NSW)

Development approvals is a new addition to AreaSearch. We’re actively expanding council coverage and refining the dataset — details and statuses for some councils may be partial. Check back regularly for the latest pipeline.
Applications
—
In this area
Est. Value
—
Where disclosed
Under Assessment
—
Awaiting determination
Determined
—
Approved or decided
Approvals pipeline Status, location, timing and project scale
Search

Loading development applications…

Lodged Address Description Type Distance Status

SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Waterloo (NSW)

PROFILE FAQ

AreaSearch tracks 11 current infrastructure and development projects inside Waterloo (NSW), worth an estimated $5.17 billion. A further 143 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $71.9 billion. 49 are already under construction and 44 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and transport & logistics. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Local capital works, major developments, and strategic planning decisions exert an enormous influence on neighborhood performance. AreaSearch has identified 42 projects poised to influence the precinct. Prominent undertakings include the Waterloo Renewal Project - Waterloo South, Waterloo Metro Quarter (Waterloo Collective), 207 Young Street Waterloo, and Danks Street District, with key details summarized in the accompanying project inventory.

Professional plan users can use the search below to filter and access additional projects.

INFRASTRUCTURE SEARCH
All Selected

AI Generated Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Waterloo?
Key infrastructure and planning changes likely to influence the suburb of Waterloo include: Danks Street District (Construction); Waterloo Metro Quarter (Waterloo Collective) (Construction); 207 Young Street Waterloo (Construction); Waterloo Renewal Project - Waterloo South (Under Assessment); and Green Square Town Centre (Construction). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Waterloo?
Infrastructure development impacting the suburb of Waterloo spans multiple sectors including Communities, Precincts & Urban Renewal, Residential Development, and Education & Training, among others.
What is the scale of infrastructure investment impacting the suburb of Waterloo?
Infrastructure investment analysis indicates substantial capital deployment exceeding $18.6 billion in projects that will impact the extended area, with a notable concentration of investment within the immediate the suburb of Waterloo vicinity.
How does the suburb of Waterloo's infrastructure development compare to other areas?
The suburb of Waterloo ranks in the top 10% nationally for infrastructure development, reflecting exceptional investment activity compared to similar areas across the country.
Waterloo Metro Quarter (Waterloo Collective)
Category: Communities, Precincts & Urban Renewal
Stage: Construction | Est. Comp: 2029
Source / Links: Link 1   Link 2  

The Waterloo Metro Quarter, marketed by the developer as Waterloo Collective, is a 900 million dollar mixed-use over-station development being delivered by a Mirvac and John Holland joint venture in partnership with the NSW Government. The precinct sits above and beside the new Sydney Metro Waterloo Station, which opened in August 2024 on the City and Southwest line. The site is bounded by Cope Street, Botany Road, Raglan Street and Wellington Street, and is divided into Southern, Central and Northern precincts.The Southern Precinct has been completed, comprising a 9-storey social housing building of 70 apartments operated by Homes NSW, with first tenants moving in from October 2025, a 25-storey IGLU-operated student accommodation building of around 474 student beds, the Cope Street Plaza and ground-plane retail and community space. The Central and Northern Precincts are being progressed under a revised concept, with the original commercial office tower replaced by additional housing in response to weak office demand. The Northern Precinct proposes two residential towers of 29 and 25 storeys delivering around 314 apartments including 40 affordable housing units, podium commercial space and ground floor retail. The Central Precinct proposes a 26-storey co-living building accommodating around 500 residents, plus retail, a childcare centre and community facilities. The revised State Significant Development Applications were on public exhibition until 15 January 2026 and remain under assessment by the NSW Department of Planning, Housing and Infrastructure.

Communities, Precincts & Urban Renewal

Danks Street District
Category: Communities
Stage: Construction | Est. Comp: 2028
Source / Links: Link 1   Link 2  

A large-scale mixed-use urban precinct by DASCO on a 1.7-hectare former industrial site at the corner of Bourke, Young, and McEvoy Streets in Waterloo. The development delivers 373 apartments across six buildings ranging from 6 to 20 storeys, designed by Bates Smart, MHNDU, Richards and Spence, and Fieldwork. The precinct includes 2,579 square metres of retail and hospitality space across laneways and a central public plaza, rooftop gardens, an outdoor gymnasium, music rooms, and end-of-trip facilities.Two heritage-listed structures - the 1922 Pumping Station and 1935 Valve House - will be restored as part of the project. Construction commenced December 2025 following a sod-turning ceremony attended by the NSW Building Commissioner.

Communities

207 Young Street Waterloo
Category: Communities, Precincts & Urban Renewal
Stage: Construction | Est. Comp: 2028

Mixed-use build-to-rent precinct on the corner of Danks and Young Street delivering about 400 rental apartments and ~2,500 sqm of retail. Part of the Danks Street precinct revival, close to Green Square Station and the future Waterloo Metro.

Communities, Precincts & Urban Renewal

Atlassian Central
Category: Business Parks & Technology Hubs
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   Link 2  

Atlassian Central is a 39-storey, 183-metre tower under construction at 8-10 Lee Street, Haymarket, anchoring the NSW Government's Tech Central innovation precinct adjacent to Central Station. Designed by SHoP Architects and BVN, the building combines a steel exoskeleton with a hybrid mass timber and concrete structure, featuring seven four-storey internal timber 'habitats' built using more than 30,000 cubic metres of cross-laminated timber and glulam. Once complete, it will be the world's tallest commercial hybrid timber building.The tower offers 75,000 square metres of gross floor area (around 59,100 square metres net lettable) and is co-owned by Dexus and Atlassian. The lower five levels integrate a 137-room YHA hostel and the heritage-listed Parcel Shed, which is being adaptively re-used as the building lobby. Sustainability targets include a 50 percent reduction in embodied carbon, 100 percent renewable energy operation, a 5.5-star NABERS Energy commitment and a 6-star Green Star target, supported by an electricity-generating photovoltaic facade. Built and Obayashi Corporation joint venture (BOJV) commenced construction in August 2022. As of mid-2026 the tower has surpassed Milwaukee's Ascent to become the world's tallest hybrid timber tower, with Level 39 top-out scheduled for June 2026 and practical completion targeted for November 2026. Atlassian is expected to occupy five of the seven habitats from late 2028 following fit-out.

Business Parks & Technology Hubs

Mariyung Fleet (New Intercity Fleet)
Category: Transport & Logistics
Stage: Construction | Est. Comp: 2027
Source / Links: Link 1   Link 2  

The Mariyung Fleet is a 610-carriage double-deck electric train fleet (D sets) replacing the ageing V-set and Oscar fleets across the NSW intercity network. Delivered by the RailConnect NSW consortium (UGL, Hyundai Rotem, Mitsubishi Electric Australia), the trains feature wider 2x2 seating with arm rests, tray tables and cup holders, charging ports, dedicated luggage, pram and bicycle spaces, accessible toilets, dedicated wheelchair spaces, CCTV, digital information screens and Automatic Selective Door Operation. The fleet operates in 4, 6, 8 or 10-car formations.Passenger services commenced on the Central Coast & Newcastle Line on 3 December 2024, on the Blue Mountains Line on 13 October 2025, and on the South Coast Line on 14 April 2026. The South Coast Line rollout begins with seven 4 and 6-car sets, scaling to 16 trains by 2027 with 8-car sets later in 2026 and 10-car configurations in 2027. The project includes the Kangy Angy Maintenance Facility (operated by UGL on a 15-year contract) and extensive corridor upgrades including platform extensions, signalling modifications, balise installation and overhead wiring works.

Transport & Logistics

Green Square Town Centre
Category: Communities, Precincts & Urban Renewal
Stage: Construction | Est. Comp: 2031
Source / Links: Link 1   

Green Square Town Centre is a major urban renewal project transforming a 278 hectare former industrial area into a high-density mixed-use precinct set to accommodate around 61,000 residents and 21,000 jobs by 2030. Delivered in partnership by Mirvac and the City of Sydney, the development features extensive public infrastructure, parks, and residential stages currently underway under State Significant Development pathways.

Communities, Precincts & Urban Renewal

Waterloo Renewal Project - Waterloo South
Category: Precincts & Urban Renewal
Stage: Under Assessment | Est. Comp: 2041
Source / Links: Link 1   

Waterloo South is the first stage of the Waterloo Renewal Project, a major mixed-tenure urban renewal program on Gadigal Land in inner Sydney. The Concept State Significant Development Application and concurrent rezoning (SSD-93222706) propose around 3,300 new homes, including 50% social and affordable housing, plus upgraded parks, community facilities, shops, services and transport links along a revitalised George Street. Public exhibition closed on 2 June 2026 after attracting well over 100 submissions, and the application has since moved into the Response to Submissions stage ahead of formal assessment.The Waterloo Partnership, led by Stockland with Link Wentworth Housing, City West Housing and Birribee Housing, is working with Homes NSW (Land and Housing Corporation) to deliver Waterloo South over an estimated 10 to 15 year construction program, with demolition of existing public housing already underway on parts of the site.

Precincts & Urban Renewal

Erskineville Village
Category: Communities, Precincts & Urban Renewal
Stage: Construction | Est. Comp: 2027

A $2 billion urban renewal masterplan transforming a former industrial site into a vibrant mixed-use precinct by Coronation Property. The development features approximately 1,000 residences across Build-to-Rent and Build-to-Sell stages, alongside public green spaces including the McPherson Park and Kooka Walk pedestrian boulevard. Key delivery partners include Evolve Housing managing the affordable housing component.

Communities, Precincts & Urban Renewal

Jobs & IndustryEmployment Trends in Waterloo (NSW)

Table Chart PROFILE FAQ

10,824 residents of Waterloo (NSW) are employed, from a labour force of 11,697. Unemployment sits at 7.5%, with participation at 67.9%. Weighted for its industry mix, the area's sectors are forecast to grow about 7.2% nationally over five years. That reflects industry composition only and makes no allowance for local population growth, so in an area growing as fast as this one it understates the likely rise in local jobs. The working-day population is estimated at 16,065, about 86% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

Waterloo features an exceptionally qualified labour pool with notable depth across technical disciplines, alongside an unemployment rate of 7.5% and estimated year-on-year employment growth of 1.8%, based on AreaSearch's statistical area syntheses. Local employed persons totalled 10,824 as of March 2026, while the jobless rate sits 3.3% higher than the 4.1% recorded for Greater Sydney, pointing to available capacity; meanwhile, labour participation closely mirrors the 68.9% observed across Greater Sydney. Census data indicated 58.5% of workers operated from home, though this figure reflects prevailing Covid-19 restrictions. Resident employment centers primarily on professional & technical roles, finance & insurance, and health care & social assistance.

Local concentration in professional & technical services is particularly pronounced, registering 1.7 times the wider regional proportion. Conversely, health care & social assistance accounts for merely 9.6% of resident workers, trailing the 14.1% benchmark seen across Greater Sydney. Given the disparity between resident workers and local operational positions recorded at the Census, this largely residential precinct provides comparatively few on-site workplace openings. AreaSearch evaluations of ABS and SALM figures aggregated from surrounding statistical areas show that over the twelve months to March 2026, local jobs grew by 1.8% while the workforce expanded by 1.0%, driving a 0.7 percentage points reduction in unemployment. Across Greater Sydney over the same timeframe, employment climbed by 1.9% and the labour force increased by 1.9%, alongside minor joblessness decreases. National outlooks published by Jobs and Skills Australia as of Mar-26 provide additional context regarding future labour demand in Waterloo. When these five- and ten-year national industry forecasts—projecting overall expansion of 6.6% over five years and 13.7% over ten years—are weighted against Waterloo's occupational structure, local employment is modeled to rise by 7.2% over five years and 14.3% over ten years (note that this represents an illustrative weighting model without local population projections factored in).

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Waterloo?
As of March 2026, the suburb of Waterloo has approximately 10,824 employed residents with an unemployment rate of 7.5%. The elevated unemployment rate suggests challenging labour market conditions. The area faces employment challenges compared to other regions nationally.
How does the suburb of Waterloo's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Waterloo stands at 7.5%, which is 3.3 percentage points above Greater Sydney's rate of 4.1%. This higher unemployment rate may indicate local labour market challenges. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Waterloo?
The employment landscape in the suburb of Waterloo is dominated by several key sectors. The largest employers are professional & technical (19.3% of employment), finance & insurance (10.3%), and health care & social assistance (9.6%). Other significant employers include retail trade and education & training.
How has employment changed recently in the suburb of Waterloo?
Over the past year to March 2026, the suburb of Waterloo has experienced employment growth, with total employment increasing while the labour force increased. As a result, the unemployment rate has fall. By comparison, Greater Sydney saw employment increased and its unemployment rate dropped.
What is the workforce participation rate in the suburb of Waterloo?
The workforce participation rate in the suburb of Waterloo is 67.9%, which represents the proportion of working-age residents who are either employed or actively seeking work. This healthy participation rate reflects good employment opportunities and workforce engagement. The local rate trailing the Greater Sydney average of 68.9%, showing similar workforce dynamics to the broader region.
Which industries are over-represented in the suburb of Waterloo's employment market?
The suburb of waterloo shows notable specialization in professional & technical, which employs 19.3% of the local workforce compared to 11.5% regionally. This concentration suggests the area has developed competitive advantages in this sector. The area also shows above-average employment in 2 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the suburb of Waterloo?
Based on Jobs and Skills Australia projections applied to the suburb of Waterloo's industry mix, employment is expected to grow by 7.2% over the next five years and 14.3% over ten years. This exceeds the national forecast of 6.6% over five years, suggesting the area's industry composition is well-positioned for future growth. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Waterloo compare nationally?
The suburb of waterloo's employment market shows weaker performance compared to most areas nationally. This suggests the need for targeted economic development initiatives. Recent job advertisement trends show the broader employment region saw a 5.9% decline, ranking 29.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Waterloo?
Skilled workers will find excellent opportunities in the suburb of Waterloo, with knowledge-intensive sectors comprising 50.9% of local employment. Key sectors for skilled workers include professional & technical (19.3%), finance & insurance (10.3%), and health care & social assistance (9.6%). With projected employment growth of 7.2% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Waterloo (NSW)

Table Chart PROFILE FAQ

Median household income in Waterloo (NSW) is $2,028 a week (about $105,000 a year), with median personal income at $1,172 a week. ATO records put median taxable income at $64,199 a year against an average of $78,302. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

Postcode-level ATO statistics compiled by AreaSearch for financial year 2023 reveal that Waterloo taxpayers recorded a median income of $64,199 alongside an average of $78,302, which is elevated on a national scale and compares with $60,817 (median) and $83,003 (average) across Greater Sydney. Factoring in Wage Price Index growth of 10.32% since financial year 2023, updated estimates reach roughly $70,824 for the median and $86,383 for the average as of March 2026. The 2021 Census placed local personal earnings at the 89th percentile across Australia at $1,172 weekly. The $1,500 - 2,999 weekly bracket accounts for 29.8% of local earners (5,589 individuals), aligning closely with the 30.9% regional proportion.

High-income earners making above $3,000/week comprise 30.7%, demonstrating substantial spending power. Even though housing expenses absorb 24.9% of income, disposable earnings sit at the 54th percentile nationally, placing the locality in the 8th decile for SEIFA income.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Waterloo?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Waterloo is approximately $70,824. The official ATO data from FY-23 recorded a median of $64,199.
What is the average taxable income in the suburb of Waterloo?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Waterloo is approximately $86,383. The official ATO data from FY-23 recorded an average of $78,302.
How does the median taxable income in the suburb of Waterloo compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Waterloo is approximately $70,824 compared to $67,093 in Greater Sydney. The official ATO data from FY-23 shows $64,199 and $60,817 respectively.
How does the average taxable income in the suburb of Waterloo compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Waterloo is approximately $86,383 compared to $91,569 in Greater Sydney. The official ATO data from FY-23 shows $78,302 and $83,003 respectively.
What are the main income cohorts in the suburb of Waterloo according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~29.8% / 5,589 persons) of the suburb of Waterloo's population is the $1,500 - 2,999 cohort.
How do the main income cohorts in the suburb of Waterloo compare to the region?
The largest income cohort in the suburb of Waterloo is the $1,500 - 2,999 group, representing about 29.8% of the population. In comparison, Greater Sydney's largest income cohort is the $1,500 - 2,999 group, representing 30.9% of its population, according to the 2021 Census.
What is the median household income in the suburb of Waterloo according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Waterloo is $2,028/wk.
What is the median family income in the suburb of Waterloo according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Waterloo is $2,699/wk.
What is the median personal income in the suburb of Waterloo according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Waterloo is $1,172/wk.
How does the suburb of Waterloo's income rank nationally?
AreaSearch's latest postcode level ATO data for FY-23 reveals that income in the suburb of Waterloo is well above average nationally, with the median assessed at $64,199 while the average income stands at $78,302. This contrasts to Greater Sydney's figures of a median income of $60,817 and an average income of $83,003. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $70,824 (median) and $86,383 (average) as of March 2026.
What is the disposable income in the suburb of Waterloo?
The estimated disposable income in the suburb of Waterloo is $6,599 per year according to AreaSearch analysis.
How does the suburb of Waterloo's disposable income compare to the region?
The suburb of waterloo's disposable income is $6,599 compared to $7,412 for Greater Sydney, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Waterloo (NSW)

Table Chart PROFILE FAQ

Waterloo (NSW) had 8,046 occupied dwellings at the 2021 Census, 1% detached houses and 91% apartments. 18% are owned with a mortgage, 75% rented and 6% owned outright. At that Census the median rent was $530 a week and the median mortgage repayment $2,500 a month, a total housing cost higher than 98% of areas nationally. Rent absorbs 26.1% of household income here and mortgage repayments 28.4%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

The local housing stock at the most recent Census was overwhelmingly dominated by medium and high density options, with houses representing 0.5% and other dwellings (comprising apartments, semi-detached properties, and alternative formats) accounting for 99.4%, in stark contrast to the 55.9% houses and 44.1% other dwellings reported across Sydney metro. Outright property ownership in Waterloo was modest at 6.3%, trailing Sydney metro, with the remaining private properties held under a mortgage (18.4%) or occupied by tenants (75.3%). Typical shelter expenses were elevated relative to Sydney metro averages of $2,427 monthly for mortgages and $470 weekly for rent, with Waterloo recording a median monthly mortgage repayment of $2,500 and a median weekly rent of $530.

Relative to Australia-wide figures of $1,863 for mortgages and $375 for rent, Waterloo's housing costs remain significantly higher.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Waterloo?
In the suburb of Waterloo, 6.3% of homes are owned outright, 18.4% are owned with a mortgage, and 75.3% are rented.
What percentage of dwellings in the suburb of Waterloo are houses?
According to the latest data, 0.5% of dwellings in the suburb of Waterloo are houses.
What percentage of dwellings in the suburb of Waterloo are apartments or units?
In the suburb of Waterloo, 91.2% of dwellings are apartments or units, with an additional 8.1% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Waterloo?
Outright home ownership in the suburb of Waterloo stands at 6.3%, compared to 28.7% in Greater Sydney.
What is the median monthly mortgage repayment in the suburb of Waterloo?
The median monthly mortgage repayment in the suburb of Waterloo is $2,500, compared to $2,427 in Greater Sydney.
What is the median weekly rent in the suburb of Waterloo?
The median weekly rent in the suburb of Waterloo is $530, compared to $470 in Greater Sydney.
What is the distribution of rental prices in the suburb of Waterloo?
In the suburb of Waterloo, 19.4% of rentals are $0-149/week, 10.1% are $150-349/week, 42.7% are $350-649/week, 25.9% are $650-949/week, and 1.8% are $950+/week.
What is the average monthly housing cost in the suburb of Waterloo?
The aggregate monthly housing cost in the suburb of Waterloo is $2,189, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Waterloo?
In the suburb of Waterloo, households with mortgages typically spend 28.4% of their income on mortgage repayments, while renters spend 26.1% of their income on rent.
How crowded are homes in the suburb of Waterloo?
The average persons per bedroom ratio in the suburb of Waterloo is 1.1, indicating the level of household density.
How does housing affordability in the suburb of Waterloo compare to the region?
Housing affordability in the suburb of Waterloo shows mortgage holders spending 28.4% of income on repayments (vs 27.0% regionally), while renters spend 26.1% of income on rent (vs 22.6% regionally).
What types of dwellings are most common in the suburb of Waterloo?
The dwelling mix in the suburb of Waterloo consists of 0.5% detached houses, 8.1% semi-detached dwellings, 91.2% apartments, and 0.1% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Waterloo?
Based on the area's tenure composition, the weighted average monthly housing cost is approximately $2,188. This accounts for outright owners paying no housing costs, mortgage holders paying $2,500/month, and renters paying $2,295/month.
How affordable is housing in the suburb of Waterloo relative to local incomes?
Housing in Waterloo consumes approximately 24.9% of median household income ($8,781 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Waterloo?
Recent development applications in Waterloo show attached dwellings contributing 100% of approvals compared to 100% of existing stock, while detached houses represent 0% of applications versus 0% of current dwellings. This suggests development patterns consistent with existing housing mix. Waterloo is experiencing exceptional growth in housing density, ranking in the top 10% nationally.

HouseholdsHousehold Composition in Waterloo (NSW)

Table Chart PROFILE FAQ

Waterloo (NSW) counted 8,046 households at the 2021 Census, an estimated 9,214 today, averaging 1.8 people each. 9% are couples with children, fewer than in 97% of areas nationally, against 31% couples without children. 41% of households are people living alone, and families average 0.6 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Households structured around families constitute 46.6% of the local total, comprising couples without children at 30.5%, couples with children at 9.4%, and single parent families at 5.4%. Non-family living arrangements make up the remaining 53.4%, dominated by lone person households at 40.5% alongside group households at 12.8%. At 1.8 people, the median household size remains notably smaller than the Greater Sydney benchmark of 2.7.

Frequently Asked Questions - Households

How many households are in the suburb of Waterloo?
As of the 2021 Census, the suburb of Waterloo had 8,046 households. Based on population growth patterns, this has grown by approximately 14.5% to an estimated 9,214 households today.
What is the typical household size?
The median household size in the suburb of Waterloo is 1.8 people. This compares to 2.7 in Greater Sydney and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 46.6% of all households. The remaining households consist of lone person households (40.5%), group households (12.8%), and other household types (0.0%).
How are families structured in the area?
Among the 3,749 family households, 9.4% are couples with children, 30.5% are couples without children at home, and 5.4% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Waterloo compare to regional household patterns?
Compared to Greater Sydney, the suburb of Waterloo shows distinct household patterns. Lone person households are notably over-represented at 40.5% (versus 23.2% regionally). Conversely, family households are under-represented at 46.6% compared to the regional 72.6%. This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the suburb of Waterloo have an average of 0.6 children, slightly below the Greater Sydney average of 1.5. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Waterloo?
Marriage patterns reveal 22.4% of the adult population are currently married, while 64.4% have never married. This compares to 48.3% married and 36.4% never married across Greater Sydney.
How significant are single-person households?
Single-person households represent 40.5% of all households in the suburb of Waterloo, higher than the regional average of 23.2%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 12.8% of households, well below the Greater Sydney average of 4.2%. This low rate suggests limited student or young professional shared accommodation.
Loading household composition data...

EducationSchools & Education in Waterloo (NSW)

Table Chart PROFILE FAQ

56.1% of adults in Waterloo (NSW) hold a university qualification, including 36.6% with a bachelor degree and 16.7% with postgraduate qualifications. A further 10.8% hold a vocational qualification. 2 schools serve the area, with 119 enrolment places and an average ICSEA of 895 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

Tertiary attainment levels in Waterloo outstrip broader benchmarks substantially, with 56.1% of residents aged 15+ possessing university credentials, compared to 32.2% in NSW and 30.4% across Australia, providing a solid foundation for professional and knowledge-intensive sectors. Bachelor degrees represent the largest single category at 36.6%, followed by postgraduate qualifications at 16.7% and graduate diplomas at 2.8%. Vocational education accounts for 21.3% of qualifications among residents aged 15+, divided between certificates at 10.8% and advanced diplomas at 10.5%. A substantial 29.1% of the local population is actively engaged in formal study.

Tertiary programs account for the majority of this participation at 14.1%, while primary education comprises 3.3% and secondary schooling represents 2.0%.

Frequently Asked Questions - Education

What percentage of people in the suburb of Waterloo have university qualifications?
56.1% of people aged 15 and over in the suburb of Waterloo have university qualifications, compared to 38.0% in the broader region.
What percentage of people in the suburb of Waterloo have no formal qualifications?
22.6% of people aged 15 and over in the suburb of Waterloo have no formal qualifications, compared to 34.2% regionally.
How does the suburb of Waterloo's education level compare to national averages?
The suburb of waterloo ranks in the 30th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Waterloo?
The most common qualifications in the suburb of Waterloo are: Bachelor Degree (36.6%), Postgraduate (16.7%), Certificate (10.8%).
What proportion of the suburb of Waterloo's population is currently attending educational institutions?
29.1% of the population in the suburb of Waterloo is currently engaged in formal education, with 3.3% in primary school, 2.0% in secondary school, 14.1% at university.
What is the ICSEA score for schools in the suburb of Waterloo?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Waterloo is 895, indicating below-average socio-educational advantage compared to the national average of 1000.
How many schools are located within the suburb of Waterloo?
There are 2 schools within the suburb of Waterloo, with a combined enrollment of approximately 119 students.
What types of schools are available in the suburb of Waterloo?
The suburb of waterloo includes 1 primary school, 1 combined school.

Schools Detail

AmenitiesServices & Amenities in Waterloo (NSW)

PROFILE FAQ
Explore the surrounds Search this catchment for any place type — schools, cafés, supermarkets, transport — and drop your own custom points on the map.
Open

Getting AroundTransport & Commuting in Waterloo (NSW)

Table Chart PROFILE FAQ

Public transport in Waterloo (NSW) reaches 39 stops on 15 routes, timetabled for about 12,000 services a week. The typical home sits about 100 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 0.3 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

The local transit network features 39 operational public transport stops across Waterloo spanning bus and light rail services. Across these nodes, 15 individual routes operate to deliver 12,048 weekly passenger trips. Access to public transit is exceptional, with residents generally residing within 100 meters of the closest stop. Reflecting its residential character, outward commuting prevails; private vehicles remain the primary transit choice at 44%, followed by 16% taking the bus and 14% commuting on foot. Private vehicle availability averages 0.3 per dwelling, trailing the regional standard. In the 2021 Census, a notable 58.5% of workers indicated working from home, potentially reflecting COVID-19 lockdown circumstances.

Across all transit lines, services run at a rate of 1,721 trips per day, providing approximately 308 weekly departures for every individual stop.

Frequently Asked Questions - Transport

How many public transport stops are in Waterloo (NSW)?
There are 39 public transport stops within the suburb of Waterloo.
How frequent are the transport services in Waterloo (NSW)?
the suburb of Waterloo has 12,048 weekly trips across 15 routes, averaging 1,721 trips per day.
How far are residents from public transport in Waterloo (NSW)?
On average, residential properties are 100 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Waterloo (NSW)

Table Chart PROFILE FAQ

76.2% of residents in Waterloo (NSW) report no long-term health condition. 4.5% need daily assistance with core activities, and 57.9% hold private health cover. The standardised death rate runs at 5.5 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Public health metrics for Waterloo present an encouraging picture, with AreaSearch assessments of mortality and illness rates sitting generally in line with national standards; common chronic ailments remain infrequent across the wider population though more pronounced among older vulnerable cohorts. Private health insurance participation is elevated, covering approximately 58% of the community (~10,850 people), compared with 59.9% across Greater Sydney. Asthma and mental health issues represent the two most prevalent diagnosed conditions locally, documented among 6.6% and 8.4% of residents, respectively. Meanwhile, 76.2% of the population reported no long-term medical conditions, slightly higher than the 74.6% benchmark across Greater Sydney.

Health indicators are particularly favorable for individuals aged under 65. Residents aged 65 and over make up 10.5% of the local community (1,969 people), below the 15.5% share across Greater Sydney, with older demographics experiencing greater wellness hurdles and rating lower nationally than the younger community.

Frequently Asked Questions - Health

How many people in the suburb of Waterloo have private health insurance?
Around 57.9% of people in the suburb of Waterloo are covered by private health insurance, which compares to 59.9% in the broader region of Greater Sydney.
What percentage of the population requires ongoing medical assistance in the suburb of Waterloo?
In the suburb of Waterloo, 4.5% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 5.2% of people in Greater Sydney require similar assistance.
How prevalent is asthma in the suburb of Waterloo?
6.6% of people in the suburb of Waterloo are diagnosed with asthma. In comparison, 6.4% of the population across Greater Sydney is affected by asthma.
What percentage of people have diabetes in the suburb of Waterloo?
Diabetes affects 3.2% of the the suburb of Waterloo population, while in the surrounding region, 4.3% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Waterloo?
2.3% of people in the suburb of Waterloo have heart disease. Across the region of Greater Sydney, 3.2% of the population is affected by heart disease.
How does the suburb of Waterloo compare to the region in terms of overall private health coverage?
In the suburb of Waterloo, 57.9% of the population are estimated to have private health insurance. Comparatively, Greater Sydney sees an estimated private health coverage rate of 59.9%.

Ancestry & LanguageCultural Diversity in Waterloo (NSW)

Table Chart PROFILE FAQ

59.3% of Waterloo (NSW) residents were born overseas and 43.3% speak a language other than English at home, more culturally diverse than 91% of areas nationally. The largest reported ancestries are English (18.2%) and Chinese (16.1%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Cultural diversity in Waterloo is exceptionally pronounced relative to national norms, evidenced by 59.3% of residents being born overseas and 43.3% utilizing a primary language other than English at home. Christianity constitutes the largest religious affiliation, adhered to by 32.2% of locals. The most notable relative concentration occurs among followers of Judaism, who account for 1.6% of the populace compared to 0.8% across Greater Sydney. Evaluating parental country of birth reveals English as the leading ancestry at 18.2%, followed by Other at 16.7% and Chinese at 16.1%, which markedly exceeds the 8.4% regional proportion.

Several additional ethnic backgrounds show distinct local concentrations above Greater Sydney norms, including Russian at 1.7% (vs 0.4%), Spanish at 1.3% (vs 0.6%), and French at 0.9% (vs 0.5%).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Waterloo?
Waterloo is among the most culturally diverse areas in the country, with 43.3% of its population speaking a language other than English at home and 59.3% born overseas.
What is the most common religion in the suburb of Waterloo?
The main religion in Waterloo was found to be Christianity, which makes up 32.2% of people in Waterloo. However, the most apparent overrepresentation was in Judaism, which comprises 1.6% of the population, compared to 0.8% across Greater Sydney.
What are the top countries of origin in the suburb of Waterloo?
In terms of ancestry (country of birth of parents), the top three represented groups in Waterloo are English, comprising 18.2% of the population, Other, comprising 16.7% of the population, and Chinese, comprising 16.1% of the population, which is substantially higher than the regional average of 8.4%. Additionally, there are notable divergences in the representation of certain other ethnic groups: Russian is notably overrepresented at 1.7% of Waterloo (vs 0.4% regionally), Spanish at 1.3% (vs 0.6%) and French at 0.9% (vs 0.5%).
How does the percentage of people born overseas compare to the regional average?
59.3% of the the suburb of Waterloo population was born overseas, compared to 40.5% regionally.
What percentage of the the suburb of Waterloo population speaks a language other than English at home?
43.3% of the population in the suburb of Waterloo speaks a language other than English at home, compared to 39.5% in the wider region.
How many people in the suburb of Waterloo identify as Australian Aboriginal?
2.2% of the the suburb of Waterloo population identifies as Australian Aboriginal, compared to 1.3% in the region.
What is the citizenship status of the population in the suburb of Waterloo?
59.0% of the the suburb of Waterloo population holds citizenship, compared to 80.8% in the wider region.

Age StructureAge Profile of Waterloo (NSW)

Table Chart PROFILE FAQ

The median resident of Waterloo (NSW) is 33, younger than 86% of areas nationally. 47.2% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

Demographically, the population consists predominantly of younger cohorts before family formation. Updated estimates as of August 2026 indicate that 52.9% of residents belong to the 25 - 44 age category, compared to 31.4% across Greater Sydney, while individuals aged 0 - 24 represent 22.0%, against 30.4% regionally. The estimated median age stands at 33 as at August 2026, mirroring the 2021 Census finding, which was 4 years below the Greater Sydney figure of 37 and well under the national median of 38 at that Census. Since the Census, the share of residents aged 0 - 24 increased from 19.2% to an estimated 22.0%.

A distinct internal shift is visible: the 25 to 34 age bracket declined from 35.6% to an estimated 32.7%, while the 35 to 44 cohort grew from 18.4% to 20.2%, without any new intake at the younger baseline. Projections to 2041 indicate young to middle aged adults will drive the bulk of local growth, rising by 3,651 residents (37%) to reach 13,573, whereas the retiree and elderly cohort (65+) will record the fastest relative pace of increase, climbing 71% to 3,366.

Frequently Asked Questions - Age

What is the median age in the suburb of Waterloo?
AreaSearch estimates the median age in the suburb of Waterloo at 33 years as at August 2026. That is in line with the 2021 Census figure of 33 years, on an age profile AreaSearch re-estimates for population change recorded since the Census.
How does the suburb of Waterloo's median age compare to broader areas?
At an estimated 33 years as at August 2026, Waterloo is 4 years younger than the Greater Sydney 2021 Census average (37 years) and 5 years younger than the national Census average (38 years).
What age groups are over-represented in the suburb of Waterloo?
On AreaSearch estimates updated to August 2026, the most over-represented age group in the suburb of Waterloo compared to the Greater Sydney region is the 25 - 34 group, making up 32.7% of the population.
What age groups are under-represented in the suburb of Waterloo?
On AreaSearch estimates updated to August 2026, the most under-represented age group in the suburb of Waterloo compared to the Greater Sydney region is the 5 - 14 group, making up 3.9% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Waterloo show significant variance compared to the Greater Sydney region. The most over-represented age group is 25-34 year-olds (32.7% vs 16.2%). The most under-represented age groups are 5-14 year-olds (3.9% vs 11.8%) and 75-84 year-olds (3.3% vs 5.3%).
What is the percentage of children (0-14 years) in the suburb of Waterloo?
AreaSearch estimates children aged 0-14 years at 7.5% of the population in the suburb of Waterloo as at August 2026.
What is the percentage of older people (65+ years) in the suburb of Waterloo?
AreaSearch estimates people aged 65 and over at 10.5% of the population in the suburb of Waterloo as at August 2026.

Data & MethodBoundaries, Sources & Method for Waterloo (NSW)

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Oct 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) Aug 2026 2 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual Aug 2026 2 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Aug 2026 2 months ago headline measures · Jul 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Oct 2026 this month headline measures · Sep 2026 baseline
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Oct 2026.
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily Aug 2026 2 months ago all 11 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Aug 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 7 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Sep 2026 last month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 3 months ago headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Sep 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 149 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (16,379 at the 2021 Census → 18,757 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL14201). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Waterloo (NSW) suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Waterloo (NSW) page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Waterloo (NSW) data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Aug 2026), property sales & rents (Oct 2026), infrastructure projects (Aug 2026) and services & amenities (Sep 2026). Built on a Census baseline but carrying newer measures on top: population (to Aug 2026), age profile (to Aug 2026), employment (to Mar 2026), income (to FY 2023), education (to Sep 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas