Tumut

Suburb (SAL)

Rest of NSW / Tumut - Tumbarumba

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Data Sources ABSValuer GeneralRental BoardACARA Newest Oct 2026 · Refreshed ABS QuickStats SAL13984 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Tumut

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The median house price in Tumut is $525k, with units at $420k. House values have moved 7.9% a year compounded over five years.

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DemographicsPopulation Growth in Tumut

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Tumut has an estimated 6,567 residents, down from 6,613 at the 2021 Census. 134 new addresses have been validated here since Census night. That puts 223 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

According to AreaSearch's evaluation of broader ABS population revisions alongside address validations completed since the Census date, the suburb of Tumut has an estimated 6,567 residents as of Aug 2026. Relative to the 2021 Census count of 6,613 people, this represents a contraction of 46 people (0.7%). Such adjustments stem from an estimated resident population of 6,555 determined from the ABS June 2025 ERP release, coupled with 134 validated new addresses recorded post-Census. With a density of 222 persons per square kilometer, the locality offers generous personal space and capacity for prospective expansion.

Over the previous ten years, the suburb of Tumut has maintained steady momentum with a 0.3% compound annual growth rate that exceeded the wider SA3 area, with demographic increases primarily sustained by overseas migration serving as the predominant contributor to recent net gains. Projections developed by ABS/Geoscience Australia (issued in 2024 using 2022 as baseline) are applied across SA2 territories by AreaSearch, with gaps supplemented by 2022 NSW State Government SA2 modeling anchored to 2021. Cohort-specific growth rates derived from these models are further extended across all regions between 2032 and 2041. Looking ahead, population trajectory for the suburb of Tumut is modeled within the lower quartile of regional benchmarks nationwide, projecting a gain of 229 persons by 2041 via aggregated SA2 forecasts—an overall rise of 3.3% across the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Tumut?
Total population for the suburb of Tumut was estimated to be approximately 6,567 as at Aug 26. This is based upon an estimated resident population of 6,555 from the ABS up to June 2025.
How has the population in the suburb of Tumut changed since 2021?
The suburb of tumut has lost approximately 46 people and shown a 0.70% decrease from the 6,613 people recorded at the 2021 Census period.
What is the population density in the suburb of Tumut?
The population density in the suburb of Tumut is estimated at 222 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Tumut?
Over the past 10 years, the population in the suburb of Tumut has shown a compound annual growth rate of 0.3% per annum.
What are the main drivers of population growth in the suburb of Tumut?
Population growth in the suburb of Tumut is driven by: Overseas migration (100.0%), Natural increase (0.0%), Interstate migration (0.0%). The primary driver is Overseas migration, contributing 100.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Tumut

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107 new dwellings have been approved in Tumut over the past five years, an average of 21 a year. That is 3.3 approvals per 1,000 residents. Of the 22 dwellings approved in the latest reporting year, 91% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 25, broadly in line with that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.

Detail

Analysis of ABS building approvals mapped to local boundaries indicates that approximately 21 residential dwellings secure approval each year in Tumut, totaling an estimated 107 homes across the past 5 financial years (from FY-21 to FY-25), with 25 approved during FY-25 to date. Against a backdrop of recent population declines, this additions pipeline appears well-matched to demand and ensures solid variety for purchasers, accompanied by an average expected construction cost of $496,000 per dwelling. Furthermore, commercial building approvals have reached $39.1 million in the current financial year, demonstrating considerable momentum in non-residential development.

Per capita residential building in Tumut tracks 17.0% above the regional average over the 5 year period compared to Rest of NSW, supporting buyer supply while underpinning ongoing real estate interest. Nonetheless, construction intensity remains below the Australian benchmark, suggesting mature conditions and potential development hurdles. Detached houses account for 91.0% of recent approvals alongside 9.0% attached dwellings, reinforcing the low-density neighborhood fabric that attracts buyers seeking expansive living. A ratio of 337 people per approved dwelling underscores the tranquil, measured pace of local development. Long-term forecasts anticipate an addition of 217 residents in Tumut by 2041 relative to AreaSearch's latest quarterly baseline. Ongoing construction volumes appear positioned to satisfy future housing demand effectively, creating favorable market conditions for buyers and potentially supporting expansion beyond baseline projections.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Tumut recently?
Dwelling approval activity in the the suburb of Tumut area has seen 42 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Tumut's current population of 6,567 has been supported by 21 approvals on average over recent years.
How does the suburb of Tumut's development activity compare to the broader region?
The suburb of Tumut has seen 0.33 approvals per 100 people in recent years, compared to 0.56 approvals in the broader region. This means that one dwelling has been approved for every 336 people in the suburb of Tumut, compared to one for every 183 in the broader region.
Is the suburb of Tumut keeping up with housing demand?
With the population expected to increase by 217 people by 2041, around 109 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
What has been the trend in development approvals over the past five years in the suburb of Tumut?
Looking at development activity over the past five years, the suburb of Tumut's approval levels have been consistent with the yearly average of 21, showing stable development patterns.
How many dwellings will be needed to accommodate future population growth in the suburb of Tumut?
The population in the suburb of Tumut is expected to grow by 217 people by 2041, necessitating approximately 109 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the suburb of Tumut?
Over the past five years, the population in the suburb of Tumut has grown by approximately 347 people, while 107 residential approvals were recorded. This equates to a ratio of 3.2 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the suburb of Tumut?
With dwelling approval activity running at an average of 21 approvals per year and a population of 6,567, the market appears to be adequately supplied relative to projected housing demand in recent years, suggesting that developers should have a longer-term approach when considering new projects. With the population expected to increase by 217 people by 2041, around 109 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
Approvals Pipeline Development applications near Tumut

Development applications around Tumut

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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Tumut

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AreaSearch tracks 3 current infrastructure and development projects inside Tumut, worth an estimated $125 million. A further 27 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $7.73 billion. 12 are already under construction and 3 are due for completion within three years. The pipeline spans residential development, transport & logistics and sports & recreation. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Capital investments, town planning strategies, and infrastructure upgrades exert a defining influence on local market performance. AreaSearch has pinpointed a total of 3 major projects positioned to influence the district, with key initiatives encompassing the Tumut Hospital Redevelopment, Tumut Aerodrome Infrastructure Upgrade Stage 2, Tumut River Works Program, and HumeLink, with prominent works detailed below.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Tumut?
Key infrastructure and planning changes likely to influence the suburb of Tumut include: Tumut Hospital Redevelopment (Completed); Tumut Aerodrome Infrastructure Upgrade Stage 2 (Construction); Tumut River Works Program (Planning); HumeLink (Construction); and Cootamundra-Gundagai Regional Council Single Local Environmental Plan Development (Planning). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Tumut?
Infrastructure development impacting the suburb of Tumut spans multiple sectors including Transport & Logistics, Energy, and Environmental & Disaster Management, among others.
What is the scale of infrastructure investment impacting the suburb of Tumut?
Infrastructure investment analysis indicates targeted investment in infrastructure improvements that will benefit the local area, with a notable concentration of investment within the immediate the suburb of Tumut vicinity.
How does the suburb of Tumut's infrastructure development compare to other areas?
With an infrastructure score in the top 30%, the suburb of Tumut demonstrates above-average development activity compared to national benchmarks.
Tumut Hospital Redevelopment
Category: Health & Medical
Stage: Completed | Est. Comp: 2022
Source / Links: Link 1   Link 2  

The $50 million redevelopment of Tumut Hospital has delivered a modern, integrated health facility serving the Snowy Valleys region. The project included a new emergency department, inpatient wards, maternity and birthing suite, perioperative suite, and a rehabilitation unit. It also introduced new services such as a CT scanner, ultrasound, and a dedicated renal dialysis department. The final phase completed in late 2022 involved the demolition of the legacy buildings, construction of a new helipad, landscaping, and a new main entrance via Simpson Street.

Health & Medical

Tumut Hospital Redevelopment
Category: Health & Medical
Stage: Completed | Est. Comp: 2022
Source / Links: Link 1   Link 2  

The redeveloped Tumut Hospital provides modern, integrated healthcare services for the communities of Tumut, Gundagai, Batlow, and Adelong. The project includes a new facility with an emergency department, inpatient unit, birthing unit, operating theatre, day surgery, wellness centre, medical imaging unit, pharmacy, pathology laboratory, and a new helipad. It involved planning, design, delivery of the new facility, and demolition of old buildings.

Health & Medical

Tumut River Works Program
Category: Environmental & Disaster Management
Stage: Construction | Est. Comp: 2036
Source / Links: Link 1   Link 2  

Long-term river rehabilitation and bank stabilisation program delivering nature-based erosion control, riparian revegetation, weed management, fish habitat restoration, fencing, off-stream watering points and wetland restoration to improve the health and resilience of the Tumut River while supporting regulated water delivery. The program has completed more than 29 km of river works since 2011 and is continuing with a 2026-2036 delivery program.

Environmental & Disaster Management

Public Toilet Facility in Gundagai's Main Street
Category: Sports & Recreation
Stage: Approved | Est. Comp: 0
Source / Links: Link 1   Link 2  

Establishment of a public toilet facility in Gundagai's main street, funded by the NSW Government's Stronger Communities Fund.

Sports & Recreation

Sheridan Street Upgrade
Category: Transport & Logistics
Stage: Construction | Est. Comp: 0
Source / Links: Link 1   

An upgrade project for Sheridan Street in Gundagai.

Transport & Logistics

Gundagai Netball Courts Upgrades
Category: Sports & Recreation
Stage: Approved | Est. Comp: 0
Source / Links: Link 1   Link 2  

Upgrades to the Gundagai netball courts funded by the NSW Government's Stronger Communities Fund.

Sports & Recreation

Gundagai Pool Treatment / Filtration System Renewal
Category: Sports & Recreation
Stage: Proposed | Est. Comp: 0
Source / Links: Link 1   Link 2  

This project aims to improve water quality, enhance user experience, and reduce maintenance costs for the Gundagai Pool.

Sports & Recreation

Sheahan Bridge (Hume Highway) Upgrade
Category: Transport & Logistics
Stage: Planning | Est. Comp: 0
Source / Links: Link 1   

The Sheahan Bridge upgrade on the Hume Highway aims to support freight movement by addressing strength limitations, promoting HPV access, and improving freight efficiency between Sydney and Melbourne.

Transport & Logistics

Jobs & IndustryEmployment Trends in Tumut

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2,961 residents of Tumut are employed, from a labour force of 3,079. Unemployment sits at 3.8%, with participation at 57.1%. Weighted for its industry mix, the area's sectors are forecast to grow about 5.4% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

Tumut sustains an evenly distributed employment profile across white and blue-collar occupations, underpinned by prominent industrial and manufacturing operations alongside a low jobless rate of 3.8%, based on AreaSearch statistical area syntheses. In March 2026, employed residents numbered 2,961, with unemployment tracking 0.3% lower than the 4.1% recorded for Regional NSW, though labor force participation was softer at 57.1% versus 60.6% regionally. Census figures indicated that 5.7% of workers conducted their duties from home, an outcome potentially shaped by Covid-19 restrictions. Manufacturing, health care & social assistance, and retail trade constitute the three primary employment sectors for local workers.

Manufacturing is exceptionally concentrated, generating employment at 2.7 times the Regional NSW standard. In contrast, the professional & technical sector remains underrepresented, engaging just 2.2% of local workers compared to 5.1% across Regional NSW. A comparison of resident workers to local Census jobs suggests a constrained volume of employment opportunities within the immediate area. Analysis of SALM and ABS data, combined from larger statistical regions, indicates that the twelve-month period experienced a 3.5% reduction in the labour force and a 3.3% drop in employment, which caused the unemployment rate to decrease by 0.2 percentage points. In contrast, employment in Regional NSW fell by 0.9%, the labour force shrank by 0.4%, and unemployment increased by 0.5 percentage points. Forecasts from Jobs and Skills Australia for national employment, published in Mar-26, provide additional context regarding future demand in Tumut. These projections span five and ten-year intervals and have been overlaid with the local employment composition to project growth trajectories. Although national employment is projected to grow by 6.6% over five years and 13.7% over ten years, sectoral growth rates vary considerably. When applied to Tumut's current employment structure, these industry-level projections imply that local employment will rise by 5.4% over five years and 12.1% over ten years, though this is a basic weighted estimate for demonstration and does not incorporate localized population forecasts.

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Tumut?
As of March 2026, the suburb of Tumut has approximately 2,961 employed residents with an unemployment rate of 3.8%. This healthy unemployment rate suggests a well-functioning labour market. Employment indicators are below the national average, suggesting room for improvement, though the very low unemployment rate of 3.8% indicates the ranking primarily reflects recent job losses rather than underlying labor market weakness.
How does the suburb of Tumut's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Tumut stands at 3.8%, which is broadly in line with Regional NSW's rate of 4.1%. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Tumut?
The employment landscape in the suburb of Tumut is dominated by several key sectors. The largest employers are manufacturing (15.6% of employment), health care & social assistance (14.8%), and retail trade (11.9%). Other significant employers include education & training and accommodation & food.
How has employment changed recently in the suburb of Tumut?
Over the past year to March 2026, the suburb of Tumut has experienced a decline in employment, with total jobs decreasing while the labour force decreased. As a result, the unemployment rate has fall. By comparison, Regional NSW saw employment decreased and its unemployment rate rose.
What is the workforce participation rate in the suburb of Tumut?
The workforce participation rate in the suburb of Tumut is 57.1%, which represents the proportion of working-age residents who are either employed or actively seeking work. This moderate participation rate suggests some residents may face barriers to workforce entry. The local rate trailing the Regional NSW average of 60.6%, showing similar workforce dynamics to the broader region.
Which industries are over-represented in the suburb of Tumut's employment market?
The suburb of tumut shows notable specialization in manufacturing, which employs 15.6% of the local workforce compared to 5.8% regionally. With a local vs regional employment ratio of 2.7, this represents a significant industry cluster that likely serves markets beyond the local area. The area also shows above-average employment in 1 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the suburb of Tumut?
Based on Jobs and Skills Australia projections applied to the suburb of Tumut's industry mix, employment is expected to grow by 5.4% over the next five years and 12.1% over ten years. This compares to national growth expectations of 6.6% over five years. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Tumut compare nationally?
The suburb of tumut's employment market shows below-average performance in national comparisons. While employment opportunities exist, the area faces more challenges than many other regions. However, the low unemployment rate of 3.8% suggests the ranking is driven by recent job losses rather than structural weakness. Recent job advertisement trends show the broader employment region saw a 1.0% decline, ranking 19.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Tumut?
Skilled workers will find good opportunities in the suburb of Tumut, with skilled sectors accounting for 27.0% of employment. Key sectors for skilled workers include health care & social assistance (14.8%), education & training (8.7%), and professional & technical (2.2%). With projected employment growth of 5.4% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Tumut

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Median household income in Tumut is $1,242 a week (about $65,000 a year), with median personal income at $655 a week. ATO records put median taxable income at $51,769 a year against an average of $63,749. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

ATO postcode records compiled by AreaSearch for financial year 2023 indicate a median taxpayer earnings figure of $51,769 and a mean of $63,749 in the suburb of Tumut, sitting below Australian averages as well as Regional NSW levels of $52,390 (median) and $65,215 (average). Accounting for a 10.32% rise in the Wage Price Index since financial year 2023, indexed figures reach approximately $57,112 for median income and $70,328 for average income as of March 2026. In the 2021 Census, household, family, and individual incomes all ranked between the 16th and 20th percentiles nationwide.

In terms of earnings brackets, the single largest segment comprises 28.8% of residents (1,891 people) receiving between $1,500 - 2,999, which aligns closely with the 29.9% share observed across the metropolitan region. Residual income following housing expenses sits at 86.4%, placing the community at the 19th percentile nationally.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Tumut?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Tumut is approximately $57,112. The official ATO data from FY-23 recorded a median of $51,769.
What is the average taxable income in the suburb of Tumut?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Tumut is approximately $70,328. The official ATO data from FY-23 recorded an average of $63,749.
How does the median taxable income in the suburb of Tumut compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Tumut is approximately $57,112 compared to $57,797 in Regional NSW. The official ATO data from FY-23 shows $51,769 and $52,390 respectively.
How does the average taxable income in the suburb of Tumut compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Tumut is approximately $70,328 compared to $71,945 in Regional NSW. The official ATO data from FY-23 shows $63,749 and $65,215 respectively.
What are the main income cohorts in the suburb of Tumut according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~28.8% / 1,891 persons) of the suburb of Tumut's population is the $1,500 - 2,999 cohort.
How do the main income cohorts in the suburb of Tumut compare to the region?
The largest income cohort in the suburb of Tumut is the $1,500 - 2,999 group, representing about 28.8% of the population. In comparison, Regional NSW's largest income cohort is the $1,500 - 2,999 group, representing 29.9% of its population, according to the 2021 Census.
What is the median household income in the suburb of Tumut according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Tumut is $1,242/wk.
What is the median family income in the suburb of Tumut according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Tumut is $1,613/wk.
What is the median personal income in the suburb of Tumut according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Tumut is $655/wk.
How does the suburb of Tumut's income rank nationally?
AreaSearch's latest postcode level ATO data for FY-23 reveals that income in the suburb of Tumut is lower than average on a national basis, with the median assessed at $51,769 while the average income stands at $63,749. This contrasts to Regional NSW's figures of a median income of $52,390 and an average income of $65,215. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $57,112 (median) and $70,328 (average) as of March 2026.
What is the disposable income in the suburb of Tumut?
The estimated disposable income in the suburb of Tumut is $4,651 per year according to AreaSearch analysis.
How does the suburb of Tumut's disposable income compare to the region?
The suburb of tumut's disposable income is $4,651 compared to $5,252 for Regional NSW, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Tumut

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Tumut had 2,592 occupied dwellings at the 2021 Census, 86% detached houses and 2% apartments. 30% are owned with a mortgage, 33% rented and 38% owned outright. At that Census the median rent was $245 a week and the median mortgage repayment $1,300 a month. Rent absorbs 19.7% of household income here and mortgage repayments 24.2%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

According to the latest Census, separate houses made up 85.6% of residential dwellings in Tumut, with 14.3% falling into semi-detached, apartment, and other property classifications, compared against 82.6% separate houses and 17.4% other dwellings across Regional NSW. Outright property ownership in Tumut was recorded at 37.6%, slightly trailing the Regional NSW average, with remaining residences held under a mortgage (29.5%) or tenanted (32.8%). The median monthly mortgage payment stood at $1,300, noticeably lower than the Regional NSW benchmark of $1,733, while median weekly rent was $245 compared to $330 regionally.

On a nationwide scale, local mortgage servicing costs sit well below the Australian median of $1,863, and typical rent remains considerably lower than the national figure of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Tumut?
In the suburb of Tumut, 37.6% of homes are owned outright, 29.5% are owned with a mortgage, and 32.8% are rented.
What percentage of dwellings in the suburb of Tumut are houses?
According to the latest data, 85.6% of dwellings in the suburb of Tumut are houses.
What percentage of dwellings in the suburb of Tumut are apartments or units?
In the suburb of Tumut, 1.9% of dwellings are apartments or units, with an additional 11.9% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Tumut?
Outright home ownership in the suburb of Tumut stands at 37.6%, compared to 39.6% in Regional NSW.
What is the median monthly mortgage repayment in the suburb of Tumut?
The median monthly mortgage repayment in the suburb of Tumut is $1,300, compared to $1,733 in Regional NSW.
What is the median weekly rent in the suburb of Tumut?
The median weekly rent in the suburb of Tumut is $245, compared to $330 in Regional NSW.
What is the distribution of rental prices in the suburb of Tumut?
In the suburb of Tumut, 13.5% of rentals are $0-149/week, 70.8% are $150-349/week, 15.6% are $350-649/week, 0.0% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the suburb of Tumut?
The aggregate monthly housing cost in the suburb of Tumut is $731, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Tumut?
In the suburb of Tumut, households with mortgages typically spend 24.2% of their income on mortgage repayments, while renters spend 19.7% of their income on rent.
How crowded are homes in the suburb of Tumut?
The average persons per bedroom ratio in the suburb of Tumut is 0.8, indicating the level of household density.
How does housing affordability in the suburb of Tumut compare to the region?
Housing affordability in the suburb of Tumut shows mortgage holders spending 24.2% of income on repayments (vs 27.9% regionally), while renters spend 19.7% of income on rent (vs 23.0% regionally).
What types of dwellings are most common in the suburb of Tumut?
The dwelling mix in the suburb of Tumut consists of 85.6% detached houses, 11.9% semi-detached dwellings, 1.9% apartments, and 0.5% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Tumut?
Based on the area's tenure composition, the weighted average monthly housing cost is approximately $731. This accounts for outright owners paying no housing costs, mortgage holders paying $1,300/month, and renters paying $1,061/month.
How affordable is housing in the suburb of Tumut relative to local incomes?
Housing in Tumut consumes approximately 13.6% of median household income ($5,378 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Tumut?
Recent development applications in Tumut show attached dwellings contributing 16% of approvals compared to 14% of existing stock, while detached houses represent 84% of applications versus 86% of current dwellings. This suggests development patterns consistent with existing housing mix. Density increases remain below national trends.

HouseholdsHousehold Composition in Tumut

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Tumut counted 2,592 households at the 2021 Census, averaging 2.3 people each. 24% are couples with children, against 28% couples without children. 32% of households are people living alone, and families average 2.0 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Families constitute 66.4% of all local households, divided between couples without children (28.1%), couples with children (24.4%), and single parent families (13.0%). The remaining 33.6% are non-family residences, consisting of lone person dwellings at 31.8% and group households at 1.8%. Typical occupancy stands at a median household size of 2.3 people, tracking slightly below the Regional NSW standard of 2.4.

Frequently Asked Questions - Households

How many households are in the suburb of Tumut?
As of the 2021 Census, the suburb of Tumut had 2,592 households. Based on population growth patterns, this has remained relatively stable to an estimated 2,574 households today.
What is the typical household size?
The median household size in the suburb of Tumut is 2.3 people. This compares to 2.4 in Regional NSW and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 66.4% of all households. The remaining households consist of lone person households (31.8%), group households (1.8%), and other household types (0.0%).
How are families structured in the area?
Among the 1,721 family households, 24.4% are couples with children, 28.1% are couples without children at home, and 13.0% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Tumut compare to regional household patterns?
Compared to Regional NSW, the suburb of Tumut shows distinct household patterns. This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the suburb of Tumut have an average of 2.0 children, slightly above the Regional NSW average of 1.8. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Tumut?
Marriage patterns reveal 42.3% of the adult population are currently married, while 36.3% have never married. This compares to 45.6% married and 34.3% never married across Regional NSW.
How significant are single-person households?
Single-person households represent 31.8% of all households in the suburb of Tumut, similar to the regional average of 27.9%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 1.8% of households, well below the Regional NSW average of 3.3%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Tumut

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14.9% of adults in Tumut hold a university qualification, including 11.0% with a bachelor degree and 1.9% with postgraduate qualifications, lower than 83% of areas nationally. A further 30.6% hold a vocational qualification. 5 schools serve the area, with 1,441 enrolment places and an average ICSEA of 939 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

Educational attainment levels present notable hurdles, with higher education degree holders accounting for 14.9% of the local population compared to the broader NSW rate of 32.2%, highlighting clear scope for targeted training initiatives. Among higher qualifications, Bachelor degrees represent 11.0%, graduate diplomas comprise 2.0%, and postgraduate degrees account for 1.9%. Vocational and technical credentials are widespread, held by 38.5% of residents aged 15+, consisting of advanced diplomas (7.9%) and certificates (30.6%). A substantial 28.1% of community members are actively engaged in formal learning. Within this student cohort, primary schooling accounts for 10.9% of residents, secondary education encompasses 8.1%, and 1.9% are undertaking tertiary studies.

Frequently Asked Questions - Education

What percentage of people in the suburb of Tumut have university qualifications?
14.9% of people aged 15 and over in the suburb of Tumut have university qualifications, compared to 21.3% in the broader region.
What percentage of people in the suburb of Tumut have no formal qualifications?
46.6% of people aged 15 and over in the suburb of Tumut have no formal qualifications, compared to 39.1% regionally.
How does the suburb of Tumut's education level compare to national averages?
The suburb of tumut ranks in the 17th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Tumut?
The most common qualifications in the suburb of Tumut are: Certificate (30.6%), Bachelor Degree (11.0%), Advanced Diploma (7.9%).
What proportion of the suburb of Tumut's population is currently attending educational institutions?
28.1% of the population in the suburb of Tumut is currently engaged in formal education, with 10.9% in primary school, 8.1% in secondary school, 1.9% at university.
What is the ICSEA score for schools in the suburb of Tumut?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Tumut is 939, indicating below-average socio-educational advantage compared to the national average of 1000.
How many schools are located within the suburb of Tumut?
There are 5 schools within the suburb of Tumut, with a combined enrollment of approximately 1,441 students.
What types of schools are available in the suburb of Tumut?
The suburb of tumut includes 2 primary schools, 1 secondary school, 2 combined schools.

Schools Detail

AmenitiesServices & Amenities in Tumut

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Getting AroundTransport & Commuting in Tumut

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Public transport in Tumut reaches 144 stops on 20 routes, timetabled for about 160 services a week. The typical home sits about 140 m from its nearest stop. Households keep an average of 1.3 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

Commuter infrastructure across the suburb of Tumut features 144 operational transit stops utilizing buses. These facilities are connected by 20 distinct transit routes that supply a combined 155 weekly passenger trips. Overall transport access is rated excellent, with local residents situated an average of 143 meters from their closest boarding point. Reflecting its residential character, outward travel is typical, with private motor vehicles dominating at 93% of journeys and walking representing 5%. Vehicle availability stands below regional benchmarks at an average of 1.3 per household, while 5.7% of workers worked from home according to the 2021 Census during a period subject to pandemic restrictions.

Across the entire network, transport schedules deliver an average of 22 trips per day, translating to roughly 1 weekly trips per individual stop. The 100 closest stops relative to the centerpoint are detailed on the adjoining map.

Frequently Asked Questions - Transport

How many public transport stops are in Tumut?
There are 144 public transport stops within the suburb of Tumut.
How frequent are the transport services in Tumut?
the suburb of Tumut has 155 weekly trips across 20 routes, averaging 22 trips per day.
How far are residents from public transport in Tumut?
On average, residential properties are 143 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Tumut

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61.4% of residents in Tumut report no long-term health condition, a less healthy profile than 86% of areas nationally. 7.5% need daily assistance with core activities, and 52.2% hold private health cover. The standardised death rate runs at 6.4 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Analysis by AreaSearch regarding mortality and chronic illness incidence points to meaningful health challenges across Tumut, with prevalent health ailments widespread among both younger and older residents, while private health insurance adoption slightly leads the typical SA2 average at approximately 52% of the population (~3,425 people). Arthritis and asthma rank as the most widespread diagnosed conditions locally, affecting 11.0 and 10.1% of the populace respectively, while 61.4% of residents reported having no long-term medical conditions compared to 63.3% across Regional NSW. Working-age adults experience notable health pressures driven by higher chronic disease prevalence.

Seniors aged 65 and over comprise 22.4% of residents (1,471 people), exhibiting health indicators that reflect moderate challenges while aligning broadly with Australian benchmarks.

Frequently Asked Questions - Health

How many people in the suburb of Tumut have private health insurance?
Around 52.2% of people in the suburb of Tumut are covered by private health insurance, which compares to 51.9% in the broader region of Regional NSW.
What percentage of the population requires ongoing medical assistance in the suburb of Tumut?
In the suburb of Tumut, 7.5% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 6.8% of people in Regional NSW require similar assistance.
How prevalent is asthma in the suburb of Tumut?
10.1% of people in the suburb of Tumut are diagnosed with asthma. In comparison, 8.4% of the population across Regional NSW is affected by asthma.
What percentage of people have diabetes in the suburb of Tumut?
Diabetes affects 5.3% of the the suburb of Tumut population, while in the surrounding region, 4.7% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Tumut?
4.4% of people in the suburb of Tumut have heart disease. Across the region of Regional NSW, 4.4% of the population is affected by heart disease.
How does the suburb of Tumut compare to the region in terms of overall private health coverage?
In the suburb of Tumut, 52.2% of the population are estimated to have private health insurance. Comparatively, Regional NSW sees an estimated private health coverage rate of 51.9%.

Ancestry & LanguageCultural Diversity in Tumut

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Tumut is largely Australian-born, at 89.8% of residents, with 5.8% speaking a language other than English at home. The largest reported ancestries are Australian (32.8%) and English (31.3%). 5.9% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Cultural diversity metrics for Tumut track below broader averages, with Australian-born residents making up 89.8% of the population, Australian citizens comprising 88.9%, and 94.2% speaking only English in domestic settings. Christianity represents the predominant religious denomination, embraced by 66.1% of residents in comparison to 55.9% across Regional NSW. Looking at ancestral background based on parents' birthplace, the primary ancestries in Tumut are Australian at 32.8%, English at 31.3%, and Irish at 8.6%. Distinct differences appear across other identities, with Australian Aboriginal ancestry noticeably elevated at 5.9% relative to 4.6% regionally, South Australian ancestry at 0.7% compared to 0.2%, and Maori ancestry at 0.6% versus 0.3%.

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Tumut?
Tumut was found to be below average in terms of cultural diversity, with 88.9% of its population being citizens, 89.8% born in Australia, and 94.2% speaking English only at home.
What is the most common religion in the suburb of Tumut?
The main religion in Tumut was found to be Christianity, which makes up 66.1% of people in Tumut. This compares to 55.9% across Regional NSW.
What are the top countries of origin in the suburb of Tumut?
In terms of ancestry (country of birth of parents), the top three represented groups in Tumut are Australian, comprising 32.8% of the population, English, comprising 31.3% of the population, and Irish, comprising 8.6% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Australian Aboriginal is notably overrepresented at 5.9% of Tumut (vs 4.6% regionally), South African at 0.7% (vs 0.2%) and Maori at 0.6% (vs 0.3%).
How does the percentage of people born overseas compare to the regional average?
10.2% of the the suburb of Tumut population was born overseas, compared to 13.0% regionally.
What percentage of the the suburb of Tumut population speaks a language other than English at home?
5.8% of the population in the suburb of Tumut speaks a language other than English at home, compared to 7.1% in the wider region.
How many people in the suburb of Tumut identify as Australian Aboriginal?
5.9% of the the suburb of Tumut population identifies as Australian Aboriginal, compared to 4.6% in the region.
What is the citizenship status of the population in the suburb of Tumut?
88.9% of the the suburb of Tumut population holds citizenship, compared to 89.2% in the wider region.

Age StructureAge Profile of Tumut

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The median resident of Tumut is 42. 23.6% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

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The age distribution in Tumut aligns closely with Regional NSW benchmarks, showing a maximum variance of only 1.1 percentage points. The median age remains at an estimated 42 years, matching the 2021 Census result and sitting 1 year below the Regional NSW median of 43 recorded at that Census. Since that time, the proportion of residents aged 25 - 44 has expanded from 22.7% to an estimated 24.6%. Through to 2041, this 25 - 44 cohort is projected to see the largest increase, adding 167 residents (10%) to reach 1,782, whereas the numbers of children and young adults are expected to decrease over the same timeframe.

Frequently Asked Questions - Age

What is the median age in the suburb of Tumut?
AreaSearch estimates the median age in the suburb of Tumut at 42 years as at August 2026. That is in line with the 2021 Census figure of 42 years, on an age profile AreaSearch re-estimates for population change recorded since the Census.
How does the suburb of Tumut's median age compare to broader areas?
At an estimated 42 years as at August 2026, Tumut is comparable to the Regional NSW 2021 Census average (43 years) yet 4 years older than the national Census average (38 years).
What age groups are over-represented in the suburb of Tumut?
On AreaSearch estimates updated to August 2026, the most over-represented age group in the suburb of Tumut compared to the Regional NSW region is the 5 - 14 group, making up 12.8% of the population.
What age groups are under-represented in the suburb of Tumut?
On AreaSearch estimates updated to August 2026, the most under-represented age group in the suburb of Tumut compared to the Regional NSW region is the 65 - 74 group, making up 11.1% of the population.
Are there age groups with notable population variances?
No, the age distribution in the suburb of Tumut is broadly in line with the Regional NSW region.
What is the percentage of children (0-14 years) in the suburb of Tumut?
AreaSearch estimates children aged 0-14 years at 18.6% of the population in the suburb of Tumut as at August 2026.
What is the percentage of older people (65+ years) in the suburb of Tumut?
AreaSearch estimates people aged 65 and over at 22.4% of the population in the suburb of Tumut as at August 2026.

Data & MethodBoundaries, Sources & Method for Tumut

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Oct 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) Aug 2026 2 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual Aug 2026 2 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Aug 2026 2 months ago headline measures · Jul 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Oct 2026 this month headline measures · Sep 2026 baseline
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Oct 2026.
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily Jul 2026 3 months ago all 3 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Jul 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 7 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Sep 2026 last month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 3 months ago headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Sep 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 134 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (6,613 at the 2021 Census → 6,567 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL13984). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Tumut suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Tumut page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Tumut data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Aug 2026), property sales & rents (Oct 2026), infrastructure projects (Jul 2026) and services & amenities (Sep 2026). Built on a Census baseline but carrying newer measures on top: population (to Aug 2026), age profile (to Aug 2026), employment (to Mar 2026), income (to FY 2023), education (to Sep 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas