Gundagai

Gundagai is positioned among the lower quartile of areas assessed nationally for population growth based on AreaSearch's assessment of recent, and medium term trends

Based on analysis of ABS population updates for the broader area and new addresses validated by AreaSearch, as of Feb 2026 the estimated population of Gundagai is around 1,741. This reflects an increase of 42 people since the 2021 Census, which reported a population of 1,699. The change is inferred from the resident population of 1,656 estimated by AreaSearch following examination of the latest ERP data release by the ABS in June 2024 and an additional 5 validated new addresses since the Census date. This level of population equates to a density ratio of 36 persons per square kilometer. Gundagai's 2.5% growth since census positions it within 1.7 percentage points of the SA3 area, demonstrating competitive growth fundamentals. Population growth for the suburb was primarily driven by natural growth contributing approximately 53.0% of overall population gains during recent periods.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area released in 2024 with 2022 as the base year. For any SA2 areas not covered, AreaSearch utilises NSW State Government's SA2 level projections released in 2022 with 2021 as the base year. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. Projections indicate a decline in overall population over this period, with the suburb's population expected to decline by 106 persons by 2041. However, growth across specific age cohorts is anticipated, led by the 75 to 84 age group projected to increase by 34 people.

The level of residential development activity in Gundagai is very low in comparison to the average area assessed nationally by AreaSearch

Gundagai approved 3 new dwellings annually from 2018 to 2022, totalling 15 across these five years. The area's rural nature drives development based on local housing needs rather than market demand. This small sample size can be significantly influenced by individual projects.

Gundagai has lower development levels compared to Rest of NSW and national averages. All approved dwellings were standalone homes, maintaining the rural character with emphasis on space. There were approximately 1155 people per dwelling approval in Gundagai, reflecting its quiet development environment. Population projections indicate stability or decline, suggesting reduced housing demand pressures benefiting potential buyers.

With population projections showing stability or decline, Gundagai should see reduced housing demand pressures, benefiting potential buyers.

Gundagai has strong levels of nearby infrastructure activity, ranking in the top 30% nationally

Ten projects identified by AreaSearch are expected to impact the area significantly, influencing its performance more than any other factor. These projects include Sheridan Street Upgrade, Public Toilet Facility in Gundagai's Main Street, Gundagai Netball Courts Upgrades, and Cootamundra-Gundagai Regional Council Single Local Environmental Plan Development. The following list details those projects likely to be most relevant.

Professional plan users can use the search below to filter and access additional projects.

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Gundagai has seen below average employment performance when compared to national benchmarks

Gundagai has a balanced workforce with both white and blue collar jobs. Manufacturing and industrial sectors are prominent. The unemployment rate is 3.5%.

Employment growth over the past year is estimated at 3.9%. As of September 2025778 residents are employed while the unemployment rate is 0.4% below Rest of NSW's rate of 3.8%. Workforce participation in Gundagai is lower than the regional average (58.9% vs 61.5%). Census data shows that only 7.2% of residents work from home, though Covid-19 lockdown impacts should be considered.

Major employment sectors include manufacturing, health care & social assistance, and accommodation & food services. Gundagai has a strong specialization in manufacturing with an employment share three times the regional level (30.0% vs 10.0%). Health care & social assistance has limited presence at 13.9%, compared to 16.9% regionally. Employment opportunities may be limited locally, indicated by working population vs resident population counts. Between September 2024 and September 2025, employment increased by 3.9% while labour force increased by 4.7%, leading to a rise in unemployment of 0.7 percentage points. In contrast, Rest of NSW saw an employment decline of 0.5% and labour force decline of 0.1%, with a 0.4 percentage point rise in unemployment. Jobs and Skills Australia's national employment forecasts from May-25 project overall growth of 6.6% over five years and 13.7% over ten years. Applying these projections to Gundagai's employment mix suggests local employment should increase by 5.4% over five years and 12.1% over ten years, though this is a simple extrapolation for illustrative purposes only.

Income metrics place the area in the bottom 10% of locations nationally according to AreaSearch analysis

The suburb of Gundagai had a lower than average national income level according to AreaSearch's aggregation of latest ATO data for financial year 2023. Its median income among taxpayers was $43,396 and the average income stood at $56,425, compared to Rest of NSW's figures of $52,390 and $65,215 respectively. Based on Wage Price Index growth of 8.86% since financial year 2023, estimates for September 2025 would be approximately $47,241 (median) and $61,424 (average). Census data shows household, family, and personal incomes in Gundagai all fall between the 15th and 23rd percentiles nationally. Income brackets indicate that 29.4% of the population (511 individuals) fall within the $1,500 - 2,999 income range, reflecting patterns seen in the surrounding region where 29.9% similarly occupy this range. Housing costs are modest with 89.0% of income retained, but total disposable income ranks at just the 20th percentile nationally.

Gundagai is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

In Gundagai, as recorded at the latest Census, 87.9% of dwellings were houses with the remaining 12.1% being semi-detached, apartments, or other types. This is compared to Non-Metro NSW where 82.6% were houses and 17.4% were other dwellings. Home ownership in Gundagai stood at 47.5%, with mortgaged dwellings at 27.9% and rented ones at 24.6%. The median monthly mortgage repayment was $1,211, significantly lower than Non-Metro NSW's average of $1,733. The median weekly rent in Gundagai was $230, compared to Non-Metro NSW's $330. Nationally, Gundagai's mortgage repayments were substantially lower at $1,211 versus the Australian average of $1,863, and rents were significantly below the national figure of $375.

Gundagai features high concentrations of lone person households, with a lower-than-average median household size

Family households account for 62.1% of all households, including 23.9% couples with children, 28.1% couples without children, and 8.9% single parent families. Non-family households constitute the remaining 37.9%, with lone person households at 33.6% and group households making up 3.3%. The median household size is 2.3 people, which is smaller than the Rest of NSW average of 2.4 people.

Gundagai faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally

The area's university qualification rate is 15.2%, significantly lower than the NSW average of 32.2%. Bachelor degrees are most common at 11.2%, followed by postgraduate qualifications (2.7%) and graduate diplomas (1.3%). Vocational credentials are prevalent, with 35.9% of residents aged 15+ holding them, including advanced diplomas (8.6%) and certificates (27.3%). Educational participation is high at 27.6%, with 11.0% in primary education, 8.1% in secondary education, and 1.9% pursuing tertiary education.

Educational participation is notably high, with 27.6% of residents currently enrolled in formal education. This includes 11.0% in primary education, 8.1% in secondary education, and 1.9% pursuing tertiary education.

Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Gundagai has 64 active public transport stops, all of which are bus stops. These stops are served by 19 different routes that together offer 173 weekly passenger trips. The accessibility of these stops is rated as excellent, with residents typically living just 157 meters from the nearest stop. Most residents commute outwards from Gundagai, primarily using cars (93%). A smaller percentage walk (6%). On average, there are 1.4 vehicles per dwelling in Gundagai.

According to the 2021 Census, only 7.2% of residents work from home, which may be due to COVID-19 conditions. The service frequency across all routes is an average of 24 trips per day, equating to approximately two weekly trips per individual stop.

Health performance in Gundagai is lower than average with common health conditions somewhat prevalent across both younger and older age cohorts

Gundagai faces significant health challenges, as assessed by AreaSearch. Mortality rates and chronic condition prevalence are high, with common health conditions prevalent across both younger and older age cohorts. Private health cover is relatively low at approximately 49% of the total population (~858 people), compared to 51.9% in Rest of NSW and the national average of 55.7%.

The most common medical conditions are arthritis (impacting 10.5% of residents) and asthma (affecting 8.1%). However, 64.5% of residents declare themselves completely clear of medical ailments, compared to 63.3% in Rest of NSW. Working-age residents show an above-average prevalence of chronic health conditions. The area has a higher proportion of seniors aged 65 and over at 27.8% (483 people), compared to 23.4% in Rest of NSW. Health outcomes among seniors present some challenges, with national rankings broadly in line with the general population.

Gundagai is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Gundagai's population showed lower cultural diversity, with 84.9% being Australian citizens, 89.8% born in Australia, and 91.7% speaking English only at home. Christianity was the predominant religion, accounting for 75.4%, compared to 55.9% across Rest of NSW. The top three ancestral groups were Australian (34.4%), English (34.4%), and Irish (10.2%).

Notably, Australian Aboriginal representation was higher at 3.0% in Gundagai compared to 4.6% regionally, while Chinese was 2.9% (vs 0.8%) and Maori 0.4% (vs 0.3%).

Gundagai hosts a notably older demographic compared to the national average

Gundagai has a median age of 45 years, which is slightly higher than Rest of NSW's median age of 43 years. This makes Gundagai considerably older than the national average age of 38 years. Compared to the Rest of NSW average, the percentage of people aged 85 and above in Gundagai is notably higher at 4.6%, while the percentage of people aged 15 to 24 years is lower at 9.9%. Between 2021 and present, the percentage of people aged 65 to 74 has increased from 12.7% to 13.9%, and the percentage of people aged 75 to 84 has risen from 8.2% to 9.3%. Conversely, the percentage of people aged 55 to 64 has decreased from 13.8% to 12.3%. By 2041, demographic modeling suggests that Gundagai's age profile will change significantly. The 75 to 84 age cohort is projected to increase by 20 people (12%), from 161 to 182. Notably, the combined age groups of 65 and above are expected to account for 100% of total population growth, reflecting Gundagai's aging demographic trend. In contrast, population declines are projected for the 45 to 54 and 25 to 34 age cohorts.