Cootamundra

SA2

Rest of NSW / Wagga Wagga

 
 
 
 
 
 
 
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Statistical Area (SA2) Boundary Analysis

This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.

SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).

Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Cootamundra

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The median house price in Cootamundra is $488k, with units at $397k. House values have moved 7.5% a year compounded over five years.

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DemographicsPopulation Growth in Cootamundra

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Cootamundra has an estimated 7,727 residents. Fewer than ten people live on each square kilometre, across a boundary that takes in surrounding rural land. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

According to evaluations by AreaSearch, the population of Cootamundra stands at approximately 7,727 in May 2026. This represents a gain of 22 individuals (0.3%) relative to the 2021 Census, which recorded 7,705 people. This shift is calculated utilizing the ABS estimated resident population of 7,727 from June 2025 and 44 validated new addresses recorded since the Census. Such a population size results in a density of 4.7 persons per square kilometer, indicating a spacious residential environment. The 0.3% increase in Cootamundra since the Census is within 1.9 percentage points of the broader SA4 region (2.2%), showing competitive growth indicators.

The population gains were driven almost exclusively by overseas migration, which served as the primary source of growth in recent times. For each SA2 area, AreaSearch incorporates projections from the ABS and Geoscience Australia published in 2024 using 2022 as the baseline. For SA2 areas where this dataset is unavailable, projections from the NSW State Government released in 2022 using 2021 as the baseline are utilized. Age group growth rates derived from these sources are applied to all regions for the period from 2032 to 2041. Looking at future demographic patterns, regional areas nationwide are projected to experience lower quartile growth, with Cootamundra anticipated to grow by 259 individuals by 2041 based on the latest annual ERP statistics, representing a total expansion of 3.4% over the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the Cootamundra SA2?
Total population for the Cootamundra SA2 was estimated to be approximately 7,727 as at May 26. This is based upon an estimated resident population of 7,727 from the ABS up to June 2025.
How has the population in the Cootamundra SA2 changed since 2021?
The cootamundra sa2 has added approximately 22 people and shown a 0.29% increase from the 7,705 people recorded at the 2021 Census period.
What is the population density in the Cootamundra SA2?
The population density in the Cootamundra SA2 is estimated at 4 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the Cootamundra SA2?
Over the past 10 years, the population in the Cootamundra SA2 has shown a compound annual growth rate of 0.1% per annum.
What are the main drivers of population growth in the Cootamundra SA2?
Population growth in the Cootamundra SA2 is driven by: Overseas migration (100.0%), Natural increase (0.0%), Interstate migration (0.0%). The primary driver is Overseas migration, contributing 100.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Cootamundra

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109 new dwellings have been approved in Cootamundra over the past five years, an average of 21 a year. That is 2.8 approvals per 1,000 residents. Approvals are currently running at an annualised 15, well below that longer-run average. Figures come from ABS building approvals aggregated to this SA2 boundary and are updated monthly as the ABS releases them.

Detail

Cootamundra records approximately 21 new dwelling approvals annually, with a total of 109 homes approved during the last 5 financial years (from FY-21 to FY-25) and 14 approvals recorded during FY-26 so far. With an average addition of just 0.2 new residents per built dwelling over the last 5 financial years (from FY-21 to FY-25), construction rates are matching or running ahead of demand, expanding options for buyers and allowing for population growth to potentially outpace forecasts, with new dwellings carrying an average building cost of $293,000. Furthermore, commercial approvals totaling $7.0 million have been registered in the current financial year, highlighting that the local area is predominantly residential.

In comparison to the Rest of NSW, Cootamundra exhibits roughly two-thirds the volume of new home approvals per capita, placing it in the 18th percentile of all analyzed locations nationally, which constrains options for purchasers and sustains demand for established properties. This rate is also below the national average, indicating a mature area and suggesting potential planning limitations. Recent residential construction is composed of 93.0% standalone houses and 7.0% medium and high-density developments, preserving the low-density profile of the area with a focus on family properties that suit buyers seeking space. An estimated ratio of 815 people in the region for every single dwelling approval underscores the quiet, low-scale nature of local development. Demographic projections indicate that Cootamundra will add 259 inhabitants by 2041 (starting from the most recent quarterly estimate by AreaSearch). With current construction trends, the volume of new housing should easily satisfy demand, creating favorable buying conditions and potentially enabling growth that exceeds existing population forecasts.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the Cootamundra SA2 recently?
Dwelling approval activity in the the Cootamundra SA2 area has seen 19 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The Cootamundra SA2's current population of 7,727 has been supported by 21 approvals on average over recent years.
How does the Cootamundra SA2's development activity compare to the broader region?
The Cootamundra SA2 has seen 0.28 approvals per 100 people in recent years, compared to 0.58 approvals in the broader region. This means that one dwelling has been approved for every 815 people in the Cootamundra SA2, compared to one for every 192 in the broader region.
Is the Cootamundra SA2 keeping up with housing demand?
With the population expected to increase by 259 people by 2041, around 130 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
What has been the trend in development approvals over the past five years in the Cootamundra SA2?
Looking at development activity over the past five years, the Cootamundra SA2's approval levels have been significantly below the yearly average of 21, showing a notable downturn in recent development.
How many dwellings will be needed to accommodate future population growth in the Cootamundra SA2?
The population in the Cootamundra SA2 is expected to grow by 259 people by 2041, necessitating approximately 130 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the Cootamundra SA2?
Over the past five years, the Cootamundra SA2 has seen 109 residential approvals while population has remained stable or declined, indicating potential market oversupply.
Are there opportunities for residential developers in the Cootamundra SA2?
With dwelling approval activity running at an average of 21 approvals per year and a population of 7,727, the market appears to be adequately supplied relative to projected housing demand in recent years, suggesting that developers should have a longer-term approach when considering new projects. With the population expected to increase by 259 people by 2041, around 130 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
Approvals Pipeline Development applications near Cootamundra

Development applications around Cootamundra

Development approvals is a new addition to AreaSearch. We’re actively expanding council coverage and refining the dataset — details and statuses for some councils may be partial. Check back regularly for the latest pipeline.
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Cootamundra

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AreaSearch tracks one current infrastructure or development project inside Cootamundra, worth an estimated $1 million. A further 108 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $14.9 billion. 33 are already under construction and 31 are due for completion within three years. The pipeline spans transport & logistics, residential development and environmental & disaster management. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Local infrastructure projects, major developments, and council planning initiatives represent significant influences on regional performance. AreaSearch has identified a total of 3 projects that are expected to influence the local area. The main developments include The Wired Lab - The Church (Muttama Cultural Tourism Project), Inland Rail - Illabo to Stockinbingal, the Smart Water Meter Replacement Program, and the Cootamundra-Gundagai Regional Council Single Local Environmental Plan Development, with the details of the most significant works listed below.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the Cootamundra SA2?
Key infrastructure and planning changes likely to influence the Cootamundra SA2 include: The Wired Lab - The Church (Muttama Cultural Tourism Project) (Construction); Inland Rail - Illabo to Stockinbingal (Construction); Smart Water Meter Replacement Program (Construction); Cootamundra-Gundagai Regional Council Single Local Environmental Plan Development (Planning); and Inland Rail - Illabo to Stockinbingal (Construction). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the Cootamundra SA2?
Infrastructure development impacting the Cootamundra SA2 spans multiple sectors including Transport & Logistics, Energy, and Environmental & Disaster Management, among others.
What is the scale of infrastructure investment impacting the Cootamundra SA2?
While specific investment values are not publicly disclosed for all projects impacting the Cootamundra SA2, the area shows active development across multiple infrastructure categories within the broader region.
How does the Cootamundra SA2's infrastructure development compare to other areas?
With an infrastructure score in the top 40%, the Cootamundra SA2 demonstrates above-average development activity compared to national benchmarks.
The Wired Lab - The Church (Muttama Cultural Tourism Project)
Category: Arts & Culture
Stage: Construction | Est. Comp: 2025
Source / Links: Link 1   Link 2  

Redevelopment of the deconsecrated Church of the Immaculate Conception at Muttama into 'The Church' - a multi-purpose cultural destination and the first of its kind in the Southern Hemisphere. Features include a Wiradyuri Yarning Circle, an ambisonic sound array of commissioned deep listening experiences in the original nave, the permanent 'Telepathy' anechoic chamber installation by David Haines and Joyce Hinterding, and adjoining boutique accommodation for resident artists and visitors. Guided by Winhangadhurinya - a Wiradjuri concept meaning deep listening and interconnectedness.Funded through the Bushfire Local Economic Recovery Package co-funded by the Australian and NSW governments.

Arts & Culture

Inland Rail - Illabo to Stockinbingal
Category: Transport & Logistics
Stage: Construction | Est. Comp: 0
Source / Links: Link 1   Link 2  

A 39-kilometre new greenfield section of the Inland Rail freight rail project. This section will bypass the Bethungra Spiral, creating a more efficient route for freight transport. The project includes the construction of new track, 8 bridges at watercourses, two road overbridges, one grade-separated road-over-rail at Burley Griffin Way, a crossing loop, associated maintenance siding, new and altered level crossings, stock crossings, a drainage diversion, installation and upgrade of drainage culverts, upgrades to ~3 kilometres of existing track at Illabo and Stockinbingal, construction of ~1.7 kilometres of new track for the Lake Cargelligo rail line connection, realignment of a 1.4-kilometre section of Burley Griffin Way, realignment of Ironbong Road, and a workforce accommodation camp.

Transport & Logistics

Harden Sewage Treatment Plant Upgrade
Category: Environmental & Disaster Management
Stage: Completed | Est. Comp: 2025
Source / Links: Link 1   Link 2  

Remediation and upgrade of the Harden sewage treatment plant to restore and improve performance following storm and flood impacts. Works included rehabilitation and realignment of treatment ponds, construction of spillways, and upgrades to recycled water rising mains. Council indicated works commencing December 2024 with completion targeted for April 2025; project is now treated as complete.

Environmental & Disaster Management

Smart Water Meter Replacement Program
Category: Environmental & Disaster Management
Stage: Construction | Est. Comp: 2025
Source / Links: Link 1   Link 2  

Regional program to replace existing water meters with smart meters across Young and surrounding areas. Enables remote monitoring, improved leak detection, and enhanced water usage management for both council and residents.

Environmental & Disaster Management

Dog on the Tuckerbox Site - Proposed Mixed-Use Development (DA2023/116)
Category: Business Parks & Technology Hubs
Stage: Under Assessment | Est. Comp: 0
Source / Links: Link 1   

Development Application for a proposed mixed-use development at the Dog on the Tuckerbox site, including office, retail, and food and drink premises.

Business Parks & Technology Hubs

Annie Pyers Drive Upgrade
Category: Transport & Logistics
Stage: Construction | Est. Comp: 0
Source / Links: Link 1   

An upgrade project for Annie Pyers Drive in the Cootamundra-Gundagai region.

Transport & Logistics

Water Reticulation System Extension to Dog on the Tuckerbox Site
Category: Environmental & Disaster Management
Stage: Proposed | Est. Comp: 0
Source / Links: Link 1   Link 2  

This project will bring the supply of potable water to the Dog on the Tuckerbox precinct, enhancing planned development at the site and allowing for future expansion.

Environmental & Disaster Management

MACTON Industrial Subdivision
Category: Business Parks & Technology Hubs
Stage: Completed | Est. Comp: 2024
Source / Links: Link 1   

Prestige industrial land subdivision creating 10 fully serviced lots for industrial, warehousing, and logistics uses, with concrete paved cul-de-sac, security fencing, and B-Double route approval. The subdivision is physically complete and council compliant, with some lots sold and remaining lots available for purchase.

Business Parks & Technology Hubs

Jobs & IndustryEmployment Trends in Cootamundra

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3,000 residents of Cootamundra are employed, from a labour force of 3,104. Unemployment sits at 3.4%, with participation at 47.6%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.0% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

Cootamundra has a balanced labor force distributed across white-collar and blue-collar roles, with a strong representation in essential services and an unemployment rate of just 3.4%. As of March 2026, 3,000 residents are employed, and the local unemployment rate sits 0.8% below the Regional NSW average of 4.1%, while workforce participation is notably lower (47.6% compared to 60.6% in Regional NSW). According to Census records, a low proportion of 10.3% of the working population performed their jobs from home, though the influence of Covid-19 lockdowns should be taken into account.

The primary employment sectors for local citizens are health care & social assistance, agriculture, forestry & fishing, and retail trade. The local workforce shows an exceptionally high concentration in agriculture, forestry & fishing, employing residents at 2.5 times the regional rate. Conversely, accommodation & food services has a small footprint, accounting for 5.1% of local jobs compared to 7.8% across the region. A comparison between the Census working population and the resident population suggests that local job opportunities within the area are limited. According to AreaSearch's evaluation of SALM and ABS statistics, the labor force shrank by 3.5% and total employment fell by 2.8% over the 12-month period, resulting in a 0.6 percentage point decrease in the unemployment rate. In comparison, Regional NSW experienced a 0.9% drop in employment, a 0.4% reduction in the labor force, and a 0.5 percentage point increase in unemployment. National employment forecasts from May-25 by Jobs and Skills Australia provide additional context regarding future employment trends in Cootamundra. These five-year and ten-year projections have been applied to the local workforce distribution to project future growth. Nationally, employment is expected to grow by 6.6% over five years and 13.7% over ten years, but growth rates vary widely by sector. Applying these industry projections to the local employment structure suggests Cootamundra's employment could rise by 6.0% over five years and 12.7% over ten years (note that this calculation is a basic weighted extrapolation for demonstration purposes and does not incorporate local population forecasts).

Frequently Asked Questions - Employment

What is the employment situation in the Cootamundra SA2?
As of March 2026, the Cootamundra SA2 has approximately 3,000 employed residents with an unemployment rate of 3.4%. This healthy unemployment rate suggests a well-functioning labour market. Employment indicators are below the national average, suggesting room for improvement, though the very low unemployment rate of 3.4% indicates the ranking primarily reflects recent job losses rather than underlying labor market weakness.
How does the Cootamundra SA2's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the Cootamundra SA2 stands at 3.4%, which is 0.8 percentage points below Regional NSW's rate of 4.1%. This lower unemployment rate suggests stronger local employment conditions. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the Cootamundra SA2?
The employment landscape in the Cootamundra SA2 is dominated by several key sectors. The largest employers are health care & social assistance (15.5% of employment), agriculture, forestry & fishing (13.0%), and retail trade (11.0%). Other significant employers include education & training and construction.
How has employment changed recently in the Cootamundra SA2?
Over the past year to March 2026, the Cootamundra SA2 has experienced a decline in employment, with total jobs decreasing while the labour force decreased. As a result, the unemployment rate has fall. By comparison, Regional NSW saw employment decreased and its unemployment rate rose.
What is the workforce participation rate in the Cootamundra SA2?
The workforce participation rate in the Cootamundra SA2 is 47.6%, which represents the proportion of working-age residents who are either employed or actively seeking work. The relatively low participation rate may indicate limited job opportunities or demographic factors affecting workforce engagement. The local rate trailing the Regional NSW average of 60.6%, suggesting potential for increased workforce participation.
Which industries are over-represented in the Cootamundra SA2's employment market?
The cootamundra sa2 shows notable specialization in agriculture, forestry & fishing, which employs 13.0% of the local workforce compared to 5.3% regionally. With a local vs regional employment ratio of 2.5, this represents a significant industry cluster that likely serves markets beyond the local area. The area also shows above-average employment in 1 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the Cootamundra SA2?
Based on Jobs and Skills Australia projections applied to the Cootamundra SA2's industry mix, employment is expected to grow by 6.0% over the next five years and 12.7% over ten years. This compares to national growth expectations of 6.6% over five years. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the Cootamundra SA2 compare nationally?
The cootamundra sa2's employment market shows below-average performance in national comparisons. While employment opportunities exist, the area faces more challenges than many other regions. However, the low unemployment rate of 3.4% suggests the ranking is driven by recent job losses rather than structural weakness. Recent job advertisement trends show the broader employment region saw a 1.0% decline, ranking 19.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the Cootamundra SA2?
Skilled workers will find good opportunities in the Cootamundra SA2, with skilled sectors accounting for 31.1% of employment. Key sectors for skilled workers include health care & social assistance (15.5%), education & training (8.4%), and professional & technical (5.3%). With projected employment growth of 6.0% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Cootamundra

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Median household income in Cootamundra is $1,054 a week (about $55,000 a year), with median personal income at $592 a week. ATO records put median taxable income at $48,048 a year against an average of $58,797. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

The most recent ATO data at the postcode level analyzed by AreaSearch for financial year 2023 shows that personal incomes in the Cootamundra SA2 are below national averages, with a median of $48,048 and an average of $58,797. This is lower than the figures for Regional NSW, which recorded a median of $52,390 and an average of $65,215. Adjusting for a Wage Price Index rise of 10.32% since financial year 2023, estimated figures for March 2026 would be approximately $53,007 for the median and $64,865 for the average. Census records indicate that household, family, and personal incomes in Cootamundra all sit within the 5th to 10th national percentiles.

The largest income bracket locally consists of 29.6% of residents (2,287 individuals) earning $400 - 799 weekly, which differs from the regional pattern where the $1,500 - 2,999 bracket is largest at 29.9%. Although living expenses are low, leaving residents with 88.8% of their income, total disposable income falls in the 10th percentile nationally.

Frequently Asked Questions - Income

What is the median taxable income in the Cootamundra SA2?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the Cootamundra SA2 is approximately $53,007. The official ATO data from FY-23 recorded a median of $48,048.
What is the average taxable income in the Cootamundra SA2?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the Cootamundra SA2 is approximately $64,865. The official ATO data from FY-23 recorded an average of $58,797.
How does the median taxable income in the Cootamundra SA2 compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the Cootamundra SA2 is approximately $53,007 compared to $57,797 in Regional NSW. The official ATO data from FY-23 shows $48,048 and $52,390 respectively.
How does the average taxable income in the Cootamundra SA2 compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the Cootamundra SA2 is approximately $64,865 compared to $71,945 in Regional NSW. The official ATO data from FY-23 shows $58,797 and $65,215 respectively.
What are the main income cohorts in the Cootamundra SA2 according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~29.6% / 2,287 persons) of the Cootamundra SA2's population is the $400 - 799 cohort.
How do the main income cohorts in the Cootamundra SA2 compare to the region?
The largest income cohort in the Cootamundra SA2 is the $400 - 799 group, representing about 29.6% of the population. In comparison, Regional NSW's largest income cohort is the $1,500 - 2,999 group, representing 29.9% of its population, according to the 2021 Census.
What is the median household income in the Cootamundra SA2 according to the 2021 Census?
The 2021 Census data indicates that the median household income in the Cootamundra SA2 is $1,054/wk.
What is the median family income in the Cootamundra SA2 according to the 2021 Census?
According to the 2021 Census, the median family income in the Cootamundra SA2 is $1,426/wk.
What is the median personal income in the Cootamundra SA2 according to the 2021 Census?
The 2021 Census shows that the median personal income in the Cootamundra SA2 is $592/wk.
How does the Cootamundra SA2's income rank nationally?
The Cootamundra SA2 shows a median taxpayer income of $48,048 and an average of $58,797 according to the latest postcode level ATO data aggregated by AreaSearch for FY-23. This is below the national average, contrasting with Regional NSW's median income of $52,390 and average income of $65,215. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $53,007 (median) and $64,865 (average) as of March 2026.
What is the disposable income in the Cootamundra SA2?
The estimated disposable income in the Cootamundra SA2 is $4,058 per year according to AreaSearch analysis.
How does the Cootamundra SA2's disposable income compare to the region?
The cootamundra sa2's disposable income is $4,058 compared to $5,252 for Regional NSW, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Cootamundra

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Cootamundra had 3,171 occupied dwellings at the 2021 Census, 92% detached houses and 1% apartments. 26% are owned with a mortgage, 23% rented and 51% owned outright. At that Census the median rent was $219 a week and the median mortgage repayment $1,111 a month. Rent absorbs 20.8% of household income here and mortgage repayments 24.3%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

Residential structures in Cootamundra at the time of the latest Census consisted of 92.4% separate houses and 7.6% other housing types (including semi-detached properties, apartments, and alternative dwellings), compared to 82.6% separate houses and 17.4% other dwellings in Regional NSW. Home ownership rates in Cootamundra were significantly higher than the regional level, standing at 50.7%, while the remaining properties were either held with a mortgage (25.9%) or rented (23.4%). The median monthly mortgage payment of $1,111 was much lower than the Regional NSW average of $1,733, and the median weekly rent was $219 compared to the regional figure of $330.

On a national scale, Cootamundra's mortgage repayments are much lower than the Australian median of $1,863, and weekly rents are far below the national median of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the Cootamundra SA2?
In the Cootamundra SA2, 50.7% of homes are owned outright, 25.9% are owned with a mortgage, and 23.4% are rented.
What percentage of dwellings in the Cootamundra SA2 are houses?
According to the latest data, 92.4% of dwellings in the Cootamundra SA2 are houses.
What percentage of dwellings in the Cootamundra SA2 are apartments or units?
In the Cootamundra SA2, 0.6% of dwellings are apartments or units, with an additional 6.4% being semi-detached dwellings.
What is the level of outright home ownership in the Cootamundra SA2?
Outright home ownership in the Cootamundra SA2 stands at 50.7%, compared to 39.6% in Regional NSW.
What is the median monthly mortgage repayment in the Cootamundra SA2?
The median monthly mortgage repayment in the Cootamundra SA2 is $1,111, compared to $1,733 in Regional NSW.
What is the median weekly rent in the Cootamundra SA2?
The median weekly rent in the Cootamundra SA2 is $219, compared to $330 in Regional NSW.
What is the distribution of rental prices in the Cootamundra SA2?
In the Cootamundra SA2, 16.2% of rentals are $0-149/week, 77.5% are $150-349/week, 6.3% are $350-649/week, 0.0% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the Cootamundra SA2?
The aggregate monthly housing cost in the Cootamundra SA2 is $509, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the Cootamundra SA2?
In the Cootamundra SA2, households with mortgages typically spend 24.3% of their income on mortgage repayments, while renters spend 20.8% of their income on rent.
How crowded are homes in the Cootamundra SA2?
The average persons per bedroom ratio in the Cootamundra SA2 is 0.7, indicating the level of household density.
How does housing affordability in the Cootamundra SA2 compare to the region?
Housing affordability in the Cootamundra SA2 shows mortgage holders spending 24.3% of income on repayments (vs 27.9% regionally), while renters spend 20.8% of income on rent (vs 23.0% regionally).
What types of dwellings are most common in the Cootamundra SA2?
The dwelling mix in the Cootamundra SA2 consists of 92.4% detached houses, 6.4% semi-detached dwellings, 0.6% apartments, and 0.6% other dwelling types.
What is the weighted average housing cost based on tenure mix in the Cootamundra SA2?
Considering the housing occupancy patterns, the weighted average monthly housing cost is approximately $510. This accounts for outright owners paying no housing costs, mortgage holders paying $1,111/month, and renters paying $948/month.
How affordable is housing in the Cootamundra SA2 relative to local incomes?
Housing in Cootamundra consumes approximately 11.2% of median household income ($4,564 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the Cootamundra SA2?
Recent development applications in Cootamundra show attached dwellings contributing 0% of approvals compared to 8% of existing stock, while detached houses represent 100% of applications versus 92% of current dwellings. This suggests development patterns consistent with existing housing mix. Density increases remain below national trends.

HouseholdsHousehold Composition in Cootamundra

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Cootamundra counted 3,171 households at the 2021 Census, averaging 2.2 people each. 20% are couples with children, fewer than in 86% of areas nationally, against 35% couples without children. 32% of households are people living alone, and families average 2.2 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Families make up the majority of households at 65.9%, consisting of 20.4% couples with children, 34.7% couples without children, and 10.1% single-parent households. Non-family living arrangements account for the remaining 34.1% of households, with lone person households representing 32.3% and group housing making up 1.7%. The median household size of 2.2 individuals is below the Regional NSW median of 2.4.

Frequently Asked Questions - Households

How many households are in the Cootamundra SA2?
As of the 2021 Census, the Cootamundra SA2 had 3,171 households. Based on population growth patterns, this has remained relatively stable to an estimated 3,180 households today.
What is the typical household size?
The median household size in the Cootamundra SA2 is 2.2 people. This compares to 2.4 in Regional NSW and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 65.9% of all households. The remaining households consist of lone person households (32.3%), group households (1.7%), and other household types (0.0%).
How are families structured in the area?
Among the 2,089 family households, 20.4% are couples with children, 34.7% are couples without children at home, and 10.1% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the Cootamundra SA2 compare to regional household patterns?
Compared to Regional NSW, the Cootamundra SA2 shows distinct household patterns. This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the Cootamundra SA2 have an average of 2.2 children, slightly above the Regional NSW average of 1.8. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the Cootamundra SA2?
Marriage patterns reveal 50.2% of the adult population are currently married, while 28.5% have never married. This compares to 45.6% married and 34.3% never married across Regional NSW.
How significant are single-person households?
Single-person households represent 32.3% of all households in the Cootamundra SA2, similar to the regional average of 27.9%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 1.7% of households, well below the Regional NSW average of 3.3%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Cootamundra

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13.4% of adults in Cootamundra hold a university qualification, including 10.0% with a bachelor degree and 1.8% with postgraduate qualifications, lower than 90% of areas nationally. A further 30.5% hold a vocational qualification. 7 schools serve the area, with 918 enrolment places and an average ICSEA of 921 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

Educational outcomes in the area present challenges, with the proportion of residents holding a university qualification (13.4%) falling well short of the NSW state average of 32.2%. This gap highlights both an area of concern and an opportunity for focused educational programs. Among university graduates, Bachelor degrees are most common at 10.0%, followed by postgraduate degrees at 1.8% and graduate diplomas at 1.6%. Vocational and technical skills are highly prevalent, with 40.9% of residents aged 15+ holding a vocational qualification, consisting of advanced diplomas at 10.4% and certificates at 30.5%.

Enrolment rates are high, with 25.0% of the local population engaged in formal study. This student population includes 10.0% in primary schools, 8.1% in secondary education, and 1.5% enrolled in higher education.

Frequently Asked Questions - Education

What percentage of people in the Cootamundra SA2 have university qualifications?
13.4% of people aged 15 and over in the Cootamundra SA2 have university qualifications, compared to 21.3% in the broader region.
What percentage of people in the Cootamundra SA2 have no formal qualifications?
45.7% of people aged 15 and over in the Cootamundra SA2 have no formal qualifications, compared to 39.1% regionally.
How does the Cootamundra SA2's education level compare to national averages?
The cootamundra sa2 ranks in the 10th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the Cootamundra SA2?
The most common qualifications in the Cootamundra SA2 are: Certificate (30.5%), Advanced Diploma (10.4%), Bachelor Degree (10.0%).
What proportion of the Cootamundra SA2's population is currently attending educational institutions?
25.0% of the population in the Cootamundra SA2 is currently engaged in formal education, with 10.0% in primary school, 8.1% in secondary school, 1.5% at university.
What is the ICSEA score for schools in the Cootamundra SA2?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the Cootamundra SA2 is 921, indicating below-average socio-educational advantage compared to the national average of 1000.
How many schools are located within the Cootamundra SA2?
There are 7 schools within the Cootamundra SA2, with a combined enrollment of approximately 918 students.
What types of schools are available in the Cootamundra SA2?
The cootamundra sa2 includes 4 primary schools, 1 secondary school, 2 combined schools.

Schools Detail

AmenitiesServices & Amenities in Cootamundra

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Getting AroundTransport & Commuting in Cootamundra

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Public transport in Cootamundra reaches 274 stops on 39 routes, timetabled for about 930 services a week. The typical home sits about 190 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.3 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

An evaluation of public transport options shows 274 active stops operating in Cootamundra, including both train and bus options. These stops are served by 39 different routes, which provide a total of 925 weekly passenger journeys. Access to transport is high, with residents living an average of 187 meters from the nearest stop. Due to the residential nature of the area, most workers commute outside the town, with private vehicles being the primary mode of travel at 91%, followed by walking at 6%. Average vehicle ownership stands at 1.3 per household, which is below the regional average.

A relatively low proportion of residents work from home, standing at 10.3% in the 2021 Census, which may be influenced by pandemic conditions. Service frequency across all local routes averages 132 trips per day, which equates to about 3 weekly trips per individual stop. The corresponding map highlights the 100 closest stops relative to the center of the town.

Frequently Asked Questions - Transport

How many public transport stops are in Cootamundra?
There are 274 public transport stops within the Cootamundra SA2.
How frequent are the transport services in Cootamundra?
the Cootamundra SA2 has 925 weekly trips across 39 routes, averaging 132 trips per day.
How far are residents from public transport in Cootamundra?
On average, residential properties are 187 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Cootamundra

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56.5% of residents in Cootamundra report no long-term health condition, a less healthy profile than 81% of areas nationally. 8.9% need daily assistance with core activities, and 48.4% hold private health cover. The standardised death rate runs at 5.5 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Based on AreaSearch's evaluation of mortality indices and the occurrence of long-term illnesses, Cootamundra faces significant health challenges, with common medical issues prevalent among both younger and older residents, alongside a very low rate of private health insurance coverage at roughly 48% of the population (~3,739 people). This coverage rate is lower than the 51.9% recorded across Regional NSW and the national benchmark of 55.7%. The most common medical diagnoses among residents were arthritis and mental health issues, affecting 12.9% and 9.4% of the population, respectively, while 56.5% of residents reported having no long-term health conditions compared to 63.3% in Regional NSW.

Chronic disease rates are elevated among the working-age population. Residents aged 65 and over make up 33.8% of the population (2,608 people), exceeding the Regional NSW proportion of 23.4%. Health profiles for older residents show some challenges, with national comparative rankings matching those of the broader community.

Frequently Asked Questions - Health

How many people in the Cootamundra SA2 have private health insurance?
Around 48.4% of people in the Cootamundra SA2 are covered by private health insurance, which compares to 51.9% in the broader region of Regional NSW.
What percentage of the population requires ongoing medical assistance in the Cootamundra SA2?
In the Cootamundra SA2, 8.9% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 6.8% of people in Regional NSW require similar assistance.
How prevalent is asthma in the Cootamundra SA2?
8.9% of people in the Cootamundra SA2 are diagnosed with asthma. In comparison, 8.4% of the population across Regional NSW is affected by asthma.
What percentage of people have diabetes in the Cootamundra SA2?
Diabetes affects 6.1% of the the Cootamundra SA2 population, while in the surrounding region, 4.7% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the Cootamundra SA2?
5.5% of people in the Cootamundra SA2 have heart disease. Across the region of Regional NSW, 4.4% of the population is affected by heart disease.
How does the Cootamundra SA2 compare to the region in terms of overall private health coverage?
In the Cootamundra SA2, 48.4% of the population are estimated to have private health insurance. Comparatively, Regional NSW sees an estimated private health coverage rate of 51.9%.

Ancestry & LanguageCultural Diversity in Cootamundra

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Cootamundra is largely Australian-born, at 92.6% of residents, with 2.6% speaking a language other than English at home. The largest reported ancestries are English (33.5%) and Australian (32.9%). 4.9% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Cultural diversity measures in Cootamundra are below national averages, with citizens making up 91.5% of the population, 92.6% of residents born in Australia, and 97.4% using only English at home. The predominant religion is Christianity, representing 69.0% of the population, which is higher than the 55.9% average across Regional NSW. Regarding family ancestry, the three largest groups in Cootamundra are English at 33.5%, Australian at 32.9%, and Irish at 10.7%. There are also notable differences in other groups: Australian Aboriginal residents are overrepresented at 4.9% (compared to 4.6% in the region), while Scottish heritage stands at 7.6% (compared to 8.0% regionally) and German heritage represents 3.2% (compared to 3.1% regionally).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the Cootamundra SA2?
Cootamundra was found to be below average in terms of cultural diversity, with 91.5% of its population being citizens, 92.6% born in Australia, and 97.4% speaking English only at home.
What is the most common religion in the Cootamundra SA2?
The main religion in Cootamundra was found to be Christianity, which makes up 69.0% of people in Cootamundra. This compares to 55.9% across Regional NSW.
What are the top countries of origin in the Cootamundra SA2?
In terms of ancestry (country of birth of parents), the top three represented groups in Cootamundra are English, comprising 33.5% of the population, Australian, comprising 32.9% of the population, and Irish, comprising 10.7% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Australian Aboriginal is notably overrepresented at 4.9% of Cootamundra (vs 4.6% regionally), Scottish at 7.6% (vs 8.0%) and German at 3.2% (vs 3.1%).
How does the percentage of people born overseas compare to the regional average?
7.4% of the the Cootamundra SA2 population was born overseas, compared to 13.0% regionally.
What percentage of the the Cootamundra SA2 population speaks a language other than English at home?
2.6% of the population in the Cootamundra SA2 speaks a language other than English at home, compared to 7.1% in the wider region.
How many people in the Cootamundra SA2 identify as Australian Aboriginal?
4.9% of the the Cootamundra SA2 population identifies as Australian Aboriginal, compared to 4.6% in the region.
What is the citizenship status of the population in the Cootamundra SA2?
91.5% of the the Cootamundra SA2 population holds citizenship, compared to 89.2% in the wider region.

Age StructureAge Profile of Cootamundra

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The median resident of Cootamundra is 51, older than 92% of areas nationally. 18.9% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

Cootamundra's median age of 51 years is higher than the Regional NSW average of 43 and the national average of 38. Compared to Regional NSW, there is a higher concentration of residents in the 65 - 74 age bracket (16.9% locally compared to 9.4% nationally), while the 35 - 44 age bracket is smaller (7.6%). Post-2021 Census data shows the 75 to 84 age group increased from 10.5% to 12.2% of the population, and the 15 to 24 cohort rose from 9.2% to 10.4%. Meanwhile, the 55 to 64 group fell from 14.9% to 13.6% and the 35 to 44 cohort decreased from 8.9% to 7.6%.

By 2041, demographic shifts will alter the local age profile. The 85+ cohort is projected to expand by 45% (161 people), growing from 360 to 522. Residents aged 65 and older will represent 54% of the total projected growth, highlighting an aging trend, while the 0 to 4 and 65 to 74 cohorts are expected to contract.

Frequently Asked Questions - Age

What is the median age in the Cootamundra SA2?
According to the latest data, the median age in the Cootamundra SA2 is 51 years.
How does the Cootamundra SA2's median age compare to broader areas?
At 51 years, Cootamundra is 8 years older than the Regional NSW average (43 years) and 13 years older than the national average (38 years).
What age groups are over-represented in the Cootamundra SA2?
The most over-represented age group in the Cootamundra SA2 compared to the Regional NSW region is the 65 - 74 group, making up 16.9% of the population.
What age groups are under-represented in the Cootamundra SA2?
The most under-represented age group in the Cootamundra SA2 compared to the Regional NSW region is the 35 - 44 group, making up 7.6% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the Cootamundra SA2 show significant variance compared to the Regional NSW region. The most over-represented age groups are 85+ year-olds (4.7% vs 2.9%) and 75-84 year-olds (12.2% vs 8.2%). The most under-represented age group is 35-44 year-olds (7.6% vs 12.1%).
What is the percentage of children (0-14 years) in the Cootamundra SA2?
The percentage of children aged 0-14 years in the Cootamundra SA2 is 15.7%.
What is the percentage of older people (65+ years) in the Cootamundra SA2?
The percentage of people aged 65 and over in the Cootamundra SA2 is 33.8%.

Data & MethodBoundaries, Sources & Method for Cootamundra

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the SA2 boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily May 2026 3 months ago all 1 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated May 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 this month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 44 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (7,705 at the 2021 Census → 7,727 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (113031263). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

Why can the Cootamundra SA2 boundary differ from the suburb boundary?
This page uses ABS Statistical Area Level 2 (SA2) boundaries for statistical reporting (e.g., census and ERP). SA2 areas can differ materially from Suburbs and Localities (SAL) boundaries, even when they share similar names, because they are defined for different purposes and often use different geographic boundaries.
Where does the data on this Cootamundra page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Cootamundra data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (May 2026) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

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