Cootamundra

Suburb (SAL)

Rest of NSW / Wagga Wagga

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Data Sources ABSValuer GeneralRental BoardACARA Newest Oct 2026 · Refreshed ABS QuickStats SAL11053 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Cootamundra

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The median house price in Cootamundra is $490k, with units at $397k. House values have moved 7.2% a year compounded over five years.

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DemographicsPopulation Growth in Cootamundra

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Cootamundra has an estimated 6,897 residents. Fewer than ten people live on each square kilometre, across a boundary that takes in surrounding rural land. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

In the suburb of Cootamundra, the resident count is projected to be approximately 6,897 as of Aug 2026, calculated from broader ABS population adjustments alongside new addresses verified by AreaSearch following the Census. Compared to the 6,885 residents recorded in the 2021 Census, this indicates an addition of 12 people (0.2%). This trend is deduced from an estimated resident base of 6,895 determined by AreaSearch after reviewing the ABS June 2025 ERP figures, complemented by 43 validated new addresses recorded post-Census. With 7.8 persons per square kilometer, the locality maintains a spacious living environment.

The 0.2% post-census increase in the suburb of Cootamundra sits within 2.2 percentage points of the wider SA4 region (2.4%), illustrating solid underlying growth dynamics. Inbound overseas migration served as essentially the exclusive contributor to local demographic expansion across recent times. For individual SA2 districts, AreaSearch applies the ABS/Geoscience Australia 2024 releases using 2022 as their baseline, whereas areas outside this coverage incorporate NSW State Government SA2 figures published in 2022 using 2021 as a base. Age-cohort growth trajectories derived from these models are similarly projected across all regions from 2032 to 2041. Future demographic projections for the suburb of Cootamundra indicate lower quartile growth relative to Australia's non-metropolitan zones, with aggregated SA2 estimates projecting an addition of 251 persons by 2041, representing an overall expansion of 3.6% throughout the 16-year horizon.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Cootamundra?
Total population for the suburb of Cootamundra was estimated to be approximately 6,897 as at Aug 26. This is based upon an estimated resident population of 6,895 from the ABS up to June 2025.
How has the population in the suburb of Cootamundra changed since 2021?
The suburb of cootamundra has added approximately 12 people and shown a 0.17% increase from the 6,885 people recorded at the 2021 Census period.
What is the population density in the suburb of Cootamundra?
The population density in the suburb of Cootamundra is estimated at 7 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Cootamundra?
Over the past 10 years, the population in the suburb of Cootamundra has shown a compound annual growth rate of 0.1% per annum.
What are the main drivers of population growth in the suburb of Cootamundra?
Population growth in the suburb of Cootamundra is driven by: Overseas migration (100.0%), Natural increase (0.0%), Interstate migration (0.0%). The primary driver is Overseas migration, contributing 100.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Cootamundra

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80 new dwellings have been approved in Cootamundra over the past five years, an average of 16 a year. That is 2.7 approvals per 1,000 residents. Approvals are currently running at an annualised 14, broadly in line with that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.

Detail

Analysis of ABS building approvals by AreaSearch across statistical divisions reveals that Cootamundra averages approximately 16 residential approvals annually, totaling roughly 80 dwellings approved over the past 5 financial years (between FY-21 and FY-25), with 14 approved to date in FY-25. Because an average of just 0.1 people arrived per approved home over the past 5 financial years (between FY-21 and FY-25), residential construction is keeping pace with or exceeding local requirements. This provides extra choice for purchasers and creates room for demographic growth above current expectations. Newly built residences carry an estimated construction cost averaging $525,000, which sits higher than regional benchmarks and indicates a focus on higher-quality development.

Furthermore, commercial approvals have reached $7.0 million this financial year, underscoring that local building activity remains predominantly focused on housing. Relative to Rest of NSW, local building activity generates roughly 56% of per-capita volume, placing Cootamundra in the 23rd percentile across the country. Such restrained development limits purchasing options and helps sustain demand for existing housing stock. Construction rates also trail the national benchmark, reflecting an established urban fabric and possible planning constraints. Of all new residential approvals, 94.0% are detached dwellings while 6.0% consist of medium and high-density housing, reinforcing the low-density landscape and catering to buyers seeking standalone properties. The ratio of 626 people per approved dwelling highlights an unhurried, low-volume development climate. Projections indicate that Cootamundra will add 249 residents by 2041 according to the latest AreaSearch quarterly estimate. With current building rates, future housing supply appears well-positioned to satisfy incoming demand, fostering favorable buyer conditions and potentially facilitating demographic expansion beyond current forecasts.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Cootamundra recently?
Dwelling approval activity in the the suburb of Cootamundra area has seen 17 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Cootamundra's current population of 6,897 has been supported by 16 approvals on average over recent years.
How does the suburb of Cootamundra's development activity compare to the broader region?
The suburb of Cootamundra has seen 0.27 approvals per 100 people in recent years, compared to 0.56 approvals in the broader region. This means that one dwelling has been approved for every 626 people in the suburb of Cootamundra, compared to one for every 183 in the broader region.
Is the suburb of Cootamundra keeping up with housing demand?
With the population expected to increase by 249 people by 2041, around 125 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
What has been the trend in development approvals over the past five years in the suburb of Cootamundra?
Looking at development activity over the past five years, the suburb of Cootamundra's approval levels have been significantly below the yearly average of 16, showing a notable downturn in recent development.
How many dwellings will be needed to accommodate future population growth in the suburb of Cootamundra?
The population in the suburb of Cootamundra is expected to grow by 249 people by 2041, necessitating approximately 125 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the suburb of Cootamundra?
Over the past five years, the population in the suburb of Cootamundra has grown by approximately 98 people, while 80 residential approvals were recorded. This equates to a ratio of 1.2 people added for each new dwelling approval. This suggests a balanced relationship between population growth and housing supply.
Are there opportunities for residential developers in the suburb of Cootamundra?
With dwelling approval activity running at an average of 16 approvals per year and a population of 6,897, the market appears to be adequately supplied relative to projected housing demand in recent years, suggesting that developers should have a longer-term approach when considering new projects. With the population expected to increase by 249 people by 2041, around 125 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
Approvals Pipeline Development applications near Cootamundra

Development applications around Cootamundra

Development approvals is a new addition to AreaSearch. We’re actively expanding council coverage and refining the dataset — details and statuses for some councils may be partial. Check back regularly for the latest pipeline.
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Cootamundra

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AreaSearch tracks 51 current infrastructure and development projects close to Cootamundra, worth an estimated $1.48 billion. 14 are already under construction and 14 are due for completion within three years. The pipeline spans residential development, environmental & disaster management and transport & logistics. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Strategic planning policies, major civil works, and infrastructure upgrades play a decisive role in shaping local outcomes. AreaSearch has highlighted 2 projects anticipated to make a noticeable impact on the community. Among the key initiatives identified are The Wired Lab - The Church (Muttama Cultural Tourism Project), Inland Rail - Illabo to Stockinbingal, Smart Water Meter Replacement Program, and Cootamundra-Gundagai Regional Council Single Local Environmental Plan Development, with prime developments outlined below.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Cootamundra?
Key infrastructure and planning changes likely to influence the suburb of Cootamundra include: The Wired Lab - The Church (Muttama Cultural Tourism Project) (Construction); Inland Rail - Illabo to Stockinbingal (Construction); Smart Water Meter Replacement Program (Construction); Cootamundra-Gundagai Regional Council Single Local Environmental Plan Development (Planning); and Inland Rail - Illabo to Stockinbingal (Construction). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Cootamundra?
Infrastructure development impacting the suburb of Cootamundra spans multiple sectors including Transport & Logistics, Energy, and Environmental & Disaster Management, among others.
What is the scale of infrastructure investment impacting the suburb of Cootamundra?
While specific investment values are not publicly disclosed for all projects impacting the suburb of Cootamundra, the area shows active development across multiple infrastructure categories within the broader region.
How does the suburb of Cootamundra's infrastructure development compare to other areas?
With an infrastructure score in the top 30%, the suburb of Cootamundra demonstrates above-average development activity compared to national benchmarks.
Harden Sewage Treatment Plant Upgrade
Category: Environmental & Disaster Management
Stage: Completed | Est. Comp: 2025
Source / Links: Link 1   Link 2  

Remediation and upgrade of the Harden sewage treatment plant to restore and improve performance following storm and flood impacts. Works included rehabilitation and realignment of treatment ponds, construction of spillways, and upgrades to recycled water rising mains. Council indicated works commencing December 2024 with completion targeted for April 2025; project is now treated as complete.

Environmental & Disaster Management

Dog on the Tuckerbox Site - Proposed Mixed-Use Development (DA2023/116)
Category: Business Parks & Technology Hubs
Stage: Under Assessment | Est. Comp: 0
Source / Links: Link 1   

Development Application for a proposed mixed-use development at the Dog on the Tuckerbox site, including office, retail, and food and drink premises.

Business Parks & Technology Hubs

Annie Pyers Drive Upgrade
Category: Transport & Logistics
Stage: Construction | Est. Comp: 0
Source / Links: Link 1   

An upgrade project for Annie Pyers Drive in the Cootamundra-Gundagai region.

Transport & Logistics

Water Reticulation System Extension to Dog on the Tuckerbox Site
Category: Environmental & Disaster Management
Stage: Proposed | Est. Comp: 0
Source / Links: Link 1   Link 2  

This project will bring the supply of potable water to the Dog on the Tuckerbox precinct, enhancing planned development at the site and allowing for future expansion.

Environmental & Disaster Management

MACTON Industrial Subdivision
Category: Business Parks & Technology Hubs
Stage: Completed | Est. Comp: 2024
Source / Links: Link 1   

Prestige industrial land subdivision creating 10 fully serviced lots for industrial, warehousing, and logistics uses, with concrete paved cul-de-sac, security fencing, and B-Double route approval. The subdivision is physically complete and council compliant, with some lots sold and remaining lots available for purchase.

Business Parks & Technology Hubs

Young Stormwater Infrastructure Upgrades
Category: Environmental & Disaster Management
Stage: Planning | Est. Comp: 2027
Source / Links: Link 1   Link 2  

Hilltops Council is undertaking comprehensive stormwater drainage and flood mitigation infrastructure upgrades across the Young township. The scope includes hydraulic capacity improvements, drainage network renewal, and water quality treatment measures to reduce local overland flooding and enhance environmental outcomes along Burrangong Creek.

Environmental & Disaster Management

Hill Street Subdivision Young
Category: Residential Development
Stage: Construction | Est. Comp: 2025
Source / Links: Link 1   Link 2  

New land development by Mellross Communities off Hills Street, Young. Titled and ready for construction with fully serviced lots including Colorbond fencing and building pads. Located in prime position surrounded by upmarket lifestyle properties with natural fall and tranquil backdrop.

Residential Development

Burrangong Creek Bridge Duplication
Category: Transport & Logistics
Stage: Construction | Est. Comp: 2025
Source / Links: Link 1   Link 2  

Duplication of existing bridge along Henry Lawson Way in Young to improve connectivity for surrounding towns, increase load limits and safety, and extend bridge lifespan. Project includes traffic management and approach road improvements during construction phase.

Transport & Logistics

Jobs & IndustryEmployment Trends in Cootamundra

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2,639 residents of Cootamundra are employed, from a labour force of 2,729. Unemployment sits at 3.3%, with participation at 46.7%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.1% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 6,256, about 91% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

A healthy distribution across white and blue collar occupations characterizes Cootamundra, with strong representation in core public and essential services alongside an unemployment rate of 3.3%, according to aggregated statistical figures from AreaSearch. Employed residents numbered 2,639 as of March 2026. The local jobless rate sits 0.8% below the 4.1% mark in Regional NSW, though labor force participation is notably lower at 46.7% compared to 60.6% across Regional NSW. Working from home was reported by 8.5% of workers in the Census, an outcome that may have been influenced by Covid-19 restrictions.

Major sectors providing employment for local residents include health care & social assistance, retail trade, and agriculture, forestry & fishing. The agriculture, forestry & fishing sector shows extraordinary concentration, employing personnel at 1.8 times the broader regional benchmark. Conversely, accommodation & food accounts for only 5.2% of the local workforce, trailing the Regional NSW level of 7.8%. Comparing the Census count of working positions with local resident numbers suggests a relatively constrained pool of workplace opportunities situated within the immediate area. During the year to March 2026, AreaSearch analysis of SALM and ABS data indicates that the labour force fell by 3.4% alongside a 2.8% drop in employment, which caused the unemployment rate to decline by 0.6 percentage points. In contrast, Regional NSW experienced a 0.9% reduction in employment and a 0.4% contraction in the labour force, leading to a 0.5 percentage point increase in unemployment. Jobs and Skills Australia's national employment forecasts from Mar-26 provide additional context regarding potential future demand in Cootamundra. These projections span five and ten-year horizons and have been overlaid onto the local employment profile to estimate growth trajectories. Although national employment is projected to grow by 6.6% over five years and 13.7% over ten years, expansion varies considerably across different industry sectors. When these sector-specific growth rates are applied to Cootamundra's employment composition, the area is expected to see employment rise by 6.1% over five years and 13.0% over ten years, though this is a basic weighting extrapolation for illustrative purposes and does not incorporate localized population projections.

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Cootamundra?
As of March 2026, the suburb of Cootamundra has approximately 2,639 employed residents with an unemployment rate of 3.3%. This healthy unemployment rate suggests a well-functioning labour market. Employment indicators are below the national average, suggesting room for improvement, though the very low unemployment rate of 3.3% indicates the ranking primarily reflects recent job losses rather than underlying labor market weakness.
How does the suburb of Cootamundra's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Cootamundra stands at 3.3%, which is 0.8 percentage points below Regional NSW's rate of 4.1%. This lower unemployment rate suggests stronger local employment conditions. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Cootamundra?
The employment landscape in the suburb of Cootamundra is dominated by several key sectors. The largest employers are health care & social assistance (16.4% of employment), retail trade (11.6%), and agriculture, forestry & fishing (9.7%). Other significant employers include education & training and construction.
How has employment changed recently in the suburb of Cootamundra?
Over the past year to March 2026, the suburb of Cootamundra has experienced a decline in employment, with total jobs decreasing while the labour force decreased. As a result, the unemployment rate has fall. By comparison, Regional NSW saw employment decreased and its unemployment rate rose.
What is the workforce participation rate in the suburb of Cootamundra?
The workforce participation rate in the suburb of Cootamundra is 46.7%, which represents the proportion of working-age residents who are either employed or actively seeking work. The relatively low participation rate may indicate limited job opportunities or demographic factors affecting workforce engagement. The local rate trailing the Regional NSW average of 60.6%, suggesting potential for increased workforce participation.
Which industries are over-represented in the suburb of Cootamundra's employment market?
The suburb of cootamundra shows notable specialization in agriculture, forestry & fishing, which employs 9.7% of the local workforce compared to 5.3% regionally. This concentration suggests the area has developed competitive advantages in this sector. The area also shows above-average employment in 1 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the suburb of Cootamundra?
Based on Jobs and Skills Australia projections applied to the suburb of Cootamundra's industry mix, employment is expected to grow by 6.1% over the next five years and 13.0% over ten years. This compares to national growth expectations of 6.6% over five years. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Cootamundra compare nationally?
The suburb of cootamundra's employment market shows below-average performance in national comparisons. While employment opportunities exist, the area faces more challenges than many other regions. However, the low unemployment rate of 3.3% suggests the ranking is driven by recent job losses rather than structural weakness. Recent job advertisement trends show the broader employment region saw a 1.0% decline, ranking 19.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Cootamundra?
Skilled workers will find good opportunities in the suburb of Cootamundra, with skilled sectors accounting for 32.3% of employment. Key sectors for skilled workers include health care & social assistance (16.4%), education & training (8.8%), and professional & technical (5.2%). With projected employment growth of 6.1% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Cootamundra

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Median household income in Cootamundra is $1,037 a week (about $54,000 a year), with median personal income at $587 a week. ATO records put median taxable income at $46,248 a year against an average of $59,418. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

ATO postcode data for financial year 2023 aggregated by AreaSearch indicates that the suburb of Cootamundra recorded a median taxpayer income of $46,248 and an average income of $59,418. These figures trail the Australian standard and compare against regional benchmarks of $52,390 (median) and $65,215 (average) across Regional NSW. Factoring in Wage Price Index movement of 10.32% since financial year 2023 elevates current modelled figures to roughly $51,021 for the median and $65,550 for the average as of March 2026. National comparisons from the 2021 Census place Cootamundra's household, family, and personal earnings within the 4th to 10th percentiles nationwide.

The largest proportion of residents (29.8%, or 2,055 people) earn within the $400 - 799 weekly band, in contrast to the wider region where the $1,500 - 2,999 bracket is most prevalent at 29.9%. Even though shelter costs are relatively manageable, leaving 88.3% of income unspent on housing, overall disposable income ranks only in the 8th percentile nationally.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Cootamundra?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Cootamundra is approximately $51,021. The official ATO data from FY-23 recorded a median of $46,248.
What is the average taxable income in the suburb of Cootamundra?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Cootamundra is approximately $65,550. The official ATO data from FY-23 recorded an average of $59,418.
How does the median taxable income in the suburb of Cootamundra compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Cootamundra is approximately $51,021 compared to $57,797 in Regional NSW. The official ATO data from FY-23 shows $46,248 and $52,390 respectively.
How does the average taxable income in the suburb of Cootamundra compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Cootamundra is approximately $65,550 compared to $71,945 in Regional NSW. The official ATO data from FY-23 shows $59,418 and $65,215 respectively.
What are the main income cohorts in the suburb of Cootamundra according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~29.8% / 2,055 persons) of the suburb of Cootamundra's population is the $400 - 799 cohort.
How do the main income cohorts in the suburb of Cootamundra compare to the region?
The largest income cohort in the suburb of Cootamundra is the $400 - 799 group, representing about 29.8% of the population. In comparison, Regional NSW's largest income cohort is the $1,500 - 2,999 group, representing 29.9% of its population, according to the 2021 Census.
What is the median household income in the suburb of Cootamundra according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Cootamundra is $1,037/wk.
What is the median family income in the suburb of Cootamundra according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Cootamundra is $1,421/wk.
What is the median personal income in the suburb of Cootamundra according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Cootamundra is $587/wk.
How does the suburb of Cootamundra's income rank nationally?
AreaSearch's latest postcode level ATO data for FY-23 reveals that income in the suburb of Cootamundra is below the national average, with the median assessed at $46,248 while the average income stands at $59,418. This contrasts to Regional NSW's figures of a median income of $52,390 and an average income of $65,215. Based on Wage Price Index growth of 10.32% since FY-23, current estimates would be approximately $51,021 (median) and $65,550 (average) as of March 2026.
What is the disposable income in the suburb of Cootamundra?
The estimated disposable income in the suburb of Cootamundra is $3,967 per year according to AreaSearch analysis.
How does the suburb of Cootamundra's disposable income compare to the region?
The suburb of cootamundra's disposable income is $3,967 compared to $5,252 for Regional NSW, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Cootamundra

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Cootamundra had 2,852 occupied dwellings at the 2021 Census, 92% detached houses and 1% apartments. 26% are owned with a mortgage, 24% rented and 50% owned outright. At that Census the median rent was $220 a week and the median mortgage repayment $1,149 a month. Rent absorbs 21.2% of household income here and mortgage repayments 25.6%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

Residential stock in Cootamundra at the most recent Census was composed of 91.6% houses alongside 8.4% other dwellings (such as apartments, semi-detached residences, and 'other' dwellings), whereas Regional NSW registered 82.6% houses and 17.4% other dwellings. Outright homeownership was exceptionally strong at 50.0%, substantially exceeding the Regional NSW rate, while 25.6% of properties were being paid off with a mortgage and 24.4% were rented. Housing costs remain modest: the median monthly mortgage payment stood at $1,149 and weekly rent was $220, both well below the respective Regional NSW medians of $1,733 and $330.

Across Australia, Cootamundra's housing overheads are noticeably lower than the national mortgage benchmark of $1,863 per month and weekly rental figure of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Cootamundra?
In the suburb of Cootamundra, 50.0% of homes are owned outright, 25.6% are owned with a mortgage, and 24.4% are rented.
What percentage of dwellings in the suburb of Cootamundra are houses?
According to the latest data, 91.6% of dwellings in the suburb of Cootamundra are houses.
What percentage of dwellings in the suburb of Cootamundra are apartments or units?
In the suburb of Cootamundra, 0.6% of dwellings are apartments or units, with an additional 7.1% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Cootamundra?
Outright home ownership in the suburb of Cootamundra stands at 50.0%, compared to 39.6% in Regional NSW.
What is the median monthly mortgage repayment in the suburb of Cootamundra?
The median monthly mortgage repayment in the suburb of Cootamundra is $1,149, compared to $1,733 in Regional NSW.
What is the median weekly rent in the suburb of Cootamundra?
The median weekly rent in the suburb of Cootamundra is $220, compared to $330 in Regional NSW.
What is the distribution of rental prices in the suburb of Cootamundra?
In the suburb of Cootamundra, 16.5% of rentals are $0-149/week, 76.8% are $150-349/week, 6.7% are $350-649/week, 0.0% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the suburb of Cootamundra?
The aggregate monthly housing cost in the suburb of Cootamundra is $526, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Cootamundra?
In the suburb of Cootamundra, households with mortgages typically spend 25.6% of their income on mortgage repayments, while renters spend 21.2% of their income on rent.
How crowded are homes in the suburb of Cootamundra?
The average persons per bedroom ratio in the suburb of Cootamundra is 0.7, indicating the level of household density.
How does housing affordability in the suburb of Cootamundra compare to the region?
Housing affordability in the suburb of Cootamundra shows mortgage holders spending 25.6% of income on repayments (vs 27.9% regionally), while renters spend 21.2% of income on rent (vs 23.0% regionally).
What types of dwellings are most common in the suburb of Cootamundra?
The dwelling mix in the suburb of Cootamundra consists of 91.6% detached houses, 7.1% semi-detached dwellings, 0.6% apartments, and 0.7% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Cootamundra?
Considering the housing occupancy patterns, the weighted average monthly housing cost is approximately $527. This accounts for outright owners paying no housing costs, mortgage holders paying $1,149/month, and renters paying $953/month.
How affordable is housing in the suburb of Cootamundra relative to local incomes?
Housing in Cootamundra consumes approximately 11.7% of median household income ($4,490 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Cootamundra?
Recent development applications in Cootamundra show attached dwellings contributing 0% of approvals compared to 8% of existing stock, while detached houses represent 100% of applications versus 92% of current dwellings. This suggests development patterns consistent with existing housing mix. Density increases remain below national trends.

HouseholdsHousehold Composition in Cootamundra

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Cootamundra counted 2,852 households at the 2021 Census, averaging 2.2 people each. 20% are couples with children, fewer than in 87% of areas nationally, against 34% couples without children. 33% of households are people living alone, and families average 2.2 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Families constitute the vast majority of local living arrangements at 64.8%, consisting of couples without children (34.1%), couples with children (20.0%), and single parent families (10.1%). The remaining 35.2% are non-family residences, primarily made up of lone person households (33.2%) and group households (1.9%). On average, households contain 2.2 people, which is slightly below the Regional NSW average of 2.4.

Frequently Asked Questions - Households

How many households are in the suburb of Cootamundra?
As of the 2021 Census, the suburb of Cootamundra had 2,852 households. Based on population growth patterns, this has remained relatively stable to an estimated 2,857 households today.
What is the typical household size?
The median household size in the suburb of Cootamundra is 2.2 people. This compares to 2.4 in Regional NSW and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 64.8% of all households. The remaining households consist of lone person households (33.2%), group households (1.9%), and other household types (0.0%).
How are families structured in the area?
Among the 1,848 family households, 20.0% are couples with children, 34.1% are couples without children at home, and 10.1% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Cootamundra compare to regional household patterns?
Compared to Regional NSW, the suburb of Cootamundra shows distinct household patterns. Lone person households are notably over-represented at 33.2% (versus 27.9% regionally). This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the suburb of Cootamundra have an average of 2.2 children, slightly above the Regional NSW average of 1.8. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Cootamundra?
Marriage patterns reveal 49.5% of the adult population are currently married, while 28.8% have never married. This compares to 45.6% married and 34.3% never married across Regional NSW.
How significant are single-person households?
Single-person households represent 33.2% of all households in the suburb of Cootamundra, higher than the regional average of 27.9%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 1.9% of households, well below the Regional NSW average of 3.3%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Cootamundra

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13.1% of adults in Cootamundra hold a university qualification, including 9.6% with a bachelor degree and 1.8% with postgraduate qualifications, lower than 89% of areas nationally. A further 30.6% hold a vocational qualification. 5 schools serve the area, with 905 enrolment places and an average ICSEA of 922 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

Tertiary qualification levels highlight educational hurdles locally, with 13.1% holding university degrees compared against 32.2% across the whole of NSW. This gap presents opportunities for targeted community training programs. Among university graduates, bachelor degrees account for 9.6%, postgraduate credentials make up 1.8%, and graduate diplomas represent 1.7%. Meanwhile, technical and vocational training is strongly represented, as 40.9% of community members aged 15+ hold vocational qualifications, comprising certificates (30.6%) and advanced diplomas (10.3%). A substantial 25.0% of the local population is actively engaged in formal studies. Broken down across tiers, primary school students constitute 9.8%, secondary school attendees account for 7.9%, and 1.5% are enrolled in tertiary education programs.

Frequently Asked Questions - Education

What percentage of people in the suburb of Cootamundra have university qualifications?
13.1% of people aged 15 and over in the suburb of Cootamundra have university qualifications, compared to 21.3% in the broader region.
What percentage of people in the suburb of Cootamundra have no formal qualifications?
46.0% of people aged 15 and over in the suburb of Cootamundra have no formal qualifications, compared to 39.1% regionally.
How does the suburb of Cootamundra's education level compare to national averages?
The suburb of cootamundra ranks in the 11th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Cootamundra?
The most common qualifications in the suburb of Cootamundra are: Certificate (30.6%), Advanced Diploma (10.3%), Bachelor Degree (9.6%).
What proportion of the suburb of Cootamundra's population is currently attending educational institutions?
25.0% of the population in the suburb of Cootamundra is currently engaged in formal education, with 9.8% in primary school, 7.9% in secondary school, 1.5% at university.
What is the ICSEA score for schools in the suburb of Cootamundra?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Cootamundra is 922, indicating below-average socio-educational advantage compared to the national average of 1000.
How many schools are located within the suburb of Cootamundra?
There are 5 schools within the suburb of Cootamundra, with a combined enrollment of approximately 905 students.
What types of schools are available in the suburb of Cootamundra?
The suburb of cootamundra includes 2 primary schools, 1 secondary school, 2 combined schools.

Schools Detail

AmenitiesServices & Amenities in Cootamundra

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Explore the surrounds Search this catchment for any place type — schools, cafés, supermarkets, transport — and drop your own custom points on the map.
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Getting AroundTransport & Commuting in Cootamundra

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Public transport in Cootamundra reaches 225 stops on 37 routes, timetabled for about 960 services a week. The typical home sits about 150 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.3 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

An inventory of local transit networks identifies 225 active transport stops in Cootamundra, delivering a combination of train and buses. These facilities accommodate 37 individual routes providing 959 weekly passenger trips. Transit access is outstanding, as residents are situated an average of 147 meters from their closest boarding point. Reflecting the area's residential profile, travel is mostly outbound, with private vehicles serving as the primary mode of travel for 91% of commuters and 6% walking. Households maintain an average of 1.3 vehicles, below regional standards. Working from home was recorded for 8.5% of workers (2021 Census; may reflect COVID-19 conditions).

Across the entire network, service volume averages 137 trips per day, translating to roughly 4 weekly trips per individual stop. The mapped display presents the 100 nearest stops relative to the centerpoint of the area.

Frequently Asked Questions - Transport

How many public transport stops are in Cootamundra?
There are 225 public transport stops within the suburb of Cootamundra.
How frequent are the transport services in Cootamundra?
the suburb of Cootamundra has 959 weekly trips across 37 routes, averaging 137 trips per day.
How far are residents from public transport in Cootamundra?
On average, residential properties are 147 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Cootamundra

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56.2% of residents in Cootamundra report no long-term health condition, a less healthy profile than 89% of areas nationally. 9.3% need daily assistance with core activities, and 50.5% hold private health cover. The standardised death rate runs at 6.6 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Evaluations of mortality statistics and chronic disease occurrences by AreaSearch highlight meaningful health concerns in Cootamundra, where chronic conditions are prevalent among both younger cohorts and older demographics. Additionally, private health insurance coverage is somewhat limited, held by around 50% of residents (~3,480 people), trailing the Australian proportion of 55.7%. Leading health challenges in the community include arthritis, affecting 12.8% of individuals, and mental health issues, reported by 9.5%. Overall, 56.2% of residents reported having no medical ailments, behind the 63.3% rate recorded across Regional NSW. Health burdens are especially evident among working-age individuals due to heightened chronic illness rates.

Seniors aged 65 and over comprise 34.5% of the populace (2,379 people), notably exceeding the Regional NSW proportion of 23.3%, with older residents facing typical health difficulties that align with broader national rankings.

Frequently Asked Questions - Health

How many people in the suburb of Cootamundra have private health insurance?
Around 50.5% of people in the suburb of Cootamundra are covered by private health insurance, which compares to 51.9% in the broader region of Regional NSW.
What percentage of the population requires ongoing medical assistance in the suburb of Cootamundra?
In the suburb of Cootamundra, 9.3% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 6.8% of people in Regional NSW require similar assistance.
How prevalent is asthma in the suburb of Cootamundra?
9.0% of people in the suburb of Cootamundra are diagnosed with asthma. In comparison, 8.4% of the population across Regional NSW is affected by asthma.
What percentage of people have diabetes in the suburb of Cootamundra?
Diabetes affects 6.1% of the the suburb of Cootamundra population, while in the surrounding region, 4.7% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Cootamundra?
5.6% of people in the suburb of Cootamundra have heart disease. Across the region of Regional NSW, 4.4% of the population is affected by heart disease.
How does the suburb of Cootamundra compare to the region in terms of overall private health coverage?
In the suburb of Cootamundra, 50.5% of the population are estimated to have private health insurance. Comparatively, Regional NSW sees an estimated private health coverage rate of 51.9%.

Ancestry & LanguageCultural Diversity in Cootamundra

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Cootamundra is largely Australian-born, at 92.5% of residents, with 2.7% speaking a language other than English at home. The largest reported ancestries are English (33.5%) and Australian (32.9%). 5.1% of residents identify as Aboriginal and/or Torres Strait Islander. Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Indicators of cultural diversity in Cootamundra remain below broader averages, with Australian-born citizens comprising 92.5% of the community, total citizenship at 91.7%, and 97.3% using solely English at home. Christianity represents the dominant religious faith, adhered to by 69.5% of residents in comparison to 55.9% throughout Regional NSW. Looking at ancestral heritage based on parents' birthplace, the primary backgrounds reported across Cootamundra are English (33.5%), Australian (32.9%), and Irish (10.6%). Variations in representation emerge among other groups: Australian Aboriginal heritage is comparatively high at 5.1% (compared with 4.6% across the region), while German accounts for 3.2% (against 3.1%) and Samoan stands at 0.1% (matching 0.1%).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Cootamundra?
Cootamundra was found to be below average in terms of cultural diversity, with 91.7% of its population being citizens, 92.5% born in Australia, and 97.3% speaking English only at home.
What is the most common religion in the suburb of Cootamundra?
The main religion in Cootamundra was found to be Christianity, which makes up 69.5% of people in Cootamundra. This compares to 55.9% across Regional NSW.
What are the top countries of origin in the suburb of Cootamundra?
In terms of ancestry (country of birth of parents), the top three represented groups in Cootamundra are English, comprising 33.5% of the population, Australian, comprising 32.9% of the population, and Irish, comprising 10.6% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Australian Aboriginal is notably overrepresented at 5.1% of Cootamundra (vs 4.6% regionally), Samoan at 0.1% (vs 0.1%) and German at 3.2% (vs 3.1%).
How does the percentage of people born overseas compare to the regional average?
7.5% of the the suburb of Cootamundra population was born overseas, compared to 13.0% regionally.
What percentage of the the suburb of Cootamundra population speaks a language other than English at home?
2.7% of the population in the suburb of Cootamundra speaks a language other than English at home, compared to 7.1% in the wider region.
How many people in the suburb of Cootamundra identify as Australian Aboriginal?
5.1% of the the suburb of Cootamundra population identifies as Australian Aboriginal, compared to 4.6% in the region.
What is the citizenship status of the population in the suburb of Cootamundra?
91.7% of the the suburb of Cootamundra population holds citizenship, compared to 89.2% in the wider region.

Age StructureAge Profile of Cootamundra

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The median resident of Cootamundra is 51, older than 93% of areas nationally. 19.0% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

The demographic profile of Cootamundra leans heavily toward older residents. AreaSearch figures for August 2026 show that 34.5% of the population belongs to retiree and elderly cohorts (65+), contrasting with 23.3% across Regional NSW, whereas young to middle aged adults (25 - 44) represent only 16.4% locally versus 23.5% regionally. The median age remains unchanged from the 2021 Census at an estimated 51 as at August 2026, sitting 8 years above the Regional NSW median of 43 at that Census and well over the national median of 38 recorded at that same Census.

Since the Census, the most distinct demographic shift has occurred in the retiree and elderly cohorts, expanding from 31.3% to an estimated 34.5%. Looking ahead to 2041, senior brackets are set to drive the bulk of local demographic growth, adding 177 residents (7%) to reach 2,556, while younger adults and children are projected to decline.

Frequently Asked Questions - Age

What is the median age in the suburb of Cootamundra?
AreaSearch estimates the median age in the suburb of Cootamundra at 51 years as at August 2026. That is in line with the 2021 Census figure of 51 years, on an age profile AreaSearch re-estimates for population change recorded since the Census.
How does the suburb of Cootamundra's median age compare to broader areas?
At an estimated 51 years as at August 2026, Cootamundra is 8 years older than the Regional NSW 2021 Census average (43 years) and 13 years older than the national Census average (38 years).
What age groups are over-represented in the suburb of Cootamundra?
On AreaSearch estimates updated to August 2026, the most over-represented age group in the suburb of Cootamundra compared to the Regional NSW region is the 75 - 84 group, making up 13.0% of the population.
What age groups are under-represented in the suburb of Cootamundra?
On AreaSearch estimates updated to August 2026, the most under-represented age group in the suburb of Cootamundra compared to the Regional NSW region is the 35 - 44 group, making up 8.0% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Cootamundra show significant variance compared to the Regional NSW region. The most over-represented age groups are 85+ year-olds (5.1% vs 2.9%) and 75-84 year-olds (13.0% vs 8.2%).
What is the percentage of children (0-14 years) in the suburb of Cootamundra?
AreaSearch estimates children aged 0-14 years at 16.2% of the population in the suburb of Cootamundra as at August 2026.
What is the percentage of older people (65+ years) in the suburb of Cootamundra?
AreaSearch estimates people aged 65 and over at 34.5% of the population in the suburb of Cootamundra as at August 2026.

Data & MethodBoundaries, Sources & Method for Cootamundra

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Oct 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) Aug 2026 2 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual Aug 2026 2 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Aug 2026 2 months ago headline measures · Jul 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Oct 2026 this month headline measures · Sep 2026 baseline
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Oct 2026.
Infrastructure projects Infrastructure Australia, Local governments Daily May 2026 5 months ago all 2 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated May 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 7 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Sep 2026 last month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 3 months ago headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Sep 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 43 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (6,885 at the 2021 Census → 6,897 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL11053). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Cootamundra suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Cootamundra page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Cootamundra data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Aug 2026), property sales & rents (Oct 2026), infrastructure projects (May 2026) and services & amenities (Sep 2026). Built on a Census baseline but carrying newer measures on top: population (to Aug 2026), age profile (to Aug 2026), employment (to Mar 2026), income (to FY 2023), education (to Sep 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

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