Thurgoona

Thurgoona lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends

As of May 2026, the population of Thurgoona is estimated to be around 13,842. This reflects a growth of 2,814 people since the 2021 Census, which reported a population of 11,028. The change was inferred from AreaSearch's estimate of the resident population at 13,321 in June 2025, based on the latest ERP data release by the ABS, and an additional 918 validated new addresses since the Census date. This results in a density ratio of 388 persons per square kilometer. Thurgoona's growth rate of 25.5% since the 2021 census exceeded the Rest of NSW (4.9%). Interstate migration contributed approximately 68.0% of overall population gains during recent periods, with all drivers being positive factors.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022, and NSW State Government's SA2 level projections for areas not covered by this data, released in 2022 with a base year of 2021. Future population trends predict exceptional growth, placing Thurgoona in the top 10 percent of national regional areas, with an expected increase of 7,089 persons to 2041 based on aggregated SA2-level projections, reflecting a total increase of 47.5% over the 16 years.

The level of residential development activity in Thurgoona was found to be higher than 90% of real estate markets across the country

Based on AreaSearch analysis of ABS building approval numbers, allocated from statistical area data, Thurgoona has recorded around 159 residential properties granted approval annually. Approximately 796 homes have been approved over the past five financial years, from FY-21 to FY-25, with an additional 99 approved in FY-26 so far. On average, about 3.3 new residents arrive per dwelling constructed each year during these five years.

This indicates that demand is outpacing supply, which typically puts upward pressure on prices and increases competition among buyers. The average construction value of new properties is approximately $487,000, suggesting a focus on the premium segment with upmarket properties. In FY-26 alone, there have been around $57.1 million in commercial approvals, demonstrating high levels of local commercial activity. Compared to the Rest of NSW, Thurgoona shows 92.0% higher development activity per person, which should provide buyers with ample choice. However, development activity has moderated in recent periods.

This is significantly above the national average, indicating robust developer interest in the area. New building activity comprises approximately 94.0% detached dwellings and 6.0% townhouses or apartments, preserving the area's low density nature with an emphasis on detached housing attracting space-seeking buyers. The location has around 97 people per dwelling approval, indicating an expanding market. Looking ahead, Thurgoona is expected to grow by approximately 6,568 residents through to 2041, according to the latest AreaSearch quarterly estimate. Should current construction levels persist, housing supply could lag population growth, likely intensifying buyer competition and underpinning price growth.

Thurgoona has very high levels of nearby infrastructure activity, ranking in the top 20% nationally

Changes in local infrastructure significantly affect an area's performance. AreaSearch has identified 23 projects that could impact the area. Notable ones are Murray Park Estate, The Oaks Residential Subdivision, Brooklyn Fields Estate, and Albury Regional Job Precinct (NEXUS Industrial Precinct Master Plan). Relevant projects are listed below.

Professional plan users can use the search below to filter and access additional projects.

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AreaSearch analysis reveals Thurgoona significantly outperforming the majority of regions assessed nationwide

Thurgoona has a skilled workforce with essential services sectors well represented. The unemployment rate as of December 2025 was 2.1%, according to AreaSearch's aggregation of statistical area data. There were 7,600 residents employed at this time, with an unemployment rate 1.8% lower than Regional NSW's rate of 3.9%.

Workforce participation in Thurgoona was higher at 76.4%, compared to Regional NSW's 60.5%. Census responses showed that only 10.2% of residents worked from home, though Covid-19 lockdown impacts should be considered. The dominant employment sectors among residents include health care & social assistance, education & training, and retail trade. Notably, the area has a high concentration in education & training, with employment levels at 1.3 times the regional average.

Conversely, agriculture, forestry & fishing has limited presence with only 1.2% of employment compared to 5.3% regionally. The area appears to offer limited local employment opportunities, as indicated by the count of Census working population versus resident population. Over the 12 months to December 2025, labour force levels decreased by 1.4%, while employment declined by 1.9%, resulting in a rise in unemployment rate by 0.5 percentage points. By comparison, Regional NSW recorded an employment decline of 1.2% and a labour force decline of 0.8%, with unemployment rising by 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 offer insight into potential future demand within Thurgoona. These projections suggest that national employment should expand by 6.6% over five years and 13.7% over ten years. However, growth rates differ significantly between industry sectors. Applying these industry-specific projections to Thurgoona's employment mix suggests local employment should increase by 6.5% over five years and 13.6% over ten years, though this is a simple weighting extrapolation for illustrative purposes and does not take into account localised population projections.

Income levels align closely with national averages, indicating typical economic conditions for Australian communities according to AreaSearch analysis

The suburb of Thurgoona had a median taxpayer income of $53,776 and an average income of $67,988 in the financial year 2023, according to postcode level ATO data aggregated by AreaSearch. This is comparable to national averages, while Regional NSW's median income was $52,390 and average income was $65,215. By March 2026, based on a 10.32% Wage Price Index growth since financial year 2023, estimated incomes would be approximately $59,326 (median) and $75,004 (average). The 2021 Census showed household, family, and personal incomes in Thurgoona clustered around the 65th percentile nationally. In Thurgoona, 40.4% of individuals earned between $1,500 and $2,999, reflecting a pattern seen in the surrounding region where 29.9% occupied this earnings band. After housing costs, 86.1% of income remained for other expenses. Thurgoona's SEIFA income ranking placed it in the 6th decile.

Thurgoona is characterized by a predominantly suburban housing profile, with ownership patterns similar to the broader region

Thurgoona's dwelling structure, as per the latest Census, consisted of 97.1% houses and 2.9% other dwellings (semi-detached, apartments, 'other' dwellings). This compares to Regional NSW's 82.6% houses and 17.4% other dwellings. Home ownership in Thurgoona was at 26.4%, with mortgaged dwellings at 48.1% and rented ones at 25.6%. The median monthly mortgage repayment in the area was $1,625, below Regional NSW's average of $1,733. Median weekly rent in Thurgoona was $360, compared to Regional NSW's $330. Nationally, Thurgoona's mortgage repayments were lower than the Australian average of $1,863, and rents were less than the national figure of $375.

Thurgoona features high concentrations of family households, with a higher-than-average median household size

Family households constitute 79.3% of all households, including 39.8% couples with children, 28.4% couples without children, and 10.5% single parent families. Non-family households account for 20.7%, with lone person households at 17.2% and group households comprising 3.3%. The median household size is 2.8 people, larger than the Regional NSW average of 2.4.

The educational profile of Thurgoona exceeds national averages, with above-average qualification levels and academic performance metrics

Thurgoona's educational qualifications lag behind regional benchmarks, with 24.3% of residents aged 15+ holding university degrees compared to NSW's 32.2%. Bachelor degrees are the most prevalent (17.2%), followed by postgraduate qualifications (3.8%) and graduate diplomas (3.3%). Vocational credentials are prominent, with 39.5% of residents aged 15+ holding such qualifications - advanced diplomas at 10.7% and certificates at 28.8%. Educational participation is high, with 32.7% of residents currently enrolled in formal education, including 12.4% in primary, 7.5% in secondary, and 4.9% in tertiary education.

Educational participation is notably high, with 32.7% of residents currently enrolled in formal education. This includes 12.4% in primary education, 7.5% in secondary education, and 4.9% pursuing tertiary education.

Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Transport analysis indicates 193 active public transport stops in Thurgoona, consisting of bus services. These stops are covered by 44 individual routes, offering a total of 903 weekly passenger trips. Transport accessibility is rated highly, with residents typically situated 173 meters from the nearest stop. Predominantly residential, most residents commute outward, with car being the primary mode at 97%. Average vehicle ownership per dwelling is 1.7, exceeding the regional average. According to the 2021 Census, a relatively low 10.2% of residents work from home, which may reflect COVID-19 conditions.

Service frequency averages 129 trips daily across all routes, equating to approximately four weekly trips per individual stop. The accompanying map displays the 100 nearest stops to the location's centerpoint.

Health outcomes in Thurgoona are marginally below the national average with common health conditions somewhat prevalent across both younger and older age cohorts

Health indicators suggest below-average outcomes in Thurgoona based on AreaSearch's assessment of mortality rates and chronic condition prevalence.

Common health conditions are somewhat prevalent across both younger and older age cohorts. The rate of private health cover is approximately 54% of the total population (~7,449 people), leading that of the average SA2 area. The most common medical conditions in the area are asthma and mental health issues, impacting 9.2% and 9.2% of residents respectively. 68.5% of residents declared themselves completely clear of medical ailments compared to 63.3% across Regional NSW. Health outcomes among the working-age population are broadly typical. The area has 14.3% of residents aged 65 and over (1,979 people), lower than the 23.4% in Regional NSW. Health outcomes among seniors present some challenges, with national rankings broadly in line with the general population.

Thurgoona is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Thurgoona had a lower than average cultural diversity, with 88.8% of its population born in Australia, 93.1% being citizens, and 92.4% speaking English only at home. Christianity was the predominant religion, comprising 52.9% of Thurgoona's population. Judaism, however, was slightly overrepresented compared to Regional NSW, with 0.1% of Thurgoona's population identifying as such.

The top three ancestry groups in Thurgoona were Australian (30.5%), English (29.2%), and Irish (9.5%). Notably, German ancestry was more prevalent at 5.3%, compared to the regional average of 3.1%. Hungarian and Serbian ancestries also showed higher representation than the regional averages, with 0.3% each in Thurgoona versus 0.2% regionally.

Thurgoona hosts a young demographic, positioning it in the bottom quartile nationwide

Thurgoona has a median age of 34, which is lower than Regional NSW's figure of 43 and Australia's average of 38 years. Compared to the Regional NSW average, Thurgoona has an over-representation of the 25-34 cohort at 15.9% locally, while the 65-74 age group is under-represented at 8.0%. Between 2021 and present, the 25 to 34 age group has increased from 14.3% to 15.9%, while the 35 to 44 cohort rose from 14.0% to 15.1%. Conversely, the 55 to 64 age group declined from 9.8% to 8.5%. By 2041, demographic modeling projects significant changes in Thurgoona's age profile, with the 25 to 34 cohort expected to grow by 1,261 people (57%), reaching a total of 3,462 from its current 2,200.