Thurgoona

Thurgoona lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends

As of Feb 2026, the estimated population of Thurgoona is around 13,588, reflecting a growth of 2,560 people since the 2021 Census. This increase represents a 23.2% rise from the previous population count of 11,028. The change was inferred from AreaSearch's estimation of the resident population at 12,752 following examination of ABS's latest ERP data release in June 2024 and an additional 783 validated new addresses since the Census date. This results in a density ratio of 381 persons per square kilometer. Thurgoona's growth rate exceeded that of Rest of NSW (5.9%) and its SA4 region, indicating it as a growth leader. Interstate migration contributed approximately 68.0% to overall population gains during recent periods, with natural growth and overseas migration also being positive factors.

AreaSearch is using ABS/Geoscience Australia projections for each SA2 area released in 2024 with 2022 as the base year, and NSW State Government's SA2 level projections for areas not covered by this data, released in 2022 with 2021 as the base year. Future population trends predict exceptional growth for Thurgoona, placing it in the top 10 percent of national regional areas. By 2041, the area is expected to grow by 7,288 persons, reflecting a total increase of 45.0% over the 17 years.

The level of residential development activity in Thurgoona was found to be higher than 90% of real estate markets across the country

Thurgoona recorded approximately 165 residential properties granted approval annually. Between FY-21 and FY-25, around 826 homes were approved, with an additional 71 approved in FY-26 to date. On average, 2.5 people moved to the area per new home constructed over these five financial years.

The average construction cost value of new homes was $487,000, indicating a focus on premium properties. In FY-26, commercial approvals totaled $57.1 million, reflecting high local commercial activity. Compared to Rest of NSW, Thurgoona exhibited 104.0% higher development activity per person as of the latest data. Recent construction comprised 94.0% detached dwellings and 6.0% medium and high-density housing, maintaining the area's low density character. As of around 86 people per approval, Thurgoona reflects a developing area with projected growth.

Future estimates suggest Thurgoona will add approximately 6,115 residents by 2041, with development keeping pace with this projected growth.

Thurgoona has very high levels of nearby infrastructure activity, ranking in the top 20% nationally

Changes to local infrastructure significantly influence an area's performance. AreaSearch identified 23 projects likely impacting the area. Notable projects include Murray Park Estate, The Oaks Residential Subdivision, Brooklyn Fields Estate, and Albury Regional Job Precinct (NEXUS Industrial Precinct Master Plan). Below is a list of most relevant projects.

Professional plan users can use the search below to filter and access additional projects.

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Employment conditions in Thurgoona demonstrate exceptional strength compared to most Australian markets

Thurgoona has a skilled workforce with essential services sectors well represented. The unemployment rate was 2.1% in the past year, with an estimated employment growth of 1.6%. As of September 2025, there are 7,608 residents employed, and the unemployment rate is 1.7% lower than Rest of NSW's rate of 3.8%.

Workforce participation in Thurgoona is high at 80.1%, compared to Rest of NSW's 61.5%. According to Census responses, 10.2% of residents work from home, though Covid-19 lockdown impacts should be considered. Leading employment industries are health care & social assistance, education & training, and retail trade. Thurgoona specializes in education & training with an employment share 1.3 times the regional level, but agriculture, forestry & fishing is under-represented at 1.2% compared to Rest of NSW's 5.3%.

Employment opportunities locally may be limited, as indicated by Census working population vs resident population count. In a 12-month period ending September 2025, employment increased by 1.6%, labour force by 2.0%, causing unemployment rate to rise by 0.4 percentage points. This contrasts with Rest of NSW where employment contracted by 0.5%, labour force fell by 0.1%, and unemployment rose by 0.4 percentage points. National employment forecasts from Jobs and Skills Australia, May-25, project national employment growth at 6.6% over five years and 13.7% over ten years. Applying these projections to Thurgoona's employment mix suggests local employment should increase by 6.5% over five years and 13.6% over ten years, though this is a simple weighting extrapolation for illustrative purposes and does not account for localized population projections.

Income levels align closely with national averages, indicating typical economic conditions for Australian communities according to AreaSearch analysis

AreaSearch's latest postcode level ATO data for financial year 2023 shows that Thurgoona's median income is $53,776 and the average income is $67,988. This is comparable to Rest of NSW's median income of $52,390 and average income of $65,215. Based on Wage Price Index growth of 8.86% since financial year 2023, estimated incomes for September 2025 would be approximately $58,541 (median) and $74,012 (average). Census 2021 data indicates that Thurgoona's household, family, and personal incomes are around the 65th percentile nationally. Income distribution shows that 40.4% of residents earn between $1,500 and $2,999 weekly, similar to metropolitan regions where 29.9% fall into this bracket. After housing costs, 86.1% of income remains for other expenses. Thurgoona's SEIFA income ranking places it in the 6th decile.

Thurgoona is characterized by a predominantly suburban housing profile, with ownership patterns similar to the broader region

In Thurgoona, as per the latest Census evaluation, 97.1% of dwellings were houses while 2.9% comprised semi-detached homes, apartments, and other types. This contrasts with Non-Metro NSW's dwelling composition of 82.6% houses and 17.4% other dwellings. Home ownership in Thurgoona stood at 26.4%, with mortgaged dwellings accounting for 48.1% and rented ones making up 25.6%. The median monthly mortgage repayment was $1,625, lower than Non-Metro NSW's average of $1,733. The median weekly rent in Thurgoona was $360, higher than Non-Metro NSW's figure of $330. Nationally, Thurgoona's monthly mortgage repayments were significantly lower at $1,625 compared to the Australian average of $1,863, and rents were also lower at $360 versus the national figure of $375.

Thurgoona features high concentrations of family households, with a higher-than-average median household size

Family households account for 79.3% of all households, including 39.8% couples with children, 28.4% couples without children, and 10.5% single parent families. Non-family households make up the remaining 20.7%, consisting of 17.2% lone person households and 3.3% group households. The median household size is 2.8 people, larger than the Rest of NSW average of 2.4.

The educational profile of Thurgoona exceeds national averages, with above-average qualification levels and academic performance metrics

Thurgoona's educational qualifications trail regional benchmarks; 24.3% of residents aged 15+ hold university degrees compared to NSW's 32.2%. This gap indicates potential for educational development and skills enhancement. Bachelor degrees are the most common at 17.2%, followed by postgraduate qualifications (3.8%) and graduate diplomas (3.3%). Trade and technical skills are prominent, with 39.5% of residents aged 15+ holding vocational credentials – advanced diplomas (10.7%) and certificates (28.8%).

Educational participation is high, with 32.7% of residents currently enrolled in formal education. This includes 12.4% in primary education, 7.5% in secondary education, and 4.9% pursuing tertiary education.

Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Thurgoona has 193 active transport stops, all of which are bus stops. These stops are served by 44 different routes that together facilitate 903 weekly passenger trips. The average distance from a resident's location to the nearest transport stop is 173 meters, indicating excellent transport accessibility. Most residents commute outward from Thurgoona, with cars being the dominant mode of transportation at 97%. On average, there are 1.7 vehicles per dwelling in Thurgoona, which is higher than the regional average. According to the 2021 Census, only 10.2% of residents work from home, a figure that may be influenced by COVID-19 conditions.

Across all routes, there is an average service frequency of 129 trips per day, equating to approximately four weekly trips per stop. The accompanying map displays the 100 nearest stops to Thurgoona's location centrepoint.

Health outcomes in Thurgoona are marginally below the national average with the level of common health conditions among the general population somewhat typical, though higher than the nation's average among older cohorts

Health indicators suggest below-average outcomes in Thurgoona.

AreaSearch's assessment shows mortality rates and chronic condition prevalence are somewhat typical but higher than the national average among older cohorts. Private health cover is at approximately 54% of the total population (~7,313 people), slightly above the average for SA2 areas. The most common medical conditions are asthma and mental health issues, affecting 9.2 and 9.2% of residents respectively. 68.5% of residents declare themselves completely clear of medical ailments, compared to 63.3% across Rest of NSW. Health outcomes among the working-age population are broadly typical. The area has 13.7% of residents aged 65 and over (1,861 people), lower than the 23.4% in Rest of NSW. Health outcomes among seniors present some challenges but rank lower nationally than those of the broader population.

Thurgoona is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Thurgoona's cultural diversity was found to be below average, with 88.8% of its population born in Australia, 93.1% being citizens, and 92.4% speaking English only at home. Christianity was the main religion, comprising 52.9% of Thurgoona's population. Judaism, however, was overrepresented at 0.1%, compared to the region's average of 0.1%.

The top three ancestry groups were Australian (30.5%), English (29.2%), and Irish (9.5%). Notably, German ethnicity was overrepresented in Thurgoona at 5.3% (regional average: 3.1%), Hungarian at 0.3% (regional average: 0.2%), and Serbian at 0.3% (regional average: 0.2%).

Thurgoona hosts a young demographic, positioning it in the bottom quartile nationwide

Thurgoona has a median age of 34, which is lower than the Rest of NSW figure of 43 and Australia's median age of 38. Compared to the Rest of NSW average, Thurgoona has an over-representation of the 25-34 cohort (16.1%) and an under-representation of the 65-74 age group (7.9%). Between 2021 and present, the 25-34 age group has increased from 14.3% to 16.1%, while the 35-44 cohort has risen from 14.0% to 15.2%. Conversely, the 55-64 age group has decreased from 9.8% to 8.8%. By 2041, demographic modeling projects significant changes in Thurgoona's age profile. The 25-34 age cohort is projected to grow by 1,188 people (54%), reaching a total of 3,376 from the current figure of 2,187.