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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
The median house price in Cheltenham (NSW) is $2.40m, with units at $1.40m. House values have moved -1.0% a year compounded over five years.
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
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Cheltenham (NSW) has an estimated 2,198 residents, up from 2,166 at the 2021 Census — a change of 32 people, or 1.5%. That puts 1,332 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
An evaluation of regional ABS demographic releases alongside address validation conducted by AreaSearch shows the suburb of Cheltenham (NSW) having an estimated 2,198 residents as of Aug 2026. Compared with the 2,166 people counted in the 2021 Census, this indicates an expansion of 32 people (1.5%). This adjustment is derived from the figure of 2,198 determined by AreaSearch after reviewing the ABS June 2025 ERP release together with 16 validated new addresses post-Census. Consequently, the population density stands at 1,332 persons per square kilometer, exceeding the typical benchmark across nationwide locations surveyed by AreaSearch.
Inbound overseas migration accounted for the bulk of local population expansion, generating approximately 85.0% of recent additions. Projections compiled by ABS and Geoscience Australia published in 2024 using 2022 as their baseline are applied by AreaSearch across SA2 zones, supplemented by 2022 NSW State Government SA2 data based on 2021 where necessary. Age-specific trajectory rates derived from these sources are extended across all locations for the 2032 to 2041 timeframe. Looking at the long-term demographic outlook for the suburb of Cheltenham (NSW), standard modelling suggests a overall contraction of 8 persons by 2041. In contrast, certain mature age brackets are set to expand, most prominently the 75 to 84 cohort with a forecast addition of 61 people. See the age section for more details.
Frequently Asked Questions - Population
67 new dwellings have been approved in Cheltenham (NSW) over the past five years, an average of 13 a year. That is 5.7 approvals per 1,000 residents. Approvals are currently running at an annualised 7, well below that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.
Detail
Analysis by AreaSearch of statistical area building approvals indicates that an average of approximately 13 new residential dwellings have been sanctioned annually in Cheltenham, amounting to 67 homes across the prior 5 financial years. During FY-25 to date, 7 approvals have been logged. In the context of recent population contraction, this level of residential construction remains balanced for prospective purchasers, with properties carrying an average expected construction cost of $724,000, underscoring a preference among builders for high-end, executive homes. Furthermore, commercial building approvals have reached $4.8 million this financial year, reinforcing the suburb's prevailing residential focus.
Per-capita building volume in Cheltenham sits 14.0% below the Greater Sydney standard, placing the locality in the 52nd percentile nationwide. Of the new residential approvals, detached homes comprise 92.0% while attached residences account for 8.0%, preserving a spacious suburban environment tailored to family living. With an average of roughly 274 people per dwelling approval, the neighborhood exhibits the hallmarks of a low-density community. Given forecasts of an unchanging or decreasing headcount, housing supply pressures across Cheltenham are anticipated to soften, potentially offering advantageous conditions for incoming buyers.
Frequently Asked Questions - Development
Development applications around Cheltenham (NSW)
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| Lodged | Address | Description | Type | Distance | Status |
|---|
SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks 74 current infrastructure and development projects close to Cheltenham (NSW), worth an estimated $12.4 billion. 18 are already under construction and 30 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and transport & logistics. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Infrastructure upgrades, major civil projects, and town planning schemes play a decisive role in shaping local outcomes. AreaSearch has highlighted a total of 8 projects positioned to influence the area. Prominent works include Keynote Residences Beecroft, Federal Road Safety Program - Beecroft Road Safety Improvements, Senso Epping, and Beecroft Place (formerly Beecroft Module Shopping Centre), with key developments outlined below.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.
Frequently Asked Questions - Infrastructure
Cielo Epping
Mixed-use development by Meriton featuring Epping's tallest tower at 29 levels with 209 one, two, and three-bedroom apartments, designed with Studio SC. Includes premium finishes, sustainable features, onsite childcare centre, two retail shops, gym, sauna, outdoor pool, BBQ pavilion, and a level 26 rooftop garden. Located 4 minutes walk from Epping Train and Metro Station.
Keynote Residences Beecroft
Mixed-use 5-storey residential and retail development featuring 34 luxury apartments with 2 ground floor retail spaces. Located in the heart of Beecroft with easy access to transport, schools, and amenities.
Senso Epping
Nestled in the heart of Epping, Senso redefines modern urban living with exquisitely designed residences, cascading gardens, and resort-style experiences. Featuring 1, 2, 3 and 4 bedroom residences and penthouses. The development comprises 374 apartments and includes 918 sqm retail space at ground level. Premium amenities including rooftop pools, gym, cinema, sensory walk, and communal spaces.
Epping Central Development
Proposed mixed-use development featuring two towers (20 and 22 storeys) with 126 apartments, retail, and commercial spaces opposite Epping train station. It includes underground parking and ground-level community and market facilities to rejuvenate the area.
Senso Epping Mixed-Use Development
Mixed-use development comprising 479 apartments, approximately 918 sqm of retail space and a minimum 5% affordable housing. The project forms part of the Sydney Metro Northwest Places program and includes rooftop pools, gym, wellness facilities, cinema and landscaped communal areas. Construction has commenced and sales are underway, with completion anticipated in 2028.
Senso Epping
Mixed-use precinct delivering 374 apartments and about 918 sqm of ground-floor retail with resort-style amenities including pools, gym, landscaped public areas and EV facilities. Concept SSD approved, detailed design approved, sales underway and construction certification issued, with works progressing toward delivery.
Epping Forest
Residential development approved by NSW Land and Environment Court featuring 244 units comprising 5 buildings of 5-8 storey apartments and two-storey ground floor terraces with direct street entry. Located on a 2-hectare site within 200m of Epping Station and adjacent to Forest Park. Includes permeable pedestrian through-site links connecting Epping Road with Blaxland Road and Forest Grove.
Epping Town Centre East Upgrades
Public domain improvements in Oxford Street, Langston Place, Pembroke Street and Cambridge Street. New paving in selected areas, new kerb ramps and on-grade road pavement treatment for visual direction at pedestrian crossings, new trees and soft landscaping, laneway upgrade adjacent to the Epping School of Arts Community Centre to improve connectivity to Cambridge Street, new street furniture, new decorative and feature lighting, asphalt road pavement upgrade, selective kerb replacement.
1,311 residents of Cheltenham (NSW) are employed, from a labour force of 1,328. Unemployment sits at 1.3%, with participation at 71.3%. Weighted for its industry mix, the area's sectors are forecast to grow about 7.6% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 1,828, about 83% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
Cheltenham features an exceptionally qualified labor pool with prominent professional representation, registering a jobless rate of merely 1.3% alongside a 1.1% yearly rise in employment according to AreaSearch regional aggregations. As of March 2026, 1,311 residents participate in the workforce, with unemployment tracking 2.8% lower than the Greater Sydney mark of 4.1% and labor participation remaining solid at 71.3% versus 68.9% regionally. Census records show 62.1% of local workers operated from home, though this figure reflects historical Covid-19 public health mandates. The primary sectors providing jobs to local residents include health care & social assistance, professional & technical, and education & training.
Representation is particularly prominent in education & training, which exceeds the broader regional rate by a factor of 1.6. Conversely, accommodation & food accounts for only 2.5% of the resident workforce, trailing the Greater Sydney level of 5.8%. Comparing the resident headcount against local Census jobs indicates that the suburb is largely dormitive with modest internal employment generation. An examination of combined SALM and ABS figures by AreaSearch reveals that over the 12-month period, local employment expanded by 1.1% while the workforce rose by 1.0%, maintaining an even jobless rate. In Greater Sydney over the same timeframe, employment climbed by 1.9%, labor supply grew by 1.9%, and unemployment edged downward. Long-range projections from Jobs and Skills Australia as of Mar-26 provide additional context on future labor requirements. Sector-level national forecasts pointing to a 6.6% rise over five years and a 13.7% increase over ten years translate to an estimated local employment expansion of 7.6% over five years and 15.2% over ten years when mapped to the community's industrial composition, though this calculation represents a simple weighting extrapolation for illustrative purposes and does not take into account localised population projections.
Frequently Asked Questions - Employment
Median household income in Cheltenham (NSW) is $3,573 a week (about $186,000 a year), with median personal income at $1,159 a week. ATO records put median taxable income at $69,597 a year against an average of $106,890. The average runs 54% above the median, a wider spread than most areas and a sign of a concentrated group of high earners. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
ATO taxpayer records for financial year 2023 published by AreaSearch show Cheltenham recording a median income of $69,597 and an average of $106,890. These figures rank among the highest across the nation, outperforming Greater Sydney benchmarks of $60,817 (median) and $83,003 (average). Factoring in a 10.32% rise in the Wage Price Index since financial year 2023, updated estimates reach $76,779 for median income and $117,921 for average earnings as of March 2026. The 2021 Census placed local individual, household, and family earnings between the 88th and 99th percentiles nationwide. High earners are heavily represented, with 45.5% of residents (1,000 people) generating $4000+ weekly, compared to broader regional concentrations of 30.9% in the $1,500 - 2,999 bracket.
Overall, 58.7% take home in excess of $3,000 per week, fostering high local spending capacity. Households retain 89.0% of gross earnings once housing expenses are met, placing the area in the 10th decile on the SEIFA income index.
Frequently Asked Questions - Income
Cheltenham (NSW) had 696 occupied dwellings at the 2021 Census, 96% detached houses and 0% apartments. 40% are owned with a mortgage, 8% rented and 52% owned outright. At that Census the median rent was $695 a week and the median mortgage repayment $3,612 a month, a total housing cost higher than 91% of areas nationally. Rent absorbs 19.5% of household income here and mortgage repayments 23.3%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
According to the latest Census, separate houses made up 96.1% of Cheltenham's residential stock, with semi-detached dwellings, apartments, and other configurations accounting for the remaining 3.9%, compared with 55.9% houses and 44.1% attached or multi-unit dwellings throughout the Sydney metro area. Unencumbered home ownership reached 51.5%, significantly outstripping the wider metropolitan rate, alongside 40.3% of homes under mortgage and 8.2% leased to tenants. Typical monthly mortgage payments were $3,612 and weekly rental payments stood at $695, exceeding the Sydney metro averages of $2,427 and $470. These housing costs also substantially outpace national figures of $1,863 for mortgages and $375 for rents.
Frequently Asked Questions - Housing
Cheltenham (NSW) counted 696 households at the 2021 Census, averaging 3.1 people each. 52% are couples with children, more than in 96% of areas nationally, against 27% couples without children. 12% of households are people living alone, and families average 1.6 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Family arrangements constitute 88.1% of all local domestic setups, comprising couples with children at 52.3%, childless couples at 27.0%, and single parent households at 7.5%. The remaining 11.9% are non-family residences, consisting of single-occupant homes at 11.8% and group living situations at 0.9%. The typical household size sits at 3.1 people, exceeding the 2.7 benchmark across Greater Sydney.
Frequently Asked Questions - Households
59.2% of adults in Cheltenham (NSW) hold a university qualification, including 35.1% with a bachelor degree and 20.1% with postgraduate qualifications, higher than 86% of areas nationally. A further 9.2% hold a vocational qualification. 1 school serves the area, with 1,407 enrolment places and an average ICSEA of 1,139 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.
Detail
Higher education qualifications in Cheltenham are held at rates far above regional and country benchmarks, with 59.2% of individuals aged 15+ possessing a tertiary degree, against 30.4% across Australia and 32.2% across NSW. Bachelor qualifications represent the largest segment at 35.1%, followed by postgraduate degrees at 20.1% and graduate diplomas at 4.0%. Technical and vocational training encompasses 17.2% of adults aged 15+, divided between advanced diplomas (8.0%) and certificates (9.2%). Engagement in formal study is substantial, with 31.3% of the population attending an educational institution. This proportion includes 9.6% in high school, 9.0% in primary education, and 8.6% enrolled in tertiary courses.
Frequently Asked Questions - Education
Schools Detail
Public transport in Cheltenham (NSW) reaches 14 stops on 9 routes, timetabled for about 2,400 services a week. The typical home sits about 230 m from its nearest stop. Trains carry the largest share of public transport commuters. Households keep an average of 1.7 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.
Detail
A review of transit options identifies 14 active transport stops across Cheltenham providing both train and bus links. Across 9 designated routes, these facilities deliver 2,410 weekly passenger trips. Network connectivity is solid, with local residents living an average of 227 meters from their nearest transit node. Given the community's residential focus, outbound daily travel is standard, with 80% using private vehicles and 17% taking rail. Dwellings maintain an average of 1.7 motor vehicles, above the metropolitan norm, while 62.1% of workers indicated working from home in the 2021 Census during the COVID-19 period.
Daily transit frequency across all networks averages 344 trips, which translates to roughly 172 weekly departures per dedicated stop.
Frequently Asked Questions - Transport
Transport Stops Detail
75.4% of residents in Cheltenham (NSW) report no long-term health condition, a healthier profile than 95% of areas nationally. 2.4% need daily assistance with core activities, and 69.0% hold private health cover. The standardised death rate runs at 3.7 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
Evaluations by AreaSearch regarding mortality and illness indicators show exceptional community wellbeing across Cheltenham, marked by low occurrences of chronic conditions in all age cohorts and private health insurance coverage extending to roughly 69% of all residents (1,517 people). This exceeds the Greater Sydney uptake of 59.9% and the national baseline of 55.7%. Arthritis and asthma represent the most frequent medical issues in the suburb, reported by 7.1 and 6.5% of the local population respectively, whereas 75.4% of residents reported having no long-term illnesses, outperforming the Greater Sydney rate of 74.6%.
Individuals aged 65 and over comprise 20.8% of the local populace (457 people), compared to 15.5% regionally, with senior health indicators tracking closely alongside strong nationwide averages.
Frequently Asked Questions - Health
34.5% of Cheltenham (NSW) residents were born overseas and 32.6% speak a language other than English at home, more culturally diverse than 78% of areas nationally. The largest reported ancestries are English (20.2%) and Australian (19.0%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Cultural diversity is well established in Cheltenham, where 34.5% of the population was born abroad and 32.6% speak languages other than English in the home. Christianity represents the most common faith, practiced by 49.4% of residents. Meanwhile, Buddhism forms 3.7% of the community, relative to 4.1% observed across Greater Sydney. Looking at parentage and ancestral background, the leading heritages reported are English at 20.2%, Australian at 19.0%, and Chinese at 18.1%, the latter markedly exceeding the regional standard of 8.4%. Other distinctive cultural backgrounds include Russian at 0.8% (versus 0.4% regionally), Korean at 1.2% (versus 1.1%), and South Australian at 0.9% (versus 0.5%).
Frequently Asked Questions - Diversity
The median resident of Cheltenham (NSW) is 46, older than 82% of areas nationally. 23.0% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
The age profile of Cheltenham leans toward older demographics. Based on August 2026 estimates, mature adults and early retirees aged 45 - 64 make up 31.7% of the populace, compared to 22.6% across Greater Sydney, whereas younger adults aged 25 - 44 represent 15.0% locally against 31.4% across the broader metropolis. The estimated median age stands at 46 as of August 2026, identical to the 2021 Census figure and higher than both the Greater Sydney median of 37 and national median of 38 recorded at that time. Since the Census, the 25 - 44 cohort has decreased from 16.9% to 15.0%.
Projections to 2041 suggest that retirees and seniors aged 65+ will represent the primary demographic increase, adding 125 residents (27%) to total 582, while cohorts comprising children, teenagers, young adults, and mature working adults contract.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Cheltenham (NSW)
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Oct 2026.
Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Aug 2026 2 months ago headline measures · Jul 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Oct 2026 this month headline measures · Sep 2026 baseline |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Oct 2026. | ||
| Infrastructure projects | Infrastructure Australia, Local governments Daily | May 2026 5 months ago all 2 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated May 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 7 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Sep 2026 last month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 3 months ago headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Sep 2026 last month all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 16 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (2,166 at the 2021 Census → 2,198 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL10895). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.