Cambridge Gardens

Cambridge Gardens has shown very soft population growth performance across periods assessed by AreaSearch

Based on analysis of ABS population updates for the broader area, as of Nov 2025, the Cambridge Gardens statistical area (Lv2) has an estimated population of around 2,079. This reflects an increase of 49 people since the 2021 Census, which reported a population of 2,030. The change is inferred from AreaSearch's estimate of the resident population at 2,064 following examination of the latest ERP data release by the ABS in June 2024, and an additional 1 validated new address since the Census date. This level of population equates to a density ratio of 2,700 persons per square kilometer, placing it in the upper quartile relative to national locations assessed by AreaSearch. Natural growth contributed approximately 74.0% of overall population gains during recent periods.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. Future population trends anticipate lower quartile growth, with the area expected to increase by 86 persons to 2041 based on aggregated SA2-level projections, reflecting a gain of 3.4% in total over the 17 years.

AreaSearch assessment of residential development drivers sees a low level of activity in Cambridge Gardens, placing the area among the bottom 25% of areas assessed nationally

AreaSearch analysis of ABS building approval numbers indicates Cambridge Gardens recorded approximately seven residential properties approved annually. Over the past five financial years, from FY21 to FY25, around 39 homes were approved, with three more granted in FY26 so far. On average, 0.8 new residents arrived per new home each year during these five years.

This suggests that new construction is meeting or exceeding demand, providing buyers with more options and potentially facilitating population growth beyond current expectations. The average expected construction cost of new homes was $283,000, below the regional average, indicating more affordable housing options. In FY26, $3.9 million in commercial development approvals have been recorded, suggesting limited focus on commercial development compared to residential. Compared to Greater Sydney, Cambridge Gardens has around two-thirds the rate of new dwelling approvals per person and ranks among the 19th percentile nationally, offering more limited choices for buyers and supporting demand for existing homes.

New building activity in Cambridge Gardens shows 62.0% detached houses and 38.0% attached dwellings, with a growing mix of townhouses and apartments providing options across different price points. This reflects a significant change from the current housing mix, which is currently 98.0% houses, addressing shifting lifestyle demands and affordability requirements. With around 823 people per dwelling approval, Cambridge Gardens reflects a highly mature market. Population forecasts indicate Cambridge Gardens will gain approximately 70 residents by 2041, based on the latest AreaSearch quarterly estimate. Given current development patterns, new housing supply should readily meet demand, offering good conditions for buyers and potentially facilitating population growth beyond current projections.

Cambridge Gardens has very high levels of nearby infrastructure activity, ranking in the top 10% nationally

No factors influence a region's performance more than changes to local infrastructure, major projects, and planning initiatives. AreaSearch has identified zero projects expected to impact this area. Key projects include Cambridge Park North Precinct Rezoning, The Quarter - Penrith Health & Education Precinct, Nepean Business Park, and Parker Street Reserve Sport and Recreation Precinct. Below is a list detailing those most relevant.

Professional plan users can use the search below to filter and access additional projects.

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AreaSearch analysis indicates Cambridge Gardens maintains employment conditions that align with national benchmarks

Cambridge Gardens has a balanced workforce with representation across white and blue collar jobs. The construction sector is particularly prominent.

As of September 2025, the unemployment rate stands at 3.2%. This figure is based on AreaSearch's aggregation of statistical area data. In Cambridge Gardens, 1,082 residents are employed, with an unemployment rate of 1.0% below Greater Sydney's rate of 4.2%. Workforce participation is similar to Greater Sydney's 60.0%.

Employment in the area is concentrated in construction, health care & social assistance, and retail trade. Construction employment is notable at 1.8 times the regional level, while professional & technical jobs show lower representation at 3.6% compared to the regional average of 11.5%. The predominantly residential area offers limited local employment opportunities, as indicated by Census data comparing working population to resident population. Over the 12 months to September 2025, labour force levels decreased by 3.9%, with employment decreasing by 3.1% in Cambridge Gardens. This resulted in a fall of 0.7 percentage points in unemployment. In contrast, Greater Sydney saw employment grow by 2.1%. State-level data from 25-Nov shows NSW employment contracted by 0.03% (losing 2,260 jobs), with the state unemployment rate at 3.9%, compared to the national rate of 4.3%. Jobs and Skills Australia's national employment forecasts from May-25 suggest that national employment will expand by 6.6% over five years and 13.7% over ten years. Applying these projections to Cambridge Gardens' employment mix indicates local employment should increase by 6.1% over five years and 12.8% over ten years, based on a simple weighting extrapolation for illustrative purposes.

Income levels align closely with national averages, indicating typical economic conditions for Australian communities according to AreaSearch analysis

AreaSearch's latest postcode level ATO data for financial year 2023 shows Cambridge Gardens' median taxpayer income is $53,281 and average is $60,163. This is below the national average. Greater Sydney's median is $60,817 and average is $83,003. Based on Wage Price Index growth of 8.86% since financial year 2023, estimated median income for Cambridge Gardens as of September 2025 would be approximately $58,002 and average would be $65,493. According to the 2021 Census, incomes in Cambridge Gardens cluster around the 59th percentile nationally. The $1,500 - $2,999 earnings band captures 37.9% of the community (787 individuals), consistent with broader trends across the region showing 30.9% in the same category. High housing costs consume 16.6% of income. Despite this, disposable income ranks at the 61st percentile nationally and Cambridge Gardens' SEIFA income ranking places it in the 4th decile.

Cambridge Gardens is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

The dwelling structure in Cambridge Gardens, as per the latest Census, consisted of 98.3% houses and 1.7% other dwellings (semi-detached, apartments, 'other' dwellings). This compares to Sydney metro's 77.4% houses and 22.6% other dwellings. Home ownership in Cambridge Gardens stood at 32.0%, with mortgaged dwellings at 48.0% and rented ones at 19.9%. The median monthly mortgage repayment was $2,167, aligning with Sydney metro's average, while the median weekly rent was $420, compared to Sydney metro's $400. Nationally, Cambridge Gardens' mortgage repayments were higher than the Australian average of $1,863, and rents were substantially above the national figure of $375.

Cambridge Gardens features high concentrations of family households, with a fairly typical median household size

Family households account for 81.1% of all households, consisting of 37.4% couples with children, 27.6% couples without children, and 14.4% single parent families. Non-family households make up the remaining 18.9%, with lone person households at 17.1% and group households comprising 2.4% of the total. The median household size is 2.8 people, which aligns with the Greater Sydney average.

Educational outcomes in Cambridge Gardens fall within the lower quartile nationally, indicating opportunities for improvement in qualification attainment

The area's university qualification rate is 12.5%, significantly lower than Greater Sydney's average of 38%. Bachelor degrees are the most common at 9.7%, followed by postgraduate qualifications (2.1%) and graduate diplomas (0.7%). Vocational credentials are prevalent, with 43.1% of residents aged 15+ holding them - advanced diplomas at 9.7% and certificates at 33.4%. Educational participation is high, with 28.5% currently enrolled in formal education.

This includes 9.5% in primary, 7.8% in secondary, and 3.6% in tertiary education.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

The analysis of public transport in Cambridge Gardens indicates that there are currently 14 operational transport stops. These stops offer a variety of bus services, with a total of 29 different routes operating weekly. The combined passenger trips across all these routes amount to 730 per week.

The accessibility of transport within the area is considered excellent, with residents on average located 152 meters from their nearest transport stop. On a daily basis, there are an average of 104 trips made across all routes, which equates to approximately 52 weekly trips per individual stop.

Health performance in Cambridge Gardens is lower than average with prevalence of common health conditions notable across both younger and older age cohorts

Cambridge Gardens faces significant health challenges, with notable prevalence of common health conditions across both younger and older age cohorts. The rate of private health cover is relatively low at approximately 51% of the total population (~1,055 people), compared to 55.2% across Greater Sydney.

The most common medical conditions in the area are asthma and mental health issues, impacting 10.2 and 9.3% of residents respectively, while 63.9% declare themselves completely clear of medical ailments, compared to 69.5% across Greater Sydney. The area has 17.3% of residents aged 65 and over (359 people), which is higher than the 14.1% in Greater Sydney. Health outcomes among seniors present some challenges, broadly in line with the general population's health profile.

Cambridge Gardens ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics

Cambridge Gardens had a cultural diversity level below average, with 83.3% of its population born in Australia, 91.1% being citizens, and 90.3% speaking English only at home. Christianity was the predominant religion in Cambridge Gardens, comprising 60.1% of people, compared to 57.9% across Greater Sydney. The top three ancestry groups were Australian (28.0%), English (27.5%), and Irish (8.1%).

Notably, Hungarian (0.5%) was overrepresented compared to the regional average (0.3%), as were Maltese (1.7%, vs 2.9%) and Polish (1.0%, vs 0.7%).

Cambridge Gardens's population is slightly younger than the national pattern

At 36 years, Cambridge Gardens's median age is nearly matching the Greater Sydney average of 37. It is modestly under the Australian median of 38. Relative to Greater Sydney, Cambridge Gardens has a higher concentration of 65-74 residents at 11.1% but fewer 55-64 year-olds at 8.7%. Between June 2021 and June 2026, the 75-84 age group grew from 3.7% to 5.5% of the population. Conversely, the 55-64 cohort declined from 11.0% to 8.7%. By 2041, demographic modeling suggests Cambridge Gardens's age profile will evolve significantly. The 75-84 cohort shows the strongest projected growth at 45%, adding 51 residents to reach 166. Senior residents aged 65 and above will drive 61% of population growth, underscoring demographic aging trends. Meanwhile, the 5-14 and 0-4 cohorts are expected to experience population declines.