Cambridge Gardens

Cambridge Gardens has shown very soft population growth performance across periods assessed by AreaSearch

The estimated population of Cambridge Gardens is 2004 as of May 2026, a decrease of 26 people from the 2021 Census figure of 2030. This decrease reflects an inferred resident population of 1998 based on AreaSearch's examination of the latest ERP data release by the ABS in June 2025 and validation of one new address since the Census date. The population density ratio is 2602 persons per square kilometer, placing Cambridge Gardens in the upper quartile relative to national locations assessed by AreaSearch. Natural growth contributed approximately 74% of overall population gains during recent periods. For future projections until 2041, AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area released in 2024 with a base year of 2022.

For areas not covered by this data, NSW State Government's SA2 level projections released in 2022 with a base year of 2021 are used. Growth rates by age group from these aggregations are applied to all areas for the years 2032 to 2041. Future population trends indicate lower quartile growth, with Cambridge Gardens expected to increase by 66 persons to 2041, reflecting a gain of 3% in total over the 16-year period.

The level of residential development activity in Cambridge Gardens is very low in comparison to the average area assessed nationally by AreaSearch

Based on AreaSearch analysis of ABS building approval numbers, allocated from statistical area data, Cambridge Gardens has recorded around 7 residential properties granted approval each year. Over the past 5 financial years (between FY-21 and FY-25), approximately 39 homes were approved, with a further 4 approved so far in FY-26. Despite population decline during this period, housing supply has remained adequate relative to demand, creating a balanced market with good buyer choice.

The average value of new homes being built is $283,000, below the regional average, suggesting more affordable housing options for buyers. In terms of commercial development, $3.9 million in approvals have been recorded this financial year, indicating limited focus on commercial development. Compared to Greater Sydney, Cambridge Gardens has around two-thirds the rate of new dwelling approvals per person and ranks among the 19th percentile nationally, offering more limited choices for buyers and supporting demand for existing homes. New building activity shows 62.0% detached houses and 38.0% attached dwellings, with a growing mix of townhouses and apartments providing options across different price points.

This reflects a change from the current housing mix (currently 98.0% houses), influenced by reduced availability of development sites and shifting lifestyle demands and affordability requirements. With around 824 people per dwelling approval, Cambridge Gardens reflects a highly mature market. Population forecasts indicate Cambridge Gardens will gain 60 residents through to 2041, based on the latest AreaSearch quarterly estimate. Given current development patterns, new housing supply should readily meet demand, offering good conditions for buyers and potentially facilitating population growth beyond current projections.

Cambridge Gardens has very high levels of nearby infrastructure activity, ranking in the top 10% nationally

No factors influence a region's performance more than local infrastructure alterations, significant projects, and planning initiatives. AreaSearch has pinpointed zero projects expected to impact this area. Notable projects are The Quarter - Penrith Health and Education Precinct, Cambridge Park North Precinct Rezoning, Nepean Business Park, and Parker Street Reserve Sport and Recreation Precinct, with the following list highlighting those most pertinent.

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The employment landscape in Cambridge Gardens presents a mixed picture: unemployment remains low at 3.7%, yet recent job losses have affected its comparative national standing

Cambridge Gardens has a balanced workforce with white and blue collar employees, notably in construction. Its unemployment rate is 3.7%, as per AreaSearch's statistical area data aggregation. As of December 2025, 1,021 residents are employed, with an unemployment rate of 4.2% below Greater Sydney's rate.

Workforce participation stands at 65.3%. A high 28.6% work from home, potentially influenced by Covid-19 lockdowns. Employment is concentrated in construction, health care & social assistance, and retail trade. Construction has an employment share of 1.8 times the regional level.

Conversely, professional & technical services show lower representation at 3.6%. The area offers limited local employment opportunities. Over December 2024 to December 2025, labour force levels decreased by 5.5%, with employment down by 5.3%, causing unemployment to fall by 0.2 percentage points. This contrasts with Greater Sydney's employment growth of 2.2%. Jobs and Skills Australia's national employment forecasts from May-25 project national employment growth of 6.6% over five years and 13.7% over ten years. Applying these projections to Cambridge Gardens' employment mix suggests local employment should increase by 6.1% over five years and 12.8% over ten years, though this is a simplified extrapolation for illustrative purposes.

Income levels align closely with national averages, indicating typical economic conditions for Australian communities according to AreaSearch analysis

AreaSearch's latest postcode level ATO data for financial year 2023 shows Cambridge Gardens' median income among taxpayers is $53,281. The average income in the suburb is $60,163. Both figures are below the national averages of $74,695 (median) and $98,152 (average). Greater Sydney's median income is $60,817 with an average of $83,003. Based on Wage Price Index growth of 10.32% since financial year 2023, estimated incomes for March 2026 would be approximately $58,780 (median) and $66,372 (average). According to the 2021 Census, household, family, and personal incomes in Cambridge Gardens cluster around the 59th percentile nationally. Income distribution shows that 37.9% of individuals earn between $1,500 and $2,999, consistent with broader regional trends where 30.9% fall into this category. High housing costs consume 16.6% of income in the suburb. Despite this, disposable income ranks at the 61st percentile nationally. The area's SEIFA income ranking places it in the 4th decile.

Cambridge Gardens is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Dwelling structure in Cambridge Gardens, as evaluated at the latest Census, comprised 98.3% houses and 1.7% other dwellings. In comparison, Sydney metro had 55.9% houses and 44.1% other dwellings. Home ownership in Cambridge Gardens was 32.0%, with mortgaged dwellings at 48.0% and rented dwellings at 19.9%. The median monthly mortgage repayment was $2,167, below Sydney metro's average of $2,427. Median weekly rent was $420, compared to Sydney metro's $470. Nationally, Cambridge Gardens' mortgage repayments were higher than the Australian average of $1,863, and rents were substantially above the national figure of $375.

Cambridge Gardens features high concentrations of family households, with a higher-than-average median household size

Family households constitute 81.1% of all households, including 37.4% couples with children, 27.6% couples without children, and 14.4% single parent families. Non-family households account for the remaining 18.9%, with lone person households at 17.1% and group households comprising 2.4%. The median household size is 2.8 people, larger than the Greater Sydney average of 2.7.

Educational outcomes in Cambridge Gardens fall within the lower quartile nationally, indicating opportunities for improvement in qualification attainment

The area's university qualification rate is 12.5%, significantly lower than Greater Sydney's average of 38.0%. Bachelor degrees are the most common at 9.7%, followed by postgraduate qualifications (2.1%) and graduate diplomas (0.7%). Vocational credentials are prevalent, with 43.1% of residents aged 15+ holding them, including advanced diplomas (9.7%) and certificates (33.4%). Educational participation is high, with 28.5% of residents currently enrolled in formal education.

This includes 9.5% in primary education, 7.8% in secondary education, and 3.6% pursuing tertiary education.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Public transport analysis indicates 14 active transport stops operating within Cambridge Gardens. These stops serve a mix of bus routes, totaling 29 individual routes. Collectively, these routes facilitate 730 weekly passenger trips. Transport accessibility is rated as excellent, with residents typically located 152 meters from the nearest transport stop. As a primarily residential area, most residents commute outward. Car remains the dominant mode of transport at 93%.

Vehicle ownership averages 1.7 per dwelling, which is above the regional average. According to the 2021 Census, a high 28.6% of residents work from home, potentially reflecting COVID-19 conditions. Service frequency averages 104 trips per day across all routes, equating to approximately 52 weekly trips per individual stop.

Health performance in Cambridge Gardens is well below average with prevalence of common health conditions notable across both younger and older age cohorts

Health data indicates significant health issues in Cambridge Gardens. AreaSearch's assessment shows high prevalence of common health conditions across both younger and older age groups.

Private health cover is relatively low at approximately 51% (~1,017 people), compared to 59.9% across Greater Sydney. The most prevalent medical conditions are asthma (10.2%) and mental health issues (9.3%), while 63.9% of residents report no medical ailments, lower than the 74.6% in Greater Sydney. Working-age population faces notable chronic condition rates. Cambridge Gardens has 18.1% of residents aged 65 and over (362 people), higher than Greater Sydney's 15.5%. Health outcomes among seniors are challenging but broadly align with national rankings.

Cambridge Gardens ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics

Cambridge Gardens had a cultural diversity below average, with 83.3% born in Australia, 91.1% being citizens, and 90.3% speaking English only at home. Christianity was the main religion, comprising 60.1%, compared to Greater Sydney's 49.2%. For ancestry, Australians topped at 28.0%, higher than the regional average of 17.8%.

English followed at 27.5%, above the regional average of 19.0%. Irish ancestry was 8.1%. Notably, Hungarian (0.5% vs 0.3%), Maltese (1.7% vs 1.0%), and Polish (1.0% vs 0.6%) groups were overrepresented in Cambridge Gardens compared to the region.

Cambridge Gardens's population is slightly younger than the national pattern

Cambridge Gardens has a median age of 36 years, nearly matching Greater Sydney's average of 37 years. This is modestly under the Australian median age of 38 years. Compared to Greater Sydney, Cambridge Gardens has a higher proportion of residents aged 65-74 (11.1%) but fewer residents aged 55-64 (8.7%). Between the 2021 Census and present, the 75-84 age group has increased from 3.7% to 5.8% of the population. Conversely, the 55-64 age group has declined from 11.0% to 8.7%. By 2041, demographic modeling suggests significant changes in Cambridge Gardens' age profile. The 85+ cohort is projected to grow by 129%, adding 30 residents to reach a total of 55. In contrast, both the 5-14 and 45-54 age groups are expected to decrease in number.