Banks

Suburb (SAL)

Australian Capital Territory / Tuggeranong

 
 
 
 
 
 
 
Data Sources ABSValuer GeneralRental BoardACARA Newest Aug 2026 · Refreshed ABS QuickStats SAL80021 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Banks

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DemographicsPopulation Growth in Banks

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Banks has an estimated 5,043 residents, down from 5,100 at the 2021 Census — a change of 57 people, or 1.1%. That puts 2,241 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

Based on examination of ABS demographic revisions for the broader district, alongside new addresses validated by AreaSearch since the Census, the suburb of Banks is estimated to have a population of approximately 5,043 as of May 2026. This represents a contraction of 57 people (1.1%) from the 2021 Census, which documented a population of 5,100 individuals. The variation is derived from the resident population of 5,038, calculated by AreaSearch through analyzing the latest ABS ERP release (June 2025) and adding 3 validated new addresses since the Census date. This population size corresponds to a density ratio of 2,241 persons per square kilometer, exceeding the average across national locations analyzed by AreaSearch.

Although the suburb of Banks recorded a 1.1% decline since the census, the SA3 region expanded by 1.4%, highlighting contrasting population trajectories. Population gains in the area were chiefly supported by natural growth, which accounted for approximately 82.0% of the total population growth in recent periods. AreaSearch utilizes ABS and Geoscience Australia projections for each SA2 region, which were published in 2024 using 2022 as the baseline. For any SA2 regions lacking this data, and for any years after 2032, age group growth rates are sourced from ACT Government projections, also utilizing a 2022 baseline. Factoring in these expected demographic transitions, projections show a drop in the overall population over this timeframe, with the suburb of Banks expected to lose 253 persons by 2041 under this approach. Conversely, expansion is projected in certain age groups, led by residents aged 75 to 84, who are expected to increase by 59 people. Detailed age breakdowns are available in the corresponding section.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Banks?
Total population for the suburb of Banks was estimated to be approximately 5,043 as at May 26. This is based upon an estimated resident population of 5,038 from the ABS up to June 2025.
How has the population in the suburb of Banks changed since 2021?
The suburb of banks has lost approximately 57 people and shown a 1.12% decrease from the 5,100 people recorded at the 2021 Census period.
What is the population density in the suburb of Banks?
The population density in the suburb of Banks is estimated at 2,241 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Banks?
Over the past 10 years, the population in the suburb of Banks has shown a compound annual growth rate of 0.0% per annum.
What are the main drivers of population growth in the suburb of Banks?
Population growth in the suburb of Banks is driven by: Natural increase (82.0%), Overseas migration (18.0%), Interstate migration (0.0%). The primary driver is Natural increase, contributing 82.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Banks

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According to AreaSearch's evaluation of ABS building permits allocated from statistical area data, Banks averages approximately 1 dwelling receiving development approval each year, culminating in an estimated 6 homes over the last 5 financial years. Thus far in FY-26, 1 approvals have been documented. Since an average of 3.5 people per year relocated to the area for every home constructed over the last 5 financial years (spanning FY-21 to FY-25), demand is outstripping supply by a wide margin. This imbalance typically exerts upward pressure on housing prices and heightens buyer competition, while new homes are built at an average value of $900,000, indicating developers are targeting the premium segment with high-end projects.

Compared against the broader Australian Capital Territory, Banks exhibits significantly lower development activity, registering 90.0% below the regional per capita average. This undersupply of new housing generally bolsters demand and values for existing residences. This rate also sits below the national average, reflecting a mature locality and suggesting potential planning limitations. Furthermore, all recent construction has consisted of detached houses, preserving the traditional suburban layout with a focus on spacious family residences. New building activity shows a higher proportion of detached housing than existing stock indicates (79.0% at the Census), demonstrating a sustained, strong appetite for family homes. With approximately 5022 people per approval, Banks presents as a mature, established residential market. As the population is projected to remain stable or decline, Banks is likely to see reduced pressure on housing stock, which may open up opportunities for purchasers.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Banks recently?
Dwelling approval activity in the the suburb of Banks area has seen 2 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Banks's current population of 5,043 has been supported by 1 approvals on average over recent years.
How does the suburb of Banks's development activity compare to the broader region?
The suburb of Banks has seen 0.02 approvals per 100 people in recent years, compared to 0.97 approvals in the broader region. This means that one dwelling has been approved for every 5022 people in the suburb of Banks, compared to one for every 141 in the broader region.
Is the suburb of Banks keeping up with housing demand?
Population forecasts suggest stable or declining population, reducing pressure on housing supply in the the suburb of Banks area.
What has been the trend in development approvals over the past five years in the suburb of Banks?
Looking at development activity over the past five years, the suburb of Banks's approval levels have been below the yearly average of 1, indicating a recent decline in approval activity.
How does recent development compare to population growth in the suburb of Banks?
Over the past five years, the population in the suburb of Banks has grown by approximately 4 people, while 6 residential approvals were recorded. This equates to a ratio of 0.7 people added for each new dwelling approval. This low ratio indicates housing supply is outpacing population growth, potentially creating market oversupply.
Are there opportunities for residential developers in the suburb of Banks?
With dwelling approval activity running at an average of 1 approvals per year and a population of 5,043, stable population forecasts suggest a mature market with selective development opportunities.
Approvals Pipeline Development applications near Banks

Development applications around Banks

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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Banks

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AreaSearch tracks 18 current infrastructure and development projects close to Banks, worth an estimated $2.56 billion. 2 are already under construction and 4 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and health & medical. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Nothing affects local performance as much as alterations to nearby infrastructure, major developments, and urban planning initiatives. In total, no projects have been identified by AreaSearch as likely to influence the area. Key initiatives include Southquay Greenway Stage 2 - Block 1 Section 80 Public Housing, Lanyon Marketplace Improvements, Monaro Highway Safety Upgrades, and Big Canberra Battery (Williamsdale BESS), with the list below highlighting those expected to be of greatest significance.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Banks?
Key infrastructure and planning changes likely to influence the suburb of Banks include: Southquay Greenway Stage 2 - Block 1 Section 80 Public Housing (Dev. Application); Lanyon Marketplace Improvements (Completed); Monaro Highway Safety Upgrades (Construction); Big Canberra Battery (Williamsdale BESS) (Construction); and Queanbeyan Regional Integrated Transport Plan (Planning). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Banks?
Infrastructure development impacting the suburb of Banks spans multiple sectors including Transport & Logistics, Energy, and Retail, among others.
What is the scale of infrastructure investment impacting the suburb of Banks?
Infrastructure investment analysis indicates significant investment of approximately $495 million in infrastructure projects affecting the region, with a notable concentration of investment within the immediate the suburb of Banks vicinity.
How does the suburb of Banks's infrastructure development compare to other areas?
The suburb of Banks shows moderate infrastructure development relative to national averages, with opportunities for future growth and investment.
Banks Gateway Estate
Category: Residential Development
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   

New residential subdivision by the Suburban Land Agency delivering approximately 220 new homes in Banks, directly adjacent to northern Gordon and within the same primary school catchment. The project is focused on creating a thriving local community.

Residential Development

Tuggeranong Multi-Unit Development - Gordon
Category: Residential Development
Stage: Approved | Est. Comp: 2026
Source / Links: Link 1   Link 2  

Multiple 24-unit developments and supportive housing projects including six single storey supportive housing dwellings with carports, and childcare centre construction for 90 places.

Residential Development

Lanyon Marketplace Improvements
Category: Retail
Stage: Completed | Est. Comp: 2023
Source / Links: Link 1   Link 2  

Public space improvements completed in late 2023 at Lanyon Marketplace in Conder. The project, led by the ACT Government, included new seating and landscaping, improved pedestrian access (paths, pram ramps, safe crossings), a new raised intersection at Balcombe and Sidney Nolan Streets, and additional parking spaces on Sidney Nolan Street. The original record's mention of new Coles/Aldi/specialty stores appears to refer to an expected private sector expansion/refurbishment or is based on speculation, as the public works completed focused on the community space and access, with the Marketplace being anchored by Woolworths and 18 specialty shops.There is an ALDI store located at 9 Sidney Nolan Street nearby.

Retail

Calwell Retirement Living Precinct
Category: Health & Medical
Stage: Proposed | Est. Comp: 0

A retirement living precinct proposal by KBDC, featuring 30 one-storey townhouses alongside the Calwell shopping strip.

Health & Medical

Calwell Group Centre improvements
Category: Sports & Recreation
Stage: Completed | Est. Comp: 2025
Source / Links: Link 1   Link 2  

Public space upgrades at local shops including new seating, playground with nature play elements, accessible parking bays, improved pedestrian access, upgraded lighting, and enhanced landscaping. Features nest swing, trampolines, slide, steppers and new shade sail.

Sports & Recreation

Calwell Public Housing Development
Category: Residential Development
Stage: Completed | Est. Comp: 2023
Source / Links: Link 1   

30 new public housing townhouses (2 and 3 bedroom) built to Class C Adaptable standards. Features evaporative heating/cooling, 6-star energy rating hot water systems, double-glazed windows, and sustainable design.

Residential Development

EV Fast Charging Infrastructure - Calwell (Calwell Shopping Centre)
Category: Telecommunications
Stage: Completed | Est. Comp: 2024
Source / Links: Link 1   Link 2  

Public DC fast EV charging delivered at Calwell Shopping Centre and operated by Evie Networks, supported by ACT Government grants and ARENA funding to expand Canberra's charging network.

Telecommunications

Tuggeranong Public Housing Development
Category: Residential Development
Stage: Completed | Est. Comp: 2023
Source / Links: Link 1   Link 2  

Major public housing development in Tuggeranong providing affordable housing options for low-income families and individuals. Includes multiple apartment complexes and townhouses with community facilities and support services.

Residential Development

Jobs & IndustryEmployment Trends in Banks

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3,020 residents of Banks are employed, from a labour force of 3,166. Unemployment sits at 4.6%, with participation at 78.7%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.1% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 3,544, about 70% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

Banks has a skilled workforce with a strong presence in essential service industries, an unemployment rate of 4.6%, and relatively stable employment conditions over the preceding year, according to AreaSearch's compilation of statistical area data. As of March 2026, 3,020 residents are employed. The local unemployment rate is 0.6% higher than the Australian Capital Territory average of 4.1%, while workforce participation is significantly elevated, standing at 78.7% compared to the Australian Capital Territory level of 70.8%. According to Census records, a low proportion of 8.0% of workers operated from home, though the influence of Covid-19 lockdowns should be taken into account.

The primary sectors employing local residents are public administration & safety, health care & social assistance, and construction. The community displays a particularly strong concentration in construction, with employment rates at 1.5 times the regional average. Conversely, professional & technical services have a minor footprint, employing 6.4% of workers compared to 11.1% across the region. This highly residential locality appears to provide sparse local employment opportunities, as shown by comparing the count of the Census working population against the resident population. Based on AreaSearch's evaluation of SALM and ABS statistics aggregated from broader statistical regions, over the 12-month period ending March 2026, employment grew by 0.4% while the labor force expanded by 1.1%, leading to a 0.6 percentage point increase in the unemployment rate. By comparison, the Australian Capital Territory registered employment growth of 0.3% and labor force growth of 1.1%, resulting in a 0.7 percentage point increase. National employment projections from Jobs and Skills Australia released in May-25 offer additional perspective on prospective future demand within Banks. These forecasts, spanning five and ten-year horizons, have been applied to the local workforce structure to model potential growth trends. Although national employment is projected to grow by 6.6% over five years and 13.7% over ten years, growth rates vary greatly across different industries. Applying these sector-specific forecasts to the employment distribution of Banks indicates that local employment should rise by 6.1% over five years and 12.6% over ten years (note that this represents a basic weighted extrapolation for illustrative purposes and does not incorporate localized population forecasts).

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Banks?
As of March 2026, the suburb of Banks has approximately 3,020 employed residents with an unemployment rate of 4.6%. This healthy unemployment rate suggests a well-functioning labour market. Employment indicators are below the national average, suggesting room for improvement.
How does the suburb of Banks's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Banks stands at 4.6%, which is 0.6 percentage points above Australian Capital Territory's rate of 4.1%. This higher unemployment rate may indicate local labour market challenges. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Banks?
The employment landscape in the suburb of Banks is dominated by several key sectors. The largest employers are public administration & safety (28.9% of employment), health care & social assistance (11.1%), and construction (10.3%). These three sectors alone account for 50.3% of local employment, indicating significant concentration. Other significant employers include retail trade and professional & technical.
How has employment changed recently in the suburb of Banks?
Over the past year to March 2026, the suburb of Banks has experienced employment growth, with total employment increasing while the labour force increased. As a result, the unemployment rate has rise. By comparison, Australian Capital Territory saw employment increased and its unemployment rate rose.
What is the workforce participation rate in the suburb of Banks?
The workforce participation rate in the suburb of Banks is 78.7%, which represents the proportion of working-age residents who are either employed or actively seeking work. This high participation rate indicates strong workforce engagement and economic vitality. The local rate leading the Australian Capital Territory average of 70.8%, indicating stronger workforce attachment in the local area.
Which industries are over-represented in the suburb of Banks's employment market?
The suburb of banks shows notable specialization in construction, which employs 10.3% of the local workforce compared to 6.8% regionally. This concentration suggests the area has developed competitive advantages in this sector. The area also shows above-average employment in 2 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the suburb of Banks?
Based on Jobs and Skills Australia projections applied to the suburb of Banks's industry mix, employment is expected to grow by 6.1% over the next five years and 12.6% over ten years. This compares to national growth expectations of 6.6% over five years. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Banks compare nationally?
The suburb of banks's employment market shows below-average performance in national comparisons. While employment opportunities exist, the area faces more challenges than many other regions. Recent job advertisement trends show the broader employment region saw a 18.9% decline, ranking 37.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Banks?
Skilled workers will find good opportunities in the suburb of Banks, with skilled sectors accounting for 26.6% of employment. Key sectors for skilled workers include health care & social assistance (11.1%), professional & technical (6.4%), and education & training (6.3%). With projected employment growth of 6.1% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Banks

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Median household income in Banks is $2,419 a week (about $126,000 a year), with median personal income at $1,168 a week. ATO records put median taxable income at $68,593 a year against an average of $75,485. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

The latest postcode-level ATO data from AreaSearch for the 2023 financial year indicates that incomes in the suburb of Banks are exceptionally high by national standards, with a median of $68,593 and an average of $75,485. This compares to the Australian Capital Territory's median income of $72,206 and average income of $85,981. Factoring in Wage Price Index growth of 10.44% since the 2023 financial year, current estimates would stand at approximately $75,754 for the median and $83,366 for the average as of March 2026. Data from the 2021 Census reveals that household, family, and personal incomes in Banks are all highly ranked, placing between the 88th and 89th percentiles nationwide.

Analysis of earnings shows that the $1,500 - 2,999 weekly income bracket contains 37.0% of the population (1,865 individuals), which aligns with the broader regional average of 34.3% in the same bracket. Economic capacity is highlighted by the 37.0% of households that earn high weekly incomes exceeding $3,000, supporting elevated consumer demand. Housing expenses consume 14.6% of income, while solid earnings place residents in the 88th percentile for disposable income, and the area's SEIFA income score falls into the 6th decile.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Banks?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Banks is approximately $75,754. The official ATO data from FY-23 recorded a median of $68,593.
What is the average taxable income in the suburb of Banks?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Banks is approximately $83,366. The official ATO data from FY-23 recorded an average of $75,485.
How does the median taxable income in the suburb of Banks compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Banks is approximately $75,754 compared to $79,744 in Australian Capital Territory. The official ATO data from FY-23 shows $68,593 and $72,206 respectively.
How does the average taxable income in the suburb of Banks compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Banks is approximately $83,366 compared to $94,957 in Australian Capital Territory. The official ATO data from FY-23 shows $75,485 and $85,981 respectively.
What are the main income cohorts in the suburb of Banks according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~37.0% / 1,865 persons) of the suburb of Banks's population is the $1,500 - 2,999 cohort.
How do the main income cohorts in the suburb of Banks compare to the region?
The largest income cohort in the suburb of Banks is the $1,500 - 2,999 group, representing about 37.0% of the population. In comparison, Australian Capital Territory's largest income cohort is the $1,500 - 2,999 group, representing 34.3% of its population, according to the 2021 Census.
What is the median household income in the suburb of Banks according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Banks is $2,419/wk.
What is the median family income in the suburb of Banks according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Banks is $2,741/wk.
What is the median personal income in the suburb of Banks according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Banks is $1,168/wk.
How does the suburb of Banks's income rank nationally?
The suburb of Banks's income level is well above average nationally according to the latest ATO data aggregated by AreaSearch for FY-23. The suburb of Banks's median income among taxpayers is $68,593 and the average income stands at $75,485, which compares to figures for Australian Capital Territory's of $72,206 and $85,981 respectively. Based on Wage Price Index growth of 10.44% since FY-23, current estimates would be approximately $75,754 (median) and $83,366 (average) as of March 2026.
What is the disposable income in the suburb of Banks?
The estimated disposable income in the suburb of Banks is $8,950 per year according to AreaSearch analysis.
How does the suburb of Banks's disposable income compare to the region?
The suburb of banks's disposable income is $8,950 compared to $8,812 for Australian Capital Territory, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Banks

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Banks had 1,772 occupied dwellings at the 2021 Census, 79% detached houses and 4% apartments. 60% are owned with a mortgage, 18% rented and 22% owned outright. At that Census the median rent was $424 a week and the median mortgage repayment $2,000 a month, a total housing cost higher than 83% of areas nationally. Rent absorbs 17.5% of household income here and mortgage repayments 19.1%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

According to the latest Census, the mix of housing types in Banks consisted of 79.1% houses and 21.0% other dwellings (including semi-detached properties, apartments, and alternative dwellings), compared to the Australian Capital Territory average of 63.3% houses and 36.7% other dwellings. Meanwhile, the level of outright home ownership in Banks was lower than the Australian Capital Territory average at 21.9%, with the remaining properties being mortgaged (60.0%) or rented (18.1%). The median monthly mortgage payment in the area was lower than the Australian Capital Territory average at $2,000, while the median weekly rent stood at $424, compared to the territory figures of $2,080 and $450.

Nationally, mortgage payments in Banks are higher than the Australian average of $1,863, whereas rents are considerably higher than the national figure of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Banks?
In the suburb of Banks, 21.9% of homes are owned outright, 60.0% are owned with a mortgage, and 18.1% are rented.
What percentage of dwellings in the suburb of Banks are houses?
According to the latest data, 79.1% of dwellings in the suburb of Banks are houses.
What percentage of dwellings in the suburb of Banks are apartments or units?
In the suburb of Banks, 3.7% of dwellings are apartments or units, with an additional 17.3% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Banks?
Outright home ownership in the suburb of Banks stands at 21.9%, compared to 27.3% in Australian Capital Territory.
What is the median monthly mortgage repayment in the suburb of Banks?
The median monthly mortgage repayment in the suburb of Banks is $2,000, compared to $2,080 in Australian Capital Territory.
What is the median weekly rent in the suburb of Banks?
The median weekly rent in the suburb of Banks is $424, compared to $450 in Australian Capital Territory.
What is the distribution of rental prices in the suburb of Banks?
In the suburb of Banks, 9.7% of rentals are $0-149/week, 22.8% are $150-349/week, 64.8% are $350-649/week, 2.7% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the suburb of Banks?
The aggregate monthly housing cost in the suburb of Banks is $1,532, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Banks?
In the suburb of Banks, households with mortgages typically spend 19.1% of their income on mortgage repayments, while renters spend 17.5% of their income on rent.
How crowded are homes in the suburb of Banks?
The average persons per bedroom ratio in the suburb of Banks is 0.8, indicating the level of household density.
How does housing affordability in the suburb of Banks compare to the region?
Housing affordability in the suburb of Banks shows mortgage holders spending 19.1% of income on repayments (vs 20.2% regionally), while renters spend 17.5% of income on rent (vs 19.0% regionally).
What types of dwellings are most common in the suburb of Banks?
The dwelling mix in the suburb of Banks consists of 79.1% detached houses, 17.3% semi-detached dwellings, 3.7% apartments, and 0.0% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Banks?
Accounting for the local ownership mix, the weighted average monthly housing cost is approximately $1,532. This accounts for outright owners paying no housing costs, mortgage holders paying $2,000/month, and renters paying $1,836/month.
How affordable is housing in the suburb of Banks relative to local incomes?
Housing in Banks consumes approximately 14.6% of median household income ($10,474 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Banks?
Development activity remains minimal in this area with fewer than 5 recent applications recorded.

HouseholdsHousehold Composition in Banks

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Banks counted 1,772 households at the 2021 Census, averaging 2.8 people each. 41% are couples with children, more than in 81% of areas nationally, against 23% couples without children. 20% of households are people living alone, and families average 1.6 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Families make up the vast majority of households at 78.8%, consisting of 41.0% couples with children, 23.4% couples without children, and 14.1% single-parent households. Non-family households account for the remaining 21.2%, with lone person households representing 19.8% and group households making up 1.4% of the total. The median household size of 2.8 people is larger than the Australian Capital Territory average of 2.5.

Frequently Asked Questions - Households

How many households are in the suburb of Banks?
As of the 2021 Census, the suburb of Banks had 1,772 households. Based on population growth patterns, this has decreased by approximately 1.1% to an estimated 1,752 households today.
What is the typical household size?
The median household size in the suburb of Banks is 2.8 people. This compares to 2.5 in Australian Capital Territory and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 78.8% of all households. The remaining households consist of lone person households (19.8%), group households (1.4%), and other household types (0.1%).
How are families structured in the area?
Among the 1,396 family households, 41.0% are couples with children, 23.4% are couples without children at home, and 14.1% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Banks compare to regional household patterns?
Compared to Australian Capital Territory, the suburb of Banks shows distinct household patterns. Family households are notably over-represented at 78.8% (versus 69.6% regionally). Conversely, lone person households are under-represented at 19.8% compared to the regional 25.7%. This family-oriented profile influences local demand for family homes, schools, and children's services.
What is the average family size?
Families in the suburb of Banks have an average of 1.6 children, slightly above the Australian Capital Territory average of 1.4. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Banks?
Marriage patterns reveal 48.1% of the adult population are currently married, while 36.9% have never married. This compares to 46.8% married and 39.2% never married across Australian Capital Territory.
How significant are single-person households?
Single-person households represent 19.8% of all households in the suburb of Banks, notably lower than the regional average of 25.7%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 1.4% of households, well below the Australian Capital Territory average of 4.7%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Banks

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22.9% of adults in Banks hold a university qualification, including 15.3% with a bachelor degree and 4.5% with postgraduate qualifications, higher than 99% of areas nationally. A further 26.5% hold a vocational qualification. Qualifications come from the 2021 Census.

Detail

The community faces educational hurdles, with university graduation rates at 22.9%, which is substantially lower than the SA4 regional average of 46.8%. This gap presents both a challenge and an opening for targeted educational programs. Bachelor degrees are the most common qualification at 15.3%, followed by postgraduate qualifications (4.5%) and graduate diplomas (3.1%). Vocational and technical expertise is highly prevalent, with 38.8% of residents aged 15 and over holding vocational credentials, split between advanced diplomas (12.3%) and certificates (26.5%). Student representation is notably strong, with 30.5% of residents currently enrolled in some form of study.

This cohort comprises 10.8% in primary schools, 8.8% in secondary education, and 3.6% in tertiary study.

Frequently Asked Questions - Education

What percentage of people in the suburb of Banks have university qualifications?
22.9% of people aged 15 and over in the suburb of Banks have university qualifications, compared to 46.8% in the broader region.
What percentage of people in the suburb of Banks have no formal qualifications?
38.3% of people aged 15 and over in the suburb of Banks have no formal qualifications, compared to 28.6% regionally.
How does the suburb of Banks's education level compare to national averages?
The suburb of banks ranks in the 99th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Banks?
The most common qualifications in the suburb of Banks are: Certificate (26.5%), Bachelor Degree (15.3%), Advanced Diploma (12.3%).
What proportion of the suburb of Banks's population is currently attending educational institutions?
30.5% of the population in the suburb of Banks is currently engaged in formal education, with 10.8% in primary school, 8.8% in secondary school, 3.6% at university.
What is the ICSEA score for schools in the suburb of Banks?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Banks is 0, indicating below-average socio-educational advantage compared to the national average of 1000.

Schools Detail

AmenitiesServices & Amenities in Banks

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Getting AroundTransport & Commuting in Banks

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Public transport in Banks reaches 26 stops on 56 routes, timetabled for about 3,600 services a week. The typical home sits about 150 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.8 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.

Detail

Analysis of public transit reveals 26 active transit stops operating within Banks, consisting of a mix of bus services. These stops are serviced by 56 distinct routes, which combine to provide 3,635 weekly passenger journeys. Transit accessibility is classified as excellent, with residents generally located 152 meters from their nearest transit stop. Given the highly residential nature of the suburb, most working residents commute outward, with private vehicles remaining the dominant mode of travel at 93%. Average vehicle ownership stands at 1.8 per dwelling, exceeding the regional average. A relatively low proportion of 8.0% of residents work from home, based on the 2021 Census, which may reflect the impact of COVID-19 conditions.

Service frequency averages 519 trips per day across all routes, which corresponds to approximately 139 weekly trips for each individual stop.

Frequently Asked Questions - Transport

How many public transport stops are in Banks?
There are 26 public transport stops within the suburb of Banks.
How frequent are the transport services in Banks?
the suburb of Banks has 3,635 weekly trips across 56 routes, averaging 519 trips per day.
How far are residents from public transport in Banks?
On average, residential properties are 152 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Banks

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68.7% of residents in Banks report no long-term health condition. 4.5% need daily assistance with core activities, and 57.0% hold private health cover. The standardised death rate runs at 5.8 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Based on AreaSearch's evaluation of mortality rates and chronic condition prevalence, Banks faces notable health difficulties. Common health issues are somewhat prevalent among both younger and older demographics, and the rate of private health coverage is very high, encompassing approximately 57% of the total population (~2,875 people). This compares to 62.4% across the Australian Capital Territory. The most prevalent health issues in the area are mental health conditions and asthma, affecting 10.3 and 8.7% of residents, respectively. Meanwhile, 68.7% of the population reported no long-term medical conditions, compared to 70.2% across the Australian Capital Territory.

The working-age population faces notable health challenges, indicated by elevated rates of chronic illness. Residents aged 65 and older represent 11.4% of the local population (574 people), which is lower than the Australian Capital Territory average of 14.3%. Senior health outcomes present some difficulties, with national rankings generally corresponding with those of the broader community.

Frequently Asked Questions - Health

How many people in the suburb of Banks have private health insurance?
Around 57.0% of people in the suburb of Banks are covered by private health insurance, which compares to 62.4% in the broader region of Australian Capital Territory.
What percentage of the population requires ongoing medical assistance in the suburb of Banks?
In the suburb of Banks, 4.5% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 4.6% of people in Australian Capital Territory require similar assistance.
How prevalent is asthma in the suburb of Banks?
8.7% of people in the suburb of Banks are diagnosed with asthma. In comparison, 8.1% of the population across Australian Capital Territory is affected by asthma.
What percentage of people have diabetes in the suburb of Banks?
Diabetes affects 4.2% of the the suburb of Banks population, while in the surrounding region, 3.5% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Banks?
2.5% of people in the suburb of Banks have heart disease. Across the region of Australian Capital Territory, 2.8% of the population is affected by heart disease.
How does the suburb of Banks compare to the region in terms of overall private health coverage?
In the suburb of Banks, 57.0% of the population are estimated to have private health insurance. Comparatively, Australian Capital Territory sees an estimated private health coverage rate of 62.4%.

Ancestry & LanguageCultural Diversity in Banks

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Banks is largely Australian-born, at 81.4% of residents, with 15.3% speaking a language other than English at home. The largest reported ancestries are Australian (28.0%) and English (26.1%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Banks exhibits above-average cultural diversity, with 18.6% of its population born overseas and 15.3% using a language other than English in the home. Christianity is the primary religion in Banks, representing 45.9% of residents. However, the most distinct religious overrepresentation is seen in Judaism, which accounts for 0.2% of the population, matching the 0.2% average across the Australian Capital Territory. Regarding ancestral background (based on parents' country of birth), the three most common heritages in Banks are Australian, representing 28.0% of the community, which is significantly higher than the regional average of 23.0%, English at 26.1%, and Other at 9.6%.

Additionally, there are notable deviations in the proportions of other ethnic backgrounds: Spanish heritage is notably overrepresented at 1.1% in Banks (compared to 0.5% regionally), Polish at 1.1% (compared to 0.8%), and Hungarian at 0.4% (compared to 0.3%).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Banks?
Banks was found to be above average in terms of cultural diversity, with 18.6% of its population born overseas and 15.3% speaking a language other than English at home.
What is the most common religion in the suburb of Banks?
The main religion in Banks was found to be Christianity, which makes up 45.9% of people in Banks. However, the most apparent overrepresentation was in Judaism, which comprises 0.2% of the population, compared to 0.2% across Australian Capital Territory.
What are the top countries of origin in the suburb of Banks?
In terms of ancestry (country of birth of parents), the top three represented groups in Banks are Australian, comprising 28.0% of the population, which is substantially higher than the regional average of 23.0%, English, comprising 26.1% of the population, and Other, comprising 9.6% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Spanish is notably overrepresented at 1.1% of Banks (vs 0.5% regionally), Polish at 1.1% (vs 0.8%) and Hungarian at 0.4% (vs 0.3%).
How does the percentage of people born overseas compare to the regional average?
18.6% of the the suburb of Banks population was born overseas, compared to 29.9% regionally.
What percentage of the the suburb of Banks population speaks a language other than English at home?
15.3% of the population in the suburb of Banks speaks a language other than English at home, compared to 25.6% in the wider region.
How many people in the suburb of Banks identify as Australian Aboriginal?
1.9% of the the suburb of Banks population identifies as Australian Aboriginal, compared to 1.4% in the region.
What is the citizenship status of the population in the suburb of Banks?
93.4% of the the suburb of Banks population holds citizenship, compared to 85.8% in the wider region.

Age StructureAge Profile of Banks

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The median resident of Banks is 35, younger than 76% of areas nationally. 26.6% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

With a median age of 35, Banks matches the Australian Capital Territory median of 35 but is slightly younger than the Australian median of 38 years. Relative to the broader Australian Capital Territory, Banks contains a higher proportion of residents aged 45 - 54 (14.5%) but fewer people aged 25 - 34 (14.3%). Since the 2021 Census, the proportion of residents aged 65 to 74 grew from 5.3% to 6.8% of the population. Conversely, the 15 to 24 age bracket shrank from 13.7% to 12.3%, and the 5 to 14 cohort declined from 15.0% to 13.9%.

Population projections for 2041 indicate significant demographic shifts for Banks. The 75 to 84 cohort is projected to see the most substantial growth at 27%, adding 48 residents to reach 225. This ongoing demographic aging is highlighted by the fact that residents aged 65 and over account for 100% of the projected growth. In contrast, the cohorts aged 55 to 64 and 45 to 54 are expected to experience declines in population.

Frequently Asked Questions - Age

What is the median age in the suburb of Banks?
According to the latest data, the median age in the suburb of Banks is 35 years.
How does the suburb of Banks's median age compare to broader areas?
At 35 years, Banks is equal to the Australian Capital Territory average and 3 years younger than the national average (38 years).
What age groups are over-represented in the suburb of Banks?
The most over-represented age group in the suburb of Banks compared to the Australian Capital Territory region is the 45 - 54 group, making up 14.5% of the population.
What age groups are under-represented in the suburb of Banks?
The most under-represented age group in the suburb of Banks compared to the Australian Capital Territory region is the 25 - 34 group, making up 14.3% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Banks show significant variance compared to the Australian Capital Territory region. The most under-represented age group is 85+ year-olds (1.1% vs 1.8%).
What is the percentage of children (0-14 years) in the suburb of Banks?
The percentage of children aged 0-14 years in the suburb of Banks is 20.1%.
What is the percentage of older people (65+ years) in the suburb of Banks?
The percentage of people aged 65 and over in the suburb of Banks is 11.4%.

Data & MethodBoundaries, Sources & Method for Banks

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Infrastructure projects Infrastructure Australia, Local governments Daily May 2026 3 months ago all 2 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated May 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 this month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 3 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (5,100 at the 2021 Census → 5,043 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL80021). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Banks suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Banks page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Banks data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (May 2026) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas