Callala Bay - Currarong

Callala Bay - Currarong has shown very soft population growth performance across periods assessed by AreaSearch

Based on AreaSearch's analysis, Callala Bay - Currarong's population is around 3610 as of November 2025. This reflects a decrease of 32 people since the 2021 Census which reported a population of 3642 people. The change is inferred from the estimated resident population of 3594 from the ABS as of June 2024 and an additional 26 validated new addresses since the Census date. This level of population equates to a density ratio of 21 persons per square kilometer. Population growth was primarily driven by overseas migration.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, released in 2024 with 2022 as the base year. For areas not covered, NSW State Government's SA2 level projections are used, released in 2022 with 2021 as the base year. Growth rates by age group are applied to all areas for years 2032 to 2041. Projections indicate a decline of 36 persons overall by 2041, but growth is anticipated in specific age cohorts, notably an increase of 68 people in the 85 and over age group.

Residential development activity is lower than average in Callala Bay - Currarong according to AreaSearch's national comparison of local real estate markets

Callala Bay - Currarong has averaged approximately 31 new dwelling approvals each year over the past five financial years, totalling 156 homes. As of FY2026 so far, 11 approvals have been recorded. The area has experienced population decline while housing supply has remained adequate relative to demand, resulting in a well-balanced market with good buyer choice. New dwellings are developed at an average expected construction cost value of $430,000, slightly above the regional average, indicating a focus on quality developments.

This financial year, $1.8 million in commercial development approvals have been recorded, suggesting minimal commercial development activity compared to residential. When measured against Rest of NSW, Callala Bay - Currarong shows moderately higher construction activity, balancing buyer choice with support for current property values. New development consists of 67% detached dwellings and 33% medium and high-density housing, expanding the range of medium-density options and creating a mix of opportunities across price brackets. This represents a notable shift from the area's existing housing composition, which is currently 96% houses, indicating decreasing availability of developable sites and reflecting changing lifestyles and demand for more diverse, affordable housing options.

The location has approximately 159 people per dwelling approval, indicating a low density market. With population expected to remain stable or decline, Callala Bay - Currarong should see reduced pressure on housing in the future, potentially creating opportunities for buyers.

Callala Bay - Currarong has strong levels of nearby infrastructure activity, ranking in the top 40% nationally

"Infrastructure changes significantly impact an area's performance. AreaSearch identified 16 projects potentially affecting the region. Notable projects include Jervis Bay Road Intersection Upgrade, Culburra Beach Access Stairs - Penguins Head Road, Vincentia Village Shopping Mall Precinct revitalisation, and West Culburra Development.".

Professional plan users can use the search below to filter and access additional projects.

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The employment environment in Callala Bay - Currarong shows above-average strength when compared nationally

Callala Bay - Currarong has a skilled workforce with well-represented essential services sectors. Its unemployment rate is 2.5%, lower than the Rest of NSW's 3.8%.

Employment growth in the past year was estimated at 2.8%. As of September 2025, 1,463 residents are employed, with an unemployment rate of 1.4% below the regional average. Workforce participation is significantly lower at 47.5%, compared to Rest of NSW's 56.4%. Employment is concentrated in health care & social assistance, public administration & safety, and construction.

Public administration & safety has notably high employment levels, at 1.9 times the regional average. However, agriculture, forestry & fishing is under-represented, with only 1.2% of the workforce compared to Rest of NSW's 5.3%. The area offers limited local employment opportunities, as seen in Census data comparing working population and resident population. Between September 2024 and September 2025, employment levels increased by 2.8%, while labour force increased by 3.3%, raising the unemployment rate by 0.5 percentage points. In comparison, Rest of NSW recorded an employment decline of 0.5% and a labour force decline of 0.1%, with unemployment rising by 0.4 percentage points during the same period. State-level data to 25-Nov-25 shows NSW employment contracted by 0.03% (losing 2,260 jobs), with an unemployment rate of 3.9%. National employment forecasts from Jobs and Skills Australia project national employment growth at 6.6% over five years and 13.7% over ten years. Applying these projections to Callala Bay - Currarong's employment mix suggests local employment should increase by 6.5% over five years and 13.3% over ten years, based on a simple weighting extrapolation for illustrative purposes.

Income figures position the area below 75% of locations analysed nationally by AreaSearch

AreaSearch's latest postcode level ATO data for financial year 2022 shows Callala Bay - Currarong SA2 had a median income among taxpayers of $47,654 and an average of $60,069. This is lower than the national average, with Rest of NSW having a median of $49,459 and average of $62,998. Based on Wage Price Index growth of 12.61% since financial year 2022, estimated incomes as of September 2025 would be approximately $53,663 (median) and $67,644 (average). Census data indicates household, family, and personal incomes in Callala Bay - Currarong fall between the 16th and 17th percentiles nationally. Income analysis reveals that 29.3% of locals (1,057 people) earn between $800 and $1,499, contrasting with the broader area where the $1,500 to $2,999 bracket leads at 29.9%. After housing costs, 86.3% of income remains, ranking at the 19th percentile nationally. The area's SEIFA income ranking places it in the 4th decile.

Callala Bay - Currarong is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

The dwelling structure in Callala Bay - Currarong, as per the latest Census, consisted of 95.6% houses and 4.4% other dwellings (semi-detached, apartments, 'other' dwellings). This compares to Non-Metro NSW's 87.8% houses and 12.2% other dwellings. Home ownership in Callala Bay - Currarong stood at 56.5%, with mortgaged dwellings at 23.7% and rented ones at 19.8%. The median monthly mortgage repayment was $1,733, aligning with Non-Metro NSW's average. The median weekly rent was $380, compared to Non-Metro NSW's $350. Nationally, Callala Bay - Currarong's mortgage repayments were lower than the Australian average of $1,863, while rents exceeded the national figure of $375.

Callala Bay - Currarong has a typical household mix, with a fairly typical median household size

Family households constitute 70.7% of all households, including 20.2% couples with children, 39.0% couples without children, and 10.3% single parent families. Non-family households account for the remaining 29.3%, with lone person households at 27.2% and group households comprising 2.2% of the total. The median household size is 2.3 people, which aligns with the average in the Rest of NSW.

Educational outcomes in Callala Bay - Currarong fall within the lower quartile nationally, indicating opportunities for improvement in qualification attainment

The area's university qualification rate is 20.1%, significantly lower than the NSW average of 32.2%. Bachelor degrees are the most common at 12.6%, followed by postgraduate qualifications (4.4%) and graduate diplomas (3.1%). Vocational credentials are prevalent, with 43.2% of residents aged 15+ holding them - advanced diplomas at 11.1% and certificates at 32.1%. A total of 21.4% of the population is actively pursuing formal education, including 6.9% in secondary education, 6.7% in primary education, and 2.6% in tertiary education.

A substantial 21.4% of the population actively pursues formal education. This includes 6.9% in secondary education, 6.7% in primary education, and 2.6% pursuing tertiary education.

Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Callala Bay - Currarong has 53 active public transport stops offering a variety of bus services. These stops are served by 10 different routes, together providing 184 weekly passenger trips. Transport accessibility is rated as good, with residents on average located 399 meters from the nearest stop.

Service frequency averages 26 trips per day across all routes, equating to approximately 3 weekly trips per individual stop.

Health performance in Callala Bay - Currarong is a key challenge with a range of health conditions having marked impacts on both younger and older age cohorts

Callala Bay - Currarong faces significant health challenges, with various conditions affecting both younger and older residents. Private health cover is relatively low, at approximately 50% (~1,786 people), compared to the national average of 55.3%.

The most prevalent medical conditions are arthritis (13.3%) and mental health issues (8.2%). Conversely, 56.5% of residents report no medical ailments, slightly lower than Rest of NSW's 59.4%. Residents aged 65 and over comprise 35.6% (1,284 people), higher than the 27.8% in Rest of NSW. Despite this, health outcomes among seniors are generally positive, performing well compared to the general population.

Callala Bay - Currarong ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics

Callala Bay-Currarong, as per the census conducted on 9 August 2016, showed a cultural diversity below average with 84.1% of its population born in Australia, 92.9% being citizens, and 94.6% speaking English only at home. Christianity was found to be the main religion, comprising 55.0% of people in Callala Bay-Currarong. However, Judaism showed an overrepresentation with 0.3%, compared to the regional average of 0.1%.

In terms of ancestry, the top three groups were English (31.4%), Australian (26.6%), and Irish (9.6%). Notably, Scottish (9.5%) and Croatian (1.0%) ethnicities were overrepresented compared to the regional averages of 8.1% and 0.4%, respectively. Hungarian ethnicity was also slightly overrepresented at 0.4%.

Callala Bay - Currarong ranks among the oldest 10% of areas nationwide

Callala Bay - Currarong's median age is 55 years, which is higher than the Rest of NSW average of 43 years and older than the national norm of 38 years. The age profile shows that those aged 65-74 are particularly prominent, making up 20.9% of the population, compared to a national figure of 9.4%. In contrast, the 25-34 age group is smaller at 6.7%, compared to the Rest of NSW average. Between 2021 and present, the 65-74 age group has increased from 18.6% to 20.9%, while the 75-84 cohort has risen from 10.0% to 11.6%. Conversely, the 45-54 age group has declined from 12.6% to 10.0%, and the 25-34 group has decreased from 7.8% to 6.7%. By 2041, demographic projections indicate significant shifts in Callala Bay - Currarong's age structure. The 85+ age cohort is projected to rise substantially, increasing by 61 people (54%) from 113 to 175. Residents aged 65 and older are expected to represent 58% of the population growth. Conversely, population declines are projected for the 0-4 and 75-84 age cohorts.