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This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
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Sales Activity
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
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Population
St Georges Basin - Erowal Bay lies within the top quartile of areas nationally for population growth performance according to AreaSearch analysis of recent, and medium to long-term trends
St Georges Basin - Erowal Bay's population was 15,469 as of May 2026, according to AreaSearch's analysis. This figure reflects a growth of 210 people since the 2021 Census, which reported a population of 15,259. The increase is inferred from the estimated resident population of 15,444 in June 2025 and an additional 182 validated new addresses since the Census date. This results in a density ratio of 201 persons per square kilometer. St Georges Basin - Erowal Bay's growth rate of 1.4% since the census is within 1.7 percentage points of the SA4 region's 3.1%, indicating competitive growth fundamentals. Overseas migration contributed approximately 54.5% of overall population gains during recent periods.
AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections, released in 2022 with a base year of 2021. Growth rates by age group are applied to all areas for years 2032 to 2041. Based on demographic trends and latest annual ERP population numbers, the area is projected to expand by 3,340 persons to 2041, reflecting a gain of 21.4% in total over the 16 years.
Frequently Asked Questions - Population
Development
Recent residential development output has been above average within St Georges Basin - Erowal Bay when compared nationally
St Georges Basin - Erowal Bay has seen approximately 73 new homes approved annually. Between FY21 and FY25, around 365 homes were approved, with another 66 approved so far in FY26. On average, about 1.1 new residents arrived per year for each new home over the past five financial years. However, this has eased to approximately -0.4 people per dwelling over the past two financial years.
New properties are constructed at an average expected cost of $308,000. There have been around $5.7 million in commercial approvals this financial year. Compared to the Rest of NSW, St Georges Basin - Erowal Bay has about two-thirds the rate of new dwelling approvals per person and ranks among the 64th percentile nationally.
New development consists of approximately 79% detached houses and 21% attached dwellings, preserving the area's low density nature. The location currently has around 237 people per dwelling approval. Future projections estimate St Georges Basin - Erowal Bay to add approximately 3,315 residents by 2041. If current development rates continue, housing supply may not keep pace with population growth, potentially increasing competition among buyers and supporting stronger price growth.
Frequently Asked Questions - Development
Development applications around St Georges Basin - Erowal Bay
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
Infrastructure
St Georges Basin - Erowal Bay has strong levels of nearby infrastructure activity, ranking in the top 40% nationally
The performance of an area can significantly be influenced by changes in local infrastructure, major projects, and planning initiatives. AreaSearch has identified a total of 18 projects that are likely to impact the area. Notable projects include Sanctuary Point Library, Mixed Use Development with In-Fill Affordable Housing, St Georges Basin, Paradise Beach Road Multi Dwelling Housing, and Tahnee Street Residential Development. The following list details those projects most likely to be relevant.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.
Frequently Asked Questions - Infrastructure
Bay and Basin NSW Ambulance Station
The upgrade and reconfiguration of the Bay and Basin NSW Ambulance Station was delivered as part of Stage 1 of the NSW Government's Rural Ambulance Infrastructure Reconfiguration (RAIR) Program. This initiative enhanced emergency services across regional NSW by providing modern, purpose-built facilities for paramedics. The program focus included internal parking for emergency vehicles, administration areas, and improved staff amenities to meet growing local health needs.
Revitalisation of Vincentia Village Shopping Mall Precinct
Council has revitalised the Burton Street Mall at Vincentia Village shopping centre to create a vibrant community hub and attract tourists. The $4.3 million upgrade, partially funded by the Australian Government's Building Better Regions Fund, includes a raised outdoor dining area, shade structures, an improved car park, amenity upgrades, landscaping, street furniture, and a new playground/water play area. The project aims to stimulate the local economy and was officially completed in May 2024.
Mixed Use Development with In-Fill Affordable Housing, St Georges Basin
Proposed mixed-use master-planned community precinct featuring 90 dwellings (42 market, 31 affordable rental, and 17 boarding house rooms), 327m2 of non-residential floor space for commercial/retail, co-working space, internal laneways, and a dedicated public pocket park. The development provides 29.5% affordable housing and is a State Significant Development Application (SSD-69683218).
Princes Highway Upgrade - Jervis Bay Road to Sussex Inlet Road
A 20-kilometre upgrade to the Princes Highway between Jervis Bay Road and Sussex Inlet Road to improve safety and freight efficiency. Stage One, a 6-kilometre section from Jervis Bay Road to Hawken Road, has been prioritised and is currently in the concept design and environmental assessment phase. This stage involves an upgrade to a four-lane divided highway with a median barrier, connecting to the Jervis Bay Road intersection upgrade. It also features a grade-separated 'S-type' intersection at Hawken Road connecting to Blackbutt Range Road via an underpass, and includes service roads, and measures for safety, wildlife connectivity, and reduced environmental impact. Construction for Stage One is funded, with a Request for Tender for the Design and Construct contract expected in Q3 2026. Future stages between Hawken Road and Sussex Inlet Road remain in the planning phase and are currently unfunded.
HomeCo Vincentia
Retail centre serving the local community, formerly known as Vincentia Marketplace, now owned and operated by HomeCo. Major tenants include Woolworths and ALDI, along with 31 specialty stores. It features free parking and is a key convenient shopping destination in the Shoalhaven region. The centre's developer was Fabcot.
Sanctuary Point Library
Shoalhaven City Council is progressing a new district library to replace the outdated existing facility serving the Sanctuary Point and wider Bay and Basin community (30,000+ residents). In April 2025 Council resolved not to proceed with the Kerry Street / Paradise Beach Road site due to parking concerns and directed staff to investigate alternative locations. The project remains in planning with site investigations underway and a rescoped single-storey design concept prepared by Brewster Hjorth Architects.
Vincentia Coastal Village - Project Modification 9 and Concept Plan Mod 17
Modification application for the Vincentia Coastal Village Concept Plan (MP06_0060-Mod-17) and the Vincentia District Town Centre Stage 1 project approval (MP06_0025-Mod-9). The modification seeks amendments to staging, land uses, car parking, and a reduction in gross floor area, to include specialty retail, bulky goods, a pet store, a vet, a medical centre, a gym, and a 120-place child care centre. The modification is currently undergoing assessment by the NSW Department of Planning and Environment, with a request for a Response to Submissions issued in November 2022.
Village Grove
Masterplanned residential community in the St Georges Basin Town Centre, balancing housing diversity, commercial uses, and ecological responsibility. The masterplan includes Defence Housing, affordable rentals, family homes, over-55s villas, and townhouses. Stage 1 is in construction planning for 21 Defence Housing Australia (DHA) homes in 2025. Stage 2, a State Significant Development application, proposes a major new residential precinct with medium-density housing and public open space.
Employment
AreaSearch analysis reveals St Georges Basin - Erowal Bay recording weaker employment conditions than most comparable areas nationwide
St Georges Basin - Erowal Bay has a balanced workforce with both white and blue collar jobs. Essential services sectors are well represented, with an unemployment rate of 4.3% as of December 2025. Employment stability has been relatively consistent over the past year.
There are 5,760 residents currently employed, with an unemployment rate of 4.7%, which is 0.8 percentage points higher than Regional NSW's rate of 3.9%. Workforce participation stands at 45.8%, significantly lower than Regional NSW's 60.5%. According to Census responses, only 10.5% of residents work from home. The key industries employing residents are health care & social assistance, construction, and retail trade.
The area has a notable employment specialization in construction, with an employment share that is 1.5 times higher than the regional level. Conversely, agriculture, forestry & fishing employs just 0.8% of local workers, lower than Regional NSW's 5.3%. There appears to be limited local employment opportunities, as indicated by a lower Census working population compared to resident population. Between December 2024 and December 2025, employment levels increased by 0.4%, while the labour force grew by 2.4%. This resulted in an unemployment rate rise of 1.9 percentage points. In contrast, Regional NSW saw a decrease in employment by 1.2% and a fall in labour force by 0.8%, with unemployment rising by 0.4 percentage points during the same period. National employment forecasts from Jobs and Skills Australia, released in May 2025, project national employment growth of 6.6% over five years and 13.7% over ten years. Applying these projections to St Georges Basin - Erowal Bay's current employment mix suggests local employment should increase by 6.5% over the next five years and 13.4% over the next decade, assuming constant population projections for illustrative purposes.
Frequently Asked Questions - Employment
Income
Income metrics place the area in the bottom 10% of locations nationally according to AreaSearch analysis
Income data from AreaSearch's latest postcode level ATO figures for financial year 2023 indicates that St Georges Basin - Erowal Bay SA2 has incomes below the national average. The median income is $44,006 and the average is $54,361. In contrast, Regional NSW's median income is $52,390 and average income is $65,215. Based on a 10.32% growth in wages since financial year 2023, estimated incomes as of March 2026 would be approximately $48,547 (median) and $59,971 (average). Census 2021 data shows that household, family, and personal incomes in St Georges Basin - Erowal Bay fall between the 7th and 7th percentiles nationally. The largest earnings segment comprises 29.0% earning $400 - $799 weekly, with 4,486 residents falling into this category. This differs from metropolitan trends where 29.9% earn within the $1,500 - $2,999 range. Housing affordability pressures are severe in St Georges Basin - Erowal Bay, with only 82.3% of income remaining after housing costs, ranking at the 7th percentile nationally.
Frequently Asked Questions - Income
Housing
St Georges Basin - Erowal Bay is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership
In St Georges Basin - Erowal Bay, evaluated at the latest Census in 2016, dwelling structures comprised 88.4% houses and 11.6% other dwellings. In comparison, Regional NSW had 82.6% houses and 17.4% other dwellings. Home ownership in St Georges Basin - Erowal Bay stood at 45.2%, with mortgaged dwellings at 30.3% and rented ones at 24.6%. The median monthly mortgage repayment was $1,517, lower than Regional NSW's average of $1,733. The median weekly rent figure was $360, compared to Regional NSW's $330. Nationally, St Georges Basin - Erowal Bay's mortgage repayments were significantly lower than the Australian average of $1,863, and rents were less than the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
St Georges Basin - Erowal Bay has a typical household mix, with a lower-than-average median household size
Family households constitute 68.3% of all households, including 20.0% couples with children, 35.0% couples without children, and 12.6% single parent families. Non-family households comprise the remaining 31.7%, with lone person households at 28.6% and group households comprising 3.0%. The median household size is 2.3 people, which is smaller than the Regional NSW average of 2.4.
Frequently Asked Questions - Households
Local Schools & Education
St Georges Basin - Erowal Bay faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally
The area's university qualification rate is 12.0%, significantly lower than the NSW average of 32.2%. Bachelor degrees are most common at 8.5%, followed by postgraduate qualifications (2.0%) and graduate diplomas (1.5%). Vocational credentials are prevalent, with 44.7% of residents aged 15+ holding them, including advanced diplomas (10.0%) and certificates (34.7%). A total of 24.2% of the population is actively pursuing formal education, with 9.0% in primary, 7.3% in secondary, and 1.9% in tertiary education.
A substantial 24.2% of the population actively pursues formal education. This includes 9.0% in primary education, 7.3% in secondary education, and 1.9% pursuing tertiary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
St Georges Basin - Erowal Bay has 194 active public transport stops. These are served by 24 bus routes, providing a total of 398 weekly passenger trips. The area's transport accessibility is rated excellent, with residents typically located 162 meters from the nearest stop. Most residents commute outward due to its residential nature. Cars are the dominant mode of transport at 97%. Vehicle ownership averages 1.3 per dwelling, below the regional average.
According to the 2021 Census, only 10.5% of residents work from home, which may reflect COVID-19 conditions. Service frequency averages 56 trips per day across all routes, equating to approximately 2 weekly trips per stop. The map provided shows the 100 nearest stops to the location's centrepoint.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in St Georges Basin - Erowal Bay is a key challenge with a range of health conditions having marked impacts on both younger and older age cohorts
St Georges Basin - Erowal Bay faces significant health challenges, as assessed by AreaSearch. Mortality rates and chronic condition prevalence are high across various age groups. Private health cover is low at approximately 47% of the total population (~7,239 people), compared to 51.9% in Regional NSW and 55.7% nationally.
The most prevalent medical conditions are arthritis (13.6%) and mental health issues (10.3%). Conversely, 54.4% of residents report no medical ailments, lower than the 63.3% in Regional NSW. Working-age residents face notable health challenges due to high chronic condition rates. The area has a higher proportion of seniors aged 65 and over at 29.8%, compared to 23.4% in Regional NSW. Health outcomes among seniors are broadly in line with national rankings.
Frequently Asked Questions - Health
Cultural Diversity
St Georges Basin - Erowal Bay is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics
St Georges Basin-Erowal Bay, surveyed in Aug-Sep 2016, had low cultural diversity: 85.3% were Australian-born, 90.5% were citizens, and 95.0% spoke English at home. Christianity dominated, at 53.0%, compared to Regional NSW's 55.9%. Top ancestral groups were English (32.0%), Australian (29.9%), Irish (8.1%).
Notably, Australian Aboriginal was overrepresented at 5.5% (vs regional 4.6%), Hungarians at 0.4% (vs 0.2%), and Maltese at 0.9% (vs 0.4%).
Frequently Asked Questions - Diversity
Age
St Georges Basin - Erowal Bay ranks among the oldest 10% of areas nationwide
The median age of St Georges Basin - Erowal Bay is 49, which exceeds the Regional NSW figure of 43 and is above Australia's median age of 38. The 65-74 age group is notably over-represented in St Georges Basin - Erowal Bay at 15.6%, compared to the Regional NSW average, while the 5-14 year-olds are under-represented at 9.5%. This concentration of the 65-74 age group is well above the national figure of 9.4%. Between January 2021 and present, the 35-44 age group has grown from 9.9% to 11.3%, while the 25-34 cohort increased from 9.4% to 10.7%. Conversely, the 65-74 age group declined from 16.8% to 15.6% and the 5-14 age group dropped from 10.6% to 9.5%. Looking ahead to 2041, demographic projections show significant shifts in St Georges Basin - Erowal Bay's age structure. The 35-44 age cohort is projected to grow by 601 people (34%), increasing from 1,747 to 2,349. Meanwhile, the 15-24 age group grows by a modest 8%, adding 127 people.