Chart Color Schemes
This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
ABS ERP | -- people | --
2021 Census | -- people
Sales Activity
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
Find a Recent Sale
Sales Detail
Population
St Georges Basin - Erowal Bay lies within the top quartile of areas nationally for population growth performance according to AreaSearch analysis of recent, and medium to long-term trends
According to evaluation by AreaSearch, the population of St Georges Basin - Erowal Bay is close to 15,469 in May 2026. This represents an addition of 210 residents (1.4%) relative to the 2021 Census, which counted 15,259 individuals. The shift is calculated using the June 2025 ABS estimated resident population of 15,444 combined with 182 validated new addresses registered after the Census date. This population level yields a density of 201 persons per square kilometer, indicating low density and capacity for future expansion. The local post-census expansion rate of 1.4% trails the broader SA4 region (3.1%) by 1.7 percentage points, showing competitive local dynamics. In recent times, the main driver of population growth was overseas migration, which comprised roughly 54.5% of the total population growth.
AreaSearch incorporates projections from Geoscience Australia and the ABS published in 2024, using 2022 as the baseline. For SA2 territories not documented in this release, NSW State Government SA2 projections from 2022 using a 2021 baseline are substituted. Age-specific growth percentages derived from these sources are projected forward for the years 2032 to 2041. Looking at future demographic shifts, the population expansion is expected to exceed the median rate for regional Australian locations, with the community projected to grow by 3,340 individuals by 2041 compared to the most recent annual ERP statistics, representing a cumulative increase of 21.4% over the 16 years.
Frequently Asked Questions - Population
Development
Residential development activity is slightly higher than average within St Georges Basin - Erowal Bay when compared nationally
Over the last 5 financial years, St Georges Basin - Erowal Bay recorded an average of roughly 73 new residential building approvals annually, summing to 365 homes. Within FY-26, 79 approvals have been logged. The ratio of 0.9 new residents per home built over the 5 financial years spanning FY-21 to FY-25 suggests that housing supply is keeping pace with or outstripping demand, providing buyers with options and accommodating population growth beyond initial expectations, with new dwellings showing a mean building value of $308,000. Additionally, commercial development remains a minor focus with $5.7 million in commercial approvals registered during this financial year.
Compared with the Rest of NSW, new residential building approvals per resident in St Georges Basin - Erowal Bay run at about two-thirds the regional rate, placing it in the 64th percentile of all analyzed locations across the country. Construction activity is dominated by detached houses at 79.0%, with attached dwellings making up the remaining 21.0%, maintaining the low-density profile of the neighborhood and catering to buyers seeking space. The area averages roughly 239 people per residential approval, confirming its low-density characteristics.
Long-term forecasts indicate that St Georges Basin - Erowal Bay will add 3,315 residents by 2041 based on the most recent quarterly estimate from AreaSearch. Should current construction rates persist, the supply of housing may fall short of population gains, which could intensify competition among buyers and support accelerated property value appreciation.
Frequently Asked Questions - Development
Development applications around St Georges Basin - Erowal Bay
Loading development applications…
| Lodged | Address | Description | Type | Distance | Status |
|---|
SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
Infrastructure
St Georges Basin - Erowal Bay has strong levels of nearby infrastructure activity, ranking in the top 40% nationally
Changes to local planning, major infrastructure initiatives, and regional projects are critical drivers of local performance. AreaSearch has identified 18 projects that are expected to influence the local area. Key developments include the Sanctuary Point Library, a Mixed Use Development with In-Fill Affordable Housing, St Georges Basin, Paradise Beach Road Multi Dwelling Housing, and the Tahnee Street Residential Development, with the subsequent list detailing the most significant initiatives.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.
Frequently Asked Questions - Infrastructure
Bay and Basin NSW Ambulance Station
The upgrade and reconfiguration of the Bay and Basin NSW Ambulance Station was delivered as part of Stage 1 of the NSW Government's Rural Ambulance Infrastructure Reconfiguration (RAIR) Program. This initiative enhanced emergency services across regional NSW by providing modern, purpose-built facilities for paramedics. The program focus included internal parking for emergency vehicles, administration areas, and improved staff amenities to meet growing local health needs.
Revitalisation of Vincentia Village Shopping Mall Precinct
Council has revitalised the Burton Street Mall at Vincentia Village shopping centre to create a vibrant community hub and attract tourists. The $4.3 million upgrade, partially funded by the Australian Government's Building Better Regions Fund, includes a raised outdoor dining area, shade structures, an improved car park, amenity upgrades, landscaping, street furniture, and a new playground/water play area. The project aims to stimulate the local economy and was officially completed in May 2024.
Mixed Use Development with In-Fill Affordable Housing, St Georges Basin
Proposed mixed-use master-planned community precinct featuring 90 dwellings (42 market, 31 affordable rental, and 17 boarding house rooms), 327m2 of non-residential floor space for commercial/retail, co-working space, internal laneways, and a dedicated public pocket park. The development provides 29.5% affordable housing and is a State Significant Development Application (SSD-69683218).
Princes Highway Upgrade - Jervis Bay Road to Sussex Inlet Road
A 20-kilometre upgrade to the Princes Highway between Jervis Bay Road and Sussex Inlet Road to improve safety and freight efficiency. Stage One, a 6-kilometre section from Jervis Bay Road to Hawken Road, has been prioritised and is currently in the concept design and environmental assessment phase. This stage involves an upgrade to a four-lane divided highway with a median barrier, connecting to the Jervis Bay Road intersection upgrade. It also features a grade-separated 'S-type' intersection at Hawken Road connecting to Blackbutt Range Road via an underpass, and includes service roads, and measures for safety, wildlife connectivity, and reduced environmental impact. Construction for Stage One is funded, with a Request for Tender for the Design and Construct contract expected in Q3 2026. Future stages between Hawken Road and Sussex Inlet Road remain in the planning phase and are currently unfunded.
HomeCo Vincentia
Retail centre serving the local community, formerly known as Vincentia Marketplace, now owned and operated by HomeCo. Major tenants include Woolworths and ALDI, along with 31 specialty stores. It features free parking and is a key convenient shopping destination in the Shoalhaven region. The centre's developer was Fabcot.
Sanctuary Point Library
Shoalhaven City Council is progressing a new district library to replace the outdated existing facility serving the Sanctuary Point and wider Bay and Basin community (30,000+ residents). In April 2025 Council resolved not to proceed with the Kerry Street / Paradise Beach Road site due to parking concerns and directed staff to investigate alternative locations. The project remains in planning with site investigations underway and a rescoped single-storey design concept prepared by Brewster Hjorth Architects.
Vincentia Coastal Village - Project Modification 9 and Concept Plan Mod 17
Modification application for the Vincentia Coastal Village Concept Plan (MP06_0060-Mod-17) and the Vincentia District Town Centre Stage 1 project approval (MP06_0025-Mod-9). The modification seeks amendments to staging, land uses, car parking, and a reduction in gross floor area, to include specialty retail, bulky goods, a pet store, a vet, a medical centre, a gym, and a 120-place child care centre. The modification is currently undergoing assessment by the NSW Department of Planning and Environment, with a request for a Response to Submissions issued in November 2022.
Village Grove
Masterplanned residential community in the St Georges Basin Town Centre, balancing housing diversity, commercial uses, and ecological responsibility. The masterplan includes Defence Housing, affordable rentals, family homes, over-55s villas, and townhouses. Stage 1 is in construction planning for 21 Defence Housing Australia (DHA) homes in 2025. Stage 2, a State Significant Development application, proposes a major new residential precinct with medium-density housing and public open space.
Employment
AreaSearch assessment indicates St Georges Basin - Erowal Bay faces employment challenges relative to the majority of Australian markets
The local workforce exhibits a balanced mix of professional and manual labor roles with strong representation in essential service fields, accompanied by an unemployment rate of 5.1%. In March 2026, employed residents numbered 5,637 while the unemployment rate was 1.0% higher than the Regional NSW average of 4.1%, and the participation rate of 45.2% was significantly lower than the Regional NSW mark of 60.6%. Census data showed that a minor proportion of residents, 10.5%, worked from home, though these figures may reflect the impact of pandemic lockdowns.
The primary employment sectors for local workers are health care & social assistance, construction, and retail trade. Construction shows a high level of local specialization, employing workers at a rate 1.5 times the regional average. Conversely, agriculture, forestry & fishing is underrepresented, accounting for 0.8% of employment compared to the regional benchmark of 5.3%. A comparison between the local working population and resident workers suggests that local employment opportunities are somewhat limited.
An analysis of ABS and SALM data by AreaSearch indicates that in the year ending March 2026, the local workforce grew by 0.9% while employment fell by 1.8%, leading to a 2.6 percentage point rise in the unemployment rate. Over the same timeframe, Regional NSW saw employment contract by 0.9% and the labor force shrink by 0.4%, with its unemployment rate rising by 0.5 percentage points. National employment projections from Jobs and Skills Australia dated May-25 offer additional context on future demand in St Georges Basin - Erowal Bay. These five and ten-year forecasts have been aligned with local industry profiles to project growth. Nationwide employment is projected to rise by 6.6% over five years and 13.7% over ten years, with performance varying by sector. Applying these trends to the local industry distribution suggests that employment for residents could grow by 6.5% over five years and 13.4% over ten years, assuming a basic weighted model that does not adjust for specific local population growth trajectories.
Frequently Asked Questions - Employment
Income
Income metrics place the area in the bottom 10% of locations nationally according to AreaSearch analysis
The latest postcode-level tax data from the ATO for financial year 2023 indicates that average and median incomes in the St Georges Basin - Erowal Bay SA2 lag behind national benchmarks, with the median at $44,006 and the average at $54,361. These figures compare to a median of $52,390 and an average of $65,215 across Regional NSW. Adjusting for a Wage Price Index increase of 10.32% since financial year 2023, estimated incomes as of March 2026 would be roughly $48,547 for the median and $59,971 for the average. In the 2021 Census, household, family, and individual incomes for the area all ranked in the 7th percentile nationally. The most common income bracket is the $400 - 799 range, containing 29.0% of residents (4,486 people), which contrasts with the metropolitan standard where the $1,500 - 2,999 bracket is largest at 29.9%. Housing affordability is a major challenge, with only 82.3% of income left after housing costs, ranking in the 7th percentile.
Frequently Asked Questions - Income
Housing
St Georges Basin - Erowal Bay is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership
According to the most recent Census, the local housing mix consisted of 88.4% detached houses and 11.6% other dwelling types such as apartments and semi-detached properties, compared to 82.6% houses and 17.4% other dwellings in Regional NSW. Home ownership was high at 45.2%, with remaining residences being mortgaged (30.3%) or rented (24.6%). The median monthly mortgage payment was $1,517, which is lower than the Regional NSW average of $1,733, while weekly rent was $360, compared to the regional figure of $330. Nationally, mortgage repayments in St Georges Basin - Erowal Bay are lower than the Australian average of $1,863, while rent costs are below the national median of $375.
Frequently Asked Questions - Housing
Household Composition
St Georges Basin - Erowal Bay has a typical household mix, with a lower-than-average median household size
Families make up the majority of households at 68.3%, consisting of couples with children (20.0%), couples without children (35.0%), and single parent households (12.6%). Non-family households account for the remaining 31.7%, with single person homes representing 28.6% and group housing comprising 3.0%. The median household size is 2.3 people, slightly below the Regional NSW average of 2.4.
Frequently Asked Questions - Households
Local Schools & Education
St Georges Basin - Erowal Bay faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally
Educational attainment levels in the area show that university qualification rates (12.0%) are below the NSW state average of 32.2%. This gap highlights a clear area for targeted educational strategies. Among university graduates, bachelor degrees are the most common at 8.5%, followed by postgraduate degrees (2.0%) and graduate diplomas (1.5%). Vocational and technical qualifications are highly prevalent, with 44.7% of residents aged 15+ holding qualifications, split between advanced diplomas (10.0%) and certificate level credentials (34.7%).
A significant proportion of the local population, 24.2%, is enrolled in formal study. This student group includes 9.0% attending primary school, 7.3% in secondary school, and 1.9% enrolled in higher education programs.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
An analysis of public transport options shows 194 active bus stops operating in St Georges Basin - Erowal Bay. These stops are serviced by 24 routes, which together provide 398 weekly passenger trips. Transport accessibility is high, with residents living an average of 162 meters from the nearest stop. Because this is a residential district, most commuters travel outside the area, and private vehicles remain the dominant mode of travel at 97%. Average vehicle ownership is 1.3 cars per home, which is below the regional average. A minor proportion of residents (10.5%) worked from home according to the 2021 Census, which may have been influenced by pandemic restrictions.
Service frequency across all routes averages 56 trips per day, which translates to approximately 2 weekly passenger trips per individual stop. The accompanying map displays the 100 closest stops relative to the center of the area.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in St Georges Basin - Erowal Bay is a key challenge with a range of health conditions having marked impacts on both younger and older age cohorts
Based on AreaSearch's evaluation of mortality patterns and the occurrence of chronic illnesses, St Georges Basin - Erowal Bay faces notable health difficulties that impact both older and younger age groups. Private health insurance coverage is low, held by approximately 47% of residents (~7,239 people). This is lower than the Regional NSW average of 51.9% and the national average of 55.7%.
Arthritis and mental health conditions are the most prevalent health concerns, affecting 13.6% and 10.3% of the population, respectively. Meanwhile, 54.4% of residents reported having no chronic medical conditions, compared to 63.3% in Regional NSW. The working-age cohort exhibits elevated rates of chronic illness, indicating notable health challenges. Seniors aged 65 and over constitute 29.8% of the local population (4,615 people), exceeding the Regional NSW proportion of 23.4%. Health profiles for these older residents generally align with national averages.
Frequently Asked Questions - Health
Cultural Diversity
St Georges Basin - Erowal Bay is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics
Cultural diversity in St Georges Basin - Erowal Bay is lower than average, with 85.3% of residents born in Australia, 90.5% holding citizenship, and 95.0% speaking only English at home. Christianity is the predominant religion, followed by 53.0% of the population, compared to 55.9% across Regional NSW.
Looking at ancestral backgrounds, the three largest groups are English (32.0%), Australian (29.9%), and Irish (8.1%). Certain backgrounds are notably more common here than in the wider region, with Australian Aboriginal residents making up 5.5% of the population (compared to 4.6% regionally), Hungarian at 0.4% (compared to 0.2%), and Maltese at 0.9% (compared to 0.4%).
Frequently Asked Questions - Diversity
Age
St Georges Basin - Erowal Bay ranks among the oldest 10% of areas nationwide
The median age in St Georges Basin - Erowal Bay is 49 years, which is older than the Regional NSW average of 43 and well above the Australian median of 38 years. Compared to Regional NSW, the 65 - 74 age bracket is highly represented locally (15.6%), while children aged 5 - 14 are underrepresented (9.5%). The local concentration of residents aged 65 - 74 is also higher than the national average of 9.4%. Since 2021, the cohort aged 35 to 44 has increased from 9.9% to 11.3% of the population, and the group aged 25 to 34 has grown from 9.4% to 10.7%. In contrast, the 65 to 74 group has decreased from 16.8% to 15.6%, and children aged 5 to 14 have fallen from 10.6% to 9.5%. Looking ahead to 2041, demographic models project significant shifts in age distribution, with the 35 to 44 age group expected to grow by 601 people (34%) to reach 2,349, compared to the current 1,747. Meanwhile, the 15 to 24 cohort is projected to see a modest increase of 8% (127 people).