Holder

An assessment of population growth drivers in Holder reveals an overall ranking slightly below national averages considering recent, and medium term trends

Holder's population was approximately 2,870 as of November 2025. This figure represents an increase of 54 people since the 2021 Census, which reported a population of 2,816. The change is inferred from the estimated resident population of 2,870 in June 2024 and the addition of 8 validated new addresses since the Census date. This results in a density ratio of 1,534 persons per square kilometer, above the average seen across national locations assessed by AreaSearch. Holder's growth rate of 1.9% since the 2021 census surpassed the SA3 area's rate of 0.6%, making it a growth leader in the region. Overseas migration contributed approximately 52.8% of overall population gains during recent periods.

AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered and years post-2032, age group growth rates from the ACT Government's SA2 area projections are adopted, using 2022 as the base year. Future population trends indicate a decline by 19 persons by 2041 according to this methodology. However, specific age cohorts are expected to grow, notably the 45 to 54 age group, projected to increase by 72 people.

Residential development activity is lower than average in Holder according to AreaSearch's national comparison of local real estate markets

Holder averaged approximately four new dwelling approvals annually over the past five financial years, totalling 22 homes. As of FY-26, two approvals have been recorded. On average, each home built between FY-21 and FY-25 attracted around 5.8 new residents per year, indicating significant demand exceeding supply, which typically drives price growth and increased buyer competition. The average expected construction cost value for new dwellings was $241,000 during this period.

In FY-26, $622,000 in commercial development approvals have been recorded, suggesting a predominantly residential focus. Compared to the Australian Capital Territory, Holder's rate of new dwelling approvals per person is roughly two-thirds lower, placing it among the 11th percentile nationally, which may limit buyer options while strengthening demand for established homes. This level reflects market maturity and potential development constraints.

New development in Holder consists of 67.0% standalone homes and 33.0% medium to high-density housing, offering a mix of opportunities across price brackets, from traditional family housing to more affordable compact alternatives. With population expected to remain stable or decline, Holder may experience reduced pressure on housing, potentially creating buying opportunities.

Holder has emerging levels of nearby infrastructure activity, ranking in the 20thth percentile nationally

No changes can significantly affect an area's performance like alterations to local infrastructure, major projects, and planning initiatives. AreaSearch has identified zero projects that are expected to influence the area. Notable projects include Molonglo Group Centre to Town Centre Transition, Fetherston Weston, Canberra Hospital Master Plan, and Deakin Private Hospital, with the following list highlighting those most likely to be relevant.

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Employment conditions in Holder demonstrate strong performance, ranking among the top 35% of areas assessed nationally

Holder's workforce comprises highly educated individuals with significant representation in essential services sectors. The unemployment rate stands at 2.3%, reflecting a 1.5% employment growth over the past year.

As of September 2025, 1,556 residents are employed while the unemployment rate is 1.2% lower than the Australian Capital Territory's rate of 3.6%. Workforce participation in Holder is 65.5%, compared to the Australian Capital Territory's 69.6%. Key industries for employment among residents include public administration & safety, professional & technical services, and health care & social assistance.

The accommodation & food industry has a limited presence with 5.1% employment compared to the regional average of 6.5%. Employment opportunities locally may be limited as indicated by the Census working population vs resident population count. Between September 2024 and September 2025, employment levels increased by 1.5%, while the labour force grew by 1.0%, resulting in a 0.5 percentage point decrease in unemployment. In contrast, Australian Capital Territory's employment rose by 1.4% during this period, with a corresponding growth of 1.2% in its labour force and a 0.2 percentage point reduction in unemployment. As of 25-November-25, ACT employment grew by 1.19% year-on-year, adding 710 jobs, with the state unemployment rate at 4.5%, compared to the national rate of 4.3%. Jobs and Skills Australia's national employment forecasts from May-25 project a 6.6% increase over five years and a 13.7% increase over ten years nationally. Applying these projections to Holder's employment mix suggests local employment should increase by 6.4% over five years and 13.1% over ten years, based on simple weighting extrapolation for illustrative purposes only.

The economic profile demonstrates exceptional strength, placing the area among the top 10% nationally based on comprehensive AreaSearch income analysis

AreaSearch's latest postcode level ATO data for financial year ending June 2022 shows median income in Holder SA2 was $72,053 and average income was $85,718. This compares to Australian Capital Territory's median income of $68,678 and average income of $83,634. Based on Wage Price Index growth rate of 13.6% from June 2022 to September 2025, estimated current incomes would be approximately $81,852 (median) and $97,376 (average). Census data from 2021 shows Holder's household, family, and personal incomes rank between the 85th and 94th percentiles nationally. The predominant income cohort in Holder is 33.1% of locals earning between $1,500 - 2,999 weekly, similar to the metropolitan region at 34.3%. A substantial 37.9% earn over $3,000 weekly. After housing costs, residents retain 87.2% of income. Holder's SEIFA income ranking places it in the 9th decile.

Holder is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Dwelling structure in Holder, as evaluated at the latest Census, comprised 74.6% houses and 25.4% other dwellings. In comparison, Australian Capital Territory had 81.7% houses and 18.2% other dwellings. Home ownership in Holder was 39.0%, with mortgaged dwellings at 42.1% and rented dwellings at 18.9%. The median monthly mortgage repayment in Holder was $2,167, below the Australian Capital Territory average of $2,251. The median weekly rent figure in Holder was $465, compared to Australian Capital Territory's $420. Nationally, Holder's median monthly mortgage repayments were higher at $2,167 than the Australian average of $1,863, while median weekly rents were substantially above the national figure of $375.

Holder has a typical household mix, with a lower-than-average median household size

Family households account for 72.3% of all households, including 31.5% couples with children, 29.0% couples without children, and 11.2% single parent families. Non-family households constitute the remaining 27.7%, with lone person households at 24.9% and group households comprising 2.2%. The median household size is 2.5 people, which is smaller than the Australian Capital Territory average of 2.6.

Holder demonstrates exceptional educational outcomes, ranking among the top 5% of areas nationally based on AreaSearch's comprehensive analysis of qualification and performance metrics

Holder's residents aged 15+ have a higher university qualification rate at 48.1%, compared to Australia's 30.4%. Bachelor degrees are the most common at 27.8%, followed by postgraduate qualifications (13.7%) and graduate diplomas (6.6%). Vocational pathways account for 23.9% of qualifications, with advanced diplomas at 11.1% and certificates at 12.8%. Educational participation is high, with 30.3% currently enrolled in formal education.

This includes 9.4% in primary, 8.1% in secondary, and 6.4% in tertiary education.

Transport servicing is good compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Holder has 25 active public transport stops, all of which are bus stops. These stops are served by six different routes that together facilitate 1,038 weekly passenger trips. The accessibility of these services is rated as excellent, with residents living an average of 198 meters from the nearest stop.

On average, there are 148 trips per day across all routes, which equates to approximately 41 weekly trips per individual stop.

Health outcomes in Holder are marginally below the national average with common health conditions slightly more prevalent than average across both younger and older age cohorts

Health indicators show below-average outcomes for Holder. Common health conditions are slightly more prevalent here than average across both younger and older age groups. Private health cover is exceptionally high at approximately 63% of the total population (1,816 people), compared to 60.9% in Australian Capital Territory and a national average of 55.3%.

The most common medical conditions are asthma and mental health issues, affecting 9.1% and 9.0% of residents respectively. 66.8% of residents declare themselves completely clear of medical ailments, compared to 66.3% across Australian Capital Territory. Holder has 17.8% of residents aged 65 and over (511 people), lower than the 20.6% in Australian Capital Territory. Health outcomes among seniors are above average, performing better than the general population in health metrics.

The level of cultural diversity witnessed in Holder was found to be slightly above average when compared nationally for a number of language and cultural background related metrics

Holder was found to be above average in terms of cultural diversity, with 23.6% of its population born overseas and 16.4% speaking a language other than English at home. The main religion in Holder is Christianity, which makes up 46.0% of people in Holder. However, Hinduism is notably overrepresented, comprising 2.5% of the population compared to 2.0% across Australian Capital Territory.

In terms of ancestry (country of birth of parents), the top three represented groups in Holder are English at 25.8%, Australian at 22.8%, and Irish at 11.0%. There are also notable divergences in the representation of certain other ethnic groups: Polish is overrepresented at 1.1% compared to 0.9% regionally, Serbian at 0.5% compared to 0.3%, and Hungarian at 0.4% compared to 0.6%.

Holder's population is slightly older than the national pattern

The median age in Holder is 41 years, which is considerably higher than the Australian Capital Territory's average of 35 years. This figure modestly exceeds the national average of 38 years. Compared to the Australian Capital Territory average, the 45-54 cohort is notably over-represented in Holder at 14.6%, while the 25-34 age group is under-represented at 11.5%. Post-2021 Census data shows that the 35 to 44 age group has grown from 14.9% to 16.8% of Holder's population, while the 15 to 24 cohort increased from 10.3% to 11.8%. Conversely, the 65 to 74 cohort has declined from 10.1% to 8.4%, and the 5 to 14 age group dropped from 12.6% to 11.3%. Population forecasts for Holder indicate substantial demographic changes by 2041. Leading this shift, the 45 to 54 group is expected to grow by 16 people, reaching 486 from 419. However, both the 15 to 24 and 0 to 4 age groups are projected to see reduced numbers.