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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
Sales Activity
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
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Sales Detail
Population
An assessment of population growth drivers in Towradgi reveals an overall ranking slightly below national averages considering recent, and medium term trends
As of Feb 2026, the population of the suburb of Towradgi is estimated at around 3,273. This figure reflects an increase of 32 people since the 2021 Census, which reported a population of 3,241. The estimation is based on AreaSearch's validation of new addresses and examination of ABS' ERP data release from June 2024, indicating a resident population of 3,260 with an additional 11 validated new addresses since the Census date. This results in a population density ratio of 2,288 persons per square kilometer, higher than the average seen across national locations assessed by AreaSearch. The primary driver for this growth was overseas migration contributing approximately 87.0% of overall population gains during recent periods.
AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for the years 2032 to 2041. Considering projected demographic shifts, an above median population growth is projected for the suburb of Towradgi. By 2041, it is expected to increase by 561 persons, reflecting a total increase of 16.7% over the 17 years.
Frequently Asked Questions - Population
Development
AreaSearch assessment of residential development drivers sees a low level of activity in Towradgi, placing the area among the bottom 25% of areas assessed nationally
AreaSearch analysis of ABS building approval numbers shows Towradgi has around 8 residential properties granted approval each year. Over the past 5 financial years, from FY-21 to FY-25, approximately 43 homes were approved, with another 3 so far in FY-26. On average, 0.4 new residents arrive per new home annually over these years.
This matches or outpaces demand, offering buyers more options and enabling population growth. The average construction value of new homes is $555,000, indicating a focus on the premium segment. In FY-26, there have been $5.5 million in commercial approvals, suggesting the area's residential character. Compared to Rest of NSW, Towradgi records markedly lower building activity, 55.0% below regional average per person. This limited new supply generally supports stronger demand and values for established properties. New development consists of 40.0% standalone homes and 60.0% attached dwellings, offering affordable entry pathways and attracting downsizers, investors, and first-time purchasers. This represents a shift from the area's existing housing composition, currently 72.0% houses.
With around 302 people per dwelling approval, Towradgi shows characteristics of a low density area. Looking ahead, Towradgi is expected to grow by 548 residents through to 2041, according to AreaSearch's latest quarterly estimate. Should current construction levels persist, housing supply could lag population growth, likely intensifying buyer competition and underpinning price growth.
Frequently Asked Questions - Development
Infrastructure
Towradgi has very high levels of nearby infrastructure activity, ranking in the top 10% nationally
Changes to local infrastructure significantly impact an area's performance. AreaSearch identified eight projects likely affecting the region. Key initiatives include Elements at IRT Towradgi Beach, Towradgi Station Upgrade, 79 Dobbie Avenue Townhouses, and 68-74 Princes Highway Mixed-Use Development. Below details those most relevant.
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INFRASTRUCTURE SEARCH
Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.
Frequently Asked Questions - Infrastructure
Illawarra Offshore Wind Zone
The Illawarra Offshore Wind Zone is a Commonwealth-declared area covering 1,022 square kilometres in the Pacific Ocean, located 20km to 45km off the NSW coast between Wombarra and Kiama. Declared on 15 June 2024, the zone has a potential generation capacity of 2.9 GW, enough to power approximately 1.8 million homes. Following a competitive application process in late 2024, Corio Generation Australia was awarded the first feasibility licence in December 2025. This allows for seven years of detailed environmental assessments, geotechnical surveys, and community consultation to determine the technical and commercial viability of a large-scale floating offshore wind farm.
Fairy Meadow Ambulance Station
New purpose-built ambulance station with internal parking for up to five emergency vehicles, a wash bay, administration and office areas, staff rest facilities, logistics and storage. Delivered under the NSW RAIR program to enhance emergency health care for the Wollongong community.
Corrimal Transport Oriented Development Area
The Transport Oriented Development Program enables higher density residential development within 400m of Corrimal station, allowing residential flat buildings up to 22m height with FSR 2.5:1 and shop top housing up to 24m, requiring a minimum 2% affordable housing contribution in perpetuity for developments over 2000 sqm GFA, to increase housing supply near public transport.
More Trains More Services Stage Two - Mortdale to Kiama Capital Works
Package of rail upgrades along the T4 Illawarra and South Coast lines between Mortdale and Kiama to support more frequent services and new trains. Works include platform extensions (e.g. Kiama), new and expanded stabling yards (e.g. Waterfall, Wollongong, Kiama), track and turnout changes, power and overhead wiring upgrades, signalling, and Mortdale Maintenance Centre upgrades.
Fairy Meadow Station Upgrade
Accessibility upgrade under the Transport Access Program, including two new lifts, a new family accessible toilet on each platform, upgraded CCTV and lighting for improved safety, upgraded footpaths, a new kiss and ride space, a new Boarding Assistance Zone, hearing loops, removal of the existing track level crossing, and a new public art display.
Russell Vale Underground Expansion Project
Revised underground expansion of Russell Vale Colliery using bord and pillar mining methods to extract up to 3.7 million tonnes of coal over a five-year period (MP09_0013). Approved by the NSW Independent Planning Commission in December 2020. The project has undergone extensive environmental assessment and was subject to public debate due to its location within the Greater Sydney Water Catchment. Operations were subsequently halted in January 2024 under a NSW Resources Regulator prohibition notice following multiple underground ignition events, and Wollongong Resources announced closure of the Russell Vale Colliery in February 2024. Any future activity would require compliance with regulator directions and updated approvals.
Freight Rail Access to Port Kembla (Maldon to Dombarton / SWIRL options)
Program of works to improve freight rail access to Port Kembla, including investigation of the Maldon to Dombarton (also known as South West Illawarra Rail Link, SWIRL) corridor and complementary network upgrades to address capacity constraints on existing lines and better connect Port Kembla to Western Sydney intermodals.
68-74 Princes Highway Mixed-Use Development
Demolition of existing structures and construction of a four-storey mixed-use shop top housing development featuring 36 residential apartments (13 one-bedroom and 23 two-bedroom units, with conditions to convert at least three to three-bedroom units) and three commercial tenancies on the ground floor, with basement and ground floor parking, communal open spaces, landscaping, and stormwater works.
Employment
The labour market in Towradgi demonstrates typical performance when compared to similar areas across Australia
Towradgi has a skilled workforce with well-represented essential services sectors. The unemployment rate was 3.6% as of the past year, with an estimated employment growth of 1.2%. As of December 2025, 1,787 residents were employed, with an unemployment rate of 0.4% below Regional NSW's rate of 3.9%, and workforce participation at 66.2%.
According to Census responses, 30.1% of residents worked from home, potentially influenced by Covid-19 lockdowns. Leading employment industries include health care & social assistance, education & training, and construction. Notably, education & training has a high concentration with levels at 1.4 times the regional average. Conversely, agriculture, forestry & fishing is under-represented, with only 0.3% of Towradgi's workforce compared to 5.3% in Regional NSW.
The area appears to have limited local employment opportunities based on Census data. Over a 12-month period ending recently, employment increased by 1.2% alongside labour force growth of 1.2%, keeping the unemployment rate stable. In contrast, Regional NSW saw employment fall by 1.2%, labour force contract by 0.8%, and unemployment rise by 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 project overall national employment growth of 6.6% over five years and 13.7% over ten years. Applying these projections to Towradgi's employment mix suggests local employment should increase by 6.6% over five years and 13.7% over ten years, though this is a simplified extrapolation for illustrative purposes only.
Frequently Asked Questions - Employment
Income
The area's income profile falls below national averages based on AreaSearch analysis
AreaSearch's latest postcode level ATO data for financial year 2023 indicates that Towradgi's median income is $52,549 and average income is $70,629. This contrasts with Regional NSW's median income of $52,390 and average income of $65,215. Based on Wage Price Index growth of 8.86% since financial year 2023, current estimates for Towradgi would be approximately $57,205 (median) and $76,887 (average) as of September 2025. According to the 2021 Census, household, family, and personal incomes in Towradgi rank modestly between the 33rd and 39th percentiles. The earnings profile shows that 25.1% of residents (821 people) fall into the $1,500 - 2,999 bracket, aligning with the metropolitan region where this cohort also represents 29.9%. Income distribution demonstrates clear polarization, with 30.6% in lower brackets (<$800/week) and 25.8% in higher brackets (>$3,000/week). Housing affordability pressures are severe, with only 82.7% of income remaining, ranking at the 39th percentile. The area's SEIFA income ranking places it in the 5th decile.
Frequently Asked Questions - Income
Housing
Towradgi is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region
The dwelling structure in Towradgi, as per the latest Census, consisted of 72.5% houses and 27.4% other dwellings (semi-detached, apartments, 'other' dwellings), compared to Regional NSW's 82.6% houses and 17.4% other dwellings. Home ownership in Towradgi was at 37.6%, with mortgaged dwellings at 29.5% and rented ones at 32.9%. The median monthly mortgage repayment in the area was $2,300, higher than Regional NSW's average of $1,733. The median weekly rent figure for Towradgi was recorded as $350, compared to Regional NSW's $330. Nationally, Towradgi's mortgage repayments were significantly higher at $2,300 compared to the Australian average of $1,863, while rents were lower at $350 compared to the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
Towradgi features high concentrations of group households and lone person households, with a fairly typical median household size
Family households comprise 64.2 percent of all households, including 28.4 percent couples with children, 24.4 percent couples without children, and 10.3 percent single parent families. Non-family households constitute the remaining 35.8 percent, with lone person households at 30.6 percent and group households making up 5.3 percent of the total. The median household size is 2.4 people, which aligns with the Regional NSW average.
Frequently Asked Questions - Households
Local Schools & Education
Towradgi faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally
In Towradgi trail, as of the latest available data from 2016, 24.6% of residents aged 15 years and above hold university degrees, compared to the SA3 area's 33.6%. This indicates a gap that suggests potential for educational development and skill enhancement. Bachelor degrees are the most common at 17.1%, followed by postgraduate qualifications (5.1%) and graduate diplomas (2.4%). Trade and technical skills are prominent, with 36.8% of residents aged 15 years and above holding vocational credentials – advanced diplomas at 11.1% and certificates at 25.7%.
Educational participation is notably high, with 28.2% of residents currently enrolled in formal education as of the latest data from 2016. This includes 8.4% in primary education, 7.9% in secondary education, and 6.2% pursuing tertiary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is high compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Towradgi has 32 active public transport stops offering a mix of train and bus services. These stops are served by 23 individual routes, collectively facilitating 1,628 weekly passenger trips. Transport accessibility is rated excellent, with residents typically located 124 meters from the nearest stop. Most residents commute outward due to its residential nature. Car remains the dominant mode of transport at 91%. Vehicle ownership averages 1.4 per dwelling.
According to the 2021 Census, a high 30.1% of residents work from home, which may reflect COVID-19 conditions. Service frequency averages 232 trips per day across all routes, equating to approximately 50 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Towradgi is lower than average with common health conditions somewhat prevalent across both younger and older age cohorts
Towradgi faces significant health challenges based on AreaSearch's assessment. Mortality rates and chronic condition prevalence are high, with common health conditions prevalent across both younger and older age cohorts.
Private health cover is fairly high at approximately 55% of the total population (~1,795 people), compared to 51.9% across Regional NSW. The most common medical conditions are arthritis (9.6%) and mental health issues (8.5%). 66.6% of residents declare themselves completely clear of medical ailments, compared to 63.3% across Regional NSW. Working-age residents show above average prevalence of chronic health conditions. 19.1% of residents are aged 65 and over (625 people), lower than the 23.4% in Regional NSW. Health outcomes among seniors present some challenges, with national rankings broadly in line with the general population.
Frequently Asked Questions - Health
Cultural Diversity
In terms of cultural diversity, Towradgi records figures broadly comparable to the national average, as found in AreaSearch's assessment of a number of language and cultural background related metrics
Towradgi's cultural diversity is above average, with 19.3% of its population born overseas and 13.0% speaking a language other than English at home. Christianity is the predominant religion in Towradgi, comprising 59.4% of people, compared to 55.9% across Regional NSW. The top three ancestry groups are English (26.8%), Australian (26.4%), and Irish (8.2%).
Notably, Welsh (1.0%) is overrepresented in Towradgi compared to the regional average (0.5%), as are Italian (7.8% vs 2.1%) and Serbian (0.6% vs 0.2%).
Frequently Asked Questions - Diversity
Age
Towradgi's median age exceeds the national pattern
At 41 years, Towradgi's median age is lower than Regional NSW's average of 43 but higher than Australia's national average of 38. The population aged 15-24 represents 16.5%, compared to Regional NSW, while the 65-74 cohort is less prevalent at 9.4%. Post-Census data from 2021 shows a decrease in median age by 1.4 years to 41. The 15-24 age group has grown from 13.5% to 16.5%, and the 25-34 cohort increased from 12.0% to 14.6%. Conversely, the 55-64 cohort declined from 13.8% to 12.0%, and the 45-54 group dropped from 13.1% to 11.4%. Population forecasts for Towradgi in 2041 indicate significant demographic changes. The 25-34 age group is projected to grow by 41%, adding 194 residents to reach 672, while the 55-64 cohort is expected to decrease by 45 residents.