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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
Sales Activity
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Population
An assessment of population growth drivers in Towradgi reveals an overall ranking slightly below national averages considering recent, and medium term trends
As of Feb 2026, the estimated population of the suburb of Towradgi is around 3,273, reflecting a 1.0% increase from the 2021 Census figure of 3,241 people. This increase is inferred from AreaSearch's estimate of 3,260 residents, based on examination of ABS's latest ERP data release in June 2024, and an additional 11 validated new addresses since the Census date. The population density stands at 2,288 persons per square kilometer, above national averages assessed by AreaSearch. Overseas migration accounted for approximately 87.0% of overall population gains during recent periods. AreaSearch adopts ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022.
For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for years 2032 to 2041. Projected demographic shifts indicate an above median population growth for the suburb of Towradgi, expected to increase by 628 persons to 2041 based on aggregated SA2-level projections. This reflects a total increase of 21.0% over the 17 years from 2026 to 2041.
Frequently Asked Questions - Population
Development
The level of residential development activity in Towradgi is very low in comparison to the average area assessed nationally by AreaSearch
Based on AreaSearch analysis using ABS building approval numbers from statistical area data, Towradgi has recorded approximately five residential properties granted approval each year. Over the past five financial years, from FY-21 to FY-25, around 27 homes were approved, with one more approved so far in FY-26. On average, over these five years, about 0.7 new residents arrived per new home built.
This suggests that new construction is matching or outpacing demand, providing buyers with more options and enabling population growth that could exceed current expectations. The average value of new homes being constructed is approximately $555,000, indicating a focus on the premium segment with upmarket properties. In FY-26, there have been commercial approvals valued at $5.5 million, reflecting the area's residential character. Compared to the rest of NSW, Towradgi records significantly lower building activity, 72.0% below the regional average per person. This limited new supply generally supports stronger demand and values for established properties. Nationally, this is also below average, suggesting the area's maturity and possible planning constraints. New development in Towradgi consists of an equal split between detached houses and attached dwellings, with 50.0% of each type approved over the past five financial years.
This shift towards denser development provides accessible entry options for downsizers, investors, and entry-level buyers, marking a considerable change from the current housing mix which is predominantly houses (72.0%). This trend reflects reduced availability of development sites and addresses shifting lifestyle demands and affordability requirements. With around 831 people per dwelling approval, Towradgi reflects a highly mature market. According to AreaSearch's latest quarterly estimate, future projections show Towradgi adding approximately 686 residents by 2041. If current development rates continue, housing supply may not keep pace with population growth, potentially increasing competition among buyers and supporting stronger price growth.
Frequently Asked Questions - Development
Infrastructure
Towradgi has very high levels of nearby infrastructure activity, ranking in the top 10% nationally
AreaSearch identified eight projects potentially impacting the area. Key projects include Elements at IRT Towradgi Beach, Towradgi Station Upgrade, 79 Dobbie Avenue Townhouses, and 68-74 Princes Highway Mixed-Use Development. The following list details those likely to be most relevant.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
Illawarra Offshore Wind Zone
The Illawarra Offshore Wind Zone is a Commonwealth-declared area covering 1,022 square kilometres in the Pacific Ocean, located 20km to 45km off the NSW coast between Wombarra and Kiama. Declared on 15 June 2024, the zone has a potential generation capacity of 2.9 GW, enough to power approximately 1.8 million homes. Following a competitive application process in late 2024, Corio Generation Australia was awarded the first feasibility licence in December 2025. This allows for seven years of detailed environmental assessments, geotechnical surveys, and community consultation to determine the technical and commercial viability of a large-scale floating offshore wind farm.
Fairy Meadow Ambulance Station
New purpose-built ambulance station with internal parking for up to five emergency vehicles, a wash bay, administration and office areas, staff rest facilities, logistics and storage. Delivered under the NSW RAIR program to enhance emergency health care for the Wollongong community.
Corrimal Transport Oriented Development Area
The Transport Oriented Development Program enables higher density residential development within 400m of Corrimal station, allowing residential flat buildings up to 22m height with FSR 2.5:1 and shop top housing up to 24m, requiring a minimum 2% affordable housing contribution in perpetuity for developments over 2000 sqm GFA, to increase housing supply near public transport.
More Trains More Services Stage Two - Mortdale to Kiama Capital Works
Package of rail upgrades along the T4 Illawarra and South Coast lines between Mortdale and Kiama to support more frequent services and new trains. Works include platform extensions (e.g. Kiama), new and expanded stabling yards (e.g. Waterfall, Wollongong, Kiama), track and turnout changes, power and overhead wiring upgrades, signalling, and Mortdale Maintenance Centre upgrades.
Fairy Meadow Station Upgrade
Accessibility upgrade under the Transport Access Program, including two new lifts, a new family accessible toilet on each platform, upgraded CCTV and lighting for improved safety, upgraded footpaths, a new kiss and ride space, a new Boarding Assistance Zone, hearing loops, removal of the existing track level crossing, and a new public art display.
Russell Vale Underground Expansion Project
Revised underground expansion of Russell Vale Colliery using bord and pillar mining methods to extract up to 3.7 million tonnes of coal over a five-year period (MP09_0013). Approved by the NSW Independent Planning Commission in December 2020. The project has undergone extensive environmental assessment and was subject to public debate due to its location within the Greater Sydney Water Catchment. Operations were subsequently halted in January 2024 under a NSW Resources Regulator prohibition notice following multiple underground ignition events, and Wollongong Resources announced closure of the Russell Vale Colliery in February 2024. Any future activity would require compliance with regulator directions and updated approvals.
Freight Rail Access to Port Kembla (Maldon to Dombarton / SWIRL options)
Program of works to improve freight rail access to Port Kembla, including investigation of the Maldon to Dombarton (also known as South West Illawarra Rail Link, SWIRL) corridor and complementary network upgrades to address capacity constraints on existing lines and better connect Port Kembla to Western Sydney intermodals.
68-74 Princes Highway Mixed-Use Development
Demolition of existing structures and construction of a four-storey mixed-use shop top housing development featuring 36 residential apartments (13 one-bedroom and 23 two-bedroom units, with conditions to convert at least three to three-bedroom units) and three commercial tenancies on the ground floor, with basement and ground floor parking, communal open spaces, landscaping, and stormwater works.
Employment
Towradgi has seen below average employment performance when compared to national benchmarks
Towradgi's workforce is skilled with well-represented essential services sectors. The unemployment rate in September 2025 was 3.6%. Employment grew by an estimated 0.9% over the past year.
Compared to Rest of NSW, Towradgi had a lower unemployment rate (3.8%) and similar workforce participation (65.8%). Census data showed 30.1% worked from home. Key industries include health care & social assistance, education & training, and construction. Notably, education & training employment was at 1.4 times the regional average, while agriculture, forestry & fishing had limited presence with only 0.3%.
Over a 12-month period, employment increased by 0.9% alongside labour force growth of 0.8%, keeping unemployment flat. In contrast, Rest of NSW saw employment contraction (0.5%), labour force decline (0.1%), and unemployment rise (0.4 percentage points). National employment forecasts from Jobs and Skills Australia for May-25 project a 6.6% increase over five years and 13.7% over ten years. Applying these projections to Towradgi's employment mix suggests local employment growth of 6.6% over five years and 13.7% over ten years, though this is a simplified extrapolation for illustrative purposes.
Frequently Asked Questions - Employment
Income
The area's income profile falls below national averages based on AreaSearch analysis
The suburb of Towradgi has an income level above the national average, according to the latest Australian Taxation Office (ATO) data aggregated by AreaSearch for the financial year 2023. The median income among taxpayers in Towradgi is $52,549, with an average income of $70,629. This compares to figures for the Rest of NSW, which are $52,390 and $65,215 respectively. Based on Wage Price Index growth of 8.86% since financial year 2023, current estimates would be approximately $57,205 (median) and $76,887 (average) as of September 2025. According to the Census conducted in 2021, incomes in Towradgi rank modestly, between the 33rd and 39th percentiles for household, family, and personal incomes. In terms of earnings profile, 25.1% of the population (821 individuals) fall within the $1,500 - $2,999 income range, mirroring the region where 29.9% occupy this bracket. The suburb has a diverse economic landscape with both lower-income residents (30.6%) and affluent households (25.8%) well-represented. Housing affordability pressures are severe in Towradgi, with only 82.7% of income remaining, ranking at the 39th percentile. The area's Socio-Economic Indexes for Areas (SEIFA) income ranking places it in the 5th decile.
Frequently Asked Questions - Income
Housing
Towradgi is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region
In Towradgi, as per the latest Census evaluation, 72.5% of dwellings were houses, with the remaining 27.4% comprising semi-detached homes, apartments, and other dwelling types. This compares to Non-Metro NSW's figures of 82.6% houses and 17.4% other dwellings. Home ownership in Towradgi stood at 37.6%, with mortgaged properties at 29.5% and rented dwellings at 32.9%. The median monthly mortgage repayment in the area was $2,300, exceeding Non-Metro NSW's average of $1,733. Weekly rent figures in Towradgi were recorded at $350, compared to Non-Metro NSW's $330. Nationally, Towradgi's mortgage repayments were significantly higher than the Australian average of $1,863, while rents were lower than the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
Towradgi features high concentrations of group households and lone person households, with a fairly typical median household size
Family households account for 64.2% of all households, including 28.4% couples with children, 24.4% couples without children, and 10.3% single parent families. Non-family households constitute the remaining 35.8%, with lone person households at 30.6% and group households making up 5.3%. The median household size is 2.4 people, which aligns with the Rest of NSW average.
Frequently Asked Questions - Households
Local Schools & Education
Towradgi faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally
Educational qualifications in Towradgi trail regional benchmarks show that 24.6% of residents aged 15 and above hold university degrees, compared to the SA3 area's 33.6%. This indicates potential for educational development and skills enhancement. Bachelor degrees are most common at 17.1%, followed by postgraduate qualifications (5.1%) and graduate diplomas (2.4%). Trade and technical skills are prominent, with 36.8% of residents aged 15 and above holding vocational credentials – advanced diplomas (11.1%) and certificates (25.7%).
Educational participation is high, with 28.2% of residents currently enrolled in formal education. This includes 8.4% in primary education, 7.9% in secondary education, and 6.2% pursuing tertiary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is high compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Transport analysis shows 32 active stops operating within Towradgi, offering a mix of train and bus services. These stops are served by 23 individual routes, collectively providing 1628 weekly passenger trips. Transport accessibility is rated excellent, with residents typically located 124 meters from the nearest stop. As primarily residential, most commute outward; car remains dominant at 91%. Average vehicle ownership is 1.4 per dwelling. High work-from-home rate of 30.1% noted in 2021 Census, potentially reflecting COVID-19 conditions.
Service frequency averages 232 trips daily across all routes, equating to approximately 50 weekly trips per stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Towradgi is lower than average with common health conditions somewhat prevalent across both younger and older age cohorts
Towragi faces significant health challenges based on AreaSearch's assessment of mortality rates and chronic condition prevalence. Common health conditions are somewhat prevalent across both younger and older age cohorts.
The rate of private health cover is fairly high at approximately 55% of the total population, which comprises around 1,795 people. This compares to a rate of 51.9% across the Rest of NSW. The most common medical conditions in the area are arthritis and mental health issues, impacting 9.6% and 8.5% of residents respectively. Sixty-six point six percent of residents declare themselves completely clear of medical ailments compared to 63.3% across the Rest of NSW. Working-age residents show an above-average prevalence of chronic health conditions. The area has 19.0% of residents aged 65 and over, which totals around 621 people, lower than the 23.4% in the Rest of NSW. Health outcomes among seniors present some challenges, with national rankings broadly in line with the general population.
Frequently Asked Questions - Health
Cultural Diversity
In terms of cultural diversity, Towradgi records figures broadly comparable to the national average, as found in AreaSearch's assessment of a number of language and cultural background related metrics
Towradgi has a higher than average cultural diversity, with 19.3% of its population born overseas and 13.0% speaking a language other than English at home. Christianity is the predominant religion in Towradgi, accounting for 59.4% of people, compared to 55.9% across Rest of NSW. The top three ancestral groups in Towradgi are English (26.8%), Australian (26.4%), and Irish (8.2%).
Notably, Welsh (1.0%) is overrepresented in Towradgi compared to the regional average of 0.5%, as are Italian (7.8% vs 2.1%) and Serbian (0.6% vs 0.2%).
Frequently Asked Questions - Diversity
Age
Towradgi's median age exceeds the national pattern
Towradgi's median age is 41 years, which is lower than the Rest of NSW average of 43 but exceeds the national average of 38. The 15-24 age group makes up 16.5% of Towradgi's population, higher than the Rest of NSW percentage. However, the 65-74 cohort comprises only 9.5%. Post-2021 Census data shows the median age has decreased by 1.3 years to 41 due to shifts in younger residents. The 15-24 age group grew from 13.5% to 16.5%, while the 25-34 cohort increased from 12.0% to 14.6%. Conversely, the 55-64 cohort declined from 13.8% to 11.9% and the 45-54 group dropped from 13.1% to 11.4%. Population forecasts for Towradgi in 2041 indicate significant demographic changes. The 25-34 age cohort is projected to grow by 45%, adding 216 residents to reach 694. Meanwhile, the 55-64 group is expected to decrease by 31 residents.