Towradgi

An assessment of population growth drivers in Towradgi reveals an overall ranking slightly below national averages considering recent, and medium term trends

As of November 2025, the estimated population of Towradgi is around 3,351, reflecting a growth of 110 people since the 2021 Census which reported a population of 3,241. This increase represents a 3.4% change from the census figure. AreaSearch's estimation of the resident population as 3,343 in June 2024, combined with five validated new addresses since the Census date, contributes to this current population estimate. The population density ratio is 2,343 persons per square kilometer, placing Towradgi in the upper quartile compared to other locations assessed by AreaSearch. The suburb's population growth rate of 3.4% since the census is within 0.6 percentage points of the SA3 area's growth rate of 4.0%. Overseas migration contributed approximately 87.0% of Towradgi's overall population gains during recent periods.

AreaSearch uses ABS/Geoscience Australia projections for each SA2 area, released in 2024 with a base year of 2022. For areas not covered by this data, AreaSearch utilises NSW State Government's SA2 level projections released in 2022 with a base year of 2021. Growth rates by age group from these aggregations are applied to all areas for the years 2032 to 2041. According to aggregated SA2-level projections, Towradgi is expected to increase by 635 persons to 2041, reflecting an 18.4% total increase over the 17-year period.

AreaSearch assessment of residential development drivers sees a low level of activity in Towradgi, placing the area among the bottom 25% of areas assessed nationally

Based on AreaSearch analysis of ABS building approval numbers allocated from statistical area data, Towradgi has recorded approximately 8 residential properties granted approval per year. Over the past five financial years, from FY21 to FY25, around 40 homes were approved, with an additional 3 approved so far in FY26.

On average, 0.5 people have moved to the area for each dwelling built over these five years, indicating that new supply is keeping pace with or exceeding demand and creating capacity for population growth beyond current forecasts. The average construction value of new homes is $555,000, which is moderately above regional levels, suggesting an emphasis on quality construction. Compared to the Rest of NSW, Towradgi has significantly less development activity, at 58.0% below the regional average per person. This limited new supply generally supports stronger demand and values for established dwellings. Nationally, development activity in Towradgi is also lower, reflecting market maturity and possible development constraints. Recent construction comprises 45.0% detached dwellings and 55.0% townhouses or apartments. This focus on higher-density living creates more affordable entry points and suits downsizers, investors, and first-home buyers.

This represents a significant change from the current housing mix, which is currently 72.0% houses, reflecting reduced availability of development sites and addressing shifting lifestyle demands and affordability requirements. Towradgi indicates a mature market with around 415 people per approval. Looking ahead, Towradgi is expected to grow by 618 residents through to 2041, according to the latest AreaSearch quarterly estimate. At current development rates, housing supply may struggle to match population growth, potentially heightening buyer competition and supporting price increases.

Towradgi has very high levels of nearby infrastructure activity, ranking in the top 10% nationally

Changes to local infrastructure significantly impact an area's performance. AreaSearch has identified eight projects likely to affect the region. Notable initiatives include Elements at IRT Towradgi Beach, Towradgi Station Upgrade, 79 Dobbie Avenue Townhouses, and 68-74 Princes Highway Mixed-Use Development. The following list details those most relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

Employment performance in Towradgi has been broadly consistent with national averages

Towradgi has a skilled workforce with well-represented essential services sectors. The unemployment rate is 3.1%, and there was an estimated employment growth of 1.4% in the past year (AreaSearch aggregation).

As of June 2025, 1,746 residents are employed, with an unemployment rate of 0.6% below Rest of NSW's rate of 3.7%. Workforce participation is similar to Rest of NSW at 56.4%. Major employment sectors include health care & social assistance, education & training, and construction. Education & training has a particularly strong share of employment at 1.4 times the regional level, while agriculture, forestry & fishing employs only 0.3% of local workers, below Rest of NSW's 5.3%.

The area offers limited local employment opportunities, as indicated by Census data comparing working population to resident population. In the 12-month period ending June 2025, employment increased by 1.4% and labour force grew by 1.2%, reducing the unemployment rate by 0.2 percentage points. This contrasts with Rest of NSW where employment contracted by 0.1%, labour force grew by 0.3%, and unemployment rose by 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from Sep-22 suggest potential future demand within Towradgi. National employment is forecast to expand by 6.6% over five years and 13.7% over ten years, with growth rates varying significantly between industry sectors. Applying these projections to Towradgi's employment mix suggests local employment should increase by 6.6% over five years and 13.7% over ten years.

Income levels align closely with national averages, indicating typical economic conditions for Australian communities according to AreaSearch analysis

AreaSearch's latest postcode level ATO data for financial year ending June 2022 shows that income in Towradgi is higher than average nationally. The median income is $52,549 and the average income stands at $70,629. This contrasts with Rest of NSW's figures where the median income is $49,459 and the average income is $62,998. Based on Wage Price Index growth of 12.61% from financial year ending June 2022 to September 2025, current estimates would be approximately $59,175 for median income and $79,535 for average income as of September 2025. According to the Census conducted in August 2021, household, family and personal incomes all rank modestly in Towradgi, between the 33rd and 39th percentiles. The earnings profile shows that 25.1% of locals (841 people) fall within the $1,500 - 2,999 income category, reflecting patterns seen in the metropolitan region where 29.9% occupy this range. Towradgi has a diverse economic landscape with both lower-income residents (30.6%) and affluent households (25.8%) well-represented. Housing affordability pressures are severe, with only 82.7% of income remaining after housing costs, ranking at the 39th percentile. The area's SEIFA income ranking places it in the 5th decile.

Towradgi is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

In Towradgi, as per the latest Census, 72.5% of dwellings were houses, with the remaining 27.4% being semi-detached, apartments, or other types. This differs from Non-Metro NSW's figures of 58.9% houses and 41.1% other dwellings. Home ownership in Towradgi stood at 37.6%, with mortgaged dwellings at 29.5% and rented ones at 32.9%. The median monthly mortgage repayment was $2,300, higher than Non-Metro NSW's average of $2,189. The median weekly rent in Towradgi was $350, compared to Non-Metro NSW's $400. Nationally, Towradgi's mortgage repayments were significantly higher at $2,300 versus Australia's average of $1,863, while rents were lower at $350 compared to the national figure of $375.

Towradgi features high concentrations of group households and lone person households, with a lower-than-average median household size

Family households constitute 64.2% of all households, including 28.4% couples with children, 24.4% couples without children, and 10.3% single parent families. Non-family households account for the remaining 35.8%, with lone person households at 30.6% and group households comprising 5.3% of the total. The median household size is 2.4 people, which is smaller than the Rest of NSW average of 2.5.

Towradgi faces educational challenges, with performance metrics placing it in the bottom quartile of areas assessed nationally

Educational qualifications in Towradgi trail regional benchmarks, with 24.6% of residents aged 15+ holding university degrees compared to 33.6% in SA3 area. Bachelor degrees lead at 17.1%, followed by postgraduate qualifications (5.1%) and graduate diplomas (2.4%). Trade and technical skills feature prominently, with 36.8% of residents aged 15+ holding vocational credentials – advanced diplomas (11.1%) and certificates (25.7%). Educational participation is notably high, with 28.2% of residents currently enrolled in formal education.

This includes 8.4% in primary education, 7.9% in secondary education, and 6.2% pursuing tertiary education. Wollongong Flexible School provides local educational services within Towradgi, with an enrollment of 71 students as of the given date. The area demonstrates varied educational conditions (ICSEA: 906). Secondary education dominates with 1 school, while primary students typically attend schools in adjacent catchments. Limited local school capacity (2.1 places per 100 residents vs 14.9 regionally) means many families travel to nearby areas for schooling.

Transport servicing is high compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Transport analysis shows 30 active transport stops in Towradgi, including a mix of train and bus services. These stops are served by 23 individual routes, collectively providing 1,490 weekly passenger trips. Transport accessibility is rated excellent, with residents typically located 124 meters from the nearest stop.

Service frequency averages 212 trips per day across all routes, equating to approximately 49 weekly trips per stop.

Health performance in Towradgi is lower than average with common health conditions somewhat prevalent across both younger and older age cohorts

Towragi faces significant health challenges, with common health conditions prevalent across both younger and older age cohorts.

The rate of private health cover is high at approximately 55%, covering around 1838 people. The most common medical conditions are arthritis and mental health issues, affecting 9.6% and 8.5% of residents respectively. Sixty-six point six percent declared themselves completely clear of medical ailments, compared to 68.6% across the rest of NSW. Nineteen percent of residents are aged 65 and over (636 people), higher than the 17.7% in the rest of NSW. Health outcomes among seniors present some challenges, broadly in line with the general population's health profile.

The level of cultural diversity witnessed in Towradgi was found to be above average when compared nationally for a number of language and cultural background related metrics

Towradgi's population shows above-average cultural diversity, with 19.3% born overseas and 13.0% speaking a language other than English at home. Christianity is the predominant religion in Towradgi, accounting for 59.4%, compared to 51.0% across Rest of NSW. The top three ancestry groups are English (26.8%), Australian (26.4%), and Irish (8.2%).

Notably, Welsh (1.0%) is overrepresented compared to the regional average of 0.8%. Similarly, Italian (7.8%) and Serbian (0.6%) have higher representations than their respective regional averages of 4.5% and 0.8%.

Towradgi hosts an older demographic, ranking in the top quartile nationwide

Towradgi's median age is 41 years, lower than Rest of NSW's average of 43 but higher than Australia's national average of 38. The 15-24 age group comprises 16.1% of Towradgi's population, compared to Rest of NSW's percentage, while the 65-74 cohort makes up 9.4%. Post-Census data from 2021 shows a shift in median age down by 1.1 years to 41 years. Notable shifts include an increase in the 15-24 group from 13.5% to 16.1%, and the 25-34 cohort from 12.0% to 14.1%. Conversely, the 55-64 group decreased from 13.8% to 12.4%, and the 45-54 group dropped from 13.1% to 11.8%. Population forecasts for Towradgi in 2041 indicate substantial demographic changes. The 25-34 cohort is projected to grow by 48%, adding 226 residents to reach 699, while the 55-64 group is expected to contract by 53 residents.