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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
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Mount Lofty has an estimated 3,950 residents, up from 3,825 at the 2021 Census — a change of 125 people, or 3.3%. Growth has averaged 0.5% a year over five years. That puts 407 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
According to AreaSearch evaluations combining ABS regional population updates with validated new addresses identified since the Census, the suburb of Mount Lofty has reached a population of approximately 3,950 as of Aug 2026. This represents an addition of 125 people (3.3%) compared to the 3,825 people counted in the 2021 Census. This upward trend draws on an estimated resident population of 3,944 established through the ABS ERP release of June 2025 alongside 14 validated new addresses recorded post-Census. With 407 persons per square kilometer, the suburb of Mount Lofty maintains a spacious density profile with ample capacity for upcoming development.
Net overseas migration has served as the primary growth engine, making up roughly 76.0% of recent population gains. Projections published jointly by the ABS and Geoscience Australia in 2024 (using 2022 as a baseline) underpin the SA2 demographic outlook adopted by AreaSearch. For periods past 2032 or locations outside that series, figures rely on 2023 Queensland State Government SA2 modeling based on 2021 numbers. Because state datasets omit detailed age breakdowns, age-group allocations are weighted using proportional trends from the 2023 ABS Greater Capital Region series (anchored in 2022 data). Looking forward, the suburb of Mount Lofty is slated for growth slightly below the non-metropolitan national median, with aggregated SA2 figures forecasting a gain of 219 persons by 2041, translating to an overall 16-year expansion of 5.4%.
Frequently Asked Questions - Population
52 new dwellings have been approved in Mount Lofty over the past five years, an average of 10 a year. That is 2.5 approvals per 1,000 residents. Approvals are currently running at an annualised 7, well below that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.
Detail
Analysis of ABS building approvals by AreaSearch indicates that residential development in Mount Lofty averages approximately 10 approved dwellings per annum, amounting to roughly 52 dwellings across the preceding 5 financial years. During FY-25 to date, 7 building approvals have been logged. With an average influx of 1.9 new residents annually per approved dwelling between FY-21 and FY-25, residential construction aligns closely with local demand to sustain market stability. Furthermore, approved residential projects show an average expected construction value of $734,000—moderately higher than regional benchmarks—pointing toward a focus on premium builds.
Concurrently, commercial building approvals have totaled $16.2 million over the current financial year, highlighting solid commercial development activity. Mount Lofty records subdued building activity when measured against the Rest of Qld benchmark, trailing regional per capita volumes by 56.0%. This limited supply of new dwellings generally bolsters demand and supports valuation for existing stock. Output also tracks below the national benchmark, reflecting an established urban footprint and potential town planning constraints. Of recently approved dwellings, detached houses represent 73.0% while medium and high-density builds account for 27.0%, preserving the neighbourhood's low-density profile to appeal to buyers seeking spacious living. This pattern nevertheless diverges from the standing stock composition of 89.0% houses, signaling tighter land availability alongside evolving lifestyle choices and housing affordability considerations. An average of 394 residents per approved dwelling underlines the quiet, low-volume planning landscape. Based on the most recent AreaSearch quarterly release, Mount Lofty's population is projected to expand by 213 residents heading into 2041. Given prevailing construction rates, future residential supply appears positioned to satisfy incoming buyer demand, establishing sound market conditions while potentially accommodating development beyond existing forecasts.
Frequently Asked Questions - Development
Development applications around Mount Lofty
Loading development applications…
| Lodged | Address | Description | Type | Distance | Status |
|---|
SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks 4 current infrastructure and development projects inside Mount Lofty, worth an estimated $205 million. A further 46 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $4.22 billion. 9 are already under construction and 12 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and sports & recreation. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Local economic and community development is heavily shaped by major planning, project, and civil infrastructure investments. AreaSearch has identified 14 active or planned projects influencing the surrounding area, highlighted by the Toowoomba Escarpment Mountain Bike Trails (Jubilee Park), AusRocks Brookview Quarry, YWCA East Toowoomba Social and Affordable Housing, and the Rifle Range Road Reconfiguration.
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Frequently Asked Questions - Infrastructure
Rifle Range Road Reconfiguration
Development application RAL/2025/5915 for the reconfiguration of two lots into 51 residential lots on a 12.11 hectare former Defence rifle range site. The application remains under assessment by Toowoomba Regional Council following referral agency reviews, information requests and decision period extensions. Defence Housing Australia is the landowner, with the application managed by CPLK Property Pty Ltd and Property Projects Australia.
AusRocks Brookview Quarry
A $15 million quarry development by AusRocks Pty Ltd in East Toowoomba. This project will provide essential construction materials and aggregate supply to support the region's growing infrastructure and development needs.
Fairleigh Residences (The Kitchener)
Boutique luxury apartment development by FKG Group, constructed by wholly-owned subsidiary GFG Projects, featuring 18 exquisitely designed residences across 6 levels. The development offers sweeping views of the Mothers Memorial and Queens Park, with amenities including a private roof terrace, pool, gym, yoga room and entertainment area. Features 2-4 bedroom apartments with generous balconies and media rooms. Prices start from $1.75 million. Only 5 residences remaining as of mid-2025.
YWCA East Toowoomba Social and Affordable Housing
A 16-unit social and affordable housing project aimed at providing dwellings in East Toowoomba, Queensland. Plans were lodged with the Queensland government for approval in May 2025.
Toowoomba City Centre Master Plan & Railway Parklands PDA
Ongoing city centre renewal guided by the Toowoomba City Centre Master Plan to 2031. It includes the 50-hectare Toowoomba Railway Parklands Priority Development Area (PDA), designed as a mixed-density urban village across six precincts. The project focuses on heritage preservation, public realm upgrades, active transport links, and a 50 million AUD investment in the Railway Parklands, featuring the restored Goods Shed.
Grants for Growth - Toowoomba Region Housing Infrastructure Program
Toowoomba Regional Council's multi-year housing infrastructure program, developed in response to the Queensland LNP government's $2 billion Residential Activation Fund (RAF). The program targets trunk infrastructure - water supply, sewerage, stormwater and roads - needed to unlock land for tens of thousands of new dwellings across the region. Approved projects include the $20.1 million Central Highfields Activation Project (construction underway March 2026), covering intersection upgrades on Highfields Road and trunk utility relocation. A further $150 million submission for the Southern Water Treatment Plant (est.$90 million) at Drayton was lodged with the RAF Round 2 in April 2026, which would supply water for more than 50,000 new residents across southern Toowoomba, Westbrook, Wyreema and surrounding areas. Additional sub-projects include the Mount Peel Reservoir ($15 million) and South Toowoomba sewerage upgrades ($14.9 million).
Fairleigh Residences
A luxury boutique development featuring 18 executive residences spanning six levels, including a private roof terrace with pool, gym, yoga room, and entertainment area, offering sweeping views of Mothers Memorial and Queens Park in a tranquil setting.
Toowoomba Art Museum (proposed)
Council-led proposal to deliver a landmark art museum and cultural precinct in the Toowoomba CBD to replace or upgrade the existing Toowoomba Regional Art Gallery. A business case being developed by SMA Tourism is testing site options, costs, and governance models to attract touring exhibitions and better house the City collection.
2,046 residents of Mount Lofty are employed, from a labour force of 2,095. Unemployment sits at 2.3%, with participation at 64.5%. Weighted for its industry mix, the area's sectors are forecast to grow about 7.2% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
Workforce data aggregated by AreaSearch highlights a qualified labour pool in Mount Lofty with solid representation across key public and essential service sectors, alongside a low unemployment rate of 2.3%. As of March 2026, 2,046 local residents are employed, maintaining an unemployment rate 1.6% lower than the 3.9% observed across Regional Qld, while labour force participation matches the Regional Qld benchmark of 64.2%. Census figures indicated that 11.6% of workers operated from home, a metric that may reflect prevailing Covid-19 restrictions. Health care & social assistance, education & training, and construction constitute the primary fields of employment for local workers.
The area features a distinct concentration in education & training, employing personnel at 1.9 times the regional rate. Conversely, retail trade accounts for a smaller share of the workforce at 7.0%, compared to 10.0% across Regional Qld. A Census ratio of 0.6 workers per resident indicates that local job opportunities exceed typical regional benchmarks. Examining SALM and ABS figures aggregated across broader statistical geographies, the local labour market contracted in the 12 months to March 2026, with the labour force dropping 6.8% and total employed persons falling 7.3%, generating a 0.6 percentage point rise in unemployment. Over the identical timeframe, Regional Qld recorded a 0.1% increase in employment and a 0.3% rise in the labour pool, alongside a 0.1 percentage point uptick in unemployment. National employment forecasts from Jobs and Skills Australia as of Mar-26 provide broader perspective on future workforce demand. Across the country, five-year and ten-year projections anticipate job growth of 6.6% and 13.7% respectively, though trajectories vary by industry. Weighting these sectoral trajectories against the local industry profile suggests employment for Mount Lofty could grow by 7.2% across five years and 14.8% over ten years (a basic weighted calculation presented for illustrative purposes without factoring in localized population changes).
Frequently Asked Questions - Employment
Median household income in Mount Lofty is $2,002 a week (about $104,000 a year), with median personal income at $965 a week. ATO records put median taxable income at $67,204 a year against an average of $82,575. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
ATO taxpayer records aggregated by AreaSearch for financial year 2023 reveal a median taxpayer income of $67,204 and an average of $82,575 in Mount Lofty. These figures sit well above national benchmarks and outpace Regional Qld, which recorded a median of $53,146 and an average of $66,593. Factoring in Wage Price Index growth of 11.36% since financial year 2023, updated estimates stand at roughly $74,838 for median earnings and $91,956 for average earnings as of March 2026. The 2021 Census placed personal, family, and household incomes around the 70th percentile across Australia.
Income distribution shows 30.7% of residents (1,212 individuals) earning between $1,500 - 2,999 per week, mirroring the regional proportion of 31.7%. Upper-bracket earnings are substantial, with 31.7% taking home over $3,000 weekly, driving demand for upscale retail and services. Residents keep 88.4% of earnings after housing costs, signaling elevated purchasing power and placing the area within the 7th decile on the SEIFA income scale.
Frequently Asked Questions - Income
Mount Lofty had 1,464 occupied dwellings at the 2021 Census, 89% detached houses and 1% apartments. 37% are owned with a mortgage, 26% rented and 38% owned outright. At that Census the median rent was $340 a week and the median mortgage repayment $1,733 a month. Rent absorbs 17.0% of household income here and mortgage repayments 20.0%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
According to the most recent Census, the local residential stock consisted of 89.1% separate houses and 10.9% other dwelling types such as apartments and semi-detached properties, whereas Regional Qld recorded 76.4% houses and 23.6% other dwellings. Outright home ownership reached 37.9%, substantially exceeding regional figures, with 36.5% of homes carrying a mortgage and 25.6% occupied by tenants. Typical monthly mortgage payments stood at $1,733, exceeding the Regional Qld figure of $1,655, while weekly median rent sat at $340, slightly below the regional benchmark of $345. On a national scale, mortgage payments in Mount Lofty remain beneath the Australian median of $1,863, and weekly rents are lower than the national median of $375.
Frequently Asked Questions - Housing
Mount Lofty counted 1,464 households at the 2021 Census, averaging 2.4 people each. 30% are couples with children, against 32% couples without children. 26% of households are people living alone, and families average 1.8 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Family arrangements constitute 72.2% of all households, consisting of 31.9% couples without children, 29.8% couples with children, and 9.5% single-parent households. The remaining 27.8% are non-family households, including 26.3% lone-person dwellings and 1.7% group accommodations. Average household size stands at 2.4 persons, slightly smaller than the Regional Qld average of 2.5.
Frequently Asked Questions - Households
39.2% of adults in Mount Lofty hold a university qualification, including 24.8% with a bachelor degree and 9.4% with postgraduate qualifications. A further 20.1% hold a vocational qualification. 1 school serves the area, with 749 enrolment places and an average ICSEA of 922 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.
Detail
Higher education qualifications among Mount Lofty residents aged 15+ significantly exceed broader benchmarks, with 39.2% holding tertiary degrees compared to 20.6% in Rest of Qld and 23.1% across the SA3 area, positioning the local workforce well for professional industries. Bachelor degrees are held by 24.8% of this group, while 9.4% hold postgraduate qualifications and 5.0% possess graduate diplomas. Vocational and technical training is also well represented, with 29.8% of persons aged 15+ holding qualifications, consisting of 9.7% with advanced diplomas and 20.1% with certificates. Formal education engagement remains elevated, with 29.4% of the population attending an educational institution.
This cohort comprises 9.8% enrolled in secondary schooling, 9.0% in primary education, and 5.4% undertaking tertiary studies.
Frequently Asked Questions - Education
Schools Detail
Getting around Mount Lofty means driving: households keep an average of 1.5 vehicles, and scheduled services reach only a handful of stops. Service data is built from operators' published GTFS timetables; vehicle ownership is from the 2021 Census.
Detail
Public transport connectivity in Mount Lofty includes 25 active bus stops across the suburb. These facilities are served by 3 bus routes delivering 84 weekly passenger trips. Network access is favorable, with residents living an average of 215 meters from the nearest stop. Given the area's residential profile, commuting outward is standard, with private vehicles serving as the dominant mode for 95% of journeys. Households maintain an average of 1.5 vehicles, while 11.6% of residents worked from home at the 2021 Census, a figure potentially influenced by COVID-19 settings. Bus services run at an average frequency of 12 trips per day across the network, translating to roughly 3 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
66.3% of residents in Mount Lofty report no long-term health condition. 6.4% need daily assistance with core activities, and 59.9% hold private health cover. The standardised death rate runs at 5.7 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
Based on AreaSearch assessments of mortality metrics and chronic health patterns, Mount Lofty exhibits below-average health outcomes, with common medical conditions showing slightly elevated prevalence across both older and younger age brackets. Concurrently, private health insurance coverage is notably strong, held by approximately 60% of residents (2,366 people), compared to 52.5% across Regional Qld. Mental health conditions and arthritis represent the primary diagnosed medical issues locally, affecting 9.6 and 8.2% of the population, while 66.3% of residents reported having no medical ailments whatsoever, compared to 67.6% across Regional Qld. Chronic conditions are elevated among working-age residents.
Seniors aged 65 and over make up 21.9% of the community (865 people), above the 20.3% share observed across Regional Qld, while broader health metrics align with national distributions.
Frequently Asked Questions - Health
Mount Lofty is largely Australian-born, at 84.9% of residents, with 7.3% speaking a language other than English at home. The largest reported ancestries are English (29.1%) and Australian (24.8%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Cultural diversity metrics for Mount Lofty track below regional averages, with 84.9% of the population Australian-born, 90.8% holding Australian citizenship, and 92.7% speaking solely English at home. Christianity is the primary religion, observed by 57.3% of the community. Judaism shows the clearest overrepresentation, accounting for 0.3% of residents compared to 0.1% in Regional Qld. In terms of parental lineage, the most prevalent ancestries are English at 29.1%, Australian at 24.8%, and Irish at 12.2%. Notable variations also appear across other cultural backgrounds: German ancestry represents 7.4% locally (versus 4.7% regionally), Scottish accounts for 9.9% (versus 7.8%), and South Australian comprises 0.8% (versus 0.5%).
Frequently Asked Questions - Diversity
The median resident of Mount Lofty is 43. 23.7% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
The age distribution of Mount Lofty closely tracks Regional Qld, with the largest variance across the four main age brackets measuring just 2.2 percentage points. AreaSearch estimates the median age at 43 as at August 2026, identical to the 2021 Census figure, and 2 years higher than the regional median of 41 recorded in that Census, compared to the Australian median of 38 at the same Census. Since the Census, residents aged 45 - 64 have declined from 26.8% to an estimated 24.7%. Looking ahead to 2041, retirees and elderly residents (65+) will experience the largest expansion, increasing by 144 (17%) to reach 1,009, while youth, young adult, and mature working-age cohorts are anticipated to contract.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Mount Lofty
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Oct 2026.
Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Aug 2026 2 months ago headline measures · Jul 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Oct 2026 this month headline measures · Sep 2026 baseline |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Oct 2026. | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | Jun 2026 4 months ago all 4 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Jun 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 7 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Sep 2026 last month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 3 months ago headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Sep 2026 last month all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 14 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (3,825 at the 2021 Census → 3,950 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL31984). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.