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This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.
SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.
Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
2021 Census | -- people
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Mount Clear has an estimated 3,646 residents, down from 3,671 at the 2021 Census. That puts 359 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
Based on analysis of ABS population updates for the broader area, and new addresses validated by AreaSearch since the Census Mount Clear's population is estimated at around 3,646 as of May 2026. This reflects a decrease of 25 people (0.7%) since the 2021 Census, which reported a population of 3,671 people. The change is inferred from the resident population of 3,640, estimated by AreaSearch following examination of the latest ERP data release by the ABS (June 2025) and an additional 38 validated new addresses since the Census date. This level of population equates to a density ratio of 359 persons per square kilometer, providing significant space per person and potential room for further development.
Population growth for the area was primarily driven by overseas migration that contributed approximately 81.0% of overall population gains during recent periods. Projections from the ABS and Geoscience Australia, published in 2024 using 2022 as a starting point, are used. For places lacking these figures, calculations rely on Victorian government regional and local projections from 2023, adjusted by aggregating growth weights from local government to statistical levels. Age-specific growth trends from these assessments are carried forward for the years 2032 to 2041. Looking at upcoming demographic changes, the suburb of Mount Clear is predicted to rank in the highest quarter of regional Australian districts for population expansion, gaining 1,170 residents by 2041 using consolidated statistical projections, which represents a 31.9% rise over the 16 years.
Frequently Asked Questions - Population
46 new dwellings have been approved in Mount Clear over the past five years, an average of 9 a year. That is 2.5 approvals per 1,000 residents. Approvals are currently running at an annualised 4, well below that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.
Detail
Analysis of construction permits indicates that the suburb of Mount Clear averages about 9 home approvals annually, with approximately 46 residences approved over the last 5 financial years. During the current FY-26 period, 4 permits have been registered. In light of recent demographic contraction, this building rate has been relatively sufficient, creating favorable conditions for purchasers, with new residential projects averaging a build cost of $356,000. Additionally, commercial building permits valued at $67,000 have been logged this fiscal year, showing a low level of business construction. In comparison to the Rest of Vic., the suburb of Mount Clear displays very quiet building volumes, sitting 79.0% below the regional average on a per capita basis.
This constrained volume of new housing generally helps maintain demand and prices for existing stock. This level of building is also lower than the national benchmark, reflecting a mature residential landscape and potential local constraints. Recent residential activity consists of 70.0% detached houses and 30.0% townhouses or multi-unit dwellings, offering a broader selection of housing styles from larger family options to smaller, low-cost options. The ratio of 663 residents for every single home approval highlights this quiet, low-activity construction environment. Looking forward, the suburb of Mount Clear is projected to add 1,164 residents by 2041, based on recent quarterly forecasts. If current building rates remain unchanged, the volume of new housing may not keep pace with population growth, potentially heightening competition among buyers and supporting price growth.
Frequently Asked Questions - Development
Development applications around Mount Clear
SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks 3 current infrastructure and development projects inside Mount Clear, worth an estimated $37 million. A further 45 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $5.44 billion. 14 are already under construction and 12 are due for completion within three years. The pipeline spans residential development, sports & recreation and education & training. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Local infrastructure projects, planning initiatives, and development updates are key drivers of regional performance. A total of 14 projects have been flagged as having potential local impacts. Significant works include the Sebastopol Community Hub, Stage 3 of the Delacombe Town Centre, the Mount Clear Medical and Childcare Centre, and The Roads Mount Clear project, with key details provided below.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
The Roads Mount Clear
A residential homesite community developed by Hygge Property in Mount Clear, south of the Ballarat CBD, set beside the Woowookarung Regional Park with Canadian Creek running through the site. The Roads comprises 48 homesites ranging from 505sqm to 1764sqm, released across a Lifestyle Collection and standard homesite range. Stage 1 is titled and sold out, Stage 2 is titled with construction of new homes underway, and 16 homesites remain available for sale as of mid-2026.The estate is within walking distance of childcare, primary and secondary schools, and local shopping.
Mount Clear Childcare Centre
Believe Early Learning received a planning permit from the City of Ballarat on 21 January 2026 for a 124-place childcare centre at 7 Recreation Road, Mount Clear. The approved centre spans eight activity rooms, including two nursery rooms, one room for one and two year olds, three toddler rooms, and two preschooler rooms, plus food preparation, laundry, staffing and reception areas. It was set to be the first Ballarat centre to offer extended hours, operating from 6:30am to 7pm.However, Believe Early Learning entered voluntary administration on 10 April 2026, placing the future of the site in doubt while an administrator assesses the company's position. The company's two existing regional Victorian centres, at Eaglehawk and Mooroopna, are continuing to operate during the administration process. This project is a standalone childcare development; it is unrelated to the separate childcare and medical centre proposal (PLP/2024/228) at 107-109 Whitehorse Road, Mount Clear.
Urban Ripple: Restoring our Yarrowee River and its Little Creeks
A community-led waterways restoration project funded by a Victorian Government Green Links Program grant of $701,000. Led by the Bunanyung Landscape Alliance in partnership with the Yarrowee-Leigh Catchment Group, the project restores 13 sites along Ballarat waterways spanning 80.5 hectares and 9.8 kilometres of the Yarrowee River, Specimen Vale Creek, Canadian Creek and connecting tributaries. Works involve extensive weed control, replanting 39,500 indigenous plants, and creating habitat for threatened species including the Growling Grass Frog, brush-tailed phascogale and platypus.Delivery is led by five local Landcare and Friends groups, with 66 scheduled planting days in 2025 alone. The project also integrates community planting events, Traditional Owner cultural knowledge, and ecological plant selection guided by Ballarat ecologist Tim D'Ombrain's native plant community mapping system. Target completion is 2026.
Delacombe Town Centre Stage 3
Stage 3 of Delacombe Town Centre is under construction and will expand the retail precinct with a new Coles, ALDI, approximately 13 to 14 specialty retail stores, additional parking and supporting infrastructure, strengthening the centre as the primary shopping destination for Ballarat's growing western and southern suburbs.
Mount Clear College Upgrade and Modernisation - Stage 3
Construction in Stage 3 included new classrooms, new home economics kitchen and storage facilities, performing arts classrooms, multipurpose and student breakout spaces, locker rooms and student amenities. Externally it included extensive hard landscaping for tiered seating and covered spaces. The overall project also included a large independent student study space, science laboratories, and general classrooms in Stage 2. The project has been referred to by the Victorian School Building Authority as 'Upgrade and Modernisation - Stage 3'.
Ascot Springs Estate
A boutique residential development comprising approximately 56 premium lots across three stages, featuring tree-lined streetscapes and community amenities in a nature-inspired setting, located just a short drive from Ballarat city centre.
Sovereign Hill Master Plan: Gold Vault
The Gold Vault is a proposed 1,000 square metre immersive visitor experience and the hero project of Sovereign Hill's 20-year Master Plan. Designed to attract up to 100,000 additional visitors annually, the new pavilion will combine high-security displays of Victoria's most significant gold collection items with interactive digital installations, dramatic lighting and curated artefacts from Sovereign Hill, the Victorian State Collection and partner institutions. The project will also deliver a redesigned arrival and orientation zone with new Welcome to Country experiences, retail and amenities.Sovereign Hill received 500,000 dollars from the Victorian Enabling Tourism Fund in 2024 to develop the schematic design, and the 17.9 million dollar build is currently the headline ask in the Ballarat. Now and Into the Future: Enabling Growth 2026 advocacy campaign ahead of the 2026 Victorian state election. The project is forecast to create between 124 and 168 construction jobs and 21 to 37 ongoing jobs, and will incorporate solar panels and energy-efficient design as part of Sovereign Hill's transition to net zero energy, waste and water.
Ballarat Regional Animal Facility
A new regional animal management facility providing modern kennels, veterinary services, adoption facilities, education centre and administration offices. The $8 million facility will replace aging infrastructure and provide enhanced animal welfare standards, community education programs and improved adoption services for the Ballarat region.
1,826 residents of Mount Clear are employed, from a labour force of 1,918. Unemployment sits at 4.8%, with participation at 64.5%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.7% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
The suburb of Mount Clear has a capable workforce with strong representation in vital services, alongside an unemployment rate of 4.8% based on localized data. In March 2026, 1,826 locals were employed, representing an unemployment rate 1.2% higher than the Regional Vic. average of 3.7%, while labor participation is typical at 64.5% compared to the regional benchmark of 61.1%. Census records show that a moderate 20.9% of employed residents performed their duties from home, though this may reflect pandemic-related restrictions. The primary sectors employing local residents are healthcare & social assistance, education & training, and retail trade.
The suburb of Mount Clear shows a notable concentration in education & training, employing 1.6 times the proportion seen across the wider region. In contrast, agriculture, forestry & fishing is underrepresented at 1.0% compared to the regional mark of 7.5%. The balance between locally working individuals and resident workers suggests a shortage of local jobs within the area. Data indicates that during the 12 months leading up to March 2026, the local workforce shrank by 0.1% while total employment fell by 1.1%, resulting in a 1.1 percentage point rise in unemployment. Meanwhile, Regional Vic. saw employment fall by 0.1%, the workforce decrease by 0.3%, and unemployment drop by 0.2 percentage points. Long-term national employment projections from May-25 offer additional context on future local demand. These five and ten-year models, when applied to the local workforce structure, suggest local employment could rise by 6.7% over five years and 14.1% over ten years, assuming local trends follow national industry patterns.
Frequently Asked Questions - Employment
Median household income in Mount Clear is $1,462 a week (about $76,000 a year), with median personal income at $728 a week. ATO records put median taxable income at $51,336 a year against an average of $66,043. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
Tax office data for the 2023 financial year indicates that taxpayers in the suburb of Mount Clear earned a median income of $51,336, alongside an average of $66,043. These figures are slightly below national standards, compared to a median of $50,954 and average of $62,728 across Regional Vic. Factoring in Wage Price Index growth of 9.62% since the 2023 financial year, estimated income figures would be roughly $56,275 for the median and $72,396 for the average as of March 2026. In the 2021 Census, local household, family, and personal incomes sat in the moderate 33rd to 34th percentiles.
The largest income group comprises 32.0% of taxpayers who earn between $1,500 and $2,999 weekly (representing 1,166 residents), which is similar to the broader region's proportion of 30.3%. Financial pressure from housing is high, with only 84.6% of income remaining after housing costs, placing the area in the 34th percentile and the 5th decile of the SEIFA index.
Frequently Asked Questions - Income
Mount Clear had 1,353 occupied dwellings at the 2021 Census, 75% detached houses and 11% apartments. 37% are owned with a mortgage, 32% rented and 32% owned outright. At that Census the median rent was $310 a week and the median mortgage repayment $1,498 a month. Rent absorbs 21.2% of household income here and mortgage repayments 23.6%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
The housing stock in the suburb of Mount Clear at the time of the latest Census consisted of 75.2% standalone houses and 24.8% other options such as townhouses and apartments, compared to Regional Vic. where houses make up 90.1% and other structures account for 9.9%. Home ownership levels are lower than regional trends, with 31.6% of residents owning their property outright, while the remaining homes are mortgaged (36.5%) or rented (31.9%). The median monthly home loan repayment was $1,498, while the median weekly rent was $310, compared to regional benchmarks of $1,430 and $285 respectively.
By comparison, local repayments are lower than the national median of $1,863, and rent costs are also well below the Australian average of $375.
Frequently Asked Questions - Housing
Mount Clear counted 1,353 households at the 2021 Census, averaging 2.5 people each. 29% are couples with children, against 26% couples without children. 29% of households are people living alone, and families average 1.7 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Families make up 66.5% of all households, consisting of 28.6% couples with children, 25.9% couples without children, and 11.4% single parent families. The remaining 33.5% are non-family households, with single-person households representing 29.0% and shared households accounting for 4.3%. The typical household size is 2.5 residents, which is slightly above the Regional Vic. average of 2.4.
Frequently Asked Questions - Households
28.2% of adults in Mount Clear hold a university qualification, including 17.8% with a bachelor degree and 6.8% with postgraduate qualifications. A further 22.4% hold a vocational qualification. 3 schools serve the area, with 2,431 enrolment places and an average ICSEA of 1,013 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.
Detail
The area's educational makeup is distinctive for the region, with university graduation rates at 28.2% of residents aged 15 and over, exceeding the Regional Vic. average of 21.7%. Bachelor degrees represent the most common tertiary qualification at 17.8%, followed by postgraduate degrees at 6.8% and graduate diplomas at 3.6%. Vocational qualifications are also common, with 35.3% of individuals aged 15 and over holding trade credentials, consisting of advanced diplomas at 12.9% and certificates at 22.4%. A high level of educational enrollment is evident, with 31.9% of the local population currently studying.
This group includes 11.0% attending primary school, 8.5% in high school, and 5.7% enrolled in university or college courses.
Frequently Asked Questions - Education
Schools Detail
Public transport in Mount Clear reaches 14 stops on 2 routes, timetabled for about 410 services a week. The typical home sits about 280 m from its nearest stop. Households keep an average of 1.4 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.
Detail
Analysis of public transit reveals 14 active stops located throughout the suburb of Mount Clear. These locations are served by 2 distinct routes, which provide a total of 411 passenger services each week. Local access is good, with residents living an average of 279 meters from their nearest stop. Because of the area's residential nature, most workers travel out of the suburb, with cars remaining the primary mode of travel for 94% of commuters. Households own an average of 1.4 cars. Around 20.9% of workers worked from home, based on 2021 data which was influenced by pandemic conditions.
Bus services run at an average of 58 times per day across the network, which averages out to about 29 weekly services for each transit stop.
Frequently Asked Questions - Transport
Transport Stops Detail
62.5% of residents in Mount Clear report no long-term health condition, a less healthy profile than 79% of areas nationally. 7.7% need daily assistance with core activities, and 53.0% hold private health cover. The standardised death rate runs at 6.1 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
Health metrics point to notable difficulties in the suburb of Mount Clear, based on mortality and chronic illness rates across different age cohorts. Private health insurance coverage is slightly higher than the typical statistical area, with about 53% of the community, or approximately 1,930 people, holding cover. This compares to 50.5% recorded across Regional Vic. The most widely reported health issues are mental health conditions and asthma, affecting 11.7% and 9.2% of the population respectively, while 62.5% of residents reported having no long-term illnesses, compared to 63.4% across Regional Vic.
Chronic conditions are elevated among working-age individuals. Residents aged 65 and over make up 18.8% of the local population, totaling 685 people, which is below the Regional Vic. proportion of 23.9%. Health outcomes for local seniors are generally average when compared nationally.
Frequently Asked Questions - Health
Mount Clear is largely Australian-born, at 86.8% of residents, with 8.8% speaking a language other than English at home. The largest reported ancestries are English (29.2%) and Australian (28.1%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
The suburb of Mount Clear has lower cultural diversity than average, with citizens making up 89.0% of the population, 86.8% of residents born in Australia, and 91.2% using only English at home. Christianity is the primary religion, followed by 44.2% of the local population. The most notable differences in religious demographics are in the Other category, which represents 0.9% of residents compared to 0.8% across Regional Vic. Looking at ancestral backgrounds, the top three groups identified are English at 29.2%, Australian at 28.1%, and Irish at 10.8%. There are also notable differences for other ethnic lines: Scottish ancestry is represented at 9.8% of the population compared to 8.8% regionally, Dutch at 2.2% compared to 1.7%, and Hungarian at 0.3% compared to 0.2%.
Frequently Asked Questions - Diversity
The median resident of Mount Clear is 37. 28.7% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
The median age of 37 in the suburb of Mount Clear is lower than the Regional Vic. average of 43 and very close to the Australian median of 38. Residents aged 25 to 34 are highly represented at 15.7%, while the 55 to 64 bracket is smaller at 9.0% compared to regional trends. Since 2021, the 25 to 34 demographic has increased from 13.7% to 15.7%, while the 5 to 14 age group has shrunk from 14.4% to 13.1%. Looking ahead to 2041, demographic models point to major changes, with the 25 to 34 group projected to grow by 357 residents (62%) to reach 930 from an initial 572, while the 65 to 74 group is expected to grow by a modest 9% (29 people).
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Mount Clear
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.
Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | May 2026 3 months ago headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | May 2026 3 months ago headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Jun 2026 2 months ago headline measures · May 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Aug 2026 this month all 21 measures |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026. | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | Aug 2026 this month all 3 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Aug 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 5 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Aug 2026 this month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 last month headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Jul 2026 last month all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 38 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (3,671 at the 2021 Census → 3,646 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL21783). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.