Inverloch

Inverloch lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends

Based on analysis of ABS population updates for the broader area, as of Nov 2025 Inverloch's estimated population is around 7,777. This reflects an increase of 1,251 people since the 2021 Census, which reported a population of 6,526. The change is inferred from AreaSearch's estimate of the resident population at 6,883 following examination of the latest ERP data release by the ABS in June 2024, and an additional 160 validated new addresses since the Census date. This level of population equates to a density ratio of 71 persons per square kilometer. Inverloch's growth of 19.2% since the 2021 census exceeded the non-metro area's growth of 7.9%, marking it as a growth leader in the region. Population growth was primarily driven by interstate migration, contributing approximately 88.0% of overall population gains during recent periods.

AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area released in 2024 with 2022 as the base year. For areas not covered by this data, AreaSearch utilises VIC State Government's Regional/LGA projections released in 2023, adjusted employing a method of weighted aggregation of population growth from LGA to SA2 levels. Growth rates by age group are applied across all areas for years 2032 to 2041. Future trends predict exceptional growth, placing Inverloch in the top 10 percent of Australian non-metropolitan areas. By 2041, the area is expected to increase by 3,293 persons based on aggregated SA2-level projections, reflecting an overall increase of 32.4% over the 17 years.

AreaSearch assessment of residential development activity positions Inverloch among the top 25% of areas assessed nationwide

AreaSearch analysis of ABS building approval numbers, allocated from statistical area data, shows Inverloch experienced around 86 dwellings receiving development approval per year over the past 5 financial years, totalling an estimated 432 homes. So far in FY-26, 34 approvals have been recorded. On average, each dwelling built between FY-21 and FY-25 gained 2.3 new residents per year, indicating solid demand supporting property values. New homes are being constructed at an average value of $570,000, reflecting a developer focus on the premium segment with upmarket properties.

This financial year has seen $42.1 million in commercial development approvals, demonstrating high levels of local commercial activity. Compared to Rest of Vic., Inverloch records elevated construction (17.0% above regional average per person over the 5-year period), balancing buyer choice while supporting current property values, though building activity has slowed recently. This level is significantly above the national average, indicating robust developer interest in the area. New building activity consists of 95.0% standalone homes and 5.0% medium and high-density housing, maintaining Inverloch's traditional low density character with a focus on family homes appealing to those seeking space.

With around 114 people per dwelling approval, Inverloch exhibits characteristics of a growth area. Future projections estimate Inverloch adding 2,521 residents by 2041 (from the latest AreaSearch quarterly estimate). Existing development levels appear aligned with future requirements, maintaining stable market conditions without significant price pressures.

Inverloch has strong levels of nearby infrastructure activity, ranking in the top 40% nationally

Changes to local infrastructure significantly influence an area's performance. AreaSearch identified eight projects that may impact this region. Notable projects include Wyndham Garden Inverloch, Cape to Cape Resilience Project, RACV Inverloch Resort Expansion, and Inverloch to Wonthaggi Trail Project. The following list details those most relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

The labour market in Inverloch shows considerable strength compared to most other Australian regions

Inverloch has a skilled workforce with essential services sectors well represented. Its unemployment rate was 2.6% in the past year, with an estimated employment growth of 4.2%.

As of September 2025, 2,908 residents are employed, and the unemployment rate is 1.2% lower than the Rest of Vic.'s rate of 3.8%. The workforce participation rate is significantly lower at 48.3%, compared to Rest of Vic.'s 57.4%. Leading employment industries include health care & social assistance, education & training, and construction. Education & training shows strong specialization with an employment share 1.5 times the regional level, while agriculture, forestry & fishing has lower representation at 3.8% compared to the regional average of 7.5%.

Employment opportunities appear limited locally based on Census working population vs resident population data. Between September 2024 and September 2025, employment levels increased by 4.2%, and labour force increased by 4.0%, resulting in a unemployment rate drop of 0.2 percentage points. In contrast, Rest of Vic. saw employment contract by 0.7%, the labour force fall by 0.6%, and unemployment rise marginally. State-level data to 25-Nov-25 shows VIC employment grew by 1.13% year-on-year, adding 41,950 jobs, with a state unemployment rate of 4.7%. National forecasts from Jobs and Skills Australia project national employment growth at 6.6% over five years and 13.7% over ten years. Applying these projections to Inverloch's employment mix suggests local employment should increase by 6.7% over five years and 13.9% over ten years, based on a simple weighting extrapolation for illustrative purposes.

Income figures position the area below 75% of locations analysed nationally by AreaSearch

According to AreaSearch's aggregation of the latest postcode level ATO data released on June 30, 2023, Inverloch had a median income among taxpayers of $49,512 with an average level of $63,558. This is below the national average and compares to levels of $50,954 and $62,728 across Rest of Vic., respectively. Based on Wage Price Index growth of 8.25% since financial year 2023, current estimates would be approximately $53,597 (median) and $68,802 (average) as of September 2025. According to the 2021 Census figures, household, family, and personal incomes in Inverloch all fall between the 19th and 29th percentiles nationally. Income analysis reveals that the largest segment comprises 26.0% earning $800 - $1,499 weekly (2,022 residents), differing from the broader area where the $1,500 - $2,999 category predominates at 30.3%. While housing costs are modest with 87.4% of income retained, the total disposable income ranks at just the 23rd percentile nationally and the area's SEIFA income ranking places it in the 6th decile.

Inverloch is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Inverloch's dwelling structures, as per the latest Census, consisted of 91.1% houses and 8.8% other dwellings (semi-detached, apartments, 'other' dwellings). This compares to Non-Metro Vic.'s 93.3% houses and 6.7% other dwellings. Home ownership in Inverloch stood at 56.5%, with mortgaged dwellings at 25.1% and rented ones at 18.4%. The median monthly mortgage repayment was $1,700, higher than Non-Metro Vic.'s average of $1,450. Median weekly rent in Inverloch was $346, compared to Non-Metro Vic.'s $295. Nationally, Inverloch's median monthly mortgage repayment is lower ($1,700 vs $1,863) and median weekly rent is less ($346 vs $375).

Inverloch features high concentrations of lone person households, with a lower-than-average median household size

Family households account for 68.4% of all households, including 21.9% that are couples with children, 39.6% that are couples without children, and 6.2% that are single parent families. Non-family households make up the remaining 31.6%, with lone person households at 29.9% and group households comprising 1.6% of the total. The median household size is 2.2 people, which is smaller than the Rest of Vic. average of 2.3.

The educational profile of Inverloch exceeds national averages, with above-average qualification levels and academic performance metrics

Inverloch's educational attainment is notably higher than broader averages. Among residents aged 15 and above, 29.5% possess university qualifications, compared to 18.1% in the SA4 region and 20.7% in the SA3 area. Bachelor degrees are most prevalent at 19.1%, followed by postgraduate qualifications (5.5%) and graduate diplomas (4.9%). Vocational credentials are also prominent, with 34.7% of residents aged 15 and above holding such qualifications – advanced diplomas account for 12.1% and certificates for 22.6%.

A significant 22.8% of the population is currently engaged in formal education. This includes 8.9% in primary education, 7.0% in secondary education, and 2.4% pursuing tertiary education.

Transport servicing is very low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Inverloch has 21 active public transport stops operating currently. These are served by buses only. There are three different routes that run through these stops, together offering 85 weekly passenger trips.

The accessibility of the transport system in Inverloch is rated as moderate, with residents generally located 524 meters away from their nearest transport stop. On average, there are 12 trips per day across all routes, which amounts to about four weekly trips per individual stop.

Health performance in Inverloch is well below average with prevalence of common health conditions notable across both younger and older age cohorts

Inverloch faces significant health challenges, with common conditions prevalent among both younger and older age groups. Private health cover stands at approximately 52% of the total population (~4,042 people), slightly lower than the average SA2 area's 47.7%.

The most prevalent medical conditions are arthritis (11.6%) and mental health issues (7.9%), with 61.7% reporting no medical ailments, similar to Rest of Vic.'s 61.6%. Inverloch has a higher proportion of residents aged 65 and over (34.2%, or 2,659 people) compared to Rest of Vic.'s 28.6%.

Inverloch is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Inverloch had a cultural diversity index below the average, with 85.9% of its population born in Australia, 92.4% being citizens, and 95.9% speaking English only at home. Christianity was the dominant religion in Inverloch, accounting for 44.0% of the population. While Judaism made up 0.1% of both Inverloch's and Rest of Vic.'s populations, indicating no overrepresentation, other ethnic groups showed notable divergences: Dutch people were more prevalent at 3.1% in Inverloch compared to 2.5% regionally; Scottish people also had a higher representation at 10.3% versus 9.3%; and French people were slightly more numerous at 0.5% compared to 0.4%.

The top three ancestry groups based on country of birth of parents were English (31.7%), Australian (28.6%), and Irish (10.7%).

Inverloch ranks among the oldest 10% of areas nationwide

The median age in Inverloch is 54 years, which is significantly higher than the average of 43 for the Rest of Vic., and also considerably older than the national norm of 38. Compared to the Rest of Vic. average, the 65-74 cohort is notably over-represented at 18.9% locally, while the 25-34 age group is under-represented at 7.8%. This concentration in the 65-74 age group is well above the national figure of 9.4%. Between the 2021 Census and now, the 35 to 44 age group has grown from 10.1% to 11.0% of Inverloch's population. Conversely, the 45 to 54 cohort has declined from 10.4% to 9.3%. By the year 2041, Inverloch is expected to see notable shifts in its age composition, with the 25-34 age group projected to expand considerably by 382 people (63%), increasing from 606 to 989 individuals.