Inverloch

Inverloch lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends

Inverloch's population was estimated at around 6,809 as of Nov 2025, reflecting an increase of 283 people since the 2021 Census which reported a population of 6,526. This change is inferred from AreaSearch's resident population estimate of 6,634 following examination of ABS ERP data release in June 2024 and validation of additional 160 new addresses since the Census date. This level of population equates to a density ratio of 62 persons per square kilometer. Over the past decade, Inverloch demonstrated resilient growth patterns with a compound annual growth rate of 3.0%, outpacing the SA3 area. Population growth was primarily driven by interstate migration contributing approximately 88.0% of overall population gains during recent periods. AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area released in 2024 with a base year of 2022, and VIC State Government's Regional/LGA projections released in 2023 adjusted employing weighted aggregation method for areas not covered by ABS data.

Exceptional growth is predicted over the period to 2041, placing Inverloch in the top 10 percent of Australian non-metropolitan areas with an expected increase of 3,332 persons reflecting a total increase of 51.8% over the 17 years.

AreaSearch assessment of residential development activity positions Inverloch among the top 25% of areas assessed nationwide

AreaSearch analysis of ABS building approval numbers shows Inverloch had approximately 87 dwelling approvals per year over the past five financial years, totalling around 439 homes. As of FY-26, 22 approvals have been recorded. This results in an average of 2.3 new residents per year for each dwelling built between FY-21 and FY-25. The average construction cost value for new homes is $570,000.

In FY-26, $31.5 million in commercial development approvals have been recorded. Compared to the Rest of Vic., Inverloch's construction level is 18.0% above the regional average per person over the past five years. New building activity consists of 96.0% standalone homes and 4.0% medium and high-density housing. The area has around 100 people per dwelling approval, indicating a low density character.

Future projections estimate Inverloch will add approximately 3,528 residents by 2041.

Inverloch has emerging levels of nearby infrastructure activity, ranking in the 39thth percentile nationally

Changes to local infrastructure significantly influence an area's performance. AreaSearch has identified eight projects that may impact this region. Notable projects include Wyndham Garden Inverloch, Cape to Cape Resilience Project, RACV Inverloch Resort Expansion, and Inverloch to Wonthaggi Trail Project. The following list details those most relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

The labour market in Inverloch demonstrates typical performance when compared to similar areas across Australia

Inverloch has a skilled workforce with a low unemployment rate of 2.7%, as per AreaSearch's aggregation of statistical area data. As of June 2025, 2,799 residents are employed, which is 1.0% below the Rest of Vic.'s rate of 3.8%.

The workforce participation rate in Inverloch is lower at 48.3%, compared to Rest of Vic.'s 57.4%. Key industries of employment among residents are health care & social assistance, education & training, and construction. Education & training shows strong specialization with an employment share 1.5 times the regional level. Conversely, agriculture, forestry & fishing has lower representation at 3.8% compared to the regional average of 7.5%.

The area offers limited local employment opportunities, indicated by the count of Census working population versus resident population. Between June 2024 and June 2025, the labour force decreased by 0.7%, employment declined by 1.0%, leading to a rise in unemployment rate by 0.3 percentage points. This contrasts with Rest of Vic., where employment contracted by 0.9%, labour force fell by 0.4%, and unemployment rose by 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from Sep-22 suggest potential future demand within Inverloch. These projections estimate national employment growth at 6.6% over five years and 13.7% over ten years, with varying growth rates across industry sectors. Applying these projections to Inverloch's employment mix indicates local employment should increase by 6.7% over five years and 13.9% over ten years, though this is a simple weighting extrapolation for illustrative purposes only.

Income levels sit below national averages according to AreaSearch assessment

Inverloch had a median income among taxpayers of $49,512 and an average level of $63,558 in the financial year 2022. These figures are slightly below the national averages of $50,546 for median income and $71,422 for average income. In comparison, Rest of Vic had median and average incomes of $48,741 and $60,693 respectively during the same period. Based on Wage Price Index growth of 12.16% since financial year 2022, current estimates for Inverloch would be approximately $55,533 (median) and $71,287 (average) as of September 2025. According to Census 2021 income data, household, family, and personal incomes in Inverloch fall between the 19th and 29th percentiles nationally. The largest segment comprises 26.0% earning $800 - 1,499 weekly (1,770 residents), which differs from the surrounding region where the $1,500 - 2,999 category predominates at 30.3%. Housing costs are modest in Inverloch, with 87.4% of income retained. However, total disposable income ranks at just the 23rd percentile nationally, and the area's SEIFA income ranking places it in the 6th decile.

Inverloch is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Inverloch's dwelling structure, as per the latest Census, consisted of 91.1% houses and 8.8% other dwellings (semi-detached, apartments, 'other' dwellings). This compares to Non-Metro Vic.'s 93.3% houses and 6.7% other dwellings. Home ownership in Inverloch was at 56.5%, with the rest being mortgaged (25.1%) or rented (18.4%). The median monthly mortgage repayment in the area was $1,700, higher than Non-Metro Vic.'s average of $1,450. The median weekly rent figure was recorded at $346, compared to Non-Metro Vic.'s $295. Nationally, Inverloch's mortgage repayments were lower than the Australian average of $1,863, while rents were less than the national figure of $375.

Inverloch features high concentrations of lone person households, with a lower-than-average median household size

Family households account for 68.4% of all households, including 21.9% couples with children, 39.6% couples without children, and 6.2% single parent families. Non-family households constitute the remaining 31.6%, with lone person households at 29.9% and group households comprising 1.6%. The median household size is 2.2 people, which is smaller than the Rest of Vic. average of 2.3.

The educational profile of Inverloch exceeds national averages, with above-average qualification levels and academic performance metrics

Inverloch's educational attainment is notably higher than broader benchmarks. 29.5% of residents aged 15+ have university qualifications, compared to 18.1% in the SA4 region and 20.7% in the SA3 area. Bachelor degrees are most common at 19.1%, followed by postgraduate qualifications (5.5%) and graduate diplomas (4.9%). Vocational credentials are also prevalent, with 34.7% of residents aged 15+ holding such qualifications - advanced diplomas at 12.1% and certificates at 22.6%.

A significant 22.8% of the population is actively pursuing formal education, including 8.9% in primary, 7.0% in secondary, and 2.4% in tertiary education. Inverloch Primary School serves the local area with an enrollment of 463 students as of a recent report. The school's socio-educational conditions are above average (ICSEA: 1053). There is one primary school in Inverloch, with secondary options available nearby. School places per 100 residents stand at 6.8, below the regional average of 12.9, indicating some students may attend schools outside the area.

Transport servicing is very low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Inverloch has 21 active public transport stops, all of which are bus stops. These stops are served by five different routes that together offer 126 weekly passenger trips. The accessibility of these services is rated as moderate, with residents on average located 524 meters from the nearest stop.

On average, there are 18 trips per day across all routes, equating to approximately six weekly trips per individual stop.

Health performance in Inverloch is well below average with prevalence of common health conditions notable across both younger and older age cohorts

Inverloch faces significant health challenges, with common conditions prevalent among both younger and older age groups. Private health cover stands at approximately 52% (3,539 people), higher than the average SA2 area's 47.9%.

The most frequent medical issues are arthritis (11.6%) and mental health problems (7.9%), with 61.7% of residents reporting no ailments, slightly above Rest of Vic.'s 61.6%. Inverloch has a higher proportion of residents aged 65 and over at 34.1% (2,321 people), compared to Rest of Vic.'s 28.6%.

Inverloch is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Inverloch's cultural diversity was found to be below average, with 85.9% of its population born in Australia, 92.4% being citizens, and 95.9% speaking English only at home. Christianity is the main religion in Inverloch, comprising 44.0% of people. However, Judaism is overrepresented, making up 0.1% of Inverloch's population compared to 0.1% across the rest of Victoria.

The top three ancestry groups are English (31.7%), Australian (28.6%), and Irish (10.7%). Notably, Dutch ethnicity is overrepresented at 3.1%, Scottish at 10.3%, and French at 0.5%.

Inverloch ranks among the oldest 10% of areas nationwide

Inverloch has a median age of 53, which is considerably higher than the figure for Rest of Vic., at 43, and substantially exceeds the national norm of 38. Relative to Rest of Vic., Inverloch has a higher concentration of residents aged 65-74 (18.9%) but fewer residents aged 25-34 (7.8%). This concentration of 65-74 year-olds is well above the national figure of 9.4%. Between the 2021 Census and now, the population aged 35 to 44 has grown from 10.1% to 11.0%, while the 45 to 54 cohort has declined from 10.4% to 9.4%. By 2041, demographic projections indicate significant shifts in Inverloch's age structure. Notably, the 25 to 34 age group is projected to grow by 87%, increasing from 531 to 994 people.