Inverloch

Suburb (SAL)

Rest of Vic. / Gippsland - South West

 
 
 
 
 
 
 
Data Sources ABSValuer GeneralRental BoardACARA Newest Aug 2026 · Refreshed ABS QuickStats SAL21235 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Inverloch

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DemographicsPopulation Growth in Inverloch

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Inverloch has an estimated 6,666 residents, up from 6,526 at the 2021 Census — a change of 140 people, or 2.1%. Growth has averaged 1.1% a year over five years, slower than 79% of areas nationally. 175 new addresses have been validated here since Census night. Density is about 61 people per square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

Based on evaluation of ABS demographic updates for the surrounding region, alongside new addresses validated by AreaSearch since the Census, the population of the suburb of Inverloch is estimated to be approximately 6,666 as of May 2026. This represents a growth of 140 people (2.1%) from the 2021 Census, which counted 6,526 individuals. This shift is calculated from a resident population of 6,590, estimated by AreaSearch using the most recent ABS ERP release (June 2025) plus an additional 175 validated new addresses since the Census date. The population level results in a density of 61 persons per square kilometer, ensuring significant space per resident.

Throughout the last ten years, the suburb of Inverloch has shown stable expansion with a 2.0% compound annual growth rate, exceeding the SA4 region. Population expansion in the area was mostly driven by interstate migration, which accounted for roughly 88.0% of total population increases in recent times. AreaSearch uses ABS/Geoscience Australia projections for each SA2 region, published in 2024 with 2022 as the base year. For SA2 regions lacking this data, AreaSearch applies the VIC State Government's Regional/LGA projections from 2023, adjusted via weighted aggregation of population growth from LGA to SA2 levels. Growth rates by age group from these aggregations are also applied across all areas for the years 2032 to 2041. Factoring in these demographic transitions, remarkable growth is anticipated over the period, placing it in the top 10 percent of locations outside capital cities. The suburb of Inverloch is projected to grow by 2,759 persons to 2041 based on aggregated SA2-level projections, which is an overall increase of 40.2% over the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Inverloch?
Total population for the suburb of Inverloch was estimated to be approximately 6,666 as at May 26. This is based upon an estimated resident population of 6,590 from the ABS up to June 2025.
How has the population in the suburb of Inverloch changed since 2021?
The suburb of inverloch has added approximately 140 people and shown a 2.15% increase from the 6,526 people recorded at the 2021 Census period.
What is the population density in the suburb of Inverloch?
The population density in the suburb of Inverloch is estimated at 61 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Inverloch?
Over the past 10 years, the population in the suburb of Inverloch has shown a compound annual growth rate of 2.0% per annum.
What are the main drivers of population growth in the suburb of Inverloch?
Population growth in the suburb of Inverloch is driven by: Interstate migration (88.0%), Overseas migration (12.0%), Natural increase (0.0%). The primary driver is Interstate migration, contributing 88.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Inverloch

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354 new dwellings have been approved in Inverloch over the past five years, an average of 70 a year. That places the area in the 55th percentile for residential development activity nationally, about 11 approvals per 1,000 residents a year. Of the 60 dwellings approved in the latest reporting year, 97% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 37, well below that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.

Detail

According to AreaSearch analysis of ABS building approvals distributed from statistical area data, the suburb of Inverloch has averaged approximately 70 residential development approvals yearly. This includes an estimated 354 homes approved over the past 5 financial years (between FY-21 and FY-25) and 34 during the current FY-26. With an average of only 1 new residents per year per dwelling built over the past 5 financial years (between FY-21 and FY-25), new housing is keeping up with or outstripping demand, providing buyers with many choices and creating capacity for population growth above current projections.

New properties carry an average expected construction cost of $570,000, showing that developers are targeting the high-end market with premium projects. Furthermore, $42.1 million in commercial approvals have been registered during this financial year, showing strong commercial development activity. In comparison to Rest of Vic., the suburb of Inverloch displays comparable development volume per person, keeping the market balanced in line with the broader region. This level of activity is well above the national average, showing strong developer interest in the area. Recent construction consists of 97.0% standalone houses and 3.0% medium and high-density housing, preserving the traditional low density environment and focusing on family properties for buyers wanting space. With approximately 249 people per dwelling approval, the suburb of Inverloch exhibits the traits of a low density location. Future forecasts indicate the suburb of Inverloch will add 2,683 residents by 2041 (starting from the most recent AreaSearch quarterly estimate). Construction is keeping pace reasonably with projected growth, though home buyers might face rising competition as the population increases.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Inverloch recently?
Dwelling approval activity in the the suburb of Inverloch area has seen 53 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Inverloch's current population of 6,666 has been supported by 70 approvals on average over recent years.
How does the suburb of Inverloch's development activity compare to the broader region?
The suburb of Inverloch has seen 1.1 approvals per 100 people in recent years, compared to 0.82 approvals in the broader region. This means that one dwelling has been approved for every 248 people in the suburb of Inverloch, compared to one for every 156 in the broader region.
Is the suburb of Inverloch keeping up with housing demand?
With the population expected to increase by 2,683 people by 2041, around 1,342 new dwellings will be necessary. Recent approval levels may be insufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This indicates potential housing shortages if current approval trends continue.
What has been the trend in development approvals over the past five years in the suburb of Inverloch?
Looking at development activity over the past five years, the suburb of Inverloch's approval levels have been significantly below the yearly average of 70, showing a notable downturn in recent development.
How many dwellings will be needed to accommodate future population growth in the suburb of Inverloch?
The population in the suburb of Inverloch is expected to grow by 2,683 people by 2041, necessitating approximately 1,342 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the suburb of Inverloch?
Over the past five years, the population in the suburb of Inverloch has grown by approximately 2,483 people, while 354 residential approvals were recorded. This equates to a ratio of 7.0 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the suburb of Inverloch?
With dwelling approval activity running at an average of 70 approvals per year and a population of 6,666, there appears to be a supply shortfall relative to projected demand, presenting strong opportunities for residential developers. With the population expected to increase by 2,683 people by 2041, around 1,342 new dwellings will be necessary. Current approval trends may be insufficient to meet forecast demand, indicating strong development opportunities.
Approvals Pipeline Development applications near Inverloch

Development applications around Inverloch

Development approvals is a new addition to AreaSearch. We’re actively expanding council coverage and refining the dataset — details and statuses for some councils may be partial. Check back regularly for the latest pipeline.
Application search is not available in Victoria. AreaSearch holds 1 application for Inverloch, but they are a record of past activity rather than a current register. Victoria has no state-wide planning portal and its council coverage is uneven, so we have switched the search off here rather than return partial answers. We are currently investigating a solution. No credits are charged for Victorian applications, and building approvals from the ABS and the major projects we track are unaffected.

SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Inverloch

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AreaSearch tracks 3 current infrastructure and development projects inside Inverloch, worth an estimated $56 million. A further 52 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $8.37 billion. 21 are already under construction and 11 are due for completion within three years. The pipeline spans residential development, communities, precincts & urban renewal and sports & recreation. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Changes to local infrastructure, major developments, and urban planning decisions can greatly impact regional performance. AreaSearch has identified a total of 8 projects that are expected to influence the local area. Significant initiatives include Wyndham Garden Inverloch, Cape to Cape Resilience Project, RACV Inverloch Resort Expansion, and the Inverloch to Wonthaggi Trail Project, with details of the most relevant projects listed below.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Inverloch?
Key infrastructure and planning changes likely to influence the suburb of Inverloch include: Wyndham Garden Inverloch (Construction); Cape to Cape Resilience Project (Construction); RACV Inverloch Resort Expansion (Construction); Inverloch to Wonthaggi Trail Project (Construction); and Powlett Ridge Estate (Construction). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Inverloch?
Infrastructure development impacting the suburb of Inverloch spans multiple sectors including Environmental & Disaster Management, Residential Development, and Energy, among others.
What is the scale of infrastructure investment impacting the suburb of Inverloch?
Infrastructure investment analysis indicates significant investment of approximately $109 million in infrastructure projects affecting the region, with a notable concentration of investment within the immediate the suburb of Inverloch vicinity.
How does the suburb of Inverloch's infrastructure development compare to other areas?
The suburb of Inverloch shows moderate infrastructure development relative to national averages, with opportunities for future growth and investment.
RACV Inverloch Resort Expansion
Category: Tourism
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   Link 2  

Multi-million-dollar expansion of the RACV Inverloch Resort designed by GHD, adding a two-level coastal wing with 36 premium ocean view rooms. Supported by the Victorian Government's Regional Tourism Investment Fund, the project will increase capacity by 20,000 guests annually, deliver additional parking, and upgrade wastewater storage. It is expected to create 120 construction jobs and inject 6.5 million dollars annually into the local economy.

Tourism

Wyndham Garden Inverloch
Category: Tourism
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   Link 2  

A 50-key serviced apartment hotel with two ground floor retail tenancies and a rooftop bar, positioned on the foreshore at the southern tip of Inverloch with 270-degree coastal and parkland views over Anderson Inlet and The Glade foreshore reserve. Developed by Forte Group in partnership with Wyndham Hotels and Resorts, with operations to be managed by 1834 Hotels under the Wyndham Garden brand. Architecture by Hachem Architecture and Cornetta Partners. The hotel is under construction and targeting a mid-2026 opening.

Tourism

Cape to Cape Resilience Project
Category: Environmental & Disaster Management
Stage: Construction | Est. Comp: 0
Source / Links: Link 1   Link 2  

The Cape to Cape Resilience Project builds coastal resilience from Cape Paterson to Cape Liptrap, addressing erosion and inundation hazards through scientific assessments, community engagement, and adaptive planning. The final Cape to Cape Resilience Plan was released in December 2025 following extensive consultation. On-ground works - a large-scale dune reconstruction and beach nourishment project at Inverloch Surf Beach - commenced in early 2026, funded by $3.3 million from the Australian Government's Coastal Estuarine Risk Mitigation Program.The works aim to rebuild lost sand dunes and restore safe beach access near the Inverloch Surf Lifesaving Club.

Environmental & Disaster Management

Inverloch to Wonthaggi Trail
Category: Sports & Recreation
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   Link 2  

Construction of a 14 km off-road shared walking and cycling trail linking Inverloch and Wonthaggi. Much of the route is complete and open, with remaining works focused on gravel path completion, boardwalks, signage, planting and finishing works. The trail starts near Inverloch Surf Life Saving Club, follows public road reserve and drainage reserve corridors including Goroke Street and Drowleys Road, and connects to the Bass Coast Rail Trail in Wonthaggi. Council expects completion in mid 2026.

Sports & Recreation

Summerfields Estate
Category: Communities, Precincts & Urban Renewal
Stage: Construction | Est. Comp: 2027

Masterplanned residential community in Wonthaggi being delivered in multiple stages. The estate includes approximately 450 residential lots together with landscaped open space, wetlands, walking trails and community areas. Construction and staged land releases have continued with further subdivision activity recorded.

Communities, Precincts & Urban Renewal

Powlett Ridge Estate
Category: Residential Development
Stage: Construction | Est. Comp: 0
Source / Links: Link 1   

Powlett Ridge Estate is a multi-stage residential land development in North Wonthaggi delivered by LandGipps, positioned where the countryside meets the coast. The estate offers lots ranging from around 200 to 2000 square metres, underground services, tree-lined streets and an open space reserve, with views toward the Powlett River flats. Multiple early stages are complete and occupied, with later stages including Stage 5, Stage 6a, Stage 7 and Stage 9 released or currently selling. The site is about 3 kilometres from the Wonthaggi town centre and close to schools, the Wonthaggi Recreation Reserve, and the coastal attractions of Cape Paterson and Inverloch, both around 10 minutes away.

Residential Development

North Wonthaggi Affordable Housing Development
Category: Residential Development
Stage: Approved | Est. Comp: 0
Source / Links: Link 1   Link 2  

Development of nine single-storey affordable dwellings on unused road reserve in George Street to provide housing for low-income households, featuring accessibility provisions and funded through Victoria's Big Housing Build.

Residential Development

Parklands Estate, Wonthaggi
Category: Residential Development
Stage: Construction | Est. Comp: 2025
Source / Links: Link 1   

Parklands Estate is a masterplanned residential community in Wonthaggi North, offering modern living with over 8 hectares of open space and parklands. It features house and land packages, underground power, NBN readiness, a recycled water supply, and premium allotments across multiple stages as part of the Wonthaggi North East Precinct Structure Plan area.

Residential Development

Jobs & IndustryEmployment Trends in Inverloch

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2,698 residents of Inverloch are employed, from a labour force of 2,763. Unemployment sits at 2.4%, with participation at 49.6%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.7% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 6,040, about 91% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

The suburb of Inverloch has a qualified workforce with strong representation in essential services, an unemployment rate of only 2.4%, and an estimated 1.8% job growth over the past year, according to AreaSearch aggregations of statistical area data. As of March 2026, 2,698 residents are employed, and the unemployment rate is 1.3% below the Regional Vic. rate of 3.7%. However, participation in the workforce is much lower, at 49.6% compared to 61.1% in Regional Vic. Census data shows a moderate 22.7% of residents worked from home, although Covid-19 restrictions during that period should be kept in mind.

Employment for residents is mainly concentrated in health care & social assistance, education & training, and construction. The workforce is notably concentrated in education & training, which stands at 1.5 times the regional average. Conversely, agriculture, forestry & fishing employs only 3.8% of local workers, which is below the Regional Vic. average of 7.5%. The area seems to provide few local jobs, as shown by comparing the Census working population to the resident population. According to AreaSearch analysis of SALM and ABS data aggregated from broader statistical regions, during the year to March 2026, employment rose by 1.8% and the labor force grew by 1.4%, which reduced the unemployment rate by 0.4 percentage points. In comparison, Regional Vic. saw employment fall by 0.1%, the labor force drop by 0.3%, and unemployment decrease by 0.2 percentage points. National employment forecasts from Jobs and Skills Australia in May-25 offer additional context on future demand in the suburb of Inverloch. These forecasts, spanning five and ten-year periods, are mapped against local employment patterns to project growth. While national employment is projected to grow by 6.6% over five years and 13.7% over ten years, the rates vary widely by industry. Applying these industry projections to the local workforce mix suggests local employment will increase by 6.7% over five years and 13.9% over ten years (note this is a simple weighting extrapolation for illustration and does not incorporate local population projections).

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Inverloch?
As of March 2026, the suburb of Inverloch has approximately 2,698 employed residents with an unemployment rate of 2.4%. This very low unemployment rate indicates a tight labour market with strong demand for workers. Employment performance is above the national median, showing positive labour market dynamics.
How does the suburb of Inverloch's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Inverloch stands at 2.4%, which is 1.3 percentage points below Regional Vic.'s rate of 3.7%. This lower unemployment rate suggests stronger local employment conditions. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Inverloch?
The employment landscape in the suburb of Inverloch is dominated by several key sectors. The largest employers are health care & social assistance (17.2% of employment), education & training (13.3%), and construction (11.5%). Other significant employers include retail trade and accommodation & food.
How has employment changed recently in the suburb of Inverloch?
Over the past year to March 2026, the suburb of Inverloch has experienced employment growth, with total employment increasing while the labour force increased. As a result, the unemployment rate has fall. By comparison, Regional Vic. saw employment decreased and its unemployment rate dropped.
What is the workforce participation rate in the suburb of Inverloch?
The workforce participation rate in the suburb of Inverloch is 49.6%, which represents the proportion of working-age residents who are either employed or actively seeking work. The relatively low participation rate may indicate limited job opportunities or demographic factors affecting workforce engagement. The local rate trailing the Regional Vic. average of 61.1%, suggesting potential for increased workforce participation.
Which industries are over-represented in the suburb of Inverloch's employment market?
The suburb of inverloch shows notable specialization in education & training, which employs 13.3% of the local workforce compared to 9.1% regionally. This moderate specialization indicates some local strength in the sector. The area also shows above-average employment in 1 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the suburb of Inverloch?
Based on Jobs and Skills Australia projections applied to the suburb of Inverloch's industry mix, employment is expected to grow by 6.7% over the next five years and 13.9% over ten years. This exceeds the national forecast of 6.6% over five years, suggesting the area's industry composition is well-positioned for future growth. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Inverloch compare nationally?
The suburb of inverloch's employment market shows above-average performance nationally, placing in the top half of areas assessed. Employment indicators suggest healthy labour market conditions relative to other regions. Recent job advertisement trends show the broader employment region saw a 1.9% decline, ranking 22.0nd out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Inverloch?
Skilled workers will find excellent opportunities in the suburb of Inverloch, with knowledge-intensive sectors comprising 40.6% of local employment. Key sectors for skilled workers include health care & social assistance (17.2%), education & training (13.3%), and professional & technical (6.8%). With projected employment growth of 6.7% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Inverloch

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Median household income in Inverloch is $1,286 a week (about $67,000 a year), with median personal income at $703 a week. ATO records put median taxable income at $49,512 a year against an average of $63,558. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

Based on AreaSearch's compilation of the newest postcode level ATO figures for the financial year 2023, taxpayers in the suburb of Inverloch had a median income of $49,512 and an average income of $63,558. This sits below the national average and compares to $50,954 (median) and $62,728 (average) across Regional Vic. Factoring in Wage Price Index growth of 9.62% since the financial year 2023, current estimates would be roughly $54,275 for median income and $69,672 for average income as of March 2026. Census records indicate that household, family, and individual incomes in the suburb of Inverloch lie between the 19th and 29th percentiles nationally.

Income data shows the $800 - 1,499 bracket is the largest, containing 26.0% of residents (1,733 people), differing from the wider region where the $1,500 - 2,999 range is the most common at 30.3%. Even though housing costs are manageable with 87.4% of income retained, the total disposable income sits in the 23rd percentile nationally, and the SEIFA income score falls in the 6th decile.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Inverloch?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Inverloch is approximately $54,275. The official ATO data from FY-23 recorded a median of $49,512.
What is the average taxable income in the suburb of Inverloch?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Inverloch is approximately $69,672. The official ATO data from FY-23 recorded an average of $63,558.
How does the median taxable income in the suburb of Inverloch compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Inverloch is approximately $54,275 compared to $55,856 in Regional Vic.. The official ATO data from FY-23 shows $49,512 and $50,954 respectively.
How does the average taxable income in the suburb of Inverloch compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Inverloch is approximately $69,672 compared to $68,762 in Regional Vic.. The official ATO data from FY-23 shows $63,558 and $62,728 respectively.
What are the main income cohorts in the suburb of Inverloch according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~26.0% / 1,733 persons) of the suburb of Inverloch's population is the $800 - 1,499 cohort.
How do the main income cohorts in the suburb of Inverloch compare to the region?
The largest income cohort in the suburb of Inverloch is the $800 - 1,499 group, representing about 26.0% of the population. In comparison, Regional Vic.'s largest income cohort is the $1,500 - 2,999 group, representing 30.3% of its population, according to the 2021 Census.
What is the median household income in the suburb of Inverloch according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Inverloch is $1,286/wk.
What is the median family income in the suburb of Inverloch according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Inverloch is $1,740/wk.
What is the median personal income in the suburb of Inverloch according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Inverloch is $703/wk.
How does the suburb of Inverloch's income rank nationally?
According to AreaSearch's aggregation of the latest postcode level ATO data released for FY-23, the suburb of Inverloch had a median income among taxpayers of $49,512 with the average level standing at $63,558. This is below the national average and compares to levels of $50,954 and $62,728 across Regional Vic. respectively. Based on Wage Price Index growth of 9.62% since FY-23, current estimates would be approximately $54,275 (median) and $69,672 (average) as of March 2026.
What is the disposable income in the suburb of Inverloch?
The estimated disposable income in the suburb of Inverloch is $4,870 per year according to AreaSearch analysis.
How does the suburb of Inverloch's disposable income compare to the region?
The suburb of inverloch's disposable income is $4,870 compared to $5,209 for Regional Vic., based on AreaSearch analysis.

Housing StockHousing & Dwellings in Inverloch

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Inverloch had 2,661 occupied dwellings at the 2021 Census, 91% detached houses and 0% apartments. 25% are owned with a mortgage, 18% rented and 57% owned outright. At that Census the median rent was $346 a week and the median mortgage repayment $1,700 a month. Rent absorbs 26.9% of household income here and mortgage repayments 30.5%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

Residential property structure in the suburb of Inverloch at the latest Census consisted of 91.1% houses and 8.8% other options (such as semi-detached homes, apartments, and alternative dwellings), compared to 90.1% houses and 9.9% other options in Regional Vic. The home ownership rate in the suburb of Inverloch was much higher than Regional Vic. at 56.5%, with remaining properties occupied by residents with a mortgage (25.1%) or renting (18.4%). The median monthly mortgage payment of $1,700 was higher than the Regional Vic. average of $1,430, and the median weekly rent was $346 compared to Regional Vic.'s $285.

Nationally, mortgage repayments in the suburb of Inverloch are lower than the Australian average of $1,863, and rents are below the national figure of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Inverloch?
In the suburb of Inverloch, 56.5% of homes are owned outright, 25.1% are owned with a mortgage, and 18.4% are rented.
What percentage of dwellings in the suburb of Inverloch are houses?
According to the latest data, 91.1% of dwellings in the suburb of Inverloch are houses.
What percentage of dwellings in the suburb of Inverloch are apartments or units?
In the suburb of Inverloch, 0.3% of dwellings are apartments or units, with an additional 8.5% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Inverloch?
Outright home ownership in the suburb of Inverloch stands at 56.5%, compared to 40.9% in Regional Vic..
What is the median monthly mortgage repayment in the suburb of Inverloch?
The median monthly mortgage repayment in the suburb of Inverloch is $1,700, compared to $1,430 in Regional Vic..
What is the median weekly rent in the suburb of Inverloch?
The median weekly rent in the suburb of Inverloch is $346, compared to $285 in Regional Vic..
What is the distribution of rental prices in the suburb of Inverloch?
In the suburb of Inverloch, 8.8% of rentals are $0-149/week, 41.4% are $150-349/week, 48.3% are $350-649/week, 1.5% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the suburb of Inverloch?
The aggregate monthly housing cost in the suburb of Inverloch is $702, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Inverloch?
In the suburb of Inverloch, households with mortgages typically spend 30.5% of their income on mortgage repayments, while renters spend 26.9% of their income on rent.
How crowded are homes in the suburb of Inverloch?
The average persons per bedroom ratio in the suburb of Inverloch is 0.7, indicating the level of household density.
How does housing affordability in the suburb of Inverloch compare to the region?
Housing affordability in the suburb of Inverloch shows mortgage holders spending 30.5% of income on repayments (vs 23.8% regionally), while renters spend 26.9% of income on rent (vs 20.6% regionally).
What types of dwellings are most common in the suburb of Inverloch?
The dwelling mix in the suburb of Inverloch consists of 91.1% detached houses, 8.5% semi-detached dwellings, 0.3% apartments, and 0.0% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Inverloch?
Based on the area's tenure composition, the weighted average monthly housing cost is approximately $702. This accounts for outright owners paying no housing costs, mortgage holders paying $1,700/month, and renters paying $1,498/month.
How affordable is housing in the suburb of Inverloch relative to local incomes?
Housing in Inverloch consumes approximately 12.6% of median household income ($5,568 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Inverloch?
Recent development applications in Inverloch show attached dwellings contributing 14% of approvals compared to 9% of existing stock, while detached houses represent 86% of applications versus 91% of current dwellings. This suggests increasing densification. Density increases remain below national trends.

HouseholdsHousehold Composition in Inverloch

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Inverloch counted 2,661 households at the 2021 Census, averaging 2.2 people each. 22% are couples with children, fewer than in 81% of areas nationally, against 40% couples without children. 30% of households are people living alone, and families average 2.0 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Families make up the majority of households at 68.4%, consisting of 21.9% couples with children, 39.6% couples without children, and 6.2% single parent families. Non-family households represent the remaining 31.6%, with single person households making up 29.9% and group living situations comprising 1.6% of the total. The median household size of 2.2 people is below the Regional Vic. average of 2.4.

Frequently Asked Questions - Households

How many households are in the suburb of Inverloch?
As of the 2021 Census, the suburb of Inverloch had 2,661 households. Based on population growth patterns, this has grown by approximately 2.1% to an estimated 2,718 households today.
What is the typical household size?
The median household size in the suburb of Inverloch is 2.2 people. This compares to 2.4 in Regional Vic. and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 68.4% of all households. The remaining households consist of lone person households (29.9%), group households (1.6%), and other household types (0.2%).
How are families structured in the area?
Among the 1,820 family households, 21.9% are couples with children, 39.6% are couples without children at home, and 6.2% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Inverloch compare to regional household patterns?
Compared to Regional Vic., the suburb of Inverloch shows distinct household patterns. This family-oriented profile influences local demand for family homes, schools, and children's services.
What is the average family size?
Families in the suburb of Inverloch have an average of 2.0 children, slightly above the Regional Vic. average of 1.8. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Inverloch?
Marriage patterns reveal 55.8% of the adult population are currently married, while 23.3% have never married. This compares to 46.3% married and 34.0% never married across Regional Vic..
How significant are single-person households?
Single-person households represent 29.9% of all households in the suburb of Inverloch, similar to the regional average of 29.3%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 1.6% of households, well below the Regional Vic. average of 2.9%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Inverloch

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29.5% of adults in Inverloch hold a university qualification, including 19.1% with a bachelor degree and 5.5% with postgraduate qualifications. A further 22.6% hold a vocational qualification. 1 school serves the area, with 463 enrolment places and an average ICSEA of 1,053 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.

Detail

Educational qualification levels in the suburb of Inverloch are higher than regional trends, with 29.5% of residents aged 15+ holding a university degree, compared to 18.1% in the SA4 region and 20.7% in the SA3 area. This educational positioning prepares the area well for knowledge-intensive fields. Bachelor degrees are the most common at 19.1%, followed by postgraduate degrees (5.5%) and graduate diplomas (4.9%). Vocational training is also common, with 34.7% of residents aged 15+ holding trade credentials, consisting of advanced diplomas (12.1%) and certificates (22.6%). A significant 22.8% of the population is enrolled in formal studies.

This comprises 8.9% in primary school, 7.0% in secondary school, and 2.4% in tertiary institutions.

Frequently Asked Questions - Education

What percentage of people in the suburb of Inverloch have university qualifications?
29.5% of people aged 15 and over in the suburb of Inverloch have university qualifications, compared to 21.7% in the broader region.
What percentage of people in the suburb of Inverloch have no formal qualifications?
35.7% of people aged 15 and over in the suburb of Inverloch have no formal qualifications, compared to 40.4% regionally.
How does the suburb of Inverloch's education level compare to national averages?
The suburb of inverloch ranks in the 65th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Inverloch?
The most common qualifications in the suburb of Inverloch are: Certificate (22.6%), Bachelor Degree (19.1%), Advanced Diploma (12.1%).
What proportion of the suburb of Inverloch's population is currently attending educational institutions?
22.8% of the population in the suburb of Inverloch is currently engaged in formal education, with 8.9% in primary school, 7.0% in secondary school, 2.4% at university.
What is the ICSEA score for schools in the suburb of Inverloch?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Inverloch is 1053, indicating average socio-educational advantage (national average is 1000).
How many schools are located within the suburb of Inverloch?
There are 1 schools within the suburb of Inverloch, with a combined enrollment of approximately 463 students.
What types of schools are available in the suburb of Inverloch?
The suburb of inverloch includes 1 primary school.

Schools Detail

AmenitiesServices & Amenities in Inverloch

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Getting AroundTransport & Commuting in Inverloch

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Getting around Inverloch means driving: households keep an average of 1.4 vehicles, and scheduled services reach only a handful of stops. Service data is built from operators' published GTFS timetables; vehicle ownership is from the 2021 Census.

Detail

Analysis of transit options shows 21 active public transport stops in the suburb of Inverloch. These stops are served by 3 separate routes, which provide a total of 85 weekly passenger trips. Public transport access is moderate, with residents living an average of 524 meters from the nearest stop. Because this is a residential area, most workers commute out of the suburb, with private cars remaining the primary transport mode at 94%. Households average 1.4 vehicles. About 22.7% of residents work from home, based on the 2021 Census, which may reflect pandemic-era practices.

Service frequency averages 12 daily trips across all routes, which corresponds to approximately 4 weekly passenger trips per individual stop.

Frequently Asked Questions - Transport

How many public transport stops are in Inverloch?
There are 21 public transport stops within the suburb of Inverloch.
How frequent are the transport services in Inverloch?
the suburb of Inverloch has 85 weekly trips across 3 routes, averaging 12 trips per day.
How far are residents from public transport in Inverloch?
On average, residential properties are 524 meters from the nearest transport stop.

Transport Stops Detail

HealthcareHealth Services in Inverloch

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61.7% of residents in Inverloch report no long-term health condition. 6.3% need daily assistance with core activities, and 52.0% hold private health cover. The standardised death rate runs at 4.1 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

The suburb of Inverloch displays positive health metrics, based on AreaSearch's evaluation of mortality statistics and chronic disease rates. The rate of common health conditions is low among the general population, though it rises above national averages for older, vulnerable demographic groups. The proportion of residents with private health insurance is slightly below the typical SA2 average, at approximately 52% of the population (~3,464 people). Arthritis and mental health conditions were the most frequently reported medical issues, affecting 11.6 and 7.9% of residents. Conversely, 61.7% of residents reported having no chronic medical conditions, compared to 63.4% across Regional Vic.

Health profiles for working-age residents are standard. The suburb of Inverloch has 34.5% of its population aged 65 and over (2,299 people), which exceeds the 23.9% recorded in Regional Vic., though it sits lower nationally than the broader population.

Frequently Asked Questions - Health

How many people in the suburb of Inverloch have private health insurance?
Around 52.0% of people in the suburb of Inverloch are covered by private health insurance, which compares to 50.5% in the broader region of Regional Vic..
What percentage of the population requires ongoing medical assistance in the suburb of Inverloch?
In the suburb of Inverloch, 6.3% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 6.9% of people in Regional Vic. require similar assistance.
How prevalent is asthma in the suburb of Inverloch?
7.3% of people in the suburb of Inverloch are diagnosed with asthma. In comparison, 8.7% of the population across Regional Vic. is affected by asthma.
What percentage of people have diabetes in the suburb of Inverloch?
Diabetes affects 4.8% of the the suburb of Inverloch population, while in the surrounding region, 4.6% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Inverloch?
6.4% of people in the suburb of Inverloch have heart disease. Across the region of Regional Vic., 4.4% of the population is affected by heart disease.
How does the suburb of Inverloch compare to the region in terms of overall private health coverage?
In the suburb of Inverloch, 52.0% of the population are estimated to have private health insurance. Comparatively, Regional Vic. sees an estimated private health coverage rate of 50.5%.

Ancestry & LanguageCultural Diversity in Inverloch

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Inverloch is largely Australian-born, at 85.9% of residents, with 4.1% speaking a language other than English at home. The largest reported ancestries are English (31.7%) and Australian (28.6%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

The suburb of Inverloch has lower levels of cultural diversity, with 85.9% of the population born in Australia, 92.4% holding citizenship, and 95.9% using only English at home. Christianity is the primary religion, followed by 44.0% of residents. The most noticeable demographic variance is in Judaism, which accounts for 0.1% of the local population, equal to the 0.1% level in Regional Vic. Looking at ancestral backgrounds (parents' birthplace), the three most common origins in the suburb of Inverloch are English at 31.7%, Australian at 28.6%, and Irish at 10.7%. Notable demographic differences exist for other groups, with Dutch origins overrepresented at 3.1% in the suburb of Inverloch (compared to 1.7% regionally), Scottish at 10.3% (compared to 8.8%), and French at 0.5% (compared to 0.3%).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Inverloch?
Inverloch was found to be below average in terms of cultural diversity, with 85.9% of its population born in Australia, 92.4% being citizens, and 95.9% speaking English only at home.
What is the most common religion in the suburb of Inverloch?
The main religion in Inverloch was found to be Christianity, which makes up 44.0% of people in Inverloch. However, the most apparent overrepresentation was in Judaism, which comprises 0.1% of the population, compared to 0.1% across Regional Vic..
What are the top countries of origin in the suburb of Inverloch?
In terms of ancestry (country of birth of parents), the top three represented groups in Inverloch are English, comprising 31.7% of the population, Australian, comprising 28.6% of the population, and Irish, comprising 10.7% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Dutch is notably overrepresented at 3.1% of Inverloch (vs 1.7% regionally), Scottish at 10.3% (vs 8.8%) and French at 0.5% (vs 0.3%).
How does the percentage of people born overseas compare to the regional average?
14.1% of the the suburb of Inverloch population was born overseas, compared to 13.2% regionally.
What percentage of the the suburb of Inverloch population speaks a language other than English at home?
4.1% of the population in the suburb of Inverloch speaks a language other than English at home, compared to 7.6% in the wider region.
How many people in the suburb of Inverloch identify as Australian Aboriginal?
0.4% of the the suburb of Inverloch population identifies as Australian Aboriginal, compared to 1.4% in the region.
What is the citizenship status of the population in the suburb of Inverloch?
92.4% of the the suburb of Inverloch population holds citizenship, compared to 88.6% in the wider region.

Age StructureAge Profile of Inverloch

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The median resident of Inverloch is 53, older than 96% of areas nationally. That is 1 year younger than at the 2021 Census. 15.9% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

With a median age of 53, the suburb of Inverloch is older than Regional Vic., where the median is 43, and significantly older than the national median of 38. Compared to Regional Vic., the suburb of Inverloch has a larger proportion of residents aged 65 - 74 (18.9%) and fewer residents aged 25 - 34 (7.8%). This concentration of residents aged 65 - 74 is higher than the national share of 9.4%. Since the 2021 Census, the 35 to 44 age cohort increased from 10.1% to 11.1% of the population.

In contrast, the 55 to 64 group decreased from 15.1% to 13.7%, and the 45 to 54 cohort fell from 10.4% to 9.3%. Looking forward to 2041, population projections indicate notable changes in age structure, led by the 25 to 34 age bracket, which is expected to rise by 67% (346 people), growing from 519 to 866.

Frequently Asked Questions - Age

What is the median age in the suburb of Inverloch?
According to the latest data, the median age in the suburb of Inverloch is 53 years.
How does the suburb of Inverloch's median age compare to broader areas?
At 53 years, Inverloch is 10 years older than the Regional Vic. average (43 years) and 15 years older than the national average (38 years).
What age groups are over-represented in the suburb of Inverloch?
The most over-represented age group in the suburb of Inverloch compared to the Regional Vic. region is the 65 - 74 group, making up 18.9% of the population.
What age groups are under-represented in the suburb of Inverloch?
The most under-represented age group in the suburb of Inverloch compared to the Regional Vic. region is the 25 - 34 group, making up 7.8% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Inverloch show significant variance compared to the Regional Vic. region. The most over-represented age groups are 65-74 year-olds (18.9% vs 12.8%) and 85+ year-olds (4.1% vs 2.8%).
What is the percentage of children (0-14 years) in the suburb of Inverloch?
The percentage of children aged 0-14 years in the suburb of Inverloch is 16.0%.
What is the percentage of older people (65+ years) in the suburb of Inverloch?
The percentage of people aged 65 and over in the suburb of Inverloch is 34.5%.

Data & MethodBoundaries, Sources & Method for Inverloch

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily Jul 2026 last month all 3 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Jul 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 this month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 175 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (6,526 at the 2021 Census → 6,666 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL21235). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Inverloch suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Inverloch page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Inverloch data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (Jul 2026) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas