Encounter Bay

Suburb (SAL)

Rest of SA / Fleurieu - Kangaroo Island

 
 
 
 
 
 
 
Data Sources ABSValuer GeneralRental BoardACARA Newest Aug 2026 · Refreshed ABS QuickStats SAL40410 How we calculate this
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Suburb (SAL) Boundary Analysis

This analysis uses Suburbs and Localities (SAL) boundaries, which can materially differ from Statistical Areas (SA2) even when sharing the same name.

SAL boundaries are defined by Australia Post and the Australian Bureau of Statistics to represent commonly-known suburb names used in postal addresses.

Statistical Areas (SA2) are designed for census data collection and may combine multiple suburbs or use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.

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Sales ActivityProperty Sales Trends in Encounter Bay

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DemographicsPopulation Growth in Encounter Bay

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Encounter Bay has an estimated 5,480 residents, up from 5,305 at the 2021 Census — a change of 175 people, or 3.3%. Growth has averaged 0.5% a year over five years. That puts 1,274 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.

Detail

According to investigations of ABS demographic releases for the wider region and new locations confirmed by AreaSearch post-Census, the suburb of Encounter Bay has a residency count calculated at approximately 5,480 as of May 2026. This indicates an expansion of 175 people (3.3%) relative to the 2021 Census, which documented a population of 5,305 people. This shift is derived from the resident population of 5,436, calculated by AreaSearch using the ABS June 2025 ERP release, combined with an additional 86 validated new addresses verified after the Census. Such population numbers yield a density ratio of 1,274 persons per square kilometer, exceeding the typical figure recorded across national sites analyzed by AreaSearch.

Throughout the previous decade, the suburb of Encounter Bay displayed steady expansion with a 1.1% compound annual growth rate, ahead of the SA4 region. Demographic gains in the area were mainly driven by interstate migration, which accounted for roughly 86.0% of the overall population increase during recent times. For each SA2 boundary, AreaSearch utilizes ABS and Geoscience Australia projections published in 2024 with 2022 as the baseline. Where areas lack this coverage, or for periods past 2032, regional and LGA projections by age bracket published by the SA State Government in 2023 (utilizing 2021 baseline figures) are used, adjusted by weighting population increases from LGA scales to SA2 boundaries. Anticipating future population changes in the suburb of Encounter Bay, projections point to growth exceeding the median of national regional localities, with the population expected to rise by 783 persons by 2041 under combined SA2-level figures, indicating a total increase of 13.5% over the 16 years.

Frequently Asked Questions - Population

What is the latest population estimate for the suburb of Encounter Bay?
Total population for the suburb of Encounter Bay was estimated to be approximately 5,480 as at May 26. This is based upon an estimated resident population of 5,436 from the ABS up to June 2025.
How has the population in the suburb of Encounter Bay changed since 2021?
The suburb of encounter bay has added approximately 175 people and shown a 3.30% increase from the 5,305 people recorded at the 2021 Census period.
What is the population density in the suburb of Encounter Bay?
The population density in the suburb of Encounter Bay is estimated at 1,274 persons per square kilometer based on the latest population estimate.
How much has the population grown over the past 10 years in the suburb of Encounter Bay?
Over the past 10 years, the population in the suburb of Encounter Bay has shown a compound annual growth rate of 1.1% per annum.
What are the main drivers of population growth in the suburb of Encounter Bay?
Population growth in the suburb of Encounter Bay is driven by: Interstate migration (86.0%), Overseas migration (14.000000000000002%), Natural increase (0.0%). The primary driver is Interstate migration, contributing 86.0% of overall population gains.

Residential SupplyHousing Development & Building Approvals in Encounter Bay

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213 new dwellings have been approved in Encounter Bay over the past five years, an average of 42 a year. That is 7.9 approvals per 1,000 residents. Of the 46 dwellings approved in the latest reporting year, 96% were detached houses and the rest townhouses or apartments. Approvals are currently running at an annualised 49, broadly in line with that longer-run average. Figures come from ABS building approvals aggregated to this Suburb (SAL) boundary and are updated monthly as the ABS releases them.

Detail

Based on analysis of ABS building approvals matched to local boundaries by AreaSearch, yearly approvals in Encounter Bay have averaged approximately 42 new dwellings, translating to an estimated 213 homes over the last 5 financial years. Thus far in FY-26, 45 approvals have been documented. Since construction over the past 5 financial years (from FY-21 to FY-25) accommodated an average of only 0.6 new residents per built dwelling annually, residential supply is keeping pace with or running ahead of demand. This gives buyers more choices and supports population expansion that may outpace current predictions.

Meanwhile, new dwellings carry an average construction value of $391,000, showing that developers are focusing on the higher-end, premium segment of the market. Furthermore, commercial approvals totaling $16.2 million have been logged during this financial year, showing consistent commercial investment. Compared with the Rest of SA, the rate of new dwelling approvals per capita in Encounter Bay is approximately two-thirds as high, placing it in the 70th percentile of all localities evaluated across the country. Construction activity is dominated by detached houses at 96.0%, with townhouses or apartments making up the remaining 4.0%, reinforcing a suburban character dominated by spacious family residences. The ratio of residents to new dwelling approvals stands at roughly 190 people, representing a low-density property market. Looking forward, the population of Encounter Bay is projected to expand by 739 residents by 2041 relative to the most recent quarterly estimates from AreaSearch. Current building volumes indicate that residential supply will sufficiently satisfy demand, maintaining favorable conditions for purchasers and potentially supporting growth that outstrips current projections.

Frequently Asked Questions - Development

How many dwelling approvals have occurred in the suburb of Encounter Bay recently?
Dwelling approval activity in the the suburb of Encounter Bay area has seen 57 residential approvals over the past two financial years, based on AreaSearch's SA2 aggregation method. The suburb of Encounter Bay's current population of 5,480 has been supported by 42 approvals on average over recent years.
How does the suburb of Encounter Bay's development activity compare to the broader region?
The suburb of Encounter Bay has seen 0.79 approvals per 100 people in recent years, compared to 0.59 approvals in the broader region. This means that one dwelling has been approved for every 190 people in the suburb of Encounter Bay, compared to one for every 178 in the broader region.
Is the suburb of Encounter Bay keeping up with housing demand?
With the population expected to increase by 739 people by 2041, around 370 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
What has been the trend in development approvals over the past five years in the suburb of Encounter Bay?
Looking at development activity over the past five years, the suburb of Encounter Bay's approval levels have been below the yearly average of 42, indicating a recent decline in approval activity.
How many dwellings will be needed to accommodate future population growth in the suburb of Encounter Bay?
The population in the suburb of Encounter Bay is expected to grow by 739 people by 2041, necessitating approximately 370 new dwellings. This calculation is based on the current census average of 2.0 persons per dwelling in the area.
How does recent development compare to population growth in the suburb of Encounter Bay?
Over the past five years, the population in the suburb of Encounter Bay has grown by approximately 2,046 people, while 213 residential approvals were recorded. This equates to a ratio of 9.6 people added for each new dwelling approval. This high ratio suggests strong population growth relative to housing supply, potentially indicating unmet housing demand.
Are there opportunities for residential developers in the suburb of Encounter Bay?
With dwelling approval activity running at an average of 42 approvals per year and a population of 5,480, the market appears to be adequately supplied relative to projected housing demand in recent years, suggesting that developers should have a longer-term approach when considering new projects. With the population expected to increase by 739 people by 2041, around 370 new dwellings will be necessary. Recent approval levels appear more than sufficient to meet these forecasts, considering the census average of 2.0 persons per dwelling. This suggests that population growth may exceed trend projections in the coming years, supported by a robust housing supply.
Approvals Pipeline Development applications near Encounter Bay

Development applications around Encounter Bay

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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

Project PipelineInfrastructure & Major Projects in Encounter Bay

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AreaSearch tracks 3 current infrastructure and development projects inside Encounter Bay. A further 20 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $1.52 billion. 7 are already under construction and 8 are due for completion within three years. The pipeline spans communities, precincts & urban renewal, residential development and sports & recreation. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.

Detail

Developments in local infrastructure, major construction works, and planning updates exert a strong influence on regional performance. AreaSearch has identified a total of 4 projects that are anticipated to influence the local area. The most significant of these include Best Life Canterbury Victor Harbor, Yilki Coastal Protection Stage 1b, Southern Fleurieu Health Service Redevelopment, and Oakford Estate, with details of the most relevant projects listed below.

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Frequently Asked Questions - Infrastructure

What are some of the major infrastructure and planning changes likely to influence the suburb of Encounter Bay?
Key infrastructure and planning changes likely to influence the suburb of Encounter Bay include: Best Life Canterbury Victor Harbor (Construction); Yilki Coastal Protection Stage 1b (Construction); Southern Fleurieu Health Service Redevelopment (Construction); Oakford Estate (Completed); and The Precinct Victor Harbor (Proposed). These projects represent significant developments that will shape the area's future infrastructure landscape.
What types of infrastructure projects are impacting the suburb of Encounter Bay?
Infrastructure development impacting the suburb of Encounter Bay spans multiple sectors including Transport & Logistics, Environmental & Disaster Management, and Residential Development, among others.
What is the scale of infrastructure investment impacting the suburb of Encounter Bay?
Infrastructure investment analysis indicates significant investment of approximately $201 million in infrastructure projects affecting the region, with a notable concentration of investment within the immediate the suburb of Encounter Bay vicinity.
How does the suburb of Encounter Bay's infrastructure development compare to other areas?
Infrastructure development activity impacting the suburb of Encounter Bay currently ranks below national averages at the 35thth percentile.
Yilki Coastal Protection Stage 1b
Category: Environmental & Disaster Management
Stage: Completed | Est. Comp: 2026
Source / Links: Link 1   Link 2  

The Yilki Coastal Protection Stage 1b involves constructing a sea defence wall consisting of a rock revetment and concrete wave wall along Franklin Parade in Encounter Bay to safeguard the natural environment and vital infrastructure from coastal erosion and storm surges. Funded by federal grants and Council, the project provides immediate protection for community assets and long-term resilience for low-lying urban areas.

Environmental & Disaster Management

The Bluff Master Plan Stage 1
Category: Communities, Precincts & Urban Renewal
Stage: Completed | Est. Comp: 2024
Source / Links: Link 1   Link 2  

Stage 1 of The Bluff Master Plan was completed in November 2024 and enhances and protects the region's iconic landmark Longkewar through a designated viewing platform, walking paths, cultural storytelling elements, and dreaming artwork. The low-impact enhancements promote the area as one of high cultural and ecological value, with intentional upcycling of materials and community collaboration.

Communities, Precincts & Urban Renewal

Best Life Canterbury Victor Harbor
Category: Residential Development
Stage: Construction | Est. Comp: 2026
Source / Links: Link 1   

Over 50s land lease lifestyle community featuring 315 modern homes in a secure gated park. The community includes extensive facilities such as a community centre with function area for 100 plus guests, gym, library, community kitchen, indoor bowls, outdoor petanque, tennis court, BBQ areas, and caravan and boat storage. Located 500 metres from Victor Harbor town centre, minutes from the beach, walking trails, and next to Victor Harbor Golf Course. Residents own their homes outright with no stamp duty, deferred management fees, or exit fees, and retain 100 percent of capital gains.

Residential Development

Oakford Estate
Category: Residential Development
Stage: Completed | Est. Comp: 2025
Source / Links: Link 1   

An affordable residential estate offering house and land packages in a coastal and rural community, with good-sized allotments suitable for dream homes or investments, close to reserves and beaches.

Residential Development

The Precinct Victor Harbor
Category: Sports & Recreation
Stage: Proposed | Est. Comp: 2026
Source / Links: Link 1   Link 2  

The Regional Community, Sport and Recreation Precinct (The Precinct) is planned to include an indoor sport and recreation facility with four multi-purpose courts, gymnastics area, meeting rooms, gym, and cafe, as well as childcare, allied health/retail spaces, and hospitality offering. It aims to address the shortage of facilities in the southern Fleurieu region, support population growth, and provide a community hub for sport, recreation, and social activities, with expansion areas for future-proofing.

Sports & Recreation

Flinders Parade Townhouse Development
Category: Communities
Stage: Approved | Est. Comp: 2027
Source / Links: Link 1   Link 2  

Approved seafront residential development site on Flinders Parade featuring 849 square meters of prime waterfront land. The project has approval for four townhouses on Torrens titles, with flexibility for luxury residential homes or mixed-use development including retail, cafe, or accommodation options. Located in the heart of Victor Harbor's main waterfront precinct, directly opposite memorial gardens and beach access, within walking distance to the Causeway to Granite Island and town center amenities.

Communities

Southern Fleurieu Health Service Redevelopment
Category: Health & Medical
Stage: Construction | Est. Comp: 0
Source / Links: Link 1   Link 2  

The emergency department upgrade includes 20 new treatment spaces, comprising 12 treatment bays, three Emergency Short Stay Unit beds, two emergency resuscitation beds, two consulting rooms, and a low stimulus room. The helipad is being upgraded to increase landing area space and improve pathways to the hospital, along with lighting, beacons, and navigation equipment. The existing renal dialysis unit is being expanded from four chairs to six, enabling an additional eight people to receive treatment.

Health & Medical

McKinlay Street Car Parking Precinct
Category: Precincts & Urban Renewal
Stage: Planning | Est. Comp: 0
Source / Links: Link 1   

Multi-level car parking precinct planned for Victor Harbor town centre on Council-acquired land at 8-26 McKinlay Street, which currently provides 66 surface car parking spaces. The proposed facility would be at least 3.5 storeys and is tied to the adjoining Anchorage Hotel redevelopment, which requires 89 dedicated spaces under its development approval. Council has engaged JLL and the Alinea Group to run a national expression of interest for private sector partners to deliver a mixed-use facility incorporating car parking.The EOI process has closed and proposals are being considered by Council. A legal agreement outlining the collaboration terms between Council and the Anchorage Hotel developer is currently being finalised. The project was identified as a major community priority in the 2025 Community Satisfaction Survey.

Precincts & Urban Renewal

Jobs & IndustryEmployment Trends in Encounter Bay

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1,560 residents of Encounter Bay are employed, from a labour force of 1,624. Unemployment sits at 3.9%, with participation at 32.4%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.8% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 4,770, about 87% of the resident population, so more people leave the area for work than travel in. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.

Detail

Encounter Bay has a skilled labour force with strong representation in critical service fields, an unemployment rate of just 3.9%, and a 1.6% rise in estimated employment over the last year, according to AreaSearch regional data. As of March 2026, 1,560 local citizens are employed, which is 1.5% below the Regional SA unemployment level of 5.5%, while labour force participation is much lower (32.4% compared to 58.4% in Regional SA). Census returns show a modest 11.8% of workers operating from home, though this figure reflects the influence of Covid-19 health restrictions.

The primary employment sectors for local citizens are health care & social assistance, retail trade, and accommodation & food. The workforce shows a pronounced concentration in health care & social assistance, with its employment share reaching 1.6 times the Regional SA average. Conversely, agriculture, forestry & fishing accounts for only 3.1% of local employment, compared to 14.5% across Regional SA. The residential nature of the locality means local job openings appear limited, as seen in the comparison between Census workers and resident counts. AreaSearch assessment of SALM and ABS statistics aggregated across broader zones indicates that the 12-month period saw employment rise by 1.6% while the labour force expanded by 2.3%, leading to a 0.7 percentage point increase in the unemployment rate. This compares to Regional SA, which experienced a 1.2% employment rise, a 2.6% labour force expansion, and a 1.4 percentage point rise in unemployment. National employment projections from May-25 compiled by Jobs and Skills Australia provide context for future workforce demands. These five-year and ten-year outlooks have been aligned with the local workforce composition to estimate potential changes. Although national employment is projected to grow by 6.6% over five years and 13.7% over ten years, trends vary widely by sector. Projecting these industry-specific changes onto the local occupational profile suggests employment in Encounter Bay will grow by 6.8% over five years and 14.1% over ten years (this represents a basic weighted projection for illustration and excludes localized population models).

Frequently Asked Questions - Employment

What is the employment situation in the suburb of Encounter Bay?
As of March 2026, the suburb of Encounter Bay has approximately 1,560 employed residents with an unemployment rate of 3.9%. This healthy unemployment rate suggests a well-functioning labour market. Employment indicators are below the national average, suggesting room for improvement.
How does the suburb of Encounter Bay's unemployment rate compare to the broader region?
As of March 2026, the unemployment rate in the suburb of Encounter Bay stands at 3.9%, which is 1.5 percentage points below Regional SA's rate of 5.5%. This lower unemployment rate suggests stronger local employment conditions. For comparison, the national unemployment rate is 4.2%.
What are the major employment sectors in the suburb of Encounter Bay?
The employment landscape in the suburb of Encounter Bay is dominated by several key sectors. The largest employers are health care & social assistance (22.0% of employment), retail trade (14.0%), and accommodation & food (9.7%). Other significant employers include construction and education & training.
How has employment changed recently in the suburb of Encounter Bay?
Over the past year to March 2026, the suburb of Encounter Bay has experienced employment growth, with total employment increasing while the labour force increased. As a result, the unemployment rate has rise. By comparison, Regional SA saw employment increased and its unemployment rate rose.
What is the workforce participation rate in the suburb of Encounter Bay?
The workforce participation rate in the suburb of Encounter Bay is 32.4%, which represents the proportion of working-age residents who are either employed or actively seeking work. The relatively low participation rate may indicate limited job opportunities or demographic factors affecting workforce engagement. The local rate trailing the Regional SA average of 58.4%, suggesting potential for increased workforce participation.
Which industries are over-represented in the suburb of Encounter Bay's employment market?
The suburb of encounter bay shows notable specialization in health care & social assistance, which employs 22.0% of the local workforce compared to 13.9% regionally. This concentration suggests the area has developed competitive advantages in this sector. The area also shows above-average employment in 2 other sectors, contributing to a distinctive economic profile.
What are the employment growth prospects for the suburb of Encounter Bay?
Based on Jobs and Skills Australia projections applied to the suburb of Encounter Bay's industry mix, employment is expected to grow by 6.8% over the next five years and 14.1% over ten years. This exceeds the national forecast of 6.6% over five years, suggesting the area's industry composition is well-positioned for future growth. Steady growth is anticipated across multiple sectors, providing diverse employment opportunities.
How does the job market in the suburb of Encounter Bay compare nationally?
The suburb of encounter bay's employment market shows below-average performance in national comparisons. While employment opportunities exist, the area faces more challenges than many other regions. Recent job advertisement trends show the broader employment region experienced 0.1% growth, ranking 13.0th out of 37 regions nationally.
What employment opportunities exist for skilled workers in the suburb of Encounter Bay?
Skilled workers will find good opportunities in the suburb of Encounter Bay, with skilled sectors accounting for 36.9% of employment. Key sectors for skilled workers include health care & social assistance (22.0%), education & training (8.3%), and professional & technical (4.1%). With projected employment growth of 6.8% over five years, demand for skilled workers is expected to remain strong.

EarningsHousehold Income in Encounter Bay

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Median household income in Encounter Bay is $929 a week (about $48,000 a year), with median personal income at $514 a week. ATO records put median taxable income at $36,966 a year against an average of $47,228. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.

Detail

Postcode-level ATO figures compiled by AreaSearch for financial year 2023 show Encounter Bay has a median taxpayer income of $36,966 and an average of $47,228. These figures sit below national benchmarks, contrasting with Regional SA's median of $48,920 and average of $58,933. Adjusted for a Wage Price Index increase of 10.17% since financial year 2023, estimated values would stand at roughly $40,725 (median) and $52,031 (average) as of March 2026. Data from the 2021 Census places household, family, and individual incomes in Encounter Bay within the 1st to 4th percentiles nationwide.

The weekly income distribution shows that 35.1% of the population (1,923 individuals) falls within the $400 - 799 bracket, contrasting with the capital city region where the $1,500 - 2,999 band is most common at 27.5%. The high concentration of lower-income earners (42.2% below $800/week) indicates limited household budgets for a large portion of the area. Even though housing costs remain low with 88.6% of income retained, overall disposable income sits at only the 4th percentile nationally.

Frequently Asked Questions - Income

What is the median taxable income in the suburb of Encounter Bay?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Encounter Bay is approximately $40,725. The official ATO data from FY-23 recorded a median of $36,966.
What is the average taxable income in the suburb of Encounter Bay?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Encounter Bay is approximately $52,031. The official ATO data from FY-23 recorded an average of $47,228.
How does the median taxable income in the suburb of Encounter Bay compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated median taxable income in the suburb of Encounter Bay is approximately $40,725 compared to $53,895 in Regional SA. The official ATO data from FY-23 shows $36,966 and $48,920 respectively.
How does the average taxable income in the suburb of Encounter Bay compare to the region?
Based on Wage Price Index adjustments to March 2026, the estimated average taxable income in the suburb of Encounter Bay is approximately $52,031 compared to $64,926 in Regional SA. The official ATO data from FY-23 shows $47,228 and $58,933 respectively.
What are the main income cohorts in the suburb of Encounter Bay according to the 2021 Census?
As per the 2021 Census, the income bracket containing the largest proportion (~35.1% / 1,923 persons) of the suburb of Encounter Bay's population is the $400 - 799 cohort.
How do the main income cohorts in the suburb of Encounter Bay compare to the region?
The largest income cohort in the suburb of Encounter Bay is the $400 - 799 group, representing about 35.1% of the population. In comparison, Regional SA's largest income cohort is the $1,500 - 2,999 group, representing 27.5% of its population, according to the 2021 Census.
What is the median household income in the suburb of Encounter Bay according to the 2021 Census?
The 2021 Census data indicates that the median household income in the suburb of Encounter Bay is $929/wk.
What is the median family income in the suburb of Encounter Bay according to the 2021 Census?
According to the 2021 Census, the median family income in the suburb of Encounter Bay is $1,150/wk.
What is the median personal income in the suburb of Encounter Bay according to the 2021 Census?
The 2021 Census shows that the median personal income in the suburb of Encounter Bay is $514/wk.
How does the suburb of Encounter Bay's income rank nationally?
As per AreaSearch's latest postcode level ATO data released for FY-23, the suburb of Encounter Bay's median income among taxpayers is $36,966, with an average of $47,228. This is lower than average on a national basis, and compares to Regional SA's median of $48,920 and average of $58,933. Based on Wage Price Index growth of 10.17% since FY-23, current estimates would be approximately $40,725 (median) and $52,031 (average) as of March 2026.
What is the disposable income in the suburb of Encounter Bay?
The estimated disposable income in the suburb of Encounter Bay is $3,565 per year according to AreaSearch analysis.
How does the suburb of Encounter Bay's disposable income compare to the region?
The suburb of encounter bay's disposable income is $3,565 compared to $4,535 for Regional SA, based on AreaSearch analysis.

Housing StockHousing & Dwellings in Encounter Bay

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Encounter Bay had 2,484 occupied dwellings at the 2021 Census, 97% detached houses and 0% apartments. 19% are owned with a mortgage, 18% rented and 63% owned outright. At that Census the median rent was $305 a week and the median mortgage repayment $1,170 a month. Rent absorbs 32.8% of household income here and mortgage repayments 29.1%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.

Detail

Residential structures in Encounter Bay at the time of the latest Census consisted of 97.3% standalone houses and 2.7% alternative housing types (such as semi-detached homes, apartments, and other dwellings), compared to 88.5% houses and 11.5% other dwellings in Regional SA. Home ownership in Encounter Bay was significantly higher than the regional average, reaching 63.0%, while the remaining houses were held under a mortgage (18.8%) or rented (18.2%). The median monthly mortgage payment of $1,170 was higher than the Regional SA average of $1,153, and the median weekly rent was $305 compared to Regional SA's $220.

Across the nation, mortgage outlays in Encounter Bay are notably lower than the Australian median of $1,863, and rent levels are well below the national median of $375.

Frequently Asked Questions - Housing

What percentage of homes are owned vs rented in the suburb of Encounter Bay?
In the suburb of Encounter Bay, 63.0% of homes are owned outright, 18.8% are owned with a mortgage, and 18.2% are rented.
What percentage of dwellings in the suburb of Encounter Bay are houses?
According to the latest data, 97.3% of dwellings in the suburb of Encounter Bay are houses.
What percentage of dwellings in the suburb of Encounter Bay are apartments or units?
In the suburb of Encounter Bay, 0.4% of dwellings are apartments or units, with an additional 2.3% being semi-detached dwellings.
What is the level of outright home ownership in the suburb of Encounter Bay?
Outright home ownership in the suburb of Encounter Bay stands at 63.0%, compared to 41.6% in Regional SA.
What is the median monthly mortgage repayment in the suburb of Encounter Bay?
The median monthly mortgage repayment in the suburb of Encounter Bay is $1,170, compared to $1,153 in Regional SA.
What is the median weekly rent in the suburb of Encounter Bay?
The median weekly rent in the suburb of Encounter Bay is $305, compared to $220 in Regional SA.
What is the distribution of rental prices in the suburb of Encounter Bay?
In the suburb of Encounter Bay, 3.3% of rentals are $0-149/week, 68.5% are $150-349/week, 27.5% are $350-649/week, 0.7% are $650-949/week, and 0.0% are $950+/week.
What is the average monthly housing cost in the suburb of Encounter Bay?
The aggregate monthly housing cost in the suburb of Encounter Bay is $460, which represents the average monthly cost across all housing types.
What percentage of income do residents spend on housing in the suburb of Encounter Bay?
In the suburb of Encounter Bay, households with mortgages typically spend 29.1% of their income on mortgage repayments, while renters spend 32.8% of their income on rent.
How crowded are homes in the suburb of Encounter Bay?
The average persons per bedroom ratio in the suburb of Encounter Bay is 0.6, indicating the level of household density.
How does housing affordability in the suburb of Encounter Bay compare to the region?
Housing affordability in the suburb of Encounter Bay shows mortgage holders spending 29.1% of income on repayments (vs 22.4% regionally), while renters spend 32.8% of income on rent (vs 18.5% regionally).
What types of dwellings are most common in the suburb of Encounter Bay?
The dwelling mix in the suburb of Encounter Bay consists of 97.3% detached houses, 2.3% semi-detached dwellings, 0.4% apartments, and 0.0% other dwelling types.
What is the weighted average housing cost based on tenure mix in the suburb of Encounter Bay?
Considering the housing occupancy patterns, the weighted average monthly housing cost is approximately $460. This accounts for outright owners paying no housing costs, mortgage holders paying $1,170/month, and renters paying $1,321/month.
How affordable is housing in the suburb of Encounter Bay relative to local incomes?
Housing in Encounter Bay consumes approximately 11.4% of median household income ($4,023 monthly), indicating costs are highly affordable. The generally accepted benchmark is that housing should not exceed 30% of household income.
How do proposed developments compare to existing housing types in the suburb of Encounter Bay?
Recent development applications in Encounter Bay show attached dwellings contributing 0% of approvals compared to 3% of existing stock, while detached houses represent 100% of applications versus 97% of current dwellings. This suggests development patterns consistent with existing housing mix. Density increases remain below national trends.

HouseholdsHousehold Composition in Encounter Bay

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Encounter Bay counted 2,484 households at the 2021 Census, averaging 2.0 people each. 13% are couples with children, fewer than in 96% of areas nationally, against 44% couples without children. 33% of households are people living alone, and families average 1.9 children. Household and family composition is measured only by the Census, so these are 2021 figures.

Detail

Families make up 64.7% of all local households, consisting of couples with children at 12.5%, couples without children at 44.3%, and single-parent households at 7.4%. The remaining 35.3% are non-family households, which are dominated by single-person households at 33.1% alongside group households at 2.0%. The median household size of 2.0 residents is smaller than the Regional SA average of 2.3.

Frequently Asked Questions - Households

How many households are in the suburb of Encounter Bay?
As of the 2021 Census, the suburb of Encounter Bay had 2,484 households. Based on population growth patterns, this has grown by approximately 3.3% to an estimated 2,566 households today.
What is the typical household size?
The median household size in the suburb of Encounter Bay is 2.0 people. This compares to 2.3 in Regional SA and reflects the area's household composition mix.
What types of households are most common?
Family households dominate at 64.7% of all households. The remaining households consist of lone person households (33.1%), group households (2.0%), and other household types (0.0%).
How are families structured in the area?
Among the 1,607 family households, 12.5% are couples with children, 44.3% are couples without children at home, and 7.4% are single parent families. This mix shapes local demand for schools, family services, and housing types.
How does the suburb of Encounter Bay compare to regional household patterns?
Compared to Regional SA, the suburb of Encounter Bay shows distinct household patterns. This higher proportion of single-person households drives demand for smaller dwellings and different community services.
What is the average family size?
Families in the suburb of Encounter Bay have an average of 1.9 children, matching the Regional SA average of 1.9. This influences local demand for child-related services and larger family homes.
What are the marriage patterns in the suburb of Encounter Bay?
Marriage patterns reveal 56.7% of the adult population are currently married, while 17.9% have never married. This compares to 47.9% married and 31.7% never married across Regional SA.
How significant are single-person households?
Single-person households represent 33.1% of all households in the suburb of Encounter Bay, similar to the regional average of 31.3%. This affects demand for smaller dwellings and single-person accommodation.
Are shared living arrangements common?
Group households (unrelated people sharing) account for 2.0% of households, well below the Regional SA average of 2.4%. This low rate suggests limited student or young professional shared accommodation.
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EducationSchools & Education in Encounter Bay

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19.0% of adults in Encounter Bay hold a university qualification, including 12.7% with a bachelor degree and 3.6% with postgraduate qualifications. A further 26.0% hold a vocational qualification. Qualifications come from the 2021 Census.

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Educational attainment in the area is lower than average, with university degree holders (19.0%) sitting well below the national level of 30.4%. This highlights a clear gap and an opportunity for focused educational programs. Bachelor degrees are held by 12.7% of residents, followed by postgraduate qualifications at 3.6% and graduate diplomas at 2.7%. Vocational and technical abilities are common, with 37.7% of residents aged 15+ holding trade credentials, consisting of advanced diplomas (11.7%) and certificates (26.0%). Citizens currently enrolled in schools or universities account for 16.6% of the population. This comprises 6.6% attending primary schools, 4.4% in secondary schools, and 2.4% enrolled in tertiary institutions.

Frequently Asked Questions - Education

What percentage of people in the suburb of Encounter Bay have university qualifications?
19.0% of people aged 15 and over in the suburb of Encounter Bay have university qualifications, compared to 13.9% in the broader region.
What percentage of people in the suburb of Encounter Bay have no formal qualifications?
43.4% of people aged 15 and over in the suburb of Encounter Bay have no formal qualifications, compared to 47.1% regionally.
How does the suburb of Encounter Bay's education level compare to national averages?
The suburb of encounter bay ranks in the 72th percentile nationally for education based on AreaSearch's analysis of qualification and performance metrics.
What types of qualifications are most common in the suburb of Encounter Bay?
The most common qualifications in the suburb of Encounter Bay are: Certificate (26.0%), Bachelor Degree (12.7%), Advanced Diploma (11.7%).
What proportion of the suburb of Encounter Bay's population is currently attending educational institutions?
16.6% of the population in the suburb of Encounter Bay is currently engaged in formal education, with 6.6% in primary school, 4.4% in secondary school, 2.4% at university.
What is the ICSEA score for schools in the suburb of Encounter Bay?
The average ICSEA (Index of Community Socio-Educational Advantage) score for schools in the suburb of Encounter Bay is 0, indicating below-average socio-educational advantage compared to the national average of 1000.

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AmenitiesServices & Amenities in Encounter Bay

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Getting AroundTransport & Commuting in Encounter Bay

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Getting around Encounter Bay means driving: households keep an average of 1.0 vehicles, and no scheduled public transport appears in the current timetable feeds. Service data is built from operators' published GTFS timetables; vehicle ownership is from the 2021 Census.

Frequently Asked Questions - Transport

Is public transport available in Encounter Bay?
Limited or no public transport data is available for the suburb of Encounter Bay.

Transport Stops Detail

HealthcareHealth Services in Encounter Bay

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49.1% of residents in Encounter Bay report no long-term health condition. 10.8% need daily assistance with core activities, and 45.7% hold private health cover. The standardised death rate runs at 4.2 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.

Detail

Evaluations by AreaSearch regarding mortality and the prevalence of chronic illnesses indicate that Encounter Bay faces notable health difficulties, with medical conditions relatively common in both younger and older demographics. The level of private health insurance is low, covering roughly 46% of the population (~2,506 people), compared to 48.9% in Regional SA and a national average of 55.7%. Arthritis and mental health conditions are the most prevalent diagnoses locally, affecting 15.2% and 8.7% of citizens, respectively. Meanwhile, 49.1% of residents reported having no chronic medical conditions, compared to 62.5% across Regional SA.

Chronic disease rates are elevated among the working-age population. The suburb has 56.5% of its population aged 65 and over (3,096 people), exceeding the Regional SA benchmark of 27.1%. Senior health profiles present challenges, though national health percentiles align closely with general patterns.

Frequently Asked Questions - Health

How many people in the suburb of Encounter Bay have private health insurance?
Around 45.7% of people in the suburb of Encounter Bay are covered by private health insurance, which compares to 48.9% in the broader region of Regional SA.
What percentage of the population requires ongoing medical assistance in the suburb of Encounter Bay?
In the suburb of Encounter Bay, 10.8% of the population is identified as requiring ongoing medical assistance. This figure is slightly different from the regional average, where 7.0% of people in Regional SA require similar assistance.
How prevalent is asthma in the suburb of Encounter Bay?
7.8% of people in the suburb of Encounter Bay are diagnosed with asthma. In comparison, 8.4% of the population across Regional SA is affected by asthma.
What percentage of people have diabetes in the suburb of Encounter Bay?
Diabetes affects 7.2% of the the suburb of Encounter Bay population, while in the surrounding region, 5.8% of people are diagnosed with diabetes.
What is the percentage of people with heart disease in the suburb of Encounter Bay?
7.4% of people in the suburb of Encounter Bay have heart disease. Across the region of Regional SA, 4.8% of the population is affected by heart disease.
How does the suburb of Encounter Bay compare to the region in terms of overall private health coverage?
In the suburb of Encounter Bay, 45.7% of the population are estimated to have private health insurance. Comparatively, Regional SA sees an estimated private health coverage rate of 48.9%.

Ancestry & LanguageCultural Diversity in Encounter Bay

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25.1% of Encounter Bay residents were born overseas and 4.0% speak a language other than English at home. The largest reported ancestries are English (41.0%) and Australian (24.4%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.

Detail

Cultural diversity in Encounter Bay is lower than the national average, with 74.9% of residents born in Australia, 91.7% holding citizenship, and 96.0% speaking only English at home. Christianity is the dominant religion, practiced by 52.5% of the population. However, Judaism shows a notable relative overrepresentation at 0.1% of the population, compared to a regional level that is virtually non-existent. Regarding family heritage (parents' birthplaces), the primary ancestries recorded in Encounter Bay are English at 41.0% (substantially higher than the regional level of 32.5%), Australian at 24.4% (well below the regional average of 31.3%), and Scottish at 9.1%.

Other ethnic groupings display distinct variances: German heritage is held by 6.7% of residents (compared to 8.2% across the region), Welsh represents 0.7% (compared to 0.5%), and Dutch makes up 1.5% (compared to 1.3%).

Frequently Asked Questions - Diversity

What is the level of cultural diversity in the suburb of Encounter Bay?
Encounter Bay was found to be below average in terms of cultural diversity, with 74.9% of its population born in Australia, 91.7% being citizens, and 96.0% speaking English only at home.
What is the most common religion in the suburb of Encounter Bay?
The main religion in Encounter Bay was found to be Christianity, which makes up 52.5% of people in Encounter Bay. However, the most apparent overrepresentation was in Judaism, which comprises 0.1% of the population, compared to 0.0% across Regional SA.
What are the top countries of origin in the suburb of Encounter Bay?
In terms of ancestry (country of birth of parents), the top three represented groups in Encounter Bay are English, comprising 41.0% of the population, which is substantially higher than the regional average of 32.5%, Australian, comprising 24.4% of the population, which is notably lower than the regional average of 31.3%, and Scottish, comprising 9.1% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: German is notably overrepresented at 6.7% of Encounter Bay (vs 8.2% regionally), Welsh at 0.7% (vs 0.5%) and Dutch at 1.5% (vs 1.3%).
How does the percentage of people born overseas compare to the regional average?
25.1% of the the suburb of Encounter Bay population was born overseas, compared to 12.4% regionally.
What percentage of the the suburb of Encounter Bay population speaks a language other than English at home?
4.0% of the population in the suburb of Encounter Bay speaks a language other than English at home, compared to 5.7% in the wider region.
How many people in the suburb of Encounter Bay identify as Australian Aboriginal?
0.6% of the the suburb of Encounter Bay population identifies as Australian Aboriginal, compared to 3.3% in the region.
What is the citizenship status of the population in the suburb of Encounter Bay?
91.7% of the the suburb of Encounter Bay population holds citizenship, compared to 89.3% in the wider region.

Age StructureAge Profile of Encounter Bay

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The median resident of Encounter Bay is 66, older than 99% of areas nationally. 10.2% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.

Detail

Encounter Bay has a median age of 66, which is significantly older than the Regional SA average of 47 and well above the national median of 38. The 75 - 84 age cohort is highly represented at 23.6% compared to Regional SA, whereas the 25 - 34 bracket is small at 4.2%. The concentration of residents aged 75 - 84 is far higher than the national figure of 6.1%. Since the 2021 Census, the 75 to 84 cohort has expanded from 19.5% to 23.6% of the total population, and the 85+ cohort grew from 6.6% to 7.7%.

In contrast, the 55 to 64 group declined from 13.4% to 11.7%, and the 65 to 74 group fell from 26.9% to 25.2%. Projecting to 2041, demographic models indicate major shifts in age structure. The 85+ cohort is set to expand by 109% (an increase of 459 people), rising from 421 to 881. Seniors (65+) are projected to account for 86% of all population growth, highlighting the aging trend. Meanwhile, the numbers of residents in the 5 to 14 and 55 to 64 brackets are expected to contract.

Frequently Asked Questions - Age

What is the median age in the suburb of Encounter Bay?
According to the latest data, the median age in the suburb of Encounter Bay is 66 years.
How does the suburb of Encounter Bay's median age compare to broader areas?
At 66 years, Encounter Bay is 19 years older than the Regional SA average (47 years) and 28 years older than the national average (38 years).
What age groups are over-represented in the suburb of Encounter Bay?
The most over-represented age group in the suburb of Encounter Bay compared to the Regional SA region is the 75 - 84 group, making up 23.6% of the population.
What age groups are under-represented in the suburb of Encounter Bay?
The most under-represented age group in the suburb of Encounter Bay compared to the Regional SA region is the 25 - 34 group, making up 4.2% of the population.
Are there age groups with notable population variances?
Yes, certain age groups in the suburb of Encounter Bay show significant variance compared to the Regional SA region. The most over-represented age groups are 85+ year-olds (7.7% vs 3.1%) and 75-84 year-olds (23.6% vs 9.6%). The most under-represented age groups are 25-34 year-olds (4.2% vs 10.2%) and 0-4 year-olds (2.4% vs 4.8%).
What is the percentage of children (0-14 years) in the suburb of Encounter Bay?
The percentage of children aged 0-14 years in the suburb of Encounter Bay is 9.0%.
What is the percentage of older people (65+ years) in the suburb of Encounter Bay?
The percentage of people aged 65 and over in the suburb of Encounter Bay is 56.5%.

Data & MethodBoundaries, Sources & Method for Encounter Bay

Data currency Refreshed

9 of 14 data sections on this page were updated within the last 12 months — the newest current to Aug 2026.

Everything is aggregated to the Suburb (SAL) boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.

The ledger — source, cycle and currency by section

Section Source & update cycle Currency
Updated within the last 12 months 9 sections
Population ABS, GNAF, Geoscience Australia Annual (ABS ERP) May 2026 3 months ago headline measures · 2021 Census baseline
Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to May 2026, with the 2021 Census supplying the small-area baseline.
Age profile ABS, Geoscience Australia, State governments Annual May 2026 3 months ago headline measures · 2021 Census baseline
Age cohorts are re-based to the latest ABS population estimates and state projections, current to May 2026. Each cohort is held as a Census baseline and a current estimate.
Development & approvals ABS, GNAF Monthly (ABS approvals) Jun 2026 2 months ago headline measures · May 2026 baseline
Property sales & rents Valuer General, Rental Board, ABS Weekly sales, quarterly rents Aug 2026 this month all 21 measures
Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Aug 2026.
Infrastructure projects Infrastructure Australia, State agencies, Local governments Daily May 2026 3 months ago all 3 projects tracked here
Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated May 2026.
Employment ABS, DEWR, JSA Quarterly (ABS SALM) Mar 2026 5 months ago headline measures · 2021 Census baseline
Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census.
Education ABS, ACARA Annual (ACARA) Aug 2026 this month headline measures · 2021 Census baseline
Transport ABS, State Transport Departments Each timetable release Jul 2026 last month headline measures · 2021 Census baseline
Services & amenities Provider directories, ACECQA Continuous Jul 2026 last month all 14 measures
Annual and financial-year sources 2 sections
Income ABS, ATO Annual (ATO) FY 2023 3 years ago headline measures · 2021 Census baseline
ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail.
Health ABS, ATO Annual 2024 2 years ago headline measures · 2021 Census baseline
Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current.
Housing ABS 5-yearly (Census) 2021 Census next update 2026 all 30 measures
Households ABS 5-yearly (Census) 2021 Census next update 2026 all 18 measures
Cultural diversity ABS, Geoscience Australia 5-yearly (Census) 2021 Census next update 2026 all 44 measures

"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.

How the numbers are built

Population

The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 86 validated new addresses here. The headline figure is therefore a current estimate for May 2026, not a 2021 count (5,305 at the 2021 Census → 5,480 now). Annual growth rates are compound (CAGR), not simple averages.

Age profile

Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to May 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".

Property sales

Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.

Rents

Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.

Development & infrastructure

Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.

Employment & income

Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.

Education, transport & amenities

School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.

Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.

Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.

Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (SAL40410). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.

Common questions about this page

How do Encounter Bay suburb boundaries differ from Statistical Areas?
This page uses Suburbs and Localities (SAL) boundaries (suburb-style geography). SAL represents commonly-known suburb names used in addresses, while Statistical Areas (SA2) are designed for census/statistical reporting. Even when sharing the same name, SAL and SA2 boundaries often cover different geographic areas with different populations.
Where does the data on this Encounter Bay page come from?
AreaSearch compiles this page from official and industry sources — including ABS, Geoscience Australia, Valuer General, Provider directories, DEWR, JSA, State Transport Departments and ACARA — then aggregates them to the boundary shown and calculates the rankings, growth rates and benchmarks itself. Property sales come from the state valuation authority, rents from state rental bond lodgements, development applications from council and state planning portals, school data from ACARA, and public transport from state transport departments.
Is the Encounter Bay data on this page just from the 2021 Census?
No. Most of this page is maintained well beyond the Census. Sourced entirely from current releases: development & approvals (Jun 2026), property sales & rents (Aug 2026), infrastructure projects (May 2026) and services & amenities (Jul 2026). Built on a Census baseline but carrying newer measures on top: population (to May 2026), age profile (to May 2026), employment (to Mar 2026), income (to FY 2023), education (to Aug 2026), transport (to Jul 2026) and health (to 2024). Population and age cohorts in particular are re-based to the latest ABS Estimated Resident Population rather than left at 2021 counts. Only housing, households and cultural diversity remain wholly Census-based, because no more current small-area dataset exists for those measures.

Nearby Areas