Terranora

Population growth drivers in Terranora are above average based on AreaSearch's ranking of recent, and medium to long-term trends

Based on ABS population updates and AreaSearch validations, Terranora's population was estimated at 3,454 as of Feb 2026. This reflected an increase of 89 people since the 2021 Census, which reported a population of 3,365. The change was inferred from AreaSearch's estimate of 3,442 residents following examination of ABS ERP data release in June 2024 and additional 96 validated new addresses since the Census date. This level of population resulted in a density ratio of 284 persons per square kilometer. Terranora's growth rate of 2.6% since census was within 1.5 percentage points of its SA4 region, indicating competitive fundamentals. Overseas migration contributed approximately 57.99999999999999% to overall population gains during recent periods, although all drivers were positive factors.

AreaSearch adopted ABS/Geoscience Australia projections for each SA2 area released in 2024 with a base year of 2022. For areas not covered by this data, NSW State Government's SA2 level projections released in 2022 with a base year of 2021 were used. Growth rates by age group from these aggregations were applied to all areas for years 2032 to 2041. Future population trends indicated an increase just below the median of non-metropolitan areas nationally, with Terranora expected to increase by 330 persons to 2041, reflecting a total increase of 9.3% over the 17 years.

AreaSearch analysis of residential development drivers sees Terranora recording a relatively average level of approval activity when compared to local markets analysed countrywide

Terranora has seen approximately 17 new homes approved annually based on AreaSearch analysis of ABS building approval numbers. Between FY-21 and FY-25, around 87 homes were approved, with an additional 14 approved in FY-26 to date. Over these past five financial years, an average of 0.5 new residents per year has been associated with each new home, indicating that supply is meeting or exceeding demand.

The average construction value of new properties is $723,000, suggesting developers are targeting the premium market segment. This financial year has seen $9.9 million in commercial approvals, demonstrating steady commercial investment activity. Compared to the rest of NSW, Terranora has 65% more building activity per person. New development consists predominantly of detached houses (90%) and a smaller proportion of attached dwellings (10%), maintaining the area's traditional low-density character.

With around 125 people per approval, Terranora reflects a low-density area. According to AreaSearch's latest quarterly estimate, Terranora is projected to gain 321 residents by 2041. Current development patterns suggest that new housing supply should readily meet demand, providing good conditions for buyers and potentially facilitating population growth beyond current projections.

Terranora has very high levels of nearby infrastructure activity, ranking in the top 10% nationally

Eleven projects identified by AreaSearch are expected to impact the area significantly, with local infrastructure changes being a major influencer on performance. Key projects include Serramar Estate (formerly Sherpa Terranora Estate), Club Banora Master Plan Redevelopment, Altitude Aspire Residential Estate, and Terranora Village Estate. The following list details those considered most relevant.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

Employment conditions in Terranora rank among the top 10% of areas assessed nationally

Terranora has a skilled workforce with essential services sectors well represented. As of September 2025, the unemployment rate is 1.2%. The area's unemployment rate is 2.7% lower than Rest of NSW's rate of 3.8%, and workforce participation is similar at 63.9%.

According to Census responses, 18.2% of residents work from home. Key industries of employment are health care & social assistance, construction, and retail trade. Construction is particularly prominent with an employment share 1.3 times the regional level, while agriculture, forestry & fishing employs only 0.6%, below Rest of NSW's 5.3%. The area may offer limited local employment opportunities as indicated by Census data comparing working population to resident population.

Over a 12-month period ending in September 2025, Terranora's labour force decreased by 2.7% and employment decreased by 2.9%, leading to an unemployment rate increase of 0.2 percentage points. In contrast, Rest of NSW saw employment contract by 0.5%, labour force fall by 0.1%, and unemployment rise by 0.4 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 project a 6.6% expansion over five years and 13.7% over ten years. Applying these projections to Terranora's employment mix suggests local employment should increase by 6.6% over five years and 13.6% over ten years, though this is a simple weighting extrapolation for illustrative purposes only.

Income levels align closely with national averages, indicating typical economic conditions for Australian communities according to AreaSearch analysis

The suburb of Terranora had a lower than average national income level according to ATO data aggregated by AreaSearch for financial year 2023. The median income among taxpayers was $48,282 and the average income stood at $60,367. These figures compared to Rest of NSW's median income of $52,390 and average income of $65,215 respectively. Based on Wage Price Index growth of 8.86% since financial year 2023, current estimates for Terranora would be approximately $52,560 (median) and $65,716 (average) as of September 2025. Census 2021 income data showed household income ranked at the 73rd percentile ($2,120 weekly), while personal income sat at the 55th percentile. The data indicated that 34.0% of Terranora's population (1,174 individuals) fell within the $1,500 - 2,999 income range. Higher earners made up a substantial presence with 31.2% exceeding $3,000 weekly. Housing accounted for 14.3% of income, and residents ranked within the 75th percentile for disposable income. The area's SEIFA income ranking placed it in the 7th decile.

Terranora is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

Terranora's dwelling structure, as per the latest Census, consisted of 98.5% houses and 1.5% other dwellings (semi-detached, apartments, 'other' dwellings). This compared to Non-Metro NSW's 82.6% houses and 17.4% other dwellings. Home ownership in Terranora was at 40.3%, with mortgaged dwellings at 49.2% and rented ones at 10.5%. The median monthly mortgage repayment was $2,167, higher than Non-Metro NSW's average of $1,733. Median weekly rent in Terranora was $540, compared to Non-Metro NSW's $330. Nationally, Terranora's mortgage repayments were significantly higher at $2,167 versus the Australian average of $1,863, and rents were substantially above the national figure of $375.

Terranora features high concentrations of family households, with a higher-than-average median household size

Family households constitute 85.3 percent of all households, including 42.6 percent couples with children, 32.7 percent couples without children, and 9.0 percent single parent families. Non-family households comprise the remaining 14.7 percent, with lone person households at 12.7 percent and group households at 2.3 percent of the total. The median household size is 3.0 people, larger than the Rest of NSW average of 2.4.

Terranora shows strong educational performance, ranking in the upper quartile nationally when assessed across multiple qualification and achievement indicators

Terranora's educational qualifications trail regional benchmarks; 25.1% of residents aged 15+ hold university degrees compared to NSW's 32.2%. This gap suggests potential for educational development and skills enhancement. Bachelor degrees are most prevalent at 18.2%, followed by postgraduate qualifications (4.6%) and graduate diplomas (2.3%). Trade and technical skills are prominent, with 39.9% of residents aged 15+ holding vocational credentials – advanced diplomas at 12.1% and certificates at 27.8%.

Educational participation is high; 31.5% of residents are currently enrolled in formal education. This includes 12.0% in primary, 9.5% in secondary, and 3.8% pursuing tertiary education.

Transport servicing is low compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Transport analysis shows 34 active public transport stops in Terranora, served by a mix of buses along 44 routes. These routes facilitate 401 weekly passenger trips. Transport accessibility is rated good, with residents located an average of 219 meters from the nearest stop. Most residents commute outward, with car being the dominant mode at 97%. Vehicle ownership averages 2.1 per dwelling, above the regional average. According to the 2021 Census, 18.2% of residents work from home, which may reflect COVID-19 conditions.

Service frequency averages 57 trips per day across all routes, equating to approximately 11 weekly trips per individual stop.

Terranora's residents are extremely healthy with prevalence of common health conditions low among the general population and nearer the nation's average across older, at risk cohorts

Analysis of health metrics indicates strong performance across Terranora.

AreaSearch's assessment shows mortality rates and chronic condition prevalence are low among the general population. Prevalence is near the nation's average for older, at-risk cohorts. Private health cover stands at approximately 51% of the total population (~1,755 people). The most common medical conditions are arthritis (8.4%) and asthma (7.5%). 70.1% of residents report no medical ailments, compared to 63.3% across Rest of NSW. Working-age residents have low chronic condition prevalence. Terranora has 20.4% of residents aged 65 and over (704 people), lower than the 23.4% in Rest of NSW. Health outcomes among seniors are above average but rank lower nationally compared to the broader population.

Terranora is considerably less culturally diverse than average when assessed alongside AreaSearch's national rankings for language and cultural background related metrics

Terranora showed lower cultural diversity, with 85.6% born in Australia, 92.2% being citizens, and 95.5% speaking English only at home. Christianity was the dominant religion, accounting for 54.0%. Judaism, however, was overrepresented at 0.3%, compared to 0.1% regionally.

Top ancestry groups were English (32.3%), Australian (28.9%), and Irish (10.0%). French (0.7%) was notably higher than the regional average of 0.4%. New Zealand (0.9%) and Scottish (8.7%) also showed higher representation compared to their regional percentages of 0.4% and 8.0%, respectively.

Terranora's median age exceeds the national pattern

Terranora's median age is 42 years, similar to the Rest of NSW average of 43 and older than Australia's median age of 38. The age profile shows a prominent percentage of 15-24 year-olds (14.7%) compared to other age groups. Between 2021 and present, the proportion of 15-24 year-olds has increased from 12.0% to 14.7%, while the 75-84 cohort has grown from 4.6% to 7.2%. Conversely, the percentage of 5-14 year-olds has decreased from 16.3% to 13.8%. Population forecasts for Terranora in 2041 indicate significant demographic changes, with the strongest projected growth in the 75-84 age cohort (36%), adding 89 residents to reach a total of 338. In contrast, numbers in the 5-14 age range are expected to decrease by 48.