North Curl Curl

An assessment of population growth drivers in North Curl Curl reveals an overall ranking slightly below national averages considering recent, and medium term trends

As of Feb 2026, the estimated population of North Curl Curl is around 4,384, reflecting an increase of 96 people since the 2021 Census. This increase represents a growth rate of 2.2%. The latest resident population estimate by AreaSearch is 4,360, based on examination of the ABS's ERP data release in June 2024 and validation of four new addresses since the Census date. This results in a population density ratio of approximately 3,715 persons per square kilometer, placing North Curl Curl in the upper quartile compared to other locations assessed by AreaSearch. Over the past decade, from 2016 to 2026, North Curl Curl has demonstrated consistent growth with a compound annual growth rate of 0.5%, outperforming its SA4 region. Overseas migration contributed significantly to population growth, accounting for approximately 63.0% of overall gains during recent periods.

AreaSearch's projections for North Curl Curl are based on ABS/Geoscience Australia figures released in 2024 with a base year of 2022, and NSW State Government SA2-level projections released in 2022 with a base year of 2021. For the years 2032 to 2041, growth rates by age group from these aggregations are applied to all areas. Future population trends suggest lower quartile growth for national statistical areas, with North Curl Curl expected to expand by 88 persons to 2041, reflecting a total increase of 1.5% over the 17-year period.

Residential development activity is lower than average in North Curl Curl according to AreaSearch's national comparison of local real estate markets

North Curl Curl has seen approximately 19 dwelling approvals annually over the past five financial years ending FY26, totalling around 97 homes. In FY26 so far, two approvals have been recorded. The population decline during this period suggests that new supply is meeting demand, providing good buying choices. Developers target the premium market segment with an average dwelling value of $1,253,000.

This financial year has seen $66,000 in commercial approvals, indicating a predominantly residential focus. Compared to Greater Sydney, North Curl Curl shows 55.0% more construction activity per person. Recent developments consist of 13.0% standalone homes and 87.0% townhouses or apartments, catering to downsizers, investors, and entry-level buyers. This shift from the existing housing composition (currently 88.0% houses) reflects decreasing developable sites and changing lifestyles. North Curl Curl has around 98 people per dwelling approval, indicating a low-density area. AreaSearch's latest quarterly estimate projects an addition of 64 residents by 2041, suggesting that current housing supply should meet demand adequately, creating favourable conditions for buyers while potentially exceeding current growth forecasts.

Future projections show North Curl Curl adding 64 residents by 2041 (from the latest AreaSearch quarterly estimate). With current construction levels, housing supply should adequately meet demand, creating favourable conditions for buyers while potentially enabling growth that exceeds current forecasts.

North Curl Curl has strong levels of nearby infrastructure activity, ranking in the top 30% nationally

Changes to local infrastructure significantly impact an area's performance. AreaSearch has identified six projects likely affecting the area. Notable projects include Northern Beaches Coast Walk, Havana Dee Why, Curl Curl-Freshwater Connectivity and Streetscape Upgrade, and Northern Beaches Secondary College Freshwater Campus Expansion. The following list details those most relevant:.

Professional plan users can use the search below to filter and access additional projects.

Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

Employment performance in North Curl Curl has been broadly consistent with national averages

North Curl Curl has a highly educated workforce, with the technology sector notably represented. Its unemployment rate is 4.1%, as per AreaSearch's aggregation of statistical area data. As of December 2025, there are 2,458 residents employed, and its unemployment rate aligns with Greater Sydney's at 4.2%.

Workforce participation stands at 73.1%, slightly higher than Greater Sydney's 70.2%. Census responses indicate that 53.7% of residents work from home, potentially influenced by Covid-19 lockdowns. Dominant employment sectors include professional & technical, health care & social assistance, and construction. Notably, professional & technical jobs are concentrated at 1.4 times the regional average.

Conversely, transport, postal & warehousing is under-represented at 2.8%, compared to Greater Sydney's 5.3%. The area offers limited local employment opportunities, as seen in the Census working population versus resident population count. Between December 2024 and December 2025, North Curl Curl's labour force decreased by 0.5% and employment declined by 1.8%, leading to a rise in unemployment rate of 1.3 percentage points. In contrast, Greater Sydney saw employment grow by 2.2% and labour force by 2.3%. Job and Skills Australia's national employment forecasts from May-25 project national employment growth at 6.6% over five years and 13.7% over ten years. Applying these projections to North Curl Curl's employment mix suggests local employment should increase by 7.2% over five years and 14.4% over ten years, though this is a simple extrapolation for illustrative purposes and does not consider localized population projections.

Income metrics indicate excellent economic conditions, with the area achieving higher performance than 75% of national locations assessed by AreaSearch

The suburb of North Curl Curl shows a median taxpayer income of $61,323 and an average of $92,123 according to the latest postcode level ATO data aggregated by AreaSearch for financial year 2023. This is among the highest in Australia, contrasting with Greater Sydney's median income of $60,817 and average income of $83,003. Based on Wage Price Index growth of 8.86% since financial year 2023, current estimates would be approximately $66,756 (median) and $100,285 (average) as of September 2025. According to the 2021 Census figures, household incomes rank highly in North Curl Curl, between the 86th and 99th percentiles nationally. Family incomes also rank highly, with 45.6% of locals earning over $4,000 per week. Personal incomes rank within the 99th percentile nationally. The predominant income cohort spans 1,999 people in the $4,000+ category, diverging from the surrounding region where the $1,500 - 2,999 category predominates at 30.9%. This affluence supports premium retail and service offerings. Housing accounts for 14.1% of income while strong earnings rank residents within the 99th percentile for disposable income. The area's SEIFA income ranking places it in the 10th decile.

North Curl Curl is characterized by a predominantly suburban housing profile, with above-average rates of outright home ownership

North Curl Curl's dwelling structure, as per the latest Census, consisted of 88.5% houses and 11.5% other dwellings (semi-detached, apartments, 'other' dwellings). This compares to Sydney metro's 55.9% houses and 44.1% other dwellings. Home ownership in North Curl Curl stood at 40.4%, with the rest either mortgaged (41.6%) or rented (18.1%). The median monthly mortgage repayment was $4,000, surpassing Sydney metro's average of $2,427. Median weekly rent in North Curl Curl was $700, higher than Sydney metro's $470. Nationally, North Curl Curl's mortgage repayments were significantly higher than the Australian average of $1,863, and rents were substantially above the national figure of $375.

North Curl Curl features high concentrations of family households, with a higher-than-average median household size

Family households comprise 84.0% of all households, including 52.8% couples with children, 20.0% couples without children, and 10.5% single parent families. Non-family households account for the remaining 16.0%, with lone person households at 13.7% and group households comprising 2.5%. The median household size is 3.2 people, larger than the Greater Sydney average of 2.7.

North Curl Curl demonstrates exceptional educational outcomes, ranking among the top 5% of areas nationally based on AreaSearch's comprehensive analysis of qualification and performance metrics

North Curl Curl's residents aged 15+ have a higher proportion with university qualifications at 43.5%, compared to Australia's 30.4% and NSW's 32.2%. Bachelor degrees are the most common at 29.8%, followed by postgraduate qualifications (10.3%) and graduate diplomas (3.4%). Vocational credentials are also prevalent, with 26.7% of residents holding them – advanced diplomas at 11.5% and certificates at 15.2%. Educational participation is high, with 36.1% currently enrolled in formal education: 12.3% in primary, 12.0% in secondary, and 6.4% in tertiary education.

Educational participation is notably high, with 36.1% of residents currently enrolled in formal education. This includes 12.3% in primary education, 12.0% in secondary education, and 6.4% pursuing tertiary education.

Transport servicing is high compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

North Curl Curl has 25 active public transport stops, all serving buses. These stops are covered by 56 different routes that together facilitate 1,578 weekly passenger trips. The area's transport accessibility is rated excellent, with residents living an average of 146 meters from the nearest stop. As a mainly residential zone, most commuters travel outwards. Cars remain the primary mode of transport at 84%, with walking accounting for 6%. Vehicle ownership stands at 1.7 per dwelling, above the regional average.

In 2021 Census data, 53.7% of residents worked from home, potentially due to COVID-19 conditions. Across all routes, service frequency averages 225 trips per day, translating to about 63 weekly trips per individual stop.

North Curl Curl's residents boast exceedingly positive health performance metrics with very low prevalence of common health conditions across all age groups

North Curl Curl's health outcomes show notable results based on AreaSearch's assessment. Mortality rates and chronic condition prevalence were very low across all age groups. Private health cover was exceptionally high at approximately 63% of the total population (2,773 people), compared to Greater Sydney's 59.9% and the national average of 55.7%.

The most prevalent medical conditions were asthma (6.3%) and mental health issues (5.5%). 78.3% of residents declared themselves completely clear of medical ailments, higher than Greater Sydney's 74.6%. As of 14th June 2021, the area has 14.9% of residents aged 65 and over (653 people). Health outcomes among seniors are strong, generally aligning with national rankings.

The level of cultural diversity witnessed in North Curl Curl was found to be slightly above average when compared nationally for a number of language and cultural background related metrics

North Curl Curl's population showed above-average cultural diversity, with 9.7% speaking a language other than English at home and 26.7% born overseas. Christianity was the predominant religion, comprising 49.6%. Judaism, however, was overrepresented at 0.2%, compared to Greater Sydney's 0.8%.

The top three ancestry groups were English (32.0%), Australian (24.4%), and Irish (9.6%), all higher than regional averages of 19.0%, 17.8%, respectively, and significantly so for English. Other ethnicities with notable divergences included Welsh at 1.1% (vs 0.4%), French at 0.8% (vs 0.5%), and South Australian at 0.9% (vs 0.5%).

North Curl Curl's population is slightly older than the national pattern

North Curl Curl's median age is 40, slightly higher than Greater Sydney's figure of 37 and Australia's 38 years. The 45-54 cohort is notably over-represented locally at 16.5%, while the 25-34 year-olds are under-represented at 7.5%. Between 2021 and present, the 55 to 64 age group grew from 12.3% to 13.8%, and the 75 to 84 cohort increased from 3.9% to 5.2%. Conversely, the 45 to 54 cohort declined from 19.2% to 16.5%, and the 5 to 14 group dropped from 17.4% to 14.9%. By 2041, demographic modeling suggests North Curl Curl's age profile will change significantly. The 45 to 54 age cohort is projected to expand by 178 people (25%), from 723 to 902. Conversely, both the 0 to 4 and 25 to 34 age groups are expected to decrease in number.