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This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
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ABS ERP | -- people | --
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Sales Activity
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Population
White Hills - Ascot lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends
White Hills - Ascot's population is approximately 16,833 as of February 2026. This represents an increase of 2,387 people since the 2021 Census, which recorded a population of 14,446. The growth is inferred from ABS data showing an estimated resident population of 15,689 in June 2024 and an additional 756 validated new addresses since the Census date. This results in a population density of 248 persons per square kilometer. White Hills - Ascot's growth rate of 16.5% since the 2021 census exceeds both the SA4 region (8.0%) and the Rest of Vic., indicating significant population growth in the area. Natural growth contributed approximately 43.6% of overall population gains during recent periods, with other factors such as interstate migration also being positive contributors.
AreaSearch uses ABS/Geoscience Australia projections for each SA2 area released in 2024 with a base year of 2022, and VIC State Government's Regional/LGA projections released in 2023 for areas not covered by this data. Growth rates by age group are applied across all areas for years 2032 to 2041. According to these projections, exceptional growth is predicted for White Hills - Ascot over the period, with an expected increase of 9,766 persons to 2041 based on latest annual ERP population numbers, reflecting a total increase of 51.2% over the 17 years.
Frequently Asked Questions - Population
Development
The level of residential development activity in White Hills - Ascot was found to be higher than 90% of real estate markets across the country
White Hills - Ascot has approved approximately 203 residential properties annually. Between FY-21 and FY-25, a total of 1,016 homes were approved, with an additional 74 approved in FY-26 to date. On average, around 2.1 people have moved to the area per new home constructed over these past five financial years.
New homes are being built at an average expected construction cost value of $258,000, aligning with regional trends. This year alone, $22.3 million in commercial development approvals have been recorded, indicating balanced commercial development activity. Compared to the Rest of Vic., White Hills - Ascot exhibits 95.0% higher development activity per person, offering buyers greater choice and attracting significant developer interest. New building activity comprises predominantly standalone homes (99.0%), preserving the area's low-density nature and appealing to space-seeking buyers. With around 70 people per dwelling approval, White Hills - Ascot exhibits characteristics of a growth area.
According to the latest AreaSearch quarterly estimate, White Hills - Ascot is projected to add approximately 8,622 residents by 2041. Construction pace is maintaining with projected growth, although buyers may face increasing competition as population grows.
Frequently Asked Questions - Development
Infrastructure
White Hills - Ascot has moderate levels of nearby infrastructure activity, ranking in the 42ndth percentile nationally
Changes to local infrastructure significantly influence an area's performance. AreaSearch has identified 24 projects likely impacting the area. Notable ones include Victory Christian College Epsom Campus, Epsom Village Shopping Centre Redevelopment, Maiden Gully Road/Calder Highway Intersection Upgrade, and Maiden Gully Growth Area. The following list details those most relevant.
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INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
Larni Garingilang Central Hub, Bendigo Botanic Gardens
Larni Garingilang, meaning 'home of growth' in Dja Dja Wurrung language, is a central hub and cultural precinct within the Bendigo Botanic Gardens. Opened in October 2022, the project features a visitor information centre, the Omari cafe and function centre, community rooms, and educational spaces. The site integrates sustainable water management through wetlands and a stormwater harvesting system, alongside an Indigenous garden designed in collaboration with the Dja Dja Wurrung community to reflect the 'Upside Down Country' concept of land remediation.
Epsom Village Shopping Centre Redevelopment
A comprehensive $18-25 million redevelopment of Epsom Village Shopping Centre featuring new retail tenancies including Carl's Jr, Dan Murphy's, Domino's, a medical centre with GP clinic, allied health and wellness facilities, and yoga studio. The project includes major facade upgrades, refurbishment of car parks with new Woolworths Click & Collect bays, internal mall foyer and amenities upgrades, and a $3 million upgrade to the dangerous Howard Street and Midland Highway intersection with new traffic signals, dedicated turning lanes, and bike lanes. The development maintains the centre's identity as a daily convenience shopping hub while transforming it into a modern community wellness destination.
Bendigo and Echuca Line Upgrade - Electronic Train Order (ETO) System
Delivery of a modernised electronic train order (ETO) system on the Bendigo regional network, covering the corridors to Swan Hill and Echuca. The ETO system enables additional services to Epsom and Eaglehawk and supports tripled weekday services between Bendigo and Echuca, along with faster, more reliable journeys.
Maiden Gully Growth Area
Key residential growth area identified for at least 25% of Bendigo's new residential growth over 20 years. Residential framework plan in progress. Includes Forest Edge development with mixed density housing.
Huntly Structure Plan
A 30-year framework for urban growth, residential development, commercial opportunities, and infrastructure in Huntly, guiding development to accommodate projected population growth and housing needs.
Bendigo Airport Business Park
The Bendigo Airport Business Park is a key component of the $12 million Bendigo Airport terminal expansion and redevelopment project, completed in April 2024. The business park provides nine commercial lots (600-1,357 mý) for long-term lease in the landside precinct, each with road frontage, services, and direct airport access for freight and passengers. It complements the expanded terminal (four times larger than before) and supports the airport's growth to 200,000 annual passengers by 2034. Expressions of interest for the nine lots remain open as of November 2025, with additional lots planned for future release.
Victory Christian College Epsom Campus
A new P-12 campus expansion for Victory Christian College in Bendigo's northern growth corridor, designed to accommodate over 1100 students with staged development. Stage One, opening in 2026, includes Prep to Year 7 with facilities such as classrooms, science lab, food tech room, art and technology spaces, covered courts, and play areas. Future stages will add higher year levels, a gym, ovals, music centre, and auditorium, reaching full capacity by 2031.
Bendigo Low Line
A 4.4km shared pathway project within the built channel of Bendigo Creek, running between Maple Street, Golden Square and Lake Weeroona/Weeroona Avenue, White Hills. The Low Line completes a missing link in the Bendigo Creek Trail, providing a safe off-road corridor for walking and cycling. The works include constructing the shared pathway, nine new entry/exit ramps (14 total), retaining walls, drainage, lighting, signage, seating, and landscaping. The project received $5 million from the Victorian Government and over $2 million from the City of Greater Bendigo.
Employment
The employment environment in White Hills - Ascot shows above-average strength when compared nationally
White Hills - Ascot has a skilled workforce with notable representation in essential services sectors. The unemployment rate was 3.4% as of September 2025, which is 0.4% lower than the Rest of Vic.'s rate of 3.8%. Employment growth over the past year was estimated at 2.4%.
There were 7,692 residents in work with a workforce participation rate of 66.1%, slightly higher than the Rest of Vic.'s 61.4%. According to Census responses, 12.9% of residents worked from home. Employment is concentrated in health care & social assistance, construction, and retail trade, with a particularly strong specialization in health care & social assistance at 1.2 times the regional level. Conversely, agriculture, forestry & fishing employs only 2.2% of local workers, below Rest of Vic.'s 7.5%.
The area may offer limited local employment opportunities, as indicated by the count of Census working population versus resident population. Over a 12-month period ending in September 2025, employment increased by 2.4% while labour force increased by 3.1%, causing the unemployment rate to rise by 0.7 percentage points. This contrasts with Rest of Vic., where employment fell by 0.7%, labour force contracted by 0.6%, and unemployment rose marginally. Jobs and Skills Australia's national employment forecasts from May-25 project overall employment growth of 6.6% over five years and 13.7% over ten years. Applying these projections to White Hills - Ascot's employment mix suggests local employment should increase by 6.4% over five years and 13.6% over ten years, though this is a simple weighting extrapolation for illustrative purposes and does not account for localized population projections.
Frequently Asked Questions - Employment
Income
Income levels align closely with national averages, indicating typical economic conditions for Australian communities according to AreaSearch analysis
AreaSearch's latest postcode level ATO data for financial year 2023 shows that White Hills - Ascot SA2 has an average national income. The median assessed income is $56,076 and the average income stands at $67,209. This contrasts with Rest of Vic.'s figures of a median income of $50,954 and an average income of $62,728. Based on Wage Price Index growth of 8.25% since financial year 2023, current estimates for White Hills - Ascot SA2 would be approximately $60,702 (median) and $72,754 (average) as of September 2025. Census 2021 income data shows that household, family and personal incomes in White Hills - Ascot rank modestly, between the 46th and 51st percentiles. The largest segment comprises 38.8% earning $1,500 - $2,999 weekly (6,531 residents), mirroring the surrounding region where 30.3% occupy this bracket. After housing, 85.9% of income remains for other expenses.
Frequently Asked Questions - Income
Housing
White Hills - Ascot is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region
White Hills - Ascot's dwelling structure, as per the latest Census, comprised 95.5% houses and 4.5% other dwellings (semi-detached, apartments, 'other' dwellings). This compares to Non-Metro Vic.'s 90.1% houses and 9.9% other dwellings. Home ownership in White Hills - Ascot stood at 29.1%, with mortgaged dwellings at 45.8% and rented ones at 25.1%. The median monthly mortgage repayment was $1,469, above Non-Metro Vic.'s average of $1,430. Median weekly rent in the area was $330, compared to Non-Metro Vic.'s $285. Nationally, White Hills - Ascot's median monthly mortgage repayment is lower at $1,469 versus Australia's $1,863, and median weekly rent is substantially lower at $330 compared to the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
White Hills - Ascot has a typical household mix, with a higher-than-average median household size
Family households constitute 75.8% of all households, including 33.8% couples with children, 27.3% couples without children, and 13.8% single parent families. Non-family households comprise the remaining 24.2%, with lone person households at 21.4% and group households at 2.8%. The median household size is 2.7 people, larger than the Rest of Vic. average of 2.4.
Frequently Asked Questions - Households
Local Schools & Education
White Hills - Ascot shows below-average educational performance compared to national benchmarks, though pockets of achievement exist
The area's university qualification rate is 19.8%, significantly lower than Victoria's average of 33.4%. Bachelor degrees are the most common at 13.8%, followed by graduate diplomas (3.1%) and postgraduate qualifications (2.9%). Vocational credentials are prevalent, with 39.8% of residents aged 15+ holding them, including advanced diplomas (10.6%) and certificates (29.2%). Educational participation is high, with 30.9% currently enrolled in formal education, comprising 12.1% in primary, 7.7% in secondary, and 3.1% in tertiary education.
Educational participation is notably high, with 30.9% of residents currently enrolled in formal education. This includes 12.1% in primary education, 7.7% in secondary education, and 3.1% pursuing tertiary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
White Hills - Ascot has 96 active public transport stops, offering a mix of train services. These are covered by 10 different routes, collectively facilitating 1,145 weekly passenger trips. Residents enjoy good transport accessibility, with an average distance of 330 meters to the nearest stop. The area is predominantly residential, with outward commuting being common. Cars remain the primary mode of transport, used by 96% of residents. Vehicle ownership averages 1.7 per dwelling, exceeding the regional norm.
Just 12.9% of residents work from home (2021 Census), which may reflect COVID-19 conditions. Service frequency across all routes averages 163 trips daily, resulting in approximately 11 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in White Hills - Ascot is lower than average with common health conditions somewhat prevalent across the board, though to a considerably higher degree among older age cohorts
White Hills - Ascot faces significant health challenges, as assessed by AreaSearch's analysis of mortality rates and chronic condition prevalence. Common health conditions are somewhat prevalent across all age groups but more so among older cohorts.
The area has a private health cover rate of approximately 53% (8,854 people), slightly higher than the Rest of Vic's average of 50.5%. Mental health issues affect 10.8% of residents, and asthma impacts 9.7%, while 65.7% report no medical ailments, compared to 63.4% across Rest of Vic. Working-age residents show a higher prevalence of chronic health conditions than average. The area has 13.7% (2,297 people) of residents aged 65 and over, lower than the 23.9% in Rest of Vic. Health outcomes among seniors present some challenges but rank lower nationally compared to broader population figures.
Frequently Asked Questions - Health
Cultural Diversity
White Hills - Ascot ranks below the Australian average when compared to other local markets across a number of language and cultural background related metrics
White Hills-Ascot was found to have below average cultural diversity, with 90.9% of its population being citizens born in Australia who speak English only at home. Christianity is the predominant religion, representing 44.1%. The most notable overrepresentation is Judaism, which comprises 0.1%, compared to the regional average of 0.1%.
In terms of ancestry, Australian (32.2%), English (30.7%), and Irish (9.5%) are the top three groups represented. There are notable divergences in the representation of certain ethnic groups: Scottish is overrepresented at 7.8%, Indian at 1.6%, and Australian Aboriginal at 1.9%.
Frequently Asked Questions - Diversity
Age
White Hills - Ascot hosts a young demographic, positioning it in the bottom quartile nationwide
The median age in White Hills - Ascot is 34, which is lower than the Rest of Vic figure of 43 and Australia's median age of 38. The 25-34 cohort is over-represented locally at 16.9%, compared to the Rest of Vic average, while the 75-84 year-olds are under-represented at 3.9%. Between 2021 and present, the population aged 35-44 has grown from 13.8% to 15.7%, and the 25-34 cohort increased from 15.9% to 16.9%. Conversely, the 45-54 age group declined from 10.8% to 9.5%. By 2041, demographic modeling suggests White Hills - Ascot's age profile will significantly evolve, with the 25-34 cohort projected to grow by 2,177 people (76%), reaching a total of 5,026 from its current figure of 2,848.