Chart Color Schemes
This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
est. as @ -- *
ABS ERP | -- people | --
2021 Census | -- people
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
Find a Recent Sale
Sales Detail
Bayswater has an estimated 13,479 residents, up from 12,589 at the 2021 Census — a change of 890 people, or 7.1%. Growth has averaged 0.6% a year over five years. 194 new addresses have been validated here since Census night. Overseas migration accounts for 82.0% of that increase. That puts 1,677 residents on each square kilometre. Population is estimated from ABS Estimated Resident Population releases and GNAF address data, re-based from the 2021 Census and updated annually.
Detail
Demographic assessments by AreaSearch indicate that the population of Bayswater stands at approximately 13,479 as of Aug 2026. Compared with the 12,589 people counted in the 2021 Census, this represents an expansion of 890 people (7.1%). Such growth is calculated using the ABS estimated resident population figure of 13,388 as of June 2025 alongside 194 validated new addresses recorded post-Census. Consequently, population density reaches 1,676 persons per square kilometer, tracking higher than the national baseline across AreaSearch study locations. With a 7.1% increase since the 2021 census, Bayswater outpaced both the broader SA4 region and the local SA3 area (3.3%), positioning it among the top growth localities regionally.
Inbound overseas migration served as the principal driver of this expansion, accounting for roughly 82.0% of recent population additions. Projections published in 2024 by the ABS/Geoscience Australia utilizing 2022 as a base year are applied by AreaSearch across individual SA2 areas. For locations lacking this coverage, AreaSearch incorporates 2023 VIC State Government Regional/LGA projections, adjusted via weighted aggregation from LGA down to SA2 boundaries. Furthermore, age-specific growth rates derived from these aggregations are applied to all territories between 2032 and 2041. Based on expected demographic trends and the latest annual ERP population numbers, Bayswater is anticipated to experience above-median expansion relative to Australian statistical areas, adding 1,791 persons by 2041, which corresponds to a cumulative 12.6% increase across the 16 years.
Frequently Asked Questions - Population
353 new dwellings have been approved in Bayswater over the past five years, an average of 70 a year. That places the area in the 63rd percentile for residential development activity nationally, about 5 approvals per 1,000 residents a year. Of the 71 dwellings approved in the latest reporting year, 35% were detached houses and the rest townhouses or apartments. Figures come from ABS building approvals aggregated to this SA2 boundary and are updated monthly as the ABS releases them.
Detail
Residential planning approvals in Bayswater have maintained an annual pace of roughly 70 new dwellings, accumulating to 353 homes across the past 5 financial years. Construction volumes appear well aligned with local demand, with an average influx of 1.1 people per year for every home constructed during the past 5 financial years (between FY-22 and FY-26), underpinning orderly market conditions. Building costs for these new dwellings average $395,000, aligning with regional standards. Concurrently, commercial development activity has remained robust, evidenced by $51.6 million in commercial approvals lodged during this financial year.
Construction intensity in Bayswater exceeds Greater Melbourne benchmarks (standing 25.0% above regional average per person over the 5 year period), supporting purchaser options while maintaining underlying property demand. Medium and high-density development dominates current building approvals, with townhouses or apartments comprising 65.0% and detached dwellings making up 35.0%. This orientation toward higher-density stock offers accessible entry price points for first-time purchasers, downsizers, and investors. It also marks a noticeable pivot from the established built form (currently 62.0% houses), responding to land availability constraints, evolving lifestyle choices, and affordability pressures. The ratio of roughly 199 people per dwelling approval suggests capacity for further residential development. According to the latest AreaSearch quarterly estimate, population projections indicate Bayswater is set to add 1,700 residents through to 2041. If prevailing construction volumes persist, upcoming residential supply will readily accommodate this incoming demand, sustaining favorable purchasing conditions and potentially accommodating growth beyond current population projections.
Frequently Asked Questions - Development
Development applications around Bayswater
SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
AreaSearch tracks 14 current infrastructure and development projects inside Bayswater, worth an estimated $15.2 billion. A further 128 sit in the immediately surrounding suburbs, taking the tracked pipeline within reach of the area to $30.7 billion. 24 are already under construction and 41 are due for completion within three years. The pipeline spans residential development, transport & logistics and sports & recreation. Records are compiled from Infrastructure Australia, state agencies, council planning portals and public announcements, reviewed and updated daily, then ranked by proximity, construction stage, completion horizon and project scale.
Detail
Capital investments, town planning frameworks, and major civic projects play a pivotal role in shaping local development and urban performance. AreaSearch has identified 33 projects expected to influence the local area. Notable initiatives include the 711-717 Mountain Highway Mixed Use Development, the Marie Wallace Bayswater Oval Sportsfield Renewal, the 58-60 Station Street Land Sale Development, and Knox Housing Targets, alongside further key initiatives detailed below.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project's source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.
Frequently Asked Questions - Infrastructure
Berengarra School - 26 Waldheim Road, Bayswater
Approved development for Stage 1 of a new non-government secondary school for Berengarra School comprising six single-storey education buildings and associated infrastructure. The Victorian Minister for Planning granted Planning Permit PA2503692 on 3 December 2025. The project will expand specialist secondary education services in Melbourne's eastern suburbs.
Marie Wallace Bayswater Oval Sportsfield Renewal
Comprehensive renewal of the playing field at Marie Wallace Bayswater Oval to better accommodate AFL and cricket activities. Works include levelling and resurfacing of the playing field, installation of modern irrigation and drainage systems, and improvements to ensure consistent playability year-round. Funded under Knox City Council's 2025-26 capital works program which allocates $4.5 million to sports field and training facility improvements across the municipality.
711-717 Mountain Highway Mixed Use Development
7-storey mixed use development comprising 55 apartments (15 one-bedroom, 39 two-bedroom, 1 three-bedroom), two ground floor retail tenancies totaling approximately 340sqm, 67 car parking spaces, and 78 bicycle spaces. The project was initially refused by Knox City Council in July 2018 but approved by VCAT in April 2019. It features premium finishes, strategic location near Bayswater Train Station, and is currently on hold with no construction started.
58-60 Station Street Land Sale Development
Knox City Council has approved the sale of surplus land at 58-60 Station Street, Bayswater at market value with conditions to protect 14 mature trees, reducing developable area to 63 percent. This strategic site near Bayswater Station provides opportunity for medium-density housing to support activity center growth and community objectives.
Suffern Reserve Playground Renewal
Renewal of the playground at Suffern Reserve in Bayswater as part of Knox City Council's annual Playground Renewal Program. This project is included in the adopted 2025-26 Annual Budget, with $1.3 million allocated for renewing multiple local playgrounds to modernize equipment and enhance safety and community facilities.
Bayswater Renewal Strategy
Knox City Council adopted the Bayswater Renewal Strategy in August 2024 to guide renewal of the Bayswater Major Activity Centre to 2040. The strategy supports increased housing supply and diversity, better walking, cycling and public transport connections, more tree canopy and higher quality public spaces, and stronger local business and employment. Implementation is moving into preparation of planning controls and a planning scheme amendment for the Knox Planning Scheme.
41 King Street Apartments
Approved permit for a 4-storey, 14-apartment redevelopment on a 985 sqm site near Marie Wallace Park. Site currently listed for sale with existing planning approval; prospective developer to progress detailed design and construction.
26 John Street Townhouse Development
Premium residential development featuring 2-bedroom townhouses and units designed by Peter Brown Architects. Contemporary design with quality finishes in established residential area close to Bayswater facilities and transport. The site was sold in 2021 with plans and permits for 4 dwellings.
7,196 residents of Bayswater are employed, from a labour force of 7,613. Unemployment sits at 5.5%, with participation at 67.4%. Weighted for its industry mix, the area's sectors are forecast to grow about 6.5% nationally over five years. That reflects industry composition only and makes no allowance for local population growth. The working-day population is estimated at 16,971, about 126% of the resident population, so the area draws in more workers than it sends out. Unemployment and labour force come from ABS Small Area Labour Markets, updated quarterly; the industry and occupation profile is from the 2021 Census.
Detail
Bayswater features an educated resident workforce alongside strong representation in industrial and manufacturing trades, recording an unemployment rate of 5.5% and estimated employment growth of 1.5% over the past year. As of March 2026, working residents total 7,196, while the local jobless rate sits 0.7% above the Greater Melbourne figure of 4.8%. Labor force participation is somewhat subdued at 67.4% relative to 70.1% across Greater Melbourne. In addition, Census records showed 26.7% of local workers operating from home, an outcome influenced by Covid-19 lockdown restrictions. Local resident employment is primarily oriented toward construction, manufacturing, and health care & social assistance.
The manufacturing sector is especially prominent locally, exhibiting a concentration 1.4 times the regional average. Conversely, professional & technical roles account for a smaller share at 7.9%, compared with 10.1% regionally. With the Census recording 1.1 workers for every resident, Bayswater operates as a regional employment destination, providing more jobs than it has resident workers and drawing labor from neighboring suburbs. According to AreaSearch evaluations of ABS and SALM figures for the year to March 2026, resident employment expanded by 1.5% while the labor pool grew by 1.8%, leading to an unemployment rise of 0.3 percentage points. Across Greater Melbourne over the same timeframe, employment expanded by 2.1%, the workforce rose by 2.3%, and unemployment climbed 0.2 percentage points. Future workforce requirements can be examined using Jobs and Skills Australia national projections from Mar-26 across five and ten-year horizons. Nationally, employment is projected to expand by 6.6% over five years and 13.7% over ten years, though sectoral growth rates vary markedly. Applying these national industry forecasts to the local industry distribution suggests Bayswater employment could grow by 6.5% over five years and 13.6% over ten years (representing an illustrative weighted extrapolation that excludes localized population projections).
Frequently Asked Questions - Employment
Median household income in Bayswater is $1,610 a week (about $84,000 a year), with median personal income at $786 a week. ATO records put median taxable income at $57,417 a year against an average of $64,634. Household income is from the 2021 Census; taxable income is from ATO Taxation Statistics for the latest financial year available, indexed forward using the ABS Wage Price Index.
Detail
ATO postcode statistics for financial year 2023 compiled by AreaSearch indicate that taxpayers in the Bayswater SA2 recorded a median income of $57,417 and an average income of $64,634. These figures sit below the national benchmarks and compare with Greater Melbourne medians and averages of $57,688 and $75,164, respectively. Accounting for Wage Price Index growth of 9.62% since financial year 2023 yields updated estimates of approximately $62,941 (median) and $70,852 (average) as of March 2026. Across personal, family, and household measures in the Census, income percentiles in Bayswater track modestly between the 42nd and 46th percentiles.
The primary earnings cohort includes 4,852 residents (36.0%) taking home $1,500 - 2,999 weekly, mirroring regional distributions where 32.8% fall within this band. Cost pressures on housing are pronounced, with 82.2% of income remaining uncommitted (placing the area in the 40th percentile), while the SEIFA income measure places the suburb in the 5th decile.
Frequently Asked Questions - Income
Bayswater had 4,985 occupied dwellings at the 2021 Census, 62% detached houses and 11% apartments. 37% are owned with a mortgage, 35% rented and 28% owned outright. At that Census the median rent was $376 a week and the median mortgage repayment $1,827 a month. Rent absorbs 23.4% of household income here and mortgage repayments 26.2%. Dwelling stock, tenure and housing costs are 2021 Census measures — the only source that counts dwellings at this boundary size.
Detail
Census findings show that the dwelling profile in Bayswater is comprised of 62.2% houses alongside 37.7% other dwellings (semi-detached, apartments, 'other' dwellings), contrasting with the wider Melbourne metro breakdown of 67.9% houses and 32.1% other dwellings. Outright property ownership stands at 28.4%, slightly trailing Melbourne metro levels, while mortgaged properties account for 37.2% and rented residences comprise 34.5%. Typical monthly mortgage payments of $1,827 track below the Melbourne metro figure of $2,000 and the Australian average of $1,863. In contrast, the median weekly rental rate of $376 sits under the Melbourne metro figure of $390 but slightly exceeds the national benchmark of $375.
Frequently Asked Questions - Housing
Bayswater counted 4,985 households at the 2021 Census, an estimated 5,337 today, averaging 2.4 people each. 29% are couples with children, against 25% couples without children. 28% of households are people living alone, and families average 1.4 children. Household and family composition is measured only by the Census, so these are 2021 figures.
Detail
Family arrangements constitute 67.9% of all local households, divided between couples with children at 28.8%, couples without children at 24.7%, and single parent families at 13.1%. Non-family living structures make up the balance of 32.1%, encompassing lone person households (28.3%) and group households (3.7%). The median household size sits at 2.4 people, below the Greater Melbourne benchmark of 2.6.
Frequently Asked Questions - Households
30.0% of adults in Bayswater hold a university qualification, including 20.0% with a bachelor degree and 7.5% with postgraduate qualifications. A further 21.6% hold a vocational qualification. 5 schools serve the area, with 1,039 enrolment places and an average ICSEA of 1,024 against a national benchmark of 1,000. Qualifications come from the 2021 Census; school enrolments, ICSEA and results come from ACARA's current release.
Detail
Tertiary attainment levels in Bayswater sit below regional averages, with 30.0% of individuals aged 15+ possessing higher education qualifications compared to 37.0% across Greater Melbourne. Among degree holders, Bachelor degrees account for 20.0%, postgraduate qualifications represent 7.5%, and graduate diplomas make up 2.5%. Vocational and applied technical qualifications are widely held, with 33.3% of residents aged 15+ having completed vocational training, consisting of certificates (21.6%) and advanced diplomas (11.7%). Participation in study is active throughout the community, with 26.3% of residents engaged in formal educational programs. This comprises 8.5% attending primary education, 6.2% enrolled in secondary education, and 4.7% undertaking tertiary education.
Frequently Asked Questions - Education
Schools Detail
Public transport in Bayswater reaches 68 stops on 15 routes, timetabled for about 3,800 services a week. The typical home sits about 250 m from its nearest stop. Buses carry the largest share of public transport commuters. Households keep an average of 1.3 vehicles. Stop and service counts are built from operators' published GTFS timetables and refresh with each timetable release; vehicle ownership is from the 2021 Census.
Detail
Public transit coverage in Bayswater includes 68 active transport stops, providing bus connections across the suburb. These stops are integrated into 15 individual routes that generate 3,845 weekly passenger trips. Overall transit access is favorable, with residents situated an average of 247 meters from their closest transport stop. Given the suburb's residential focus, outbound commuting is typical; private vehicles account for 88% of travel, while 7% of trips occur by train. Dwellings maintain an average of 1.3 vehicles. Furthermore, 26.7% of employed residents worked from home according to the 2021 Census, a figure reflecting pandemic-era conditions.
Transit service across all active routes averages 549 trips per day, which translates to roughly 56 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
67.7% of residents in Bayswater report no long-term health condition. 6.6% need daily assistance with core activities, and 51.2% hold private health cover. The standardised death rate runs at 5.4 per 1,000 residents. Health conditions, assistance needs and insurance are 2021 Census measures; the death rate comes from current ABS releases.
Detail
Health indicators in Bayswater align closely with national norms across chronic illness incidence and mortality statistics compiled by AreaSearch. General health condition prevalence is broadly standard among the overall population, though older demographics exhibit rates above the national average. Private health insurance membership is comparatively modest, covering roughly 51% of the total population (~6,901 people) in comparison with 56.7% across Greater Melbourne. Mental health issues and asthma represent the most widely reported health conditions in the community, affecting 9.1 and 8.5% of residents, respectively, while 67.7% of the population reported no chronic conditions, compared to 72.6% across Greater Melbourne.
Working-age residents display standard health profiles. Individuals aged 65 and over account for 17.5% of residents (2,360 people), exceeding the 15.1% share recorded across Greater Melbourne, with senior cohorts experiencing specific health challenges that nevertheless rate lower nationally than the broader community.
Frequently Asked Questions - Health
36.5% of Bayswater residents were born overseas and 32.3% speak a language other than English at home, more culturally diverse than 79% of areas nationally. The largest reported ancestries are English (23.0%) and Australian (20.7%). Ancestry, language and country of birth are counted only by the Census, so these are 2021 figures.
Detail
Cultural diversity is well established in Bayswater, where 36.5% of the community was born overseas and 32.3% communicate in a language other than English at home. Christianity represents the leading religious affiliation, accounting for 41.7% of residents. In addition, Buddhism shows notable representation, comprising 4.2% of the local population, identical to the 4.2% proportion observed across Greater Melbourne. Examining parental country of birth, the three most prominent ancestry groups in Bayswater are English (23.0%), Australian (20.7%), and Other (10.5%). Several specific cultural backgrounds also show distinct representation, including Dutch at 2.1% (vs 1.2% regionally), Sri Lankan at 0.9% (vs 0.8%), and Hungarian at 0.5% (vs 0.3% regionally).
Frequently Asked Questions - Diversity
The median resident of Bayswater is 38. 27.1% of residents are aged 15 to 34. Age cohorts are not raw Census counts: the Census split is re-based to the latest ABS population estimates and state projections.
Detail
Age distributions in Bayswater correspond closely with Greater Melbourne across standard brackets, with the widest variance reaching 3.3 percentage points. The median age is estimated at 38 as at August 2026, identical to the 2021 Census figure and 1 year above the Greater Melbourne median of 37 at that Census. Future growth through 2041 will be heavily concentrated among older and retired cohorts (65+), which are forecast to rise by 743 residents (31%) to reach 3,103.
Frequently Asked Questions - Age
Data & MethodBoundaries, Sources & Method for Bayswater
9 of 14 data sections on this page were updated within the last 12 months — the newest current to Sep 2026.
Everything is aggregated to the SA2 boundary shown above, on a 2021 Census baseline. Only 3 sections — housing, households and cultural diversity — still wait on the 2026 Census.
The ledger — source, cycle and currency by section
| Section | Source & update cycle | Currency |
|---|---|---|
| Updated within the last 12 months 9 sections | ||
| Population | ABS, GNAF, Geoscience Australia Annual (ABS ERP) | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Re-based to the ABS Estimated Resident Population (June 2025 release) and updated with new dwellings from GNAF address data. Current to Aug 2026, with the 2021 Census supplying the small-area baseline. | ||
| Age profile | ABS, Geoscience Australia, State governments Annual | Aug 2026 2 months ago headline measures · 2021 Census baseline |
| Age cohorts are re-based to the latest ABS population estimates and state projections, current to Aug 2026. Each cohort is held as a Census baseline and a current estimate. | ||
| Development & approvals | ABS, GNAF Monthly (ABS approvals) | Aug 2026 2 months ago headline measures · Jul 2026 baseline |
| Property sales & rents | Valuer General, Rental Board, ABS Weekly sales, quarterly rents | Sep 2026 last month all 21 measures |
| Sales from the state Valuer General register, refreshed weekly, and rents from quarterly rental bond lodgements. Both are read live each time this page loads, current to Sep 2026. | ||
| Infrastructure projects | Infrastructure Australia, State agencies, Local governments Daily | Aug 2026 2 months ago all 14 projects tracked here |
| Project pipeline maintained continuously from Infrastructure Australia, state agencies, local government and public announcements. Records are added and revised daily; this area was last updated Aug 2026. | ||
| Employment | ABS, DEWR, JSA Quarterly (ABS SALM) | Mar 2026 7 months ago headline measures · 2021 Census baseline |
| Unemployment and labour force from ABS Small Area Labour Markets, current to Mar 2026. The growth outlook applies Department of Employment (now Jobs and Skills Australia) forecasts for all 19 industry divisions to the local industry mix, so it measures sector composition rather than local expansion and makes no allowance for population growth. Job demand comes from the same agency via its Internet Vacancy Index; industry and occupation structure from the 2021 Census. | ||
| Education | ABS, ACARA Annual (ACARA) | Sep 2026 last month headline measures · 2021 Census baseline |
| Transport | ABS, State Transport Departments Each timetable release | Jul 2026 3 months ago headline measures · 2021 Census baseline |
| Services & amenities | Provider directories, ACECQA Continuous | Sep 2026 last month all 14 measures |
| Annual and financial-year sources 2 sections | ||
| Income | ABS, ATO Annual (ATO) | FY 2023 3 years ago headline measures · 2021 Census baseline |
| ATO taxable income statistics for FY 2023, indexed forward using the Wage Price Index. Census household income provides the distribution detail. | ||
| Health | ABS, ATO Annual | 2024 2 years ago headline measures · 2021 Census baseline |
| Census-measured — next update: 2026 Census 3 sections No more current small-area source exists for these, so they are labelled as Census-measured rather than implied to be current. | ||
| Housing | ABS 5-yearly (Census) | 2021 Census next update 2026 all 30 measures |
| Households | ABS 5-yearly (Census) | 2021 Census next update 2026 all 18 measures |
| Cultural diversity | ABS, Geoscience Australia 5-yearly (Census) | 2021 Census next update 2026 all 44 measures |
"Currency" is the most recent release feeding that section. Where the Census supplies the structural baseline underneath a current headline figure, the row says so.
How the numbers are built
Population
The Census provides the small-area baseline, aggregated from mesh blocks to this boundary. It is then re-based to the ABS Estimated Resident Population (June 2025 release), and new dwellings built since Census night are counted from address data — 194 validated new addresses here. The headline figure is therefore a current estimate for Aug 2026, not a 2021 count (12,589 at the 2021 Census → 13,479 now). Annual growth rates are compound (CAGR), not simple averages.
Age profile
Cohort shares are not raw Census counts. Every cohort is held as a pair — the Census baseline and a current estimate — and the split is re-based using ERP and state population projections, current to Aug 2026. Median age is the Census median plus modelled change since. Charts that show both are labelled "2021 Census vs Current Estimate".
Property sales
Sourced from the state valuation authority's sales register — current, not Census, and refreshed weekly. Medians are calculated from settled transactions in the period shown; periods with very low transaction counts are flagged or suppressed, because a handful of sales can move a median substantially.
Rents
Derived from state rental bond lodgement data, by dwelling type and bedroom count. Bonds are lodged at the start of a new tenancy, so this reflects new lettings, not the whole rented stock.
Development & infrastructure
Building approvals come from current ABS releases; development applications are collected from council and state planning portals; the infrastructure pipeline is compiled from Infrastructure Australia and local government sources. Applications are matched to this boundary by address or coordinates, so very recent lodgements may not yet appear.
Employment & income
Industry and occupation structure comes from the Census, but the headline labour-market indicators do not. Unemployment and labour force are derived from ABS Small Area Labour Markets (quarterly). The employment outlook applies Department of Employment forecasts for all 19 industry divisions to this area's own industry mix (the agency is now Jobs and Skills Australia), as does the Internet Vacancy Index used for job demand. Because it is weighted on industry composition alone, that outlook carries no allowance for local population growth — in fast-growing areas the real rise in local jobs will typically be higher. Income combines Census household income with ATO taxable-income statistics for FY 2023, indexed forward using the Wage Price Index.
Education, transport & amenities
School enrolments, ICSEA and performance come from ACARA's current release, not the Census. Public transport stops and service frequency are derived from GTFS timetable feeds published by state transport departments. Services and amenities are proximity and count scores built from provider directories, refreshed on their own cycle. The Census contributes only the travel-to-work and qualification measures.
Rankings and benchmarks. Where we rank this area, the comparison set is every area of the same boundary type — suburbs against suburbs, SA2s against SA2s. Benchmarks compare this area against its greater capital city region and the national figure for the same measure and period.
Limits worth knowing. Small areas carry larger error margins, and the ABS introduces small random adjustments to Census counts to protect confidentiality — so totals may not sum exactly. Estimates re-based from regional data describe the area's expected trajectory, not a direct count of it. Figures are indicative for research and are not financial, planning or valuation advice.
Cross-check us. The Census baseline for this boundary is at ABS 2021 Census QuickStats (211011251). QuickStats reports 2021 only — the figures on this page are more current wherever the ledger shows a later date.