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This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
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Sales Activity
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Population
Charlemont lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends
Based on AreaSearch's analysis, Charlemont's population is around 14,684 as of Feb 2026. This reflects an increase of 4,384 people (42.6%) since the 2021 Census, which reported a population of 10,300 people. The change is inferred from the estimated resident population of 14,027 from the ABS as of June 2024 and an additional 2,450 validated new addresses since the Census date. This population level equates to a density ratio of 810 persons per square kilometer, which is relatively in line with averages seen across locations assessed by AreaSearch. Charlemont's 42.6% growth since the 2021 census exceeded the Rest of Vic. (8.1%) and the SA3 area, marking it as a growth leader in the region. Population growth for the area was primarily driven by interstate migration, which contributed approximately 83.3% of overall population gains during recent periods, although all drivers, including natural growth and overseas migration, were positive factors.
AreaSearch is adopting ABS/Geoscience Australia projections for each SA2 area, as released in 2024 with 2022 as the base year. For any SA2 areas not covered by this data, AreaSearch is utilising the VIC State Government's Regional/LGA projections released in 2023, with adjustments made employing a method of weighted aggregation of population growth from LGA to SA2 levels. Growth rates by age group from these aggregations are also applied across all areas for years 2032 to 2041. As we examine future population trends, exceptional growth, placing in the top 10 percent of national non-metropolitan areas, is predicted over the period, with the area expected to grow by 18,965 persons to 2041 based on the latest annual ERP population numbers, reflecting an increase of 124.7% in total over the 17 years.
Frequently Asked Questions - Population
Development
The level of residential development activity in Charlemont was found to be higher than 90% of real estate markets across the country
Charlemont has recorded around 528 residential properties granted approval per year, with 2,641 homes approved over the past 5 financial years (between FY-21 and FY-25) and 288 so far in FY-26. With an average of 2.5 new residents per year gained for each dwelling built over the past 5 financial years (between FY-21 and FY-25), indicating healthy demand that should support property values, new homes are being built at an average value of $228,000—under regional levels—indicating more accessible housing choices for buyers. Additionally, $10.4 million in commercial approvals have been registered this financial year, indicating steady commercial investment activity.
When measured against the Rest of Vic., Charlemont has 417.0% more development activity (per person), offering buyers greater choice, though development activity has moderated in recent periods. This activity is well above average nationally, reflecting strong developer confidence in the area. New development consists of 92.0% detached dwellings and 8.0% medium and high-density housing, preserving the area's low-density nature with an emphasis on detached housing attracting space-seeking buyers. With around 26 people per dwelling approval, Charlemont shows characteristics of a growth area.
Future projections show Charlemont adding 18,307 residents by 2041 (from the latest AreaSearch quarterly estimate). Building activity is keeping pace with growth projections, though buyers may experience heightened competition as the population grows.
Frequently Asked Questions - Development
Infrastructure
Charlemont has moderate levels of nearby infrastructure activity, ranking in the 45thth percentile nationally
Nothing can influence an area's performance as much as changes to local infrastructure, major projects, and planning initiatives. In total 39 projects have been identified by AreaSearch that are likely to have an impact on the area. Key projects include Charlemont Rise Estate, Stockland Banksia Armstrong Creek, Armstrong Creek Town Centre, and Yirrama Primary School, with the list below detailing those likely to be of most relevance.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
Armstrong Creek Town Centre
A $1 billion, 40-hectare master-planned mixed-use precinct serving as the civic and commercial heart of the Armstrong Creek growth area. Following the completion of the retail anchor (Stage 1), construction is currently underway on the $89 million Armstrong Creek Sports Centre, which includes four indoor courts and a civic plaza expected to be completed in late 2026. The full masterplan envisions 75,000sqm of retail, 50,000sqm of commercial/medical space, and over 1,200 residential dwellings to serve a projected population of over 110,000 by 2036.
Warralily Quarter
Warralily Quarter is an 8,000sqm neighbourhood convenience centre developed by Oreana Property Group. The precinct features 1,700sqm of retail space including a Coles supermarket, SNAP 24/7 Fitness, and specialty shops. It also includes a 130-place Aspire Early Education & Kindergarten centre. The development is designed to complement the adjacent Village Warralily and serve the rapidly growing Armstrong Creek community.
Charlemont Rise Shopping Centre
A 9,424 square metre neighbourhood shopping centre anchored by full-line Woolworths and BWS, featuring 24 specialty tenancies including Snap Fitness, medical centre, pharmacy, Dominos, Sushi Sushi, beauty services, and restaurants. The development includes a 2-storey commercial centre with 6 office tenancies, 241 car parks including undercover options, and a 6-bay drive-through click and collect facility. Opened June 2025 after 14 months of construction, serving the rapidly growing Charlemont Rise Estate in Geelong's growth corridor.
Charlemont Rise Estate
Master-planned residential estate featuring over 1,400 lots with panoramic views over Geelong and the Bellarine Peninsula. Includes tree-lined streets, conservation reserves, community amenities, and Game of Thrones-themed street names.
Armstrong Creek Mixed Use Precinct (465 Surf Coast Highway)
4.96 ha mixed-use development site opposite Armstrong Creek Town Centre with 420 m frontage to Surf Coast Highway. Site sold in August 2025 to an undisclosed buyer. Existing development approval for 43 townhouses on two of the three lots. Future development potential for additional residential, retail and commercial uses subject to new planning permits.
Harriott Armstrong Creek
Harriott is a premium masterplanned community in Armstrong Creek, offering titled land and townhomes. Located between The Village Warralily and future Sparrovale Wetlands, it features 721 lots across 13 stages including medium density housing and lifestyle blocks. The development includes Central Park as a green spine, 21 hectares of sporting facilities, 500 hectares of conserved wetlands, and integrated walking trails. Construction has commenced with the first 45 townhomes underway and settlements of stages 1-13 in progress.
Armstrong Creek Sports Centre
As part of the Victorian Government's Regional Sports Infrastructure Program, a new $25 million multi-sport facility is being built in Armstrong Creek to increase sports participation among the Geelong community, support local businesses, and create employment opportunities. Features four indoor multi-sport courts, cafe, changing facilities, sensory room, gymnasium, fitness centre, community spaces, meeting rooms, civic plaza with outdoor activities including basketball/netball hoops, skating areas, parkour, nature play spaces, table tennis, outdoor courts, and car parking with EV charging. Five Star Green Star certified. Being delivered by Development Victoria with Fairbrother contractor and Warren & Mahoney architects.
Horseshoe Bend Community Hub
A purpose-built integrated children's centre and community hub featuring 4 kindergarten rooms for 132 children at a time (237 places per week), 3 maternal and child health rooms, 2 multipurpose community rooms, 2 meeting spaces, outdoor play spaces, amenities, landscaping, and car parking. The hub is co-located next to Yirrama Primary School and designed to mirror the elegant wings of a magpie in consultation with the Wadawurrung Traditional Owners. Opening January 2027.
Employment
AreaSearch analysis places Charlemont well above average for employment performance across multiple indicators
Charlemont has a well-educated workforce, with essential services sectors well represented, an unemployment rate of just 2.8%, and relative employment stability over the past year. As of December 2025, 8,092 residents are in work, while the unemployment rate is 0.9% below Regional Vic.'s rate of 3.7%, and workforce participation is well beyond standard (75.5% compared to Regional Vic.'s 61.5%). Based on Census responses, a moderate 19.0% of residents were found to work from home, though Covid-19 lockdown impacts should be considered.
The dominant employment sectors among residents include health care & social assistance, construction, and retail trade. The area shows particularly strong specialization in health care & social assistance, with an employment share of 1.3 times the regional level. In contrast, agriculture, forestry & fishing employs just 0.6% of local workers, below Regional Vic.'s 7.5%. The predominantly residential area appears to offer limited employment opportunities locally, as indicated by the count of the Census working population versus the resident population.
Based on AreaSearch analysis of SALM and ABS data, the 12-month period saw the labour force decrease by 0.3% while employment declined by 0.4%, causing unemployment to rise by 0.2 percentage points. This contrasts with Regional Vic., where employment contracted by 0.6%, the labour force fell by 0.7%, and unemployment fell 0.1 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 can offer further insight into potential future demand within Charlemont. These projections, covering five and ten-year periods, have been mapped against the local employment profile to estimate growth patterns. While national employment is forecast to expand by 6.6% over five years and 13.7% over ten years, growth rates differ significantly between industry sectors. Applying these industry-specific projections to Charlemont's employment mix suggests local employment should increase by 6.9% over five years and 14.2% over ten years (please note this is a simple weighting extrapolation for illustrative purposes and does not take into account localised population projections).
Frequently Asked Questions - Employment
Income
Income analysis reveals strong economic positioning, with the area outperforming 60% of locations assessed nationally by AreaSearch
AreaSearch's latest postcode level ATO data for FY-23 reveals that income in the Charlemont SA2 is slightly above average nationally, with the median assessed at $60,381 while the average income stands at $69,224. This contrasts with Regional Vic.'s figures of a median income of $50,954 and an average income of $62,728. Based on Wage Price Index growth of 8.25% since FY-23, current estimates would be approximately $65,362 (median) and $74,935 (average) as of September 2025. From the 2021 Census, household, family and personal incomes in Charlemont cluster around the 66th percentile nationally. The earnings profile shows the predominant cohort spans 43.8% of locals (6,431 people) in the $1,500 - 2,999 category, reflecting patterns seen in the metropolitan region where 30.3% similarly occupy this range. High housing costs consume 17.3% of income, though strong earnings still place disposable income at the 62nd percentile and the area's SEIFA income ranking places it in the 6th decile.
Frequently Asked Questions - Income
Housing
Charlemont is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region
Dwelling structure within Charlemont, as evaluated at the latest Census, comprised 90.5% houses and 9.5% other dwellings (semi-detached, apartments, 'other' dwellings), in comparison to Regional Vic.'s 90.1% houses and 9.9% other dwellings. Meanwhile, the level of home ownership within Charlemont lagged that of Regional Vic. at 16.2%, with the remainder of dwellings either mortgaged (53.8%) or rented (30.1%). The median monthly mortgage repayment in the area was well above the Regional Vic. average at $1,755, while the median weekly rent figure was recorded at $420, compared to Regional Vic.'s $1,430 and $285. Nationally, Charlemont's mortgage repayments are lower than the Australian average of $1,863, while rents are substantially above the national figure of $375.
Frequently Asked Questions - Housing
Household Composition
Charlemont features high concentrations of group households, with a higher-than-average median household size
Family households dominate at 71.2% of all households, comprising 32.7% couples with children, 27.9% couples without children, and 9.6% single parent families. Non-family households make up the remaining 28.8%, with lone person households at 22.2% and group households comprising 6.6% of the total. The median household size of 2.6 people is larger than the Regional Vic. average of 2.4.
Frequently Asked Questions - Households
Local Schools & Education
Educational achievement in Charlemont places it within the top 10% nationally, reflecting strong academic performance and high qualification levels across the community
The area's educational profile stands out regionally, with university qualification rates (29.9% of residents aged 15+) exceeding the Rest of Vic. average of 21.7%, reflecting the community's emphasis on higher education. Bachelor degrees lead at 20.8%, followed by postgraduate qualifications (5.8%) and graduate diplomas (3.3%). Trade and technical skills feature prominently, with 38.0% of residents aged 15+ holding vocational credentials, including advanced diplomas (13.7%) and certificates (24.3%).
Educational participation is notably high, with 28.9% of residents currently enrolled in formal education. This includes 9.2% in primary education, 6.7% in tertiary education, and 4.7% pursuing secondary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Public transport analysis reveals 57 active transport stops operating within Charlemont, comprising a mix of train services. These stops are serviced by 26 individual routes, collectively providing 2,754 weekly passenger trips. Transport accessibility is rated as good, with residents typically located 235 meters from the nearest transport stop. As a primarily residential area, most residents commute outward, and the car remains the dominant mode at 96%. Vehicle ownership averages 1.5 per dwelling. Some 19.0% of residents work from home (2021 Census; may reflect COVID-19 conditions).
Service frequency averages 393 trips per day across all routes, equating to approximately 48 weekly trips per individual stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Charlemont is well below average with considerably higher than average prevalence of common health conditions and to an even higher degree among older age cohorts
Health data reveals substantial challenges facing Charlemont, based on AreaSearch's assessment of mortality rates and chronic condition prevalence. There is a considerably higher than average prevalence of common health conditions, particularly among older age cohorts. The rate of private health cover just leads the average SA2 area at approximately 53% of the total population (~7,826 people), compared to 50.5% across Regional Vic..
The most common medical conditions in the area were found to be mental health issues and asthma, impacting 10.8 and 8.9% of residents, respectively, while 68.5% declared themselves as completely clear of medical ailments compared to 63.4% across Regional Vic.. The under-65 population demonstrates better than average health outcomes. The area has 9.8% of residents aged 65 and over (1,436 people), which is lower than the 23.9% in Regional Vic.. Health outcomes among seniors present some challenges, though they rank lower nationally than the broader population.
Frequently Asked Questions - Health
Cultural Diversity
In terms of cultural diversity, Charlemont records figures broadly comparable to the national average, as found in AreaSearch's assessment of a number of language and cultural background related metrics
Charlemont is above average in terms of cultural diversity, with 19.1% of its population born overseas and 14.5% speaking a language other than English at home. The main religion in Charlemont is Christianity, which makes up 41.8% of the population. However, the most apparent overrepresentation is in Other, which comprises 2.4% of the population, compared to 0.8% across Regional Vic..
In terms of ancestry (country of birth of parents), the top three represented groups in Charlemont are English, comprising 28.0% of the population, Australian, comprising 27.3% of the population, and Irish, comprising 8.9% of the population. Additionally, there are notable divergences in the representation of certain other ethnic groups: Dutch is notably overrepresented at 1.9% of Charlemont (vs 1.7% regionally), Indian at 3.2% (vs 0.8%) and Filipino at 1.6% (vs 0.6%).
Frequently Asked Questions - Diversity
Age
Charlemont hosts a very young demographic, ranking in the bottom 10% of areas nationwide
At 30 years, Charlemont's median age is considerably lower than the Regional Vic. average of 43 and similarly substantially under the Australian median of 38. Relative to Regional Vic., Charlemont has a higher concentration of 25 - 34 residents (25.2%) but fewer 65 - 74 year-olds (4.9%). This 25 - 34 concentration is well above the national 14.4%. Since the 2021 Census, younger residents have shifted the median age down by 1.0 years to 30. Key changes show the 35 to 44 age group has grown from 15.2% to 19.3% of the population, while the 25 to 34 cohort increased from 23.8% to 25.2%. Conversely, the 15 to 24 cohort has declined from 12.4% to 10.2% and the 75 to 84 group dropped from 4.6% to 3.0%. Population forecasts for 2041 indicate substantial demographic changes for Charlemont. The 25 to 34 age cohort is projected to grow exceptionally, expanding by 4,674 people (126%) from 3,707 to 8,382.