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This analysis uses ABS Statistical Areas Level 2 (SA2) boundaries, which can materially differ from Suburbs and Localities (SAL) even when sharing similar names.
SA2 boundaries are defined by the Australian Bureau of Statistics and are designed to represent communities for statistical reporting (e.g., census and ERP).
Suburbs and Localities (SAL) represent commonly-used suburb/locality names (postal-style areas) and may use different geographic boundaries. For comprehensive analysis, consider reviewing both boundary types if available.
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Sales Activity
Curious about local property values? Filter the chart to assess the volume and appreciation (including resales) trends and regional comparisons, or scroll to the map below view this information at an individual property level.
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Population
Charlemont lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends
Charlemont's population was around 15,160 as of May 2026. This reflected an increase of 4,860 people since the 2021 Census, which reported a population of 10,300 people. The change was inferred from the estimated resident population of 15,111 from the ABS as of June 2025 and an additional 2,460 validated new addresses since the Census date. This level of population equated to a density ratio of 836 persons per square kilometer. Charlemont's growth of 47.2% since the 2021 census exceeded the Rest of Vic.'s (4.3%) and its SA3 area, marking it as a growth leader in the region. Population growth was primarily driven by interstate migration contributing approximately 79.5% of overall population gains during recent periods. AreaSearch adopted ABS/Geoscience Australia projections for each SA2 area released in 2024 with 2022 as the base year.
For areas not covered, it utilised VIC State Government's Regional/LGA projections released in 2023 with adjustments made employing a method of weighted aggregation of population growth from LGA to SA2 levels. Growth rates by age group were applied across all areas for years 2032 to 2041. Exceptional growth was predicted over the period, placing Charlemont in the top 10 percent of Australia's non-metropolitan areas. The area was expected to expand by 17,464 persons to 2041 based on the latest annual ERP population numbers, reflecting a gain of 114.9% in total over the 16 years.
Frequently Asked Questions - Population
Development
The level of residential development activity in Charlemont was found to be higher than 90% of real estate markets across the country
Charlemont has seen approximately 528 new homes approved annually. Between FY-21 and FY-25, around 2,641 homes were approved, with an additional 387 approved in FY-26 so far. On average, about 2.5 people have moved to the area per new home constructed over these past five financial years.
This reflects robust demand that supports property values. New homes are being built at an average expected construction cost of $228,000, which is below regional norms, offering more affordable housing options for purchasers. In FY-26, around $10.4 million in commercial approvals have been registered, indicating moderate levels of commercial development. Compared to the Rest of Vic., Charlemont has approximately 357.0% more construction activity per person, providing greater choice for buyers and reflecting strong developer confidence in the area. New building activity comprises around 92.0% detached houses and 8.0% attached dwellings, maintaining the area's traditional low density character with a focus on family homes appealing to those seeking space.
With approximately 26 people per dwelling approval, Charlemont exhibits characteristics of a growth area. According to the latest AreaSearch quarterly estimate, Charlemont is projected to add around 17,414 residents by 2041. Development appears to be keeping pace with projected growth, although buyers may face increasing competition as the population expands.
Frequently Asked Questions - Development
Development applications around Charlemont
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| Lodged | Address | Description | Type | Distance | Status |
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SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.
Infrastructure
Charlemont has moderate levels of nearby infrastructure activity, ranking in the 46thth percentile nationally
Changes to local infrastructure significantly impact an area's performance. AreaSearch identified 39 projects likely to affect the region. Notable ones include Charlemont Rise Estate, Stockland Banksia Armstrong Creek, Armstrong Creek Town Centre, and Yirrama Primary School. The following list details those considered most relevant.
Professional plan users can use the search below to filter and access additional projects.
INFRASTRUCTURE SEARCH
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Frequently Asked Questions - Infrastructure
Armstrong Creek Town Centre
A $1 billion master-planned precinct serving as the civic and commercial heart of the Armstrong Creek growth area. Following the completion of the retail anchor (Stage 1), construction is now well advanced on the $89 million Armstrong Creek Sports Centre (also known as Tarratarra Stadium). As of May 2026, roofing and external wall paneling are complete, with internal fit-outs for sports flooring and community spaces underway. The facility features four indoor multi-sport courts, a civic plaza with outdoor activity spaces, and is 5 Star Green Star certified. The broader masterplan includes 75,000sqm of retail, 50,000sqm of commercial/medical space, and over 1,200 residential dwellings to support a projected population of 110,000 by 2036.
Warralily Quarter
Warralily Quarter is an 8,000sqm neighbourhood convenience centre developed by Oreana Property Group. The precinct features 1,700sqm of retail space including a Coles supermarket, SNAP 24/7 Fitness, and specialty shops. It also includes a 130-place Aspire Early Education & Kindergarten centre. The development is designed to complement the adjacent Village Warralily and serve the rapidly growing Armstrong Creek community.
Charlemont Rise Shopping Centre
A 9,424 square metre neighbourhood shopping centre anchored by full-line Woolworths and BWS, featuring 24 specialty tenancies including Snap Fitness, medical centre, pharmacy, Dominos, Sushi Sushi, beauty services, and restaurants. The development includes a 2-storey commercial centre with 6 office tenancies, 241 car parks including undercover options, and a 6-bay drive-through click and collect facility. Opened June 2025 after 14 months of construction, serving the rapidly growing Charlemont Rise Estate in Geelong's growth corridor.
Charlemont Rise Estate
Master-planned residential estate featuring over 1,400 lots with panoramic views over Geelong and the Bellarine Peninsula. Includes tree-lined streets, conservation reserves, community amenities, and Game of Thrones-themed street names.
Armstrong Creek Mixed Use Precinct (465 Surf Coast Highway)
4.96 ha mixed-use development site opposite Armstrong Creek Town Centre with 420 m frontage to Surf Coast Highway. Site sold in August 2025 to an undisclosed buyer. Existing development approval for 43 townhouses on two of the three lots. Future development potential for additional residential, retail and commercial uses subject to new planning permits.
Harriott Armstrong Creek
Harriott is a premium masterplanned community in Armstrong Creek, offering titled land and townhomes. Located between The Village Warralily and future Sparrovale Wetlands, it features 721 lots across 13 stages including medium density housing and lifestyle blocks. The development includes Central Park as a green spine, 21 hectares of sporting facilities, 500 hectares of conserved wetlands, and integrated walking trails. Construction has commenced with the first 45 townhomes underway and settlements of stages 1-13 in progress.
Horseshoe Bend Community Hub
A purpose-built integrated children's centre and community hub featuring 4 kindergarten rooms for 132 children at a time (237 places per week), 3 maternal and child health rooms, 2 multipurpose community rooms, 2 meeting spaces, outdoor play spaces, amenities, landscaping, and car parking. The hub is co-located next to Yirrama Primary School and designed to mirror the elegant wings of a magpie in consultation with the Wadawurrung Traditional Owners. Opening January 2027.
Yirrama Primary School
A new primary school providing places for up to 525 students from Prep to Year 6, set to open in Term 1, 2026. The school will feature 2 learning neighbourhoods, an administration and library building, outdoor hard courts, a community hub with indoor multi-use court, canteen and arts/music spaces, and a sports field. The school name Yirrama (pronounced yi-rah-mah) is a Wadawurrung word meaning 'in the morning', chosen in consultation with the Wadawurrung Traditional Owner group. Joel Riddle has been appointed as principal. Construction is being undertaken on a 35,000 square meter site to serve the growing Charlemont community in Armstrong Creek.
Employment
AreaSearch analysis places Charlemont well above average for employment performance across multiple indicators
Charlemont has an educated workforce with key service sectors well-represented. As of December 2025, the unemployment rate is 2.8%. Over the past year, employment stability has been relative.
By December 2025, 8,092 residents are employed while the unemployment rate is 0.9% lower than Regional Vic.'s 3.7%. Workforce participation in Charlemont stands at 70.3%, exceeding Regional Vic.'s 61.0%. According to Census responses, 19.0% of residents work from home, potentially influenced by Covid-19 lockdowns. Employment is concentrated in health care & social assistance, construction, and retail trade.
Charlemont specializes strongly in health care & social assistance, with an employment share 1.3 times Regional Vic.'s level. Conversely, agriculture, forestry & fishing employs only 0.6% of local workers, below Regional Vic.'s 7.5%. Limited local employment opportunities are suggested by the working population-to-resident population ratio. Between December 2024 and December 2025, labour force levels decreased by 0.3%, accompanied by a 0.4% employment decline, causing unemployment to rise by 0.2 percentage points. In contrast, Regional Vic.'s employment contracted by 0.6%, the labour force fell by 0.7%, and unemployment dropped by 0.1 percentage points. Jobs and Skills Australia's national employment forecasts from May-25 indicate potential future demand in Charlemont. National employment is projected to expand by 6.6% over five years and 13.7% over ten years, with varying growth rates across sectors. Applying these projections to Charlemont's employment mix suggests local employment should increase by 6.9% over five years and 14.2% over ten years.
Frequently Asked Questions - Employment
Income
Income analysis reveals strong economic positioning, with the area outperforming 60% of locations assessed nationally by AreaSearch
Charlemont SA2's median income among taxpayers was $60,381 in financial year 2023. The average income stood at $69,224 during the same period. These figures compare to Regional Vic.'s median and average incomes of $50,954 and $62,728 respectively. By March 2026, estimates suggest the median income will be approximately $66,190 and the average will reach around $75,883, based on a Wage Price Index growth of 9.62%. According to the 2021 Census, incomes in Charlemont cluster around the 66th percentile nationally. Income analysis shows that 43.8% of residents earn between $1,500 and $2,999 weekly, consistent with broader metropolitan trends where 30.3% fall into this category. High housing costs consume 17.3% of income in Charlemont, but strong earnings place disposable income at the 62nd percentile nationally. The area's SEIFA income ranking places it in the 6th decile.
Frequently Asked Questions - Income
Housing
Charlemont is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region
In Charlemont, as per the latest Census findings, 90.5% of dwellings were houses with the remaining 9.5% being other types such as semi-detached homes and apartments. This is similar to Regional Vic.'s dwelling structure which was 90.1% houses and 9.9% other dwellings. Home ownership in Charlemont stood at 16.2%, with mortgaged properties making up 53.8% and rented dwellings comprising 30.1%. The median monthly mortgage repayment in the area was $1,755, higher than Regional Vic.'s average of $1,430. Meanwhile, the median weekly rent in Charlemont was $420, compared to Regional Vic.'s $285. Nationally, Charlemont's mortgage repayments were lower than the Australian average of $1,863 while rents were substantially higher at $375.
Frequently Asked Questions - Housing
Household Composition
Charlemont features high concentrations of group households, with a higher-than-average median household size
Family households account for 71.2% of all households, including 32.7% couples with children, 27.9% couples without children, and 9.6% single parent families. Non-family households constitute the remaining 28.8%, with lone person households at 22.2% and group households comprising 6.6%. The median household size is 2.6 people, larger than the Regional Vic average of 2.4.
Frequently Asked Questions - Households
Local Schools & Education
Educational achievement in Charlemont places it within the top 10% nationally, reflecting strong academic performance and high qualification levels across the community
The area's educational profile is notable regionally, with university qualification rates at 29.9%, surpassing the Rest of Vic average of 21.7%. Bachelor degrees are most prevalent at 20.8%, followed by postgraduate qualifications (5.8%) and graduate diplomas (3.3%). Vocational credentials are prominent, with 38.0% of residents aged 15+ holding such qualifications – advanced diplomas at 13.7% and certificates at 24.3%. Educational participation is high, with 28.9% currently enrolled in formal education, including 9.2% in primary, 6.7% in tertiary, and 4.7% in secondary education.
Educational participation is notably high, with 28.9% of residents currently enrolled in formal education. This includes 9.2% in primary education, 6.7% in tertiary education, and 4.7% pursuing secondary education.
Frequently Asked Questions - Education
Schools Detail
Nearby Services & Amenities
Transport
Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility
Charlemont has 57 active public transport stops offering a mix of train services. These are served by 26 different routes, facilitating 2,754 weekly passenger trips in total. The area's transport accessibility is rated as good, with residents typically located 235 meters from the nearest stop. As primarily residential, most commutes are outward-bound, with car being the dominant mode at 96%. On average, there are 1.5 vehicles per dwelling. According to the 2021 Census, 19% of residents work from home, which may reflect COVID-19 conditions.
Service frequency averages 393 trips per day across all routes, equating to approximately 48 weekly trips per stop.
Frequently Asked Questions - Transport
Transport Stops Detail
Health
Health performance in Charlemont is well below average with considerably higher than average prevalence of common health conditions and to an even higher degree among older age cohorts
Charlemont faces significant health challenges, according to AreaSearch's assessment. Its mortality rates and chronic condition prevalence are substantially higher than average.
Mental health issues and asthma are the most common conditions, affecting 10.8% and 8.9% of residents respectively. 68.5% reported no medical ailments, compared to 63.4% in Regional Victoria. Private health cover stands at approximately 53%, slightly higher than the average SA2 area's 50.5%. The under-65 population has better health outcomes than average. However, only 9.8% of residents are aged 65 and over (1,491 people), compared to Regional Victoria's 23.9%. Health outcomes among seniors present some challenges but rank lower nationally than the broader population.
Frequently Asked Questions - Health
Cultural Diversity
In terms of cultural diversity, Charlemont records figures broadly comparable to the national average, as found in AreaSearch's assessment of a number of language and cultural background related metrics
Charlemont's population showed cultural diversity with 19.1% born overseas and 14.5% speaking a language other than English at home. Christianity was the predominant religion, accounting for 41.8%. Notably, the 'Other' religious category made up 2.4%, higher than Regional Vic's 0.8%.
The top three ancestral groups were English (28.0%), Australian (27.3%), and Irish (8.9%). Dutch (1.9%) was slightly overrepresented compared to regional levels (1.7%), as were Indian (3.2% vs 0.8%) and Filipino (1.6% vs 0.6%).
Frequently Asked Questions - Diversity
Age
Charlemont hosts a very young demographic, ranking in the bottom 10% of areas nationwide
Charlemont's median age is 30 years, which is considerably lower than Regional Victoria's average of 43 and substantially under Australia's median of 38. Compared to Regional Vic., Charlemont has a higher concentration of 25-34 residents at 24.0%, but fewer 65-74 year-olds at 5.0%. This 25-34 concentration is well above the national average of 14.6%. Between the 2021 Census and now, the 35 to 44 age group has grown from 15.2% to 19.5%, while the 85+ cohort has declined from 3.4% to 1.7% and the 15 to 24 group dropped from 12.4% to 10.7%. By 2041, demographic modeling suggests Charlemont's age profile will evolve significantly. The 25 to 34 cohort is projected to grow by 116%, adding 4,245 residents to reach a total of 7,890.