Charlemont

Charlemont lies within the top 10% of areas nationally in terms of population growth performance according to AreaSearch analysis of short and medium-term trends

Charlemont's population is approximately 14,684 as of February 2026. This figure reflects a growth of 4,384 people since the 2021 Census, which reported a population of 10,300. The increase is inferred from the estimated resident population of 14,027 in June 2024 and an additional 2,450 validated new addresses since the Census date. This results in a population density ratio of 810 persons per square kilometer. Charlemont's growth rate of 42.6% since the 2021 census exceeds that of Rest of Vic. (8.1%) and its SA3 area, indicating it as a growth leader. Interstate migration contributed approximately 83.3% of overall population gains during recent periods.

AreaSearch is using ABS/Geoscience Australia projections for each SA2 area released in 2024 with a base year of 2022. For areas not covered by this data, AreaSearch employs VIC State Government's Regional/LGA projections released in 2023, adjusted using weighted aggregation methods from LGA to SA2 levels. Growth rates by age group are applied across all areas for years 2032 to 2041. Future trends predict exceptional growth, placing Charlemont in the top 10 percent of national non-metropolitan areas, with an expected increase of 18,965 persons to 2041 based on latest annual ERP population numbers, reflecting a total increase of 124.7% over the 17 years.

The level of residential development activity in Charlemont was found to be higher than 90% of real estate markets across the country

Charlemont has recorded approximately 528 residential properties granted approval per year. Over the past five financial years, from FY-21 to FY-25, a total of 2,641 homes have been approved, with an additional 245 so far in FY-26. Each dwelling built over these years has attracted an average of 2.5 new residents annually, indicating strong demand that supports property values.

New homes are being constructed at an average expected construction cost value of $228,000, which is below regional levels, providing more affordable housing options for buyers. In FY-26, $10.4 million in commercial approvals have been registered, demonstrating steady commercial investment activity in the area. Compared to the Rest of Vic., Charlemont has 417.0% more development activity per person, offering buyers greater choice, although development activity has somewhat decreased in recent periods. This high level of activity reflects strong developer confidence in the area and is well above the national average. New development consists predominantly of detached dwellings, with 92.0% of approved properties falling into this category, while medium and high-density housing makes up the remaining 8.0%.

This preservation of low-density nature attracts space-seeking buyers to Charlemont. With around 26 people per dwelling approval, Charlemont exhibits characteristics of a growth area. According to the latest AreaSearch quarterly estimate, Charlemont is projected to add 18,307 residents by 2041. Building activity is keeping pace with these growth projections, but buyers may face increased competition as the population continues to grow.

Charlemont has moderate levels of nearby infrastructure activity, ranking in the 45thth percentile nationally

Changes to local infrastructure significantly impact an area's performance. AreaSearch identified 39 potential influence projects. Notable ones are Charlemont Rise Estate, Stockland Banksia Armstrong Creek, Armstrong Creek Town Centre, and Yirrama Primary School. The following list details the most relevant projects.

Professional plan users can use the search below to filter and access additional projects.

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AreaSearch analysis places Charlemont well above average for employment performance across multiple indicators

Charlemont's workforce is highly educated with significant representation in essential services sectors. The unemployment rate was 2.7% as of September 2025. Employment growth over the past year was estimated at 0.6%.

There were 8,111 residents employed while the unemployment rate was 1.1% lower than Rest of Vic.'s rate of 3.8%. Workforce participation was higher at 75.6%, compared to Rest of Vic.'s 61.4%. According to Census responses, 19.0% of residents worked from home. Dominant employment sectors include health care & social assistance, construction, and retail trade.

The area shows strong specialization in health care & social assistance with an employment share of 1.3 times the regional level. Agriculture, forestry & fishing employs just 0.6% of local workers, below Rest of Vic.'s 7.5%. Limited local employment opportunities are indicated by Census working population vs resident population counts. Between September 2024 and September 2025, employment increased by 0.6% while labour force increased by 1.1%, causing unemployment to rise by 0.5 percentage points. In contrast, Rest of Vic.'s employment contracted by 0.7%, labour force fell by 0.6%, and unemployment rose marginally. Jobs and Skills Australia's national employment forecasts from May-25 suggest potential future demand within Charlemont. National employment is forecast to expand by 6.6% over five years and 13.7% over ten years, with local employment projected to increase by 6.9% over five years and 14.2% over ten years based on industry-specific projections.

Income analysis reveals strong economic positioning, with the area outperforming 60% of locations assessed nationally by AreaSearch

AreaSearch's latest postcode level ATO data for financial year ended June 30, 2023 indicates that median income in Charlemont SA2 is $60,381 and average income stands at $69,224. This contrasts with Rest of Vic.'s figures where median income is $50,954 and average income is $62,728. Based on Wage Price Index growth of 8.25% since financial year ended June 30, 2023, current estimates would be approximately $65,362 (median) and $74,935 (average) as of September 2025. According to the 2021 Census, incomes in Charlemont cluster around the 66th percentile nationally. The earnings profile shows that 43.8% of locals fall within the $1,500 - 2,999 income category. High housing costs consume 17.3% of income, but strong earnings place disposable income at the 62nd percentile nationally. Charlemont's SEIFA income ranking places it in the 6th decile.

Charlemont is characterized by a predominantly suburban housing profile, with a higher proportion of rental properties than the broader region

Charlemont's dwelling structure, as per the latest Census, consisted of 90.5% houses and 9.5% other dwellings (semi-detached, apartments, 'other' dwellings). In comparison, Non-Metro Vic.'s dwelling structure was 90.1% houses and 9.9% other dwellings. Home ownership in Charlemont stood at 16.2%, with mortgaged dwellings at 53.8% and rented dwellings at 30.1%. The median monthly mortgage repayment in Charlemont was $1,755, compared to Non-Metro Vic.'s average of $1,430. The median weekly rent figure for Charlemont was $420, while Non-Metro Vic.'s was $285. Nationally, Charlemont's mortgage repayments were lower than the Australian average of $1,863, and rents were substantially higher than the national figure of $375.

Charlemont features high concentrations of group households, with a higher-than-average median household size

Family households comprise 71.2% of all households, including 32.7% couples with children, 27.9% couples without children, and 9.6% single parent families. Non-family households make up the remaining 28.8%, with lone person households at 22.2% and group households comprising 6.6% of the total. The median household size is 2.6 people, larger than the Rest of Vic average of 2.4.

Educational achievement in Charlemont places it within the top 10% nationally, reflecting strong academic performance and high qualification levels across the community

The area's educational profile is notable regionally, with university qualification rates of 29.9% among residents aged 15+, exceeding the Rest of Vic average of 21.7%. Bachelor degrees are most prevalent at 20.8%, followed by postgraduate qualifications (5.8%) and graduate diplomas (3.3%). Vocational credentials are prominent, with 38.0% of residents aged 15+ holding such qualifications – advanced diplomas at 13.7% and certificates at 24.3%. Educational participation is high, with 28.9% of residents currently enrolled in formal education.

This includes 9.2% in primary education, 6.7% in tertiary education, and 4.7% pursuing secondary education.

Transport servicing is moderate compared to other areas nationally based on assessment of service frequency, route connectivity and accessibility

Charlemont has 57 active public transport stops, serving a mix of train routes. These are covered by 26 different routes, offering a total of 2,754 weekly passenger trips. Transport accessibility is rated good, with residents typically located 235 meters from the nearest stop. As primarily residential, most commute outward; cars remain dominant at 96%. Average vehicle ownership per dwelling is 1.5. According to the 2021 Census, 19% of residents work from home, which may reflect COVID-19 conditions.

Service frequency averages 393 trips daily across all routes, equating to approximately 48 weekly trips per stop.

Health performance in Charlemont is well below average with considerably higher than average prevalence of common health conditions and to an even higher degree among older age cohorts

Charlemont faces significant health challenges, as indicated by AreaSearch's assessment. The prevalence of common health conditions is substantially higher than average, particularly among older age cohorts.

Private health cover stands at approximately 53% of the total population (~7,826 people), slightly higher than the Rest of Vic.'s 50.5%. Mental health issues and asthma are the most prevalent conditions, affecting 10.8% and 8.9% of residents respectively. Conversely, 68.5% of residents report no medical ailments, compared to 63.4% across Rest of Vic. The under-65 population in Charlemont has better health outcomes than average. However, the area has a lower proportion of seniors aged 65 and over at 9.8%, compared to Rest of Vic.'s 23.9%. Health outcomes among seniors present some challenges but rank lower nationally than those of the broader population.

In terms of cultural diversity, Charlemont records figures broadly comparable to the national average, as found in AreaSearch's assessment of a number of language and cultural background related metrics

Charlemont's population showed above-average cultural diversity, with 19.1% born overseas and 14.5% speaking a language other than English at home. Christianity was the predominant religion, accounting for 41.8%. The 'Other' religious category comprised 2.4%, higher than the regional average of 0.8%.

In terms of ancestry, the top three groups were English (28.0%), Australian (27.3%), and Irish (8.9%). Notably, Dutch, Indian, and Filipino ethnicities were overrepresented in Charlemont compared to regional averages: Dutch at 1.9% vs 1.7%, Indian at 3.2% vs 0.8%, and Filipino at 1.6% vs 0.6%.

Charlemont hosts a very young demographic, ranking in the bottom 10% of areas nationwide

Charlemont's median age at 30 years is notably lower than the Rest of Vic average of 43 and Australia's median of 38. Compared to Rest of Vic., Charlemont has a higher proportion of residents aged 25-34 (25.2%) but fewer aged 65-74 (4.9%). This concentration of 25-34 year-olds is significantly higher than the national average of 14.4%. Between the 2021 Census and present, younger residents have decreased the median age by 1 year to 30. Key demographic shifts include growth in the 35-44 age group from 15.2% to 19.3%, and an increase in the 25-34 cohort from 23.8% to 25.2%. Conversely, the 15-24 age group has declined from 12.4% to 10.2%, while the 75-84 group has dropped from 4.6% to 3.0%. Population forecasts for Charlemont indicate substantial demographic changes by 2041, with the 25-34 age cohort projected to grow exceptionally, expanding by 4,674 people (126%) from 3,707 to 8,382.