Development in Surf Coast - Bellarine Peninsula

VIC

Building approvals, live development applications and major projects across the Surf Coast - Bellarine Peninsula statistical area — covering Greater Geelong, Surf Coast and Queenscliffe.

SA3 20303 Rest of Vic. 105,686 residents 7 statistical areas
Approved · FY25 1,160 dwellings approved
vs 5-yr average 1,386 average approvals a year
In the queue 8 live applications
Major projects 81 36 already under construction
Data Sources ABSCouncil planning portals ABS to August 2026 · Refreshed ABS QuickStats SA3 20303 How we calculate this

The Pipeline Development Pipeline in Surf Coast - Bellarine Peninsula

1 Proposed 8 applications in assessment Leading · to September 2026 See applications ↓
2 Approved 1,160 dwellings approved in 2025-26, or 0.99 per 100 existing dwellings a year Official · ABS to August 2026 See approvals ↓
3 Building 81 major projects committed or under construction, 36 of them already on site Forward · completions to 2029+ See projects ↓
4 Delivered 7,084 new addresses verified since the 2021 Census, up 11.7% on the existing base Actual · to August 2026 Where it landed ↓
In the 2025-26 financial year the ABS recorded 1,160 dwelling approvals across Surf Coast - Bellarine Peninsula. Right now, 8 development applications are before the 3 councils covering the area. AreaSearch tracks 81 major projects here that are committed or under construction, the largest being Messmate Road Growth Area and Torquay North Residential Precinct at an estimated $750m. On the ground, 7,084 new addresses have been verified since the 2021 Census — growth of 11.7% on the existing address base.

These four figures are deliberately not added together. An application, an approval and a project under construction are often the same building at three points in its life, measured by three different bodies with three different lags. Read them as a sequence, not a total.

Approved Building Approvals in Surf Coast - Bellarine Peninsula

What councils and certifiers have formally permitted — the ABS series, published about four months in arrears.

Approvals are running at 0.99 per 100 existing dwellings a year, above the Victoria rate of 0.80. Development here remains overwhelmingly detached: houses account for 83% of recent approvals. The mix being approved closely matches what is already standing — 86% houses against 93% of existing homes. The average approved dwelling is valued at $507,000 in construction cost.

Dwelling units approved each financial year. The dashed line is the five-year average of 1,386.

How intensively is it building?

Dwelling approvals a year per 100 existing dwellings.

Surf Coast - Bellarine Peninsula 0.99
Victoria 0.80
Australia 0.71

What is here, and what is coming

Detached houses as a share of existing homes, against the share of recent approvals.

Existing homes (2021 Census) 93%
Approved, last 5 years 86%
Approved, latest year 83%
Detached houses Apartments, townhouses & other

Approvals mix by year

Share of each year’s approvals.

2023
2024
2025
2026
2025-26
$693m
Residential work approved
2025-26
$179m
Commercial work approved
construction cost
$507,000
Average value per approved dwelling
last two years
102
Residents per approval

Supply & Demand Is Surf Coast - Bellarine Peninsula Building Enough Homes?

The same approvals, measured against the population they have to house.

Surf Coast - Bellarine Peninsula approves about 13.1 new dwellings a year for every 1,000 residents. Since the 2021 Census it has added 12,269 residents and 7,084 new addresses — about 1.7 extra people per home built, below the 2.7-person average household, so building has run ahead of population growth. Housing the population projected for 2041 implies roughly 984 new dwellings a year from here, which puts the recent approval rate of 1,386 a year comfortably ahead of what the projection needs.

Growth against supply since the Census

People added for every new address verified, against the size of an average local household.

People added per new home 1.7
Average household size 2.7

A bar longer than the household average means the area gained more residents than its new housing could hold, and the extra had to be absorbed by existing homes.

Approval rate against projected need

Dwellings a year: what is currently being approved, against what the 2041 population projection implies.

Approved (5-yr average) 1,386
Implied need to 2041 984

Implied need assumes the average household stays at today’s 2.7 people. Approvals are not completions, and not every approval is built.

ProposedLEADING · to September 2026 Development Applications in Surf Coast - Bellarine Peninsula

What is being asked for right now — applications collected from council planning portals, before any of it reaches the ABS series above. AreaSearch tracks applications of material scale; routine minor works such as signage and fencing changes are not carried, so these are not counts of every application lodged. 51 of them carry an AreaSearch analyst assessment — look for the Analysed marker in the search below.

AreaSearch tracks 1,717 development applications of material scale lodged with councils across Surf Coast - Bellarine Peninsula, the most recent in September 2026. The biggest categories in the queue by value are aged care, commercial and retail.

Estimated value of applications by development type. This is the clearest single picture of what kind of place Surf Coast - Bellarine Peninsula is being asked to become. A further 5 applications sit across 1 smaller category, too few to plot.

Where the applications stand

As reported by the council. Highlighted rows are applications still in assessment.

historic_discovered 250
Grant a Planning Permit 133
Application Complete 120
Grant a Amended Planning Permit 42
Withdrawn 31
Permit Issued - No Appeal Lodged 26

31 applications are still marked under assessment but were lodged more than 18 months ago. Councils often leave determined or abandoned applications open in their feeds, so they are counted here but excluded from the live queue above.

A further 1,029 applications carry no status in the council feed.

By local government area

Applications on record within each council area that overlaps Surf Coast - Bellarine Peninsula. This counts applications inside this statistical area only — it is not a total for the council.

Greater Geelong 1,119
Surf Coast 538
Queenscliffe 60

No current list of the largest applications can be shown for Surf Coast - Bellarine Peninsula. Nothing on record here is both still open and lodged within the last 18 months. Victoria has no state-wide planning portal and its council coverage is uneven, so what AreaSearch can collect here is a record of past activity rather than a live queue. We are currently investigating a solution. The 1,717 applications AreaSearch holds for this area, lodged between Sep 2015 and Aug 2021, are counted in the figures above.

BuildingFORWARD Major Projects & Infrastructure in Surf Coast - Bellarine Peninsula

What is funded and moving — the projects large enough to change how Surf Coast - Bellarine Peninsula works, ranked by committed value and how close they are to delivery.

AreaSearch tracks 81 current projects across Surf Coast - Bellarine Peninsula. The largest is Messmate Road Growth Area and Torquay North Residential Precinct at an estimated $750m, due by 2032. That breaks down as 36 under construction, 11 approved and awaiting a start and 34 still in planning. The pipeline is weighted toward residential development, communities, precincts & urban renewal and communities.
Harriott Armstrong Creek
Under construction $458m by 2026

Harriott Armstrong Creek

Master planned residential community by Jinding in Armstrong Creek, delivering a mix of land lots and architecturally designed townhomes with green corridors, Central Park, and Hilltop Park. Current works…

Barwon Heads - Armstrong Creek

Barwon Heads Road Upgrade - Stage 2 (Reserve Road to Lower Duneed Road)
Under construction $318m by 2028

Barwon Heads Road Upgrade - Stage 2 (Reserve Road to Lower Duneed Road)

A $318 million jointly funded (Australian and Victorian governments) project to duplicate approximately 6km of Barwon Heads Road from two to four lanes between Reserve Road, Charlemont and Lower Duneed Road…

Barwon Heads - Armstrong Creek

Summerset Torquay Retirement Village
Under construction $270m by 2027

Summerset Torquay Retirement Village

New retirement village development by Summerset Group featuring 230 independent retirement village units, 60 independent and assisted living apartments, and an 80-bed residential aged care facility including…

Torquay

Also in the pipeline

Panorama Portarlington Under construction · Communities · by 2027 · Portarlington
$200m
Lifestyle St Leonards - The Shores Under construction · Residential Development · by 2026 · Portarlington
$180m
Stretton Estate Under construction · Communities · by 2027 · Torquay
$250m
Kingston Ocean Grove Estate Under construction · Residential Development · by 2027 · Ocean Grove
$150m
Stockland Banksia Armstrong Creek Under construction · Precincts & Urban Renewal · by 2027 · Barwon Heads - Armstrong Creek
$193m
Seaside Estate Under construction · Residential Development · by 2027 · Portarlington
$92m
Harriott Armstrong Creek Under construction · Communities, Precincts & Urban Renewal · by 2027 · Barwon Heads - Armstrong Creek
$85m
Bellarine Peninsula Tourism Infrastructure Program Under construction · Tourism · by 2032 · Ocean Grove
$120m
Wurdi Baierr Aquatic and Recreation Centre Under construction · Sports & Recreation · by 2026 · Torquay
$48m
Wurdi Baierr Aquatic and Recreation Centre - Stage One Under construction · Sports & Recreation · by 2026 · Torquay
$47m
Messmate Road Growth Area and Torquay North Residential Precinct In planning · Communities, Precincts & Urban Renewal · by 2032 · Torquay
$750m
Harriott Townhomes Under construction · Communities · by 2026 · Barwon Heads - Armstrong Creek
$85m

66 further projects in Surf Coast - Bellarine Peninsula are not listed here.

AI Generated Denotes AI-based impression for illustrative purposes only, not to be taken as definitive under any circumstances. Please follow links and conduct other investigations from the project’s source for actual imagery. Developers and project owners wishing us to use original imagery please Contact Us and we will do so.

Beyond 2030: a further $1.65bn across 7 projects with completion dates further out — mostly precinct-scale programs whose dates are indicative. Kept out of the chart so the years you can act on stay readable.

Estimated value of tracked projects by the year they are due to complete, stacked by how certain they are. The dark band is money already being spent; the pale band is still an intention. Estimates are indicative and mix infrastructure cost with whole-of-precinct development value, so read the shape rather than the totals.

Approvals Pipeline Development Applications in Surf Coast - Bellarine Peninsula

Development applications around Surf Coast - Bellarine Peninsula

Development approvals is a new addition to AreaSearch. We’re actively expanding council coverage and refining the dataset — details and statuses for some councils may be partial. Check back regularly for the latest pipeline.
Application search is not available in Victoria. AreaSearch holds 401 applications for Surf Coast - Bellarine Peninsula, but they are a record of past activity rather than a current register. Victoria has no state-wide planning portal and its council coverage is uneven, so we have switched the search off here rather than return partial answers. We are currently investigating a solution. No credits are charged for Victorian applications, and building approvals from the ABS and the major projects we track are unaffected.

SOURCE: Planning portals and council registers, compiled by AreaSearch. Distance & bearing measured from the suburb midpoint.

ProfessionalPRO Development Map for Surf Coast - Bellarine Peninsula

Applications and major projects plotted where they are actually proposed, with the 126 projects AreaSearch tracks here on their own tab — filterable by type, delivery stage, area and committed value. To search every application on record rather than this sample, use the section above.

Distribution Where Development Is Happening in Surf Coast - Bellarine Peninsula

Surf Coast - Bellarine Peninsula covers 7 statistical areas, and development is not spread evenly between them. Barwon Heads - Armstrong Creek alone accounted for 40% of the area’s dwelling approvals in 2025-26. The top three between them took 75% of the total.

Dwelling approvals each financial year, split by the statistical area they fell in. Each column totals the whole Surf Coast - Bellarine Peninsula figure from the approvals chart above — SA2s nest exactly inside an SA3, so the two always reconcile. Tap or click an area in the legend to hide it and compare the rest. The smallest 2 areas are grouped as one band.

Map builder

Each area below opens a map builder on its own page — a tool for putting a map and a table into a report. Pick the place types you want plotted (schools, supermarkets, medical, child care, transport and the rest of what AreaSearch holds), add development applications as their own layer, drop your own points, then recolour, renumber and export the result as a table or CSV. A this area only toggle clips everything to the boundary you are looking at. Searches are charged against your credit balance — 1 credit per 40 results from AreaSearch data — and setting filters costs nothing until you search. The builder works on one suburb-sized area at a time, which is why it opens per area rather than across the whole of Surf Coast - Bellarine Peninsula.

Barwon Heads - Armstrong Creek area profile

463 approvals in 2025-26
40% of the area total · 195 applications on record · 2,777 new addresses since 2021
Build a map

Ocean Grove area profile

209 approvals in 2025-26
18% of the area total · 369 applications on record · 783 new addresses since 2021
Build a map

Portarlington area profile

199 approvals in 2025-26
17% of the area total · 233 applications on record · 1,975 new addresses since 2021
Build a map

Torquay area profile

166 approvals in 2025-26
14% of the area total · 376 applications on record · 455 new addresses since 2021
Build a map

Point Lonsdale - Queenscliff area profile

53 approvals in 2025-26
5% of the area total · 83 applications on record · 269 new addresses since 2021
Build a map

Clifton Springs area profile

36 approvals in 2025-26
3% of the area total · 299 applications on record · 685 new addresses since 2021
Build a map

Lorne - Anglesea area profile

34 approvals in 2025-26
3% of the area total · 162 applications on record · 140 new addresses since 2021
Build a map

Planning Authorities Councils Covering Surf Coast - Bellarine Peninsula

Surf Coast - Bellarine Peninsula spans 3 local government areas — Greater Geelong, Surf Coast and Queenscliffe. Applications here are assessed by whichever of those councils the site falls within. AreaSearch publishes development figures at ABS statistical boundaries rather than council boundaries. That is deliberate: the ABS issues a separate official building-approvals series for local government areas, and totals built up from statistical areas would not match it. Reporting at SA3 keeps every figure on this page reconcilable with the published ABS series.
Local government areaShare of Surf Coast - Bellarine PeninsulaApplications on recordRegister read to
Greater Geelong 63% of residents 1,119 May 2026
Surf Coast 33% of residents 538 September 2026
Queenscliffe 3.5% of residents 60 January 2025

Compare Nearby Development Hubs

The same view of building approvals, applications and major projects for areas neighbouring Surf Coast - Bellarine Peninsula.

Data & Method Sources & Method for Surf Coast - Bellarine Peninsula

The four tenses, and what each one can tell you

Proposed — development applications
Collected from council planning portals. The earliest signal available, but the least certain: many applications are amended, withdrawn or refused, values are the applicant’s own estimate, and coverage varies by council. This is a curated set, not the full council feed: AreaSearch carries applications of material scale and does not track routine minor works such as signage, fencing or small alterations, so the counts here are lower than a council’s own total lodgement figure and should not be compared with it. Applications still shown as under assessment more than 18 months after lodgement are reported separately and kept out of the live-queue figures: the age profile of open applications is sharply split between a genuine queue under a year old and a long tail of records councils never closed. Not every state publishes a cost of works — Queensland, the Northern Territory and the ACT publish none at all — so on those pages applications are counted rather than valued and no dollar figure is shown rather than a partial one. Treated here as a snapshot of the current queue only — AreaSearch does not chart application counts over time, because the history reflects when each portal was collected rather than when development happened.
Approved — ABS building approvals
The official series, aggregated to SA3 from ABS building approvals data, currently published to August 2026. Counts dwelling units approved, not buildings and not completions. The most recent financial year is annualised from nine months of data wherever it appears and is labelled as such.
Building — major projects
Projects tracked individually by AreaSearch from Infrastructure Australia, state infrastructure agencies, developer disclosures and council records. Values are estimates and delivery dates are targets. Ranked on this page by committed value and delivery stage rather than by distance.
Delivered — verified new addresses
New residential addresses verified in the national address register since the 2021 Census. This is the closest available measure of what has actually been built, though address creation can lead occupation and lags construction. It is not a completions count.

Boundaries

Surf Coast - Bellarine Peninsula is Statistical Area Level 3 20303 in the ABS Australian Statistical Geography Standard (2021 edition), made up of 7 Statistical Areas Level 2. It has an estimated 105,686 residents, +13.1% since the 2021 Census.

Currency

MeasureSourceTo
Dwelling approvals, five-year average ABS / AreaSearch July 2026
House share of approvals ABS / AreaSearch July 2026
Residents per approval ABS / AreaSearch July 2026
Value per approved dwelling ABS / AreaSearch July 2026
Commercial work approved ABS / AreaSearch July 2026
Verified new addresses since the Census Address register / AreaSearch August 2026
Development applications Council planning portals September 2026
Major projects Infrastructure Australia / state agencies / AreaSearch Ongoing

Figures on this page are read live from the AreaSearch database each time it loads, so they update as soon as a source does.

Development in Surf Coast - Bellarine Peninsula — common questions

How many new dwellings were approved in Surf Coast - Bellarine Peninsula?

The ABS recorded 1,160 dwelling approvals across Surf Coast - Bellarine Peninsula in the 2025-26 financial year, against a five-year average of 1,386 a year.

How many development applications are lodged in Surf Coast - Bellarine Peninsula?

AreaSearch tracks 1,717 development applications of material scale across Surf Coast - Bellarine Peninsula — routine minor works such as signage and fencing are not included, so this is not a count of every application lodged, of which 8 remain in assessment. Applications are assessed within the Greater Geelong, Surf Coast and Queenscliffe local government areas. The most recent application in our data was lodged in September 2026.

What major projects are planned for Surf Coast - Bellarine Peninsula?

AreaSearch tracks 81 current major projects in Surf Coast - Bellarine Peninsula, 36 of them under construction. The largest include Harriott Armstrong Creek, Barwon Heads Road Upgrade - Stage 2 (Reserve Road to Lower Duneed Road) and Summerset Torquay Retirement Village.

Which council covers Surf Coast - Bellarine Peninsula?

Surf Coast - Bellarine Peninsula is an ABS Statistical Area Level 3. It is covered by parts of 3 local government areas — Greater Geelong, Surf Coast and Queenscliffe. AreaSearch publishes development figures at ABS statistical boundaries rather than council boundaries, so they reconcile with the official ABS series.

Is Surf Coast - Bellarine Peninsula growing faster than the rest of Victoria?

On development approvals, Surf Coast - Bellarine Peninsula is adding new dwellings faster than Victoria as a whole — 0.99 approvals per 100 existing dwellings a year against the state figure of 0.80.

How current is this development data?

ABS building approvals are published with a lag of roughly four months; this page carries the series to August 2026. Development applications are collected from council planning portals and refresh continuously, with the most recent application here lodged in September 2026. Major project records are reviewed on an ongoing basis. Each section carries its own currency label so the four are never confused.

Development data is provided for general information. Estimated values, dwelling counts and delivery dates come from the lodging or delivering party and are not independently verified by AreaSearch. Confirm anything material with the relevant council or agency before relying on it.